The TOP 5 WORST Credit Cards In 2024

  Рет қаралды 163,384

Graham Stephan

Graham Stephan

Жыл бұрын

Download the Experian App or visit www.Experian.com/Boost - Add me on Instagram: GPStephan - These are my personal 5 WORST Credit Cards Of All Time - Enjoy!
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DISCLAIMER:
The views and opinions expressed herein are those of the author and do not necessarily reflect the legitimacy of these companies. Do your own research and come to your own conclusion. For entertainment purposes only!
THE BEST CREDIT CARDS OF 2022 HERE: • The 5 BEST Credit Card...
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*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice. Public Offer valid for U.S. residents 18+ and subject to account approval. There may be other fees associated with trading. See Public.com/disclosures/

Пікірлер: 494
@CurtisxJacob
@CurtisxJacob Жыл бұрын
I miss these videos from you and not the click bait stuff. Not being a hater, huge fan but I needed a break from all the “market crash,” going bankrupt, selling everything videos. These videos really help people and helped me turn my credit around years ago!
@dalexc
@dalexc Жыл бұрын
Couldn't have said it better myself. Graham, been following you for a while. Think you have a fantastic platform and opportunity to really educate the next generation on the importance of financial awareness. You're doing great. You do not need the click-bait non-sense. That's not how you built the platform. It was never your style and that is why we love you and your videos. Leave that to the amateurs.
@DGBAntho
@DGBAntho Жыл бұрын
Views don't lie more people like the clickbait
@kevins7974
@kevins7974 Жыл бұрын
@@DGBAntho because they got clickbaited. the like/dislike ratio is worse on those videos than the helpful videos like this one
@joshua.butler
@joshua.butler Жыл бұрын
Yeah... I agree it's frustrating. 🤷‍♂️
@brad265
@brad265 Жыл бұрын
Totally agree!
@The_Flamekeepers
@The_Flamekeepers Жыл бұрын
I made this mistake of signing up for a CreditOne card, but cancelled in the first month. They are the worst!
@roelsvideosandstuffs1513
@roelsvideosandstuffs1513 Жыл бұрын
By now people should already be asking the government "Why are these credit card scams still allowed?"
@Daniel_Braun
@Daniel_Braun Жыл бұрын
Putting the Starbucks card number one..... maybe hinting at a future Bankroll Coffee card to beat the competition?? 🤔 I'd love to see it! haha
@TheBlinkisback09
@TheBlinkisback09 Жыл бұрын
Love to see you here with the old Graham that got many of us started on our credit journies!
@dral22
@dral22 Жыл бұрын
This is refreshing to see, instead of that market crash, housing bubble crap you're obsessed with talking about
@terrencetroope
@terrencetroope Жыл бұрын
I love credit cards. I have the Chase Sapphire Reserve and Amex Platinum. I literally use my cards for every single purchase that I make. The perks that I get with these cards pretty much cancels out the annual fees. But I will caveats that credit cards should not be used if you don’t intent on paying it off in full each month
@caboosethemoose2070
@caboosethemoose2070 Жыл бұрын
Graham! You should do videos delving into credit card points transfers to travel partners and tricks. Your videos would be great with the info of the points guy or Dansdeals articles. "The best card to get to travel on the most luxurious first class flight on Singapore air"
@Doggieman1111
@Doggieman1111 Жыл бұрын
I love how they write "BLACK CARD" on the black card and "GOLD CARD" on the gold card just in case you (or your many admirers) aren't bright enough to figure it out.
@judahlewis505
@judahlewis505 Жыл бұрын
this video feels like OG graham videos. I've missed it
@GrahamStephan
@GrahamStephan Жыл бұрын
More to come!
@joshua.butler
@joshua.butler Жыл бұрын
Yeah it would be great to see more CC content!
@Good-Morning-Media
@Good-Morning-Media Жыл бұрын
Can you make a video of 2022 best banks?? Please.
@raiden3013
@raiden3013 Жыл бұрын
got to put 2022 edition in the title Graham!
@TheCreditShifu
@TheCreditShifu Жыл бұрын
Great video graham, I may have to do a reaction to this
@GrahamStephan
@GrahamStephan Жыл бұрын
Thanks!!
