The Trap: Inside the blackmail scam destroying lives across India - BBC World Service Documentaries
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Күн бұрынChinese loan app scam exposed by undercover BBC investigation.
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Instant loan apps promise easy money. Millions of people have taken the cash, but many have found themselves trapped in a nightmare of blackmail, extortion, and abuse.
This BBC documentary investigation reveals that, in the last three years, more than 60 people in India have taken their own lives after being threatened or humiliated by loan apps.
But how does the scam work? And who is profiting from this abuse?
#BBCEye goes undercover to take you inside the loan app scam - and to expose the people making money from misery, fear and shame.
Key moments from the film:
00:00 Intro
4:04 How ‘The Trap’ is set
5:21 Bhoomi on her experience with Asan Loan App
11:54 ‘Rohan’ takes us inside a payment retrieving call centre
14:31 Who is Parshuram Takve?
17:25 We meet the parents of Mounika, a 24-year-old woman who has taken her life after being threatened by loan apps
20:20 Meet Sunhil, whose daughter has allegedly murdered his mother to repay loan apps
24:12 Inside a loan recovery call centre for apps like Paysense
26:42 Our undercover reporter meets team leader Vishal Chaurasia - he explains how loan recovery works
31:24 ‘Vikram’ and his experience with Navi Finance
33:59 We go to Takve’s village and meet his mother
36:45 Hong Kong, Li Xiang and the links to China
You can also watch this documentary in HINDI here 👉🏽 • Loan Apps Scam : BBC I...
In MARATHI here 👉🏽 • Loan Apps Scam द्वारे ...
In GUJARATI here 👉🏽 • Loan Apps Scam : BBC I...
In PUNJABI here 👉🏽 • Chinese Loan Apps ਬਲੈਕ...
In TAMIL here 👉🏽 • Exposed: இந்தியர்களின்...
In TELUGU here 👉🏽 • Loan Apps Scam: BBC In...
Or in CHINESE here 👉🏽 • 威脅、羞辱至自盡：BBC調查非法追債集團和背...
To watch more investigative journalism from our award-winning BBC teams check out this documentary playlist, perfect for the biggest screen in your home: • All BBC World Service ...
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#BBCWorldService #BBCEye #IndiasDeadliestScam #TheTrap
@adammontgomery3213 6 ай бұрын
While Indian media slavishly sings bhajans to Modi, the real life stories of Indians goes unnoticed. Thank you BBC for doing this investigative work.
@vatsalvaishnav2062 6 ай бұрын
Bhagwan ke liye Bhajan na gaye to kya mujra kare ??
@anantgarg8741 6 ай бұрын
modi tere liye bhagwan hoga humare liye nhi@@vatsalvaishnav2062
@itn0687 6 ай бұрын
Very true... godi media has no time for real issues... its always has time for stupidity like religion
@windwind853 6 ай бұрын
Really
@mohit19907 6 ай бұрын
@@vatsalvaishnav2062to mujra roj roj kya accha lagta h... Sale koi khabar dikhate nahi bs bc modi ki bund main ghuse rehte h
@ashwynspeaks 6 ай бұрын
As an Indian, this is where Indian media and BBC differ. Kudos to the entire BBC team!
@stanjanab 6 ай бұрын
Bhakt being Bhakt. You're just so blind, focus on the story. @@patelkhushbu11
@sys9208 6 ай бұрын
@@patelkhushbu11lol chapri hindi media..
@suipsy1 6 ай бұрын
BBC or any other media..these companies should be shut and people responsible punished severely
@mangopudding5979 6 ай бұрын
Lo w IQ leftist sc um. BBC is well known for its lies and propaganda.
@mangopudding5979 6 ай бұрын
@@sys9208kam akal BBC is well known for its lies and propaganda same goes for other western media.
@snehark8797 6 ай бұрын
The guy Rohan is really great, he didn't let the evil consume him he stood for his morals. Thank you so much beother
@absolutelypitiful3837 6 ай бұрын
Poor father who is in total despair. You really want to hug and comfort that poor man. May he find peace.
@sesspess Ай бұрын
Why did he have kids in poverty? This is his own fault..HE IS THE cruel one, making a woman pregnant being POOR,THAT IS CRUEL and that is HIS OWN FAULT
@Mayankpratapsinghyadav007 6 ай бұрын
By exposing these heinous instant loan app terrorists ,you have saved millions of innocents in future ,a million thanks to you BBC
@bigbarry8343 6 ай бұрын
can't all apps, including games, do that? you give them permission to access to your phone data in exchange for free games.
@neecii 6 ай бұрын
@@bigbarry8343But the differences is this loan apps terrorist the victims till the point of taking one's own life.
@amitthackrey5152 6 ай бұрын
Loan should be made for free for all Indians period ! Modiji should take a firm stand.
@bigbarry8343 6 ай бұрын
@@amitthackrey5152 why only indians? are you a racist, sir?
@amitthackrey5152 6 ай бұрын
@@bigbarry8343 Why should free loan be given only to Pakistanis ? we also have a right for free loan from China period !
@mosesstevens3214 6 ай бұрын
Finally someone Came forward and covered this filthy scam . Hats off to BBC. Huge Respect
@Mike-rw1jw 6 ай бұрын
all the scam call centers grew exponentially after 2014 to become a full-fledged industry. initially they were targeting elderly citizen of US UK canada... now they are targeting within India this is modi''s gujarat model of development
@krunalparikh8535 6 ай бұрын
BBC is not doing a charity.. Wake up to reality of where BBC is from.. Wake up honey!
@vamsig6213 6 ай бұрын
@@krunalparikh8535where is cricket from?
@roger_melly5025 5 ай бұрын
Another sensitive Indian 🤣🤣🤣🤣🤣🤣@@krunalparikh8535
@umeshsalve4385 5 ай бұрын
Yes they scam is real but they have played a skit this are not real victims or scammers, even Indian media has covered this way long back and the govt have taken actions on those apps this were Chinese financial companies who were giving a small loans and charging huge interests and once the customers pays they were used ask for more and blackmail them by editing the photo. Majority of this victims were from AP, and other rural areas.
@subhashisnag6090 6 ай бұрын
India must shut down all call centres. Call centres are a curse.
@chandra_himanshu 5 ай бұрын
Why all call Centers? There are many genuine one.
@chandra_himanshu 5 ай бұрын
Fall for BBC selective narrative building ? 😂😂😂 More dangerous and serious crime and scams are happening across the world including west which individuals are reporting.. The BBC will always try to target selective countries only by bringing only negative stroies from those countries. These call center scam stories often comes on local media.. periodic actions keep happening against them. BBC itself is the most deadly scam in the world from tax evasion, money laundering to propaganda and narrtive building in name of journalism.😂😂😂 Well those are saying that Indian media are not reporting these are probably are completely unaware of facts..😂😂😂 These stories keeps on comming in media. The point is that more dangerous crimes and scam happen in every part of the world including western world but BBC would only focus to traget certain countries to bring only negative stories from...that country.
@subhashisnag6090 5 ай бұрын
@@chandra_himanshu All miseries piled up on hapless poor in India originate from call centres.
@Dee-ow9fb 2 ай бұрын
@@subhashisnag6090 helpless*. also all call centres? what about amazon ? lol amazon in india is like half the market in the whole of worldwide amazon lol
@metaphysicalrider1111 Ай бұрын
Not all buddy
@atulpatel9960 Ай бұрын
Hindustan times would not do such reporting, well done BBC
@sgtneosphere173 6 ай бұрын
As a former victim of Chinese loan apps, I am very grateful to you for comprehensively covering this widespread issue! Thank you!
@BBCWorldService 6 ай бұрын
Thank you for sharing!
@Samurai-ke5ie 6 ай бұрын
What’s the point of emphasizing on Chinese Apps when everything is taking place in India, by Indian, to the Indian .
@rmotfamily9846 6 ай бұрын
the easy loan approval itself with hardly any verification etc should alert people that these apps are scams which shouldn't even be there under Google, Apple, etc (it's not just scamming but paedophilia which are criminal issues in many nations where the scammers would need to be jailed for those too). unfortunately, many Indians by nature fall for these loans due to greed and sometimes desperation too where many I guess want to live above their means too. unfortunately, corruption and scamming have been part of the Indian blood (yes, corruption exists worldwide though India is 1 of the world leaders for scamming while amongst developed nations, only USA is amongst the world leaders for scamming)
@shubhamnarayan2077 6 ай бұрын
@@Samurai-ke5ie Didn't you watch the video, they are funded by chinese enterprises. Exactly same thing played out in china, this is the reason why India banned more than 100 chinese funded apps. Most of them were loan apps.
@sgtneosphere173 6 ай бұрын
@@shubhamnarayan2077 - I don't think, he did.
@drklawz9179 6 ай бұрын
Mad respect to the guy who went under cover to video the whole operation. He didn't have to. He knew what these people are capable of, but bro still went not once, but multiple times to two places just to let people know what's going on.
@SkinniJ 6 ай бұрын
Yup, had the camera been expose that would’ve been the end of him.
@noviting6976 6 ай бұрын
@@SkinniJbut they should have altered his voice in the video...
@anthonymarshall9405 6 ай бұрын
@@noviting6976they did. It was an actor’s voice as mentioned at the start.
@MDASAD-pl7fl 6 ай бұрын
Thanks for the information. Salute you all.
@josephdsouza1515 6 ай бұрын
CBI and FBI should work on this together to return all public's money
@earlgreco8636 Ай бұрын
I commend BBC and its staff for reporting such abuse and making the public aware.
@pavithrabalasubramanian7344 5 ай бұрын
This documentary proves yet again how cruel and wicked a human's mind could be...the lengths these people are going, to make money fully aware of the consequences...destroying many innocent lives.
@NoLeftNoRight12287 4 ай бұрын
the GREED for money bro, the GREED for money
@pavithrabalasubramanian7344 4 ай бұрын
@@GoreOB India is not the only nation where scams are happening. I am speaking generally, and my opinion applies to all the scammers.
@NoLeftNoRight12287 4 ай бұрын
@@GoreOB you will be scammed even by a nigerian or pakstani. dont worry.
@arijitroy2184 3 ай бұрын
@pavithrabalasubramanian7344 duh you are addressing the capital of scam, the country of scam, India
@onekerri1 2 ай бұрын
@@arijitroy2184 This particular scam leads straight to Hong Kong, ie. Chinese. Did you not watch the video? Did you simply read the title and make your comment?
@baqirhemraj7639 6 ай бұрын
Brave woman to have come forward to tell her story of abusive and dirty loan sharks in India. Why the police and the Indian government not doing anything to stop this malpractice?
@Rajesh-is2xh 6 ай бұрын
Why do you think we are not doing anything? These people are so wide spread and work in random manner that it becomes extremely difficult to predict their behaviour, common public is also involved in these things, who are situated very far apart from each other and are using various methods to mask themselves, still authorities are working day and night and we have uprooted plethora of them, it's a tedious and time consuming process but rest assured we are working tirelessly on this.