@michaeltigg1926
@michaeltigg1926 Жыл бұрын
Quality of his vidz are not good at all anymore.
@skp4nda549
@skp4nda549 Жыл бұрын
Can you do one on balance transfer cards?
@BradBehr2707
@BradBehr2707 Жыл бұрын
Refreshing. Good video, thanks for info
@ivinitmittal
@ivinitmittal Жыл бұрын
Ahh!! Old credit card videos!!💯
@KDotz
@KDotz Жыл бұрын
I love you Graham Stephan
@travissmith5360
@travissmith5360 Жыл бұрын
Time for a video of best credit cards in 2022
@gcard2112
@gcard2112 Жыл бұрын
Sick vid Graham, thanks
@SilverFan21k
@SilverFan21k Жыл бұрын
Get your Popcorn ready! 🍿 Financial Armageddon has begun.
@Wentojail
@Wentojail Жыл бұрын
Graham make a video how to stop credit card companies to send mail to your house!!!
@MrSami-gk1oj
@MrSami-gk1oj Жыл бұрын
Gram you assistant did all the work?
@dani2g
@dani2g Жыл бұрын
I used to get Starbucks every SINGLE day. Sometimes twice a day. I've been clean a whole month off of all sugary drinks including soda as part of getting healthy. I have the Starbucks card and now it's useless to me. Looking for a new visa to replace it so I can still get something when I shop at costco since they don't take amex.
@How3Kiwi
@How3Kiwi Жыл бұрын
Chase Freedom or Freedom Flex are good choices for Costco. Graham talks about both of them in multiple of his videos.
@Brianpeckin
@Brianpeckin Жыл бұрын
Just a waste of money up go there wtf
@judahlewis505
@judahlewis505 Жыл бұрын
Can you please reveal your entire stock portfolio? I wonder what it looks like now.
@GrahamStephan
@GrahamStephan Жыл бұрын
ok!
@PhotoDaveJax
@PhotoDaveJax Жыл бұрын
Great to see you on a credit card video again. I think that’s where I first found you. 👍👍
@GrahamStephan
@GrahamStephan Жыл бұрын
Awesome! Thank you!
@joshua.butler
@joshua.butler Жыл бұрын
Same here!!! Love this topic too
@arnoldfarias5101
@arnoldfarias5101 Жыл бұрын
@@GrahamStephan echoes from above!
@WorldAccordingToBriggs
@WorldAccordingToBriggs Жыл бұрын
Dude watch out using that Almay photos. Those people are very litigious.
@joshua.butler
@joshua.butler Жыл бұрын
This is a great tip Briggs!
@pancakes144
@pancakes144 Жыл бұрын
How did I know graham was gonna hate the coffee card
@Ok21111
@Ok21111 Жыл бұрын
Yes Graham plz stick to credit card videos they’re the best👍
@AFJojo
@AFJojo Жыл бұрын
MAKE MORE CARD VIDEOS!!!! TY
@jessicaboltze
@jessicaboltze Жыл бұрын
The ego joke! 😂😂😂
@bleron_26
@bleron_26 Жыл бұрын
I love it when Graham roasts Starbucks.
@tylerhalstead255
@tylerhalstead255 Жыл бұрын
Graham killing it with a diss video
@GrahamStephan
@GrahamStephan Жыл бұрын
thanks!
@FinancialFreedomMadeSimple
@FinancialFreedomMadeSimple Жыл бұрын
This is very helpful.
@michaeldiaz6060
@michaeldiaz6060 Жыл бұрын
What a coincidence when I asked you last video for your opinion of the best credit card is. Coincidence I think not !
@arigutman
@arigutman Жыл бұрын
I think having one solid card is important and ultimately needed to of course build a credit score. I keep it really simple with a capital one quick silver which gives 1.5% cash back anywhere and everywhere without any travel fees...
@hopederosby9516
@hopederosby9516 Жыл бұрын
I have that card also and love it I save my cash back rewards for emergencies
@LazyShady
@LazyShady Жыл бұрын
Theres an algo shift probably After what happen with Jermey, I barely see Grahams or Andreis videos on my feed. And all I do is finance
@logicalshri
@logicalshri Жыл бұрын
this is actually really interesting
@GrahamStephan
@GrahamStephan Жыл бұрын
thanks!