@baqirhemraj7639 6 ай бұрын
@@Rajesh-is2xh Still more could be done to ensure culprits are apprehended. Police employed should be competent and need more resources to ensure they are one step ahead of criminals. No crime should be treated as big or small and they should all be investigated thoroughly.
@ngindia 6 ай бұрын
some issues including political scams , loan scams like this , religious riots , corruption in public servants + political leaders + corporates , bad loans given and wiped out to leading corporates , land scams , inflation , poor law and order and bad judiciary system in India remains there with no change in the country as Indian government and judiciary do not want to change it may be , as it benefits them too hence let the people suffer , die , be depressed or cry no action at all .
@grapeshott 6 ай бұрын
RBI has done some things
@baqirhemraj7639 6 ай бұрын
@@ngindia Voters should not vote for corrupt politicians and voters should ensure that through their representatives tough laws are enacted to combat corruption of any kind. The government and judicial system need to change for the better if India has to progress and not stagnate economically in the 21st century.
@ittakes2-2tango 6 ай бұрын
The Indian government was so quick to ban hundreds of Chinese apps based on retaliation rather than threat. Why are these harmful loan apps with Chinese connections not banned then?
@rainboworiental9521 6 ай бұрын
because they banned all formal Chinese APPs from well esthablished Chinese Internet firms. They tended to running legit businesses. Only things left is the criminals who running the shelled businesses and hard to recognize.😂 Even Chinese authority with iron fist can't totally diminish this kind scammed App from several major crackdown throughout 2010s. It's so profitable. Bold people always willing to burden some risks.
@bha3265 6 ай бұрын
we are busy in hindu muslim
@Kathakathan11 6 ай бұрын
They are banned as well. You need to complaint and that’s when action can be taken.
@Kathakathan11 6 ай бұрын
@@bha3265considering that Muslims support Hamas terror. We need to do Hindu Muslim and etc etc
@itcell5628 6 ай бұрын
They are banned and these apps not available on IOS and Android's Appstore & Playstore these scammers send sms to hook people in scam and make them download app through unknown links, to be fair gov cant ban these links actually no one can the only solution is to make people aware about these scams
@tobyihli9470 Ай бұрын
Shame on the Indian government for not stopping this.
@sushanthreddymile7842 26 күн бұрын
They busy in other things
@sonalmundhra248 3 ай бұрын
This happened to a friend of mine and I now shudder to think what he must have gone through. Thank God he didn't take any drastic step.
@be9683 6 ай бұрын
My dad always taught me that there's no such thing as free/easy money ...there has to be some conditions. SO never accept such calls or offers. I cant believe how dark and disgusting things are happening because of this.
@Jams90. 6 ай бұрын
Step 1: make a fake account. Step 2: take out loan from scam app. Step 3: be happy! Step 4: repeat.
@subhashhoreb 6 ай бұрын
@@Jams90.u need to give them your adhaar info for loan . That’s not have loan things work bro
@Jams90. 6 ай бұрын
@@subhashhoreb what is adhaar
@Jams90. 6 ай бұрын
@@subhashhoreb @22:18. My friend, Now is not the time to cry. Now is the time to get back at them. A man who has nothing to lose is the most dangerous person in the world when he puts his mind to it.
@subhashhoreb 6 ай бұрын
@@Jams90. it’s a Indian national identity card, which u need for everything
@gaurav795 6 ай бұрын
This is called as investigative journalism! Hats of BBC for doing such a brilliant documentary. An eye opener for Indian television media.
@nocompulsioninlove2148 6 ай бұрын
Indian media is sleeping.....Digital India
@Jams90. 6 ай бұрын
Step 1: make a fake account. Step 2: take out loan from scam app. Step 3: be happy! Step 4: repeat.
@nocompulsioninlove2148 6 ай бұрын
@@Jams90. linked to social security and bank accounts not easy
@Jams90. 6 ай бұрын
@@nocompulsioninlove2148 @22:18. My friend, Now is not the time to cry. Now is the time to get back at them. A man who has nothing to lose is the most dangerous person in the world when he puts his mind to it.
@hariharasudhanramajayan245 6 ай бұрын
😆 🤣 😂 india media is sold already
@SoulSonder26 3 ай бұрын
This is, and i say this with 100% seriousness, the BEST investigative journalism I've seen in YEARS! Great work!!
@swatighosh6992 5 ай бұрын
Thank you for honest investigative journalism Poonam! What also bothers me is the permanent irreversible damage to the moral fibre of the country. All young people who work in these call centres are morally damaged forever. My heart breaks for all the lives lost and the families and friends impacted by their deaths. If you are stuck in this kind of an abyss, speak to someone you trust and ask for help. Turn to people whom you can meet, talk in-person, come out of the apps and the virtual world.
@peaceoflife6707 6 ай бұрын
Shame on such celebrities who endorse such loan apps without showing any moral responsibility.. Just want to make money at any cost😢
@User67578 6 ай бұрын
Navi is a registered NBFC it's not illegal one , That's why the company apologise him
@user-vb7mq7lj7o 2 ай бұрын
Indian celebrities will do anything for money! Just see how so many big-time Indian actors and cricketers are endorsing (cancer causing) paan-masala brands and online gambling apps. These greedy celebrities have no shame or any sort of moral obligations towards our society. For money they will even sell their mothers!!
@A_for_AML 6 ай бұрын
Call centre employees also must be punished very hard as they know their job is DIRTY JOB and its their VOICE CALL WHICH TAKES LIVES.
@Tate525 6 ай бұрын
*scam call centre employees
@charanteja5285 6 ай бұрын
Only scam call centre employees
@vishnupillai9336 6 ай бұрын
@@Tate525how is it scam they are not scamming thing they are doing is unethical but not a scam
@nyakwarObat 5 ай бұрын
@@vishnupillai9336go back to your worm hole and stay there. Don't come out. 🙄
@user-gl7or6fq3x 4 ай бұрын
I will remain deeply indebted to BBC for this investigative documentary, thanks a lot. Please keep up your efforts on working and highlighting such issues. They have certainly saved many a lives. The indian system can do much more in banning and bringing those responsible to justice, but as we all know for sure they may be the foundation and the spring board from which these apps may be active and booming. Thanks again. Keep it up. Well done.
@user-bt7cc4kk1m 5 ай бұрын
When something is free...remember...you are the product
@princepb3157 6 ай бұрын
Indian government should take stern action against these financial fraudsters, if they are considerate of the well being of Indian citizens...
@karnailsinghchadha213 6 ай бұрын
What Indian government ? They are andhbhakts who may be the real organisers of these loan apps .
@DragonSlayerRealThinker 6 ай бұрын
You are expecring more from this govt which they are not capable of. Unless its opposition party or its about wining election they wont take any action..
@user-or1ce7ez5w 6 ай бұрын
It's funny that after all this you still believe the government has nothing to do with it. I am willing to bet most politicians in India has some benefit out of this
@user-or1ce7ez5w 6 ай бұрын
@@seeker334 you're right expect an ED raid at BBC soon😅
@classnclassics7252 6 ай бұрын
They have already !! Read news - it’s been months
@sharadgovind1126 6 ай бұрын
Kudos to Punam and the guy who help expose the scam. Thank you BBC for this excellent piece of investigative journalism.
@BBCWorldService 6 ай бұрын
Thank you for watching.
@sujitchavan4813 6 ай бұрын
One thing is clear people go with easy route to get money... But fail to understand that there will be risk.. With every short cut in life..
@Jams90. 6 ай бұрын
@22:18. My friend, Now is not the time to cry. Now is the time to get back at them. A man who has nothing to lose is the most dangerous person in the world when he puts his mind to it.
@subhashdavid5933 6 ай бұрын
@@BBCWorldServicewe need more journalists like punam.
@seemadorman6844 6 ай бұрын
Great job BBC. This excellent investigative journalism shows that we still have journalist like Punam & team who are ready to investigate crime till end. A hope for the young generation, who are now a days watching chatukarita only in name of journalism. Thanks for your hard work.
@melodeev5487 5 ай бұрын
If it seems too good to be true, it ALWAYS is. Words to live by.
@andrzejs6523 3 ай бұрын
Respect to all of You producers , reporters and victims to be so brave and disclose this system . I hope all of you stay safe . God bless you.
@SHAHNAWAZ32 6 ай бұрын
Everyone who has watched this documentary and appreciate the step taken by BBC, please share it as much as possible. This needs to be shared. I am doing my part. Please do yours.
@BBCWorldService 6 ай бұрын
Thank you for spreading the word.
@user-vf5gw6sm3m 27 күн бұрын
🙌👏👏👏👏👏👏👏👏👏
@paulabraham1338 6 ай бұрын
Was a victim myself, let me tell you these agents are the most ruthless A**********. Its been happening for years now and suprising the authorities are having a blind eye to it. My heart goes out to the people who died cause of these bloody rascals. Thank you BBC India for this.
@youngdigholirecords2035 6 ай бұрын
How did you deal with it?
@anonymoussaitama725 6 ай бұрын
Why take the loan when you can't pay back on time? 🤔
@paulabraham1338 6 ай бұрын
@@anonymoussaitama725 get into the situation that i went through then you will know how it feels. easy to ask questions but when tragedy stikes is when you will know what it is. Do you even the scale at which these guys operate ? Or are you one among them trying to use a fake ID and ask questions ?
@anonymoussaitama725 6 ай бұрын
@@paulabraham1338 No, I didn't mean it in that way. They have no right to abuse anyone. But one can surely borrow little money from friends family, etc... , but I understand that they choose their target audience who might not have access to these. I am not from there Obviously.
@rememberme5928 6 ай бұрын
@@anonymoussaitama725 there r lot of scamsters and scam apps that show your debt uncleared even after you paid with interest and everything. Few other apps immediately deposit money as loan just after a session of debt cleared.
@apnadesh9477 3 ай бұрын
Proud to have brave Journalist and Rohan like Indians.
@johnalbert3653 6 ай бұрын
Kudos to the entire BBC team! I am very grateful to you and the entire team for comprehensively covering this widespread issue! Thank you!
@dolly7426 5 ай бұрын
BBC themselves are such frauds
@wath3ka 6 ай бұрын
Same thing was happening in kenya🇰🇪. Predatory loan apps were a menace until the government took the initiative to ban most of them.
@AlbertNTipster 6 ай бұрын
Yes, this is now happening in Kenya!
@Blueberries1984 6 ай бұрын
@@AlbertNTipsternot anymore,the government has put a data protection law and sent out a warning to all and any lenders who use borrower details to harass them and their contacts. 1 person has already been awarded 1.2million shillings by rhe court after reporting.
@chaaaaaaaaaaaad 6 ай бұрын
Good job by Kenyan govt to ban these chinese motherf0ckers
@mikii98541 6 ай бұрын
Well said “It’s not fear, it’s the shame”
@ItsGarbagedaaay 5 ай бұрын
My friend was abused and repeatedly told no one would believe her if she told anyone and tortured her. Please don’t believe a word they say. Your loved ones will always believe you and take your side. Stay strong and tell your most reliable friends or family if you’re in trouble. The more you stay silent the worse it gets.