@mohammadabzakh7412
@mohammadabzakh7412 Жыл бұрын
thank graham , for the info one of the best :D
@tishacalderon2011
@tishacalderon2011 Жыл бұрын
I just got approved for the Credit one card but after watching your video I dont want those fees.. am I to late to cancel the cc??
@JohnRatti
@JohnRatti Жыл бұрын
omfg i didn't even notice it said credit one until you pointed it out. I thought it was capital one
@Youngstoner0721
@Youngstoner0721 Жыл бұрын
Please do a video for best starting credit cards im 18 and just starting to build my credit
@patrickbello8130
@patrickbello8130 Жыл бұрын
No mention of first premier it’s like a pay day loan
@top_goalie6519
@top_goalie6519 Жыл бұрын
You gotta watch the caleb hammer videos on your reacts channel you would have a field day with some of those people
@travissousa5476
@travissousa5476 Жыл бұрын
I love the random add drops. Pretty Funny.
@GrahamStephan
@GrahamStephan Жыл бұрын
hah thanks!
@CalebHammer
@CalebHammer Жыл бұрын
Just give me my Citi Double Cash and Imma happy boy 🥰
@GrahamStephan
@GrahamStephan Жыл бұрын
YESSS
@kazi1
@kazi1 Жыл бұрын
Agreed
@nelsonsanabria7888
@nelsonsanabria7888 Жыл бұрын
Graham Stephan = Goat
@josephvasquez5179
@josephvasquez5179 Жыл бұрын
These are the videos we missed !
@joshua.butler
@joshua.butler Жыл бұрын
Completely agree
@SyntaxGamify
@SyntaxGamify Жыл бұрын
This is what I was looking for
@joshua.butler
@joshua.butler Жыл бұрын
Would love to see him do more credit card content!
@NickDavies100
@NickDavies100 Жыл бұрын
Thoughts on the amazon credit card?
@m3vtmaster
@m3vtmaster Жыл бұрын
Last year I enlisted in the National Guard and did all of my training from Jan-August I had almost $13k worth of collections after i added up the line of credit that i was paying daily interest on It was a pretty rough time I was 12 months into my car loan and every time I applied to refinance I got denied I tried to get a debt consolidation loan and got denied,i am sick of this. can i get a perfect refferal for my credit repair on here?
@daxtonbrooks2054
@daxtonbrooks2054 Жыл бұрын
Dave ramsey
@ericdasilva2948
@ericdasilva2948 Жыл бұрын
Question, can I take out money from my credit card then deposit that to my debit card and then later pay off the credit card at the end of the month using the same $300 I took out?
@longboardtxco541
@longboardtxco541 Жыл бұрын
You are the best brother, thank you
@GrahamStephan
@GrahamStephan Жыл бұрын
Thank you too!
@itswillielugo999
@itswillielugo999 Жыл бұрын
Can’t wait to watch this
@GrahamStephan
@GrahamStephan Жыл бұрын
enjoy!
@itswillielugo999
@itswillielugo999 Жыл бұрын
@@GrahamStephan I have a airline credit card that is $99 a year. Should I cancel it because I don’t use it ?but will it hurt my credit?
@Ana-bu3jf
@Ana-bu3jf Жыл бұрын
Please make a review for Hamster Coin (HAM) 💪
@gunslinger9171
@gunslinger9171 Жыл бұрын
Hi Graham, what is your thoughts on the Aven card? It allows you to tap into your home equity. Normally would just a heloc on my primary residence but I need a line of credit as working capital on my rental house. I looked around and no banks are doing heloc on 2nd houses. Any advice?
@nickforman6655
@nickforman6655 Жыл бұрын
Omg not sure if you remember my comment but thank you so much!!!!! You’re the best
@GrahamStephan
@GrahamStephan Жыл бұрын
Of course!!
@jvaldez349
@jvaldez349 Жыл бұрын
Reusing your thumbnails Graham 🤨 I see you 👀. 😂😂
@jrich2784
@jrich2784 Жыл бұрын
I love it😂😂😂 ever since i been watching you, you hated Starbucks
@BigdaddiZ
@BigdaddiZ Жыл бұрын
Who else is watching to see if their credit card is on the list 👀
@GrahamStephan
@GrahamStephan Жыл бұрын
:O
@adanalayhan9855
@adanalayhan9855 Жыл бұрын
my score dropped badly during the covid period and i am just trying to get my shits together so i really need a credit score organization that will assist in building my score to been perfect,any recommendation?