@raj0291 5 ай бұрын
Thinking about other people's lives. Thats divine work. Hats off
@liveinshyam 6 ай бұрын
@18:34 The father of 24 year old girl Mounika is addressing her as "Mounika garu" and her name under photo reads the same. This is a respectful way of addressing someone in Telugu language. It breaks my heart to see a father with such a deep reverence for her daughter and her personality had to go through this tough time of losing only child. May a ray of light bring strength to family in some form.
@test_account5610 6 ай бұрын
Did you see he touched the photo as we pray?. This is heart breaking .
@tasleem5677 6 ай бұрын
It broke my heart. Imagine losing your innocent child to this cruel world and not being able to do anything.
@vikasr1077 Ай бұрын
She is government employee...
@Narutospeed_ 6 ай бұрын
one of my friend was trapped by sextortion gang. he fought them on his own, no police helped him. Indian police don't help victims unless you have recoomendation
@Kathakathan11 6 ай бұрын
True
@abcdef5118 6 ай бұрын
Very true
@mtarkes 6 ай бұрын
How men can get sextorted?
@Beerukachannel 5 ай бұрын
Experience the story with this cinematic experiences, I gained a lot of knowledge from watching this real journalism This is the first channel I've ever subscribed Well done BBC And Miss Agarwal
@amitlal436 3 ай бұрын
I am glad that you are an honest journalist. I appreciate your hard work
@Manjukiran1986 6 ай бұрын
I was one of the loan takers long ago and they were all legally done. In spite of it being legal, they call you so many times and annoy you. I'm not saying they used bad language but the fact that they call you and keep reminding you everyday that you owe someone money makes you feel disgusted about yourself. I can only imagine in these scenarios how much pressure a person must have gone through that made them end their own life. That 26 year old girl's story just broke my heart 😢 Moral of the story, live on the streets if you have to, eat garbage if you got to, but never borrow money from anyone.
@Mr.VAGlNA 6 ай бұрын
You can borrow from legit organisations specially government organisations
@cdandanimelover3674 6 ай бұрын
Nobody borrows money for fun. Dire conditions force them.
@useless51 6 ай бұрын
After viewing this documentary, I am thinking if a journalist or a group of journalists can do such a detailed dig up of wrongs with the citizens of a country... What and How much more can the government agencies could.. should and would be doing to set things right ! Kudos to the journalists who exposed the underbelly of such scams !
@bloody_me_put-in 6 ай бұрын
Have you seen the Indian police? As soon as they get recruited into government jobs, they seem to believe their lives are all set, start slacking, and stop caring about their physical fitness. They look and act more like a fat and tyrannical mafia boss than a police.
@bikasahoo 6 ай бұрын
Be aware that some "investigative journalism" had been found to be "deliberate" too.
@jithingeorge8758 6 ай бұрын
Many apps are still running on playstore sadly
@Ankurjit_Deori_ 6 ай бұрын
the government is involved in such kind of activities as they get incentives from them
@anirudhnarayan89 6 ай бұрын
Yo, du3btuck! The government has already banned a lot of these apps. Even popular ones were shown the door. Before posting such comments, at least read an article or two 🤦
@pagaladiiii 6 ай бұрын
Huge respect to you People need to be aware of it
@pranjalpathak4498 5 ай бұрын
Respect to you BBC for uncovering this. Thank you.
@WoodstockG54 6 ай бұрын
It’s all India is becoming famous for. It used to be known for their enlightened teachers, but that’s in the past.
@osho782 6 ай бұрын
Its hell...always will be like this
@deepakkumar-pb8dn 6 ай бұрын
@@osho782so you must have left,right?
@monicaa9741 6 ай бұрын
Thank you BBC for exposing these scammers
@mdsameer-pf3jd 6 ай бұрын
What bbc doesnt mention is these loan scammers charge 100% interest per week. Like if you take 100$ and then in the second month you have to pay 400$. Some people paid as much as 1500$ on a mere 100$ loan.
@amanrana7900 6 ай бұрын
A scammer is exposing another scammer kek
@siddharthsrivastava31 6 ай бұрын
@@amanrana7900 indian media is scammer
@pauljordan4452 6 ай бұрын
@@mdsameer-pf3jdAgree. Currency symbol goes first.
@amitthackrey5152 6 ай бұрын
Loan should be made for free for all Indians period ! Modiji should take a firm stand.
@bhanugopal7132 3 ай бұрын
Such an eye opener and Bone chilling documentary. Hopefully people get to see this amazing edited documentary and learn a valuable life lesson. Thanks BBC for all the hard work.
@narayanancr8936 2 ай бұрын
Hats off🙏❤️👍👌 Heart felt thanks to every single soul who had contributed in making this documentary. 🙏
@Goldenempire2008 6 ай бұрын
Sad thing is influencers like Dhoni and Many other celebrities do advertising for them. Hritink and Ajay with Rummy Circle, crickets for dream11 etc. They should know their value, money is not everything. Thanks BBC for bringing this up.
@theyouthblock8210 6 ай бұрын
Astonishing to see what independent journalism can do that the government and its countless agencies cannot
@Kathakathan11 6 ай бұрын
Agencies are tracking and trapping these people every single day. Read newspapers and you will see continuous cases
@pajeetsingh 6 ай бұрын
BBC. independent?
@TheMJsisters 6 ай бұрын
it's not they cannot, they don't want to
@rajanathanc5468 6 ай бұрын
government busy giving reservations and freebees to dalits and muslims. merit class no jobs, and stuck this loans to fill the emergency necessity
@tltarzan678 6 ай бұрын
Chinese are attacking inside India. They’re using Indian to attack Indian to commit suicide n take money ..
@mchakrabortty1787 5 ай бұрын
Well done!!!! Such honest coverage is the need of the hour.
@Nerinav1985 5 күн бұрын
Salute to the lady for her courage to speak openly of her ordeal. Tears rolling down her face as she speaks. In a judgmental society like south Asia, telling truth to media is Praiseworthy.
@MHWorldwide 6 ай бұрын
This is the real reason behind the conflict between BBC and the Modi regime! Great investigation BBC!
@satyambishnoi 6 ай бұрын
That was fake
@Tyuiiiizxvb 3 ай бұрын
What has Modi got to do with it.Perhaps you're the British stooge planning to destroy India from within.Perhaps you pine for the days to be a coolie of your white sahibs
@abundela76 6 ай бұрын
The main problem is 'Why the people of India are opting for a Loan as low as Rs 2000?'
@Madoobe87 6 ай бұрын
Desperation caused by poverty
@Jams90. 6 ай бұрын
@22:18. My friend, Now is not the time to cry. Now is the time to get back at them. A man who has nothing to lose is the most dangerous person in the world when he puts his mind to it.
@sidheequeche8262 6 ай бұрын
After demonetisation, government looted peoples money and given to adani by loan and avoiding tax.
@ProLab. 6 ай бұрын
@@sidheequeche8262and you muslims became poor na??? That's all in your mind for Modi Government... And before Modi all the citizens of India were rich like Ambani's and Adani's , isn't it?? For everyone in this world, never ever listen and believe on any word said by muslims of India bcz they only know their religion, they just want to make India a Muslim country and for that they are doing whatever they can do...
@subhasreethakur2292 6 ай бұрын
Not always due to poverty but to maintain a wealthy lifestyle.
@subrotos2020 5 ай бұрын
An eye opener, brilliant documentary 👍 my heart goes out to the victims. Hats off to the journalist who made this🙏
@paulzeman3945 6 ай бұрын
Ive stopped my car to meaage you and say that you are a hero and a angel. Thank you for helping these pior victims of fraud. South Africa ❤
@nyakwarObat 5 ай бұрын
Why are you watching this while driving? That key needs to be taken away from you 🙄
@healthyself7941 6 ай бұрын
In the U.S., collection agencies must operate under certain regulations. For example, they cannot use abusive language, cannot call at night and so on. India should do something similar.
@Kathakathan11 6 ай бұрын
These are not legal lending agencies. These entities are completely illegal.
@themanincastle5432 6 ай бұрын
These are not legal companies. So they have no regulations
@eggbenedict-gt7mw 6 ай бұрын
This is india here cops take bribe Police are the real scamsters in india 😂😂😂😂, American hackers exposing them but police don't catch
@neutronstar5544 6 ай бұрын
These are illegal companies that do not follow RBI guidelines
@udaykhanna1 6 ай бұрын
No one follows any law in India unless media starts covering it and it builds up pressure on politicians and police to take some strong action.
@user-hn2tp9gd7f 6 ай бұрын
Fantastic journalism! This video should be circulated. It can save so many lives.
@hiteshjha9789 2 ай бұрын
Respect to everybody involved in this operation and bringing out the truth . I was about to do something stupid being frustrated from couple of these - thanks to BBC !
@eliottcallafe4700 2 ай бұрын
Take care of yourself dude 😊❤
@paulinaannoh3771 3 ай бұрын
I nearly fell into a scammers trap yesterday, thank God I listened to my instincts. Can happen to anybody !!!!
@JewellParis 6 ай бұрын
Great job done by BBC BBC should expose more unrecorded crime in the society
@alipro6783 6 ай бұрын
BBC needs to expose the rape against women and girls by Hindu males. We need this to take the world stage. On Feb. 23, 2016, an Indian woman, within hours of giving birth by C-section, was raped in a hospital near New Delhi. Some in India took consolation in the fact that at least she was not, like Nirbhaya-the 23-year-old female physiotherapy intern-beaten up after being raped. A few days later, on March 8, 2016, on Women’s Day, a 15-year-old girl was raped and set on fire. Indeed, Amnesty International reports that authorities have not effectively implemented new laws on crimes against women. The majority of rape cases still go unreported. In Prime Minister Narendra Modi’s India, the problem, instead of abating, has become worse: 2011 24,206 (reported rapes per year in India)2012 24,9232013 33,7072014 37,000😮
@biswajitroy3797 6 ай бұрын
Great job done
@vikas2412 6 ай бұрын
So heart wrenching to see how Parshuram's mother is in such a denial , just can't accept the fact that her son can be so cruel.
@moominmay 6 ай бұрын
@@yeeshatravellerexactly! The denial is almost like a mental illness she has
@Saquibpasha77 6 ай бұрын
Borrow from friends or sell something when you need money but please don't take loan from these apps...thanks bbc for this documentary
@annamariarachnagonsalves2048 2 ай бұрын
Thank you BBC and Ms Aggarwal for the awareness.
@MessiahManiac 6 ай бұрын
Never thought that I would say this but thank you BBC for making this documentary, the media doesn't cover this, it is so rampant in our society rn.
@Jams90. 6 ай бұрын
Step 1: make a fake account. Step 2: take out loan from scam app. Step 3: be happy! Step 4: repeat.
@MessiahManiac 6 ай бұрын
@@Jams90. they're getting smarter nowadays, it doesn't work like that I have tried
@Jams90. 6 ай бұрын
@@MessiahManiac hahaha what happened when you tried???
@Jams90. 6 ай бұрын
@@MessiahManiac @22:18. My friend, Now is not the time to cry. Now is the time to get back at them. A man who has nothing to lose is the most dangerous person in the world when he puts his mind to it.