@robertclubs9908
@robertclubs9908 Жыл бұрын
Thanks for the heads up.
@GrahamStephan
@GrahamStephan Жыл бұрын
You bet!
@NunaDeez
@NunaDeez Жыл бұрын
You know what? 2 3 hundred dollars is not gonna do me anything, my personal opinion I’ll rather focus on something more game changing. I love how people sit for years to figure out which credit card is going to give them another dollar.
@coreyw5981
@coreyw5981 Жыл бұрын
Its doing me better than any sort of investing has in the last several years. Haven't even come up a single dollar in any of the vanguards ive invested in. Credit cards have got me free hotel stays though which is pretty neat
@spiritualphysics
@spiritualphysics Жыл бұрын
👊🏾😎👍🏼 Thanks for sharing
@mustafahgmh
@mustafahgmh Жыл бұрын
Where the link for best credit cards Graham?!
@GrahamStephan
@GrahamStephan Жыл бұрын
Here you go! kzfaq.info/get/bejne/Z7KqeqySy93LhJc.html
@DayanaPlays
@DayanaPlays Жыл бұрын
"is that a mermaid?" 😂
@masonp5
@masonp5 Жыл бұрын
Feel bad for the people who see their credit cards on this list
@joshua.butler
@joshua.butler Жыл бұрын
LOL
@user-ex5vp7bv5r
@user-ex5vp7bv5r Жыл бұрын
Now this is Value. Thanks Graham Ham
@joshua.butler
@joshua.butler Жыл бұрын
🍔
@user-ex5vp7bv5r
@user-ex5vp7bv5r Жыл бұрын
@@joshua.butler “burger” - Hasbulla
@joshua.butler
@joshua.butler Жыл бұрын
@@user-ex5vp7bv5r Hasbulla is an absolute beast.
@samsmusichub
@samsmusichub Жыл бұрын
I need all these cards.
@mposey-yy8il
@mposey-yy8il Жыл бұрын
Can you update the best bank accounts video...please😁
@GrahamStephan
@GrahamStephan Жыл бұрын
ok!
@mposey-yy8il
@mposey-yy8il Жыл бұрын
@@GrahamStephan thank you kindly!
@OfficialMeta
@OfficialMeta Жыл бұрын
Nice throwback - thx graham :)
@DarkStal2
@DarkStal2 Жыл бұрын
I tried using the bureau company times without number before they got back to me this took like a month and i ask to pay the debts on my report and i followed some advice they give to me to paid the debts,i do but still got the debts on my credit
@anniealexander3402
@anniealexander3402 Жыл бұрын
Great information 👍
@TheDirtyHard-Worker
@TheDirtyHard-Worker Жыл бұрын
P.S. Panera's unlimited sip club destroys the Starbucks offerings.. js..
@bombaymiracle
@bombaymiracle Жыл бұрын
Huge problem with the fact that your last email didn't make one mention of the massive expansion of the IRS. The fact that you don't even think it's worth mentioning
@MrMiniPancakes
@MrMiniPancakes Жыл бұрын
What?
@bombaymiracle
@bombaymiracle Жыл бұрын
@@MrMiniPancakes his last email talks about the bills just passed and no mention of the expansion of the IRS
@Smart_Think
@Smart_Think Жыл бұрын
Dammmnnnn graham broke it down! Lol thanks for the video
@clandestinerobot14
@clandestinerobot14 Жыл бұрын
I am not seeing the linked video for best cards??
@SuperJamSports
@SuperJamSports Жыл бұрын
More videos like this Graham
@Barry17599
@Barry17599 Жыл бұрын
Gotcha graham
@GrahamStephan
@GrahamStephan Жыл бұрын
sup!