@rajivvishwa 6 ай бұрын
Kudos to 'Rohan' for speaking up. Other call center employees must realize what they do literally destroys the life of others and get out of this dirty business.
@believer2030 6 ай бұрын
Ethics don't matter when you are living in a poor country like India, where everyday you have to earn for survival.
@Sanket.vjadhav 6 ай бұрын
They have a family to feed
@suganthram7767 6 ай бұрын
@@Sanket.vjadhavit's better to die than feed your family by destroying others lives
@clickbaitpro 6 ай бұрын
@@believer2030 It doesn't for low value people but It does matter even if you're poor. There's always option to choose between right and wrong. Always, if you have working brain cells
@clickbaitpro 6 ай бұрын
@@Sanket.vjadhav If that's your mentality, you don't have enough brain cells to think. I see everyday even poor people being ethical and having moral values. If scamming others is what you're feeding your family on, I hope the worst for those lifeless people
@sanjaykumarpadhi2246 3 ай бұрын
Thank you bbc and team. Aisa bohut hota hai. Mere 2 pehechan wale loan liye the aur phone mere no par aya tha. Jab maine puchha mera no apko kahan se mila . To reply aya ki pehechan wale diye the . Lekin sach yeh ki woh group walon ne uski mobile ko hack karke sare save no liye the. Firse bohut bohut thanks bbc aur team apko yeh news banane ke liye . ❤
@antonyfernando674 5 ай бұрын
Kudos to the guy who helped in intruding the scam centers
@SOULDoctor111 6 ай бұрын
It resurfaced my trauma , I have experienced everything shown in this documentary. Third party RECOVERY AGENTS still call my family members and sometimes they call me too.but luckily my lawyer friends made me aware about laws and i understood my rights and RBI guidelines and with that awareness I can face these criminals and tell them what is right what is wrong. That trauma still haunts me.They threatened me ,my brother,my relatives and many of my known people.I guess it's just a start to crack the outer layer of this system because in reality there are many layers we need to know about. Thanks to the entire team.🙏 Special thanks to the brave Reporter for raising the voice against these Sharks. I hope our law and police help us on time so that we can prevent suicide and trauma disorders people face after such experiences.
@increasingsun 6 ай бұрын
Still they do? Are these new tech fintech companies that have come up or local apps?
@ajstilllovessh 6 ай бұрын
Brother I was saved by my parents but it hunts me to this day
@BBCWorldService 6 ай бұрын
Thank you so much for watching and for sharing your experience.
@josephdsouza1515 6 ай бұрын
CBI and FBI should work on this together to return all public's money, without interference of any pm or political parties.
@lawteacher8337 6 ай бұрын
My heart goes out to Gauri's dad 😢
@CrazyPig990 4 ай бұрын
Thank you everyone behind this master piece, one step closer to a peaceful World ❤❤❤🎉
@day6atemywallet78 2 күн бұрын
The saddest part is how we can easily tell how fake those photos but the families probably don’t know it’s altered and victims end up suffering for nothing 😭
@sinandiwan333 6 ай бұрын
When being brave is the only option, Kudos to this lady for coming out openly so that others realize how deep does this rabbit hole goes..well done to team BBC🎉
@johnc3351 5 ай бұрын
Haha, BBC making fake accounts posting the same fake comments over and over and then giving them thumbs up. BBC is GARBAGE.
@gulrez1031 6 ай бұрын
Great work Poonam Agarwal! This doco was much needed to expose such scams happening in India.
@rahallivex 5 ай бұрын
Thanks for helping people. My salute to everyone involved. It’s the job of the Indian government to aware people but they are doing nothing.
@googlevoo9126 3 ай бұрын
Thanks to Rohan and You for exposing this.
@ad0906013 6 ай бұрын
Dhoni declined to comment. Obviously, when you're minting crores, the lust for money is insatiable.
@vikon170 6 ай бұрын
Dhoni will have no sense or responsibility, towards the people who suffer taking loans from this company, people may include his fans as well.
@niteshjain7576 6 ай бұрын
Someone who had been trapped and coming out of it was an mental torture. Thanks BBC, i can finally share to my cousins & family what i actually went through. 😢❤
@musicaccount7240 6 ай бұрын
Which app was it?
@animasindur3833 Ай бұрын
This is actual media work and investigation. Great job to disclose these cruels
@agnuspaul3817 3 ай бұрын
The best documentary ever 👏 kudos to BCC tean and journalist. Hope this scam ends at the earliest
@Pammellam 6 ай бұрын
Google is not checking these apps as they should. Apps like this should not be allowed on Google. …. they should not be able to download details of address books or photos.
@chairpants 6 ай бұрын
When you install any app, Android let's you pick the permissions given. If a random app asking you to give your contact access, you should use your brain and deny it. But people don't really care and 99% of people are technologically very illiterate even today.
@Kathakathan11 6 ай бұрын
This is the most important point
@AMwanja 6 ай бұрын
The problem is you allowing your privacy to the apps be very careful..go to settings and secure your privacy
@cresselia1 6 ай бұрын
They are downloading through apk files
@user-hy4un2li8w 6 ай бұрын
Humanity is at an all time low. Thx BBC for showcasing the truth and making people aware.
@ashardeashley3599 6 ай бұрын
Kali- Yuga even at its golden age. It will get worse than this.
@user-rj9uw6pq9p 6 ай бұрын
Kali na bolta toh bhi logo ko pata chalta
@user-hy4un2li8w 6 ай бұрын
@@user-rj9uw6pq9pwhat do you mean ?
@niteshthakur8836 3 ай бұрын
What an eye-opening documentary. Hope it reaches the right people to benefit.... good job, Poonam ..
@dcgrc2022 6 ай бұрын
Investigative journalism at its peak. Kudos BBC and team!
@jumaalbalushi4204 6 ай бұрын
As an x police officer, we took serious actions against scammers, and we made sure they never saw the sun again
@hoochie7982 6 ай бұрын
Don't trust police officer also almost 90% police are corrupted.
@sri20141 6 ай бұрын
in which country ?
@yomajo 6 ай бұрын
X - like a twitter cop?
@ShivaChettri 6 ай бұрын
@@yomajoI think he mean't ex-police officer as in a retired police officer.
@rajendragupta1943 6 ай бұрын
Really
@AlexS20- 6 ай бұрын
Waiting for Indian government to take a strict action against the people who are involved in this. They all need to be punished. Kudos to Rohan and BBC. Great work 👏
@praveenwazza5556 6 ай бұрын
Indian government will ban BBC
@NKiransing 6 ай бұрын
they will ban this documentary also and show India is shining..
@thenimblerider 6 ай бұрын
true
@bkv5134 6 ай бұрын
@@NKiransingIndian govt already banned 100 Chinese apps... But our own Indian people coming with different app... It's our own Indian people who are doing this to fellow Indian... We can not left everything on govt.. As a human we also have some responsibility.. Many people who are watching this video they or any of their relatives might doing this scam.. This scammers are not aliens.. They are our own people..
@Jack-er2uj Ай бұрын
"Great job on your reporting, Poonam! It's important to expose those who take advantage of the poor and powerless. I hope the Indian government takes action to prevent this from happening unless they are profiting from it in some way. My heart goes out to those 60 innocent lives and the countless others who are living this nightmare. 🙏
@Raja-ct9xq 6 ай бұрын
My suggestion is those who plan to go abroad, clear everything from your phone, just create fake contact list with local Government bodies and police department numbers, then take the loan >> go abroad and never pay this guys a penny. So they should know the pain of their illigal business.
@bosco5282 6 ай бұрын
Kudos to the BBC and entire team behind this...our authorities should take legal action against these scammers instead of fighting with each other ...apart from the scam if you see how this call centres are using our youth and destroying there ethics and morale to get advantage for themselves...there is very less job opportunity for our fresh graduates in india and they end up joining these call centres for 8k to 10k rupees per month...my prayers and thoughts goes to all victims who had to face this...please don't loose your hope....we will fight this together...
@media-rn6zc 6 ай бұрын
BBC doesn't say anything about the mother terressa terrorist scam
@Sameer_S_Kulkarni 6 ай бұрын
Lose, not loose
@krunalparikh8535 6 ай бұрын
BBC is not doing a charity.. Wake up to reality of where BBC is from.. Wake up honey!
@imankuok4699 5 ай бұрын
Thank you for revealing the truths!
@MoralScienceEducation 5 ай бұрын
Thanks for exposing another on line criminal enterprise. Keep going!
@itn0687 6 ай бұрын
My cousin who was just out of college too became a victim of this trap. They had every detail of him including his ID and had made his life miserable. When he started avoiding their calls these goons starts calling females from his phone contact list. Then we approached police, after that everything looks peaceful.. god knows what's going to happen in the future.
@StephenDawson12 6 ай бұрын
Bravo, *Apexbureauservice* ! I'm so glad you're out there fighting these scumbags. We must do everything in our power to protect the elderly and the general public from these despicable scammers. You're a true hero, my brother!
@mosestushi2219 2 ай бұрын
Thank you BBC World. Honestly, this video have enriched me with some insight and knowledge on it. I have received many message to receive loan online but I have decline myself in doing so as I was always suspecting, it might be scams or frauds. This video has open my eyes. Thank you🙏
@kellyshomemadekitchen 6 ай бұрын
What an outrage! I hope the slimy company(s) behind these despicable stunts are jailed for life!
@Macky1101 6 ай бұрын
Without the Indian call centers calling and harassing these people none of this would happen. Even if the loan is coming from another country. I am sure there are loans from everywhere and not just "Chinese loan apps". The report also had named Indian loan apps.
@Kathakathan11 6 ай бұрын
Investors are Chinese citizens
@omzy8700 6 ай бұрын
@@Kathakathan11yet it’s Indians that are harming other Indians ,investors are just investors,they didn’t create the idea
@Kathakathan11 6 ай бұрын
@@omzy8700 oh so Chinese are getting nothing out of this, they are just here for some timepass and tropical sun tan 😂 slaves
@_netscapenavigator 2 ай бұрын
When Indian Law Enforcement's IT cells are busy blocking farmers' social media accounts, and Indian media sycophantly parrots Modi's tunes, common people are suffering. Thanks BBC for your coverage of these issues.
@birdmedicaldevices 21 күн бұрын
Poonam you are a lady with an iron will. Hats off to your amazing work. Keep going & God bless
@indie.dog.parent 6 ай бұрын
With so many other videos , this Video from BBC is really an eye opener and applaud to the lady who risked her life in exposing such a big scam and who are all behind it. These loan apps are really a termite to our society and it always targets needy people and eventually getting harassed , they guys should be punished.
@Jams90. 6 ай бұрын
Step 1: make a fake account. Step 2: take out loan from scam app. Step 3: be happy! Step 4: repeat.
@loneranger5928 5 ай бұрын
The BBC brilliant work, exposing the scammers wreaking people's lives. The brave lady who went on camera, I wish her well . Also, thank you to the insider and the reporter doing this dangerous work Deepest condolences to the families and, friends of their loved ones , who tragically took their own lives. Due to the abuse, and threatening behaviour by vile people in the call centres. The Indian authorities, know what is happening how do they allow it to continue? BBC 👍👍
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