@Kevinbaconator_
@Kevinbaconator_ Жыл бұрын
BRUH, I just got a BOA card and when i was scrolling through the video and saw it late in the timeline, I almost pooped myself. But ole Graham was recommending it :)
@hopederosby9516
@hopederosby9516 Жыл бұрын
Any card with no grace period and charges you fees just to swipe it is a terrible card to get its best to look at terms and conditions on every card before you apply for them so you know what you are getting into before you decide to apply for them
@DevGambit
@DevGambit Жыл бұрын
10:05 had me dead for some reason
@HI-nh1vx
@HI-nh1vx Жыл бұрын
So when are you coming to Chicago or having a meet and greet? 🙃
@GrahamStephan
@GrahamStephan Жыл бұрын
maybe one day!
@kamplied
@kamplied Жыл бұрын
0:36 this reminds me of my bio
@eliubfj
@eliubfj Жыл бұрын
I'm watching the Starbucks part.... I could care less for coffee but as a monthly treat a large yum yum free of charge for a full year and then equivalent to 49/12 = $4/month after. That's not so bad! Only problem is getting a hard inquiry for such thing.
@joshua.butler
@joshua.butler Жыл бұрын
A large yum yum made me lol 🤪
@mercyfae17
@mercyfae17 Жыл бұрын
Starbucks already has a free rewards system within their app.
@mohamedanderson8014
@mohamedanderson8014 Жыл бұрын
Graham, what do you think about the AMEX Blue cash preferred?
@robby95036
@robby95036 Жыл бұрын
There are retailers who can make cool looking custom cards for 100-200 as a flat fee... no need to get an expensive black or gold card
@bay-kus9856
@bay-kus9856 Жыл бұрын
I filled bankruptcy on a vehicle and when i did they put my motorcycle in with it since i was still paying on it but just found out it still shows on my credit that my motorcycle still has an open account with the finance company and says i have missed payments since last April i would be glad if i can get an hacker to wipe this off for me
@vulcanfrost460
@vulcanfrost460 Жыл бұрын
@elizabeth flynn they are on insta gram
@Ricardo-bf6zj
@Ricardo-bf6zj Жыл бұрын
So First Premiere Bank has a chance now? Lol
@jeffrounsville4961
@jeffrounsville4961 Жыл бұрын
Thanks again for another great video
@awesomeadamfrom2099
@awesomeadamfrom2099 Жыл бұрын
Awesome job gram.
@GrahamStephan
@GrahamStephan Жыл бұрын
thank you!
@Krullerized
@Krullerized Жыл бұрын
Damn worst than credit one, never thought I'd see that
@GrahamStephan
@GrahamStephan Жыл бұрын
neither did I!
@anikevin
@anikevin Жыл бұрын
I have a gold card A discover one that I got as student which is 0 annual fee and 10% Cashback on some things in the first year if you know how to use it
@jujusreviews1969
@jujusreviews1969 Жыл бұрын
This looks remarkably similar to Mark Reese’s video posted a few days before this video. 👀
@ahmadsabboura2779
@ahmadsabboura2779 Жыл бұрын
Oh, no world end content? What happened? We passed world end safely yet again? Ok, didn't notice it
@chrislemaster2695
@chrislemaster2695 Жыл бұрын
SURGE CREDIT CARDS ARE NOT ALLOWED IN ILLINOIS.
@edwinmedina4338
@edwinmedina4338 Жыл бұрын
I remember getting the credit one card 😅 and as soon as I opened it up I immediately called, lets just say I had to make up this story! After 30 minutes of 'crying' on the phone the indian lady said ok ok sir we will cancel your card.
@Dudanation12
@Dudanation12 Жыл бұрын
Nothing says "I'm Stupid" more than getting that black or gold card. WOW!
@CaseyBurnsInvesting
@CaseyBurnsInvesting Жыл бұрын
Looking for that 76% interest rate.
@GrahamStephan
@GrahamStephan Жыл бұрын
...
@joshua.butler
@joshua.butler Жыл бұрын
That would be ideal!
@DamienOlsson
@DamienOlsson 2 ай бұрын
For the city person who visits SB every morning before work. I would say this is the best card you can get. At least they erase that cost that is probably in the thousands if not having the card.
@DriHand
@DriHand Жыл бұрын
Always making amazing videos!
@GrahamStephan
@GrahamStephan Жыл бұрын
Thanks again!
@noel3700
@noel3700 Жыл бұрын
I have the Amex Centurion. Do you think thats a good card? Downside it's €4000 a year lol
@joshua.butler
@joshua.butler Жыл бұрын
now THAT'S luxury!!!
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