REAL ESTATE INVESTING ✨ spot vs no downpayment 💰 rfo vs preselling 🏡 bank financing| Tita Talks 🍵

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REAL ESTATE INVESTING ✨ spot vs no downpayment 💰 rfo vs preselling 🏡 bank financing| Tita Talks 🍵

Рет қаралды 48,190

3 жыл бұрын

Hello guys!!! Update: the property I got back in Oct 2020 already appreciated by almost P1-million in just a span of 6 mos. And since I chose no cash out dp scheme, I have paid just below P200K.
Today I'm partnering with Avida Land to answer your most asked questions about the Alviera Property in Pampanga, things to consider when looking for an agent/broker, pros & cons of preselling, spot vs no cash out downpayment and bank financing!
For inquiries on Avida Alviera Settings Greendale and/or any other Avida property, please contact my favorite agent:
📱 JB Herrera (Viber/SMS): 0995-735-7527
🏡 Real Estate Investing in Your 20s to 30s! ✨ (things u need 2 know b4 u buy 💸) | Tita Talks 🍵
• Real Estate Investing ...
🏦 Bank Financing Calculator: bit.ly/3o7RGPx
💰 TITA THEA'S BUDGET PLANNER PH
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This video is sponsored by Avida Land.
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Пікірлер: 147

@jerwinmontero1916 3 жыл бұрын

hi ms. thea, i am only 18 yrs old right now and i have been looking for an informative youtuber about diversified finance context and i found you. thank you for making these kinds of videos love lots muah.

@yenmayuga2165 2 жыл бұрын

Hi maam thea! I just want you to know na avid fan ako ng mga tita talks mo and nakaka inspire ka. Sobrang inspired ako sayo, nakuha ko na din first ever property ko. Foreclosed unit from Pag ibig. ❤️ thank you for inspiring me. Sarap na may nakikita sa pinaghirapan pala.

@mr.frugalinvestor4166 3 жыл бұрын

We should be careful on money disposal if you are not spending to earn or get back money,then stop spending...

@stellajohn9131 3 жыл бұрын

Apparently my view on the solution is to venture into trading cryptocurrency

@sophiaisabella7045 3 жыл бұрын

I wanted to trade crypto but got discouraged by the fluctuation of price.

@clarklewis9060 3 жыл бұрын

that won't bother you if you trade with a professional like Mr Barry Silbert

@nancywillams6092 3 жыл бұрын

Am a living testimony of Mr Barry Silbert

@rolandkelvin7328 3 жыл бұрын

The right choice of an investment has always been the problem for me cause I know picking the wrong investment will leave a big scar in the future

@yajson 3 жыл бұрын

Make a video on your thoughts about Citibank leaving the Philippines.

@jingonzales8076 3 жыл бұрын

starting my real estate portfolio as well. thanks for this. i learned a lot.

@josselielykamadduma5098 3 жыл бұрын

Yeyy i missed your vlogs!! Sobrang dami kong natutunan sayo Ate Thea! April 29 noong una akong nakapanood ng video mo which is Emergency Fund 101 and nowww grabe feel ko ang responsible ko na pagdating sa finances ko. Though small progress palang but I'm super duper happy. Thank you so much Thea!! 💕

@dev.jessicabonzo 3 жыл бұрын

will never get bored watching tita talks. super valuable ng contents, thank you

@jankatesamson 3 жыл бұрын

Nakakailang ulit na ako sa panonood ng part 1 naka-save siya sa downloads ko hahaha sobrang helpful and informative! ❤💯

@bollen-dx9ly Жыл бұрын

Presselling the best . Lalo na kung denedevelop ung Lugar at BIGLANG nag tayo ng MALL.. Business stblisment

@rowelasangil3627 3 жыл бұрын

I watched your first real estate vlog 5 months ago and it pushed me to invest in my first real estate investment. I have no regrets and very happy with my decision. Nag appreciate na din sya kahit less than 100k palang cash out ko. 💕

@aprillaroza648 3 жыл бұрын

Hi Thea, this is very informative! Can you create a content how to compute un appraisal ng property? Thank you!

@jonathanquintal2931 3 жыл бұрын

Lumakas loob ko sa pag kuha ng Avida Greendale Lot, noong napanood ko ung video mo 😊😊

@MANGAHAS999 3 жыл бұрын

PERMISSION TO POST! Hello sir Jonathan! I’m from Megaworld Corporation, I have sent you a message on your messenger you might want to check it. Thank you!

@josemigueldionora237 3 жыл бұрын

Tell me you're a Tita Thea fan without actually telling you're a fan: "I ran the numbers" hahaha!

@yourmusicbox7383 3 жыл бұрын

“In between” 🤣❤️❤️

@zaismile2116 3 жыл бұрын

I printed out her budget planner 😅

@genbendanillo8628 3 жыл бұрын

Exactly. Hehe

@KatWalkTV 3 жыл бұрын

Because of Tita Thea, I'm so proud of myself na nakaBili na din ako ng aking first property (LOT) ♥ ♥ ♥ ♥ And gusto ko din magRetire sa work ng early hehe.

@jaysenmartir9088 3 жыл бұрын

Woah! Very Informative! Ms. Thea can you make a content about your first time investing a condo and how do you manage paying for it monthly. I want to invest pre-selling project too, but Im scared about the monthly payment any tips please. Thank youu!

@janicamangibin2893 3 жыл бұрын

@OwnPropertyPH 3 жыл бұрын

Hi, I have videos with condominium buying tips that may be able to help you 😊

@steffanyprtll 3 жыл бұрын

I hope Tita Thea can share side hustle tips and ideas 🥰

@moonlightgaming4253 3 жыл бұрын

Eto yung content na pinaka favorite ko❤️

@pardzfajardo434 3 жыл бұрын

thanks tita ganda ng content sana more videos pa po regarding sa real estate.

@lorrainehabulan5298 3 жыл бұрын

Sobrang laking help neto. Thank you Thea 😍

@muscleteevtg 3 жыл бұрын

Thank you so much Miss Thea it really gives me idea on how to invest and not to be pressured .

@hannahvania7619 3 жыл бұрын

wow congratulations thea 🥰 very inspiring sana kayanin ko din to.

@osheanlee 3 жыл бұрын

Thank you, Thea!! Will watch this again pag bibili na ako ng house and lot

@asuna3833 3 жыл бұрын

Thanks for this, Ms. Thea! 😍 Very informative! 💖

@yellowcarbb 3 жыл бұрын

Thank you so much Thea! Very insightful video as always!! :D

@DP-zt1tr 3 жыл бұрын

Thank you for this informative video! You deserve more subscribers 💖💖

@marimichaelclarkcapili 3 жыл бұрын

Hoping for more contents about real estates:)

@OwnPropertyPH 3 жыл бұрын

Hi, I have a lot of videos about real estate. You may want to check it out 😊

@marimichaelclarkcapili 3 жыл бұрын

@@OwnPropertyPH yes i already watched videos from your channel ma'am :) very informative :)

@aiLynNonan 3 жыл бұрын

wow! new vid! yey!

@joemardigamon137 Жыл бұрын

question po. paano po maalaman yong value na nagappreciate na yung proerty saan po makikita kung mgkano ang appreciate

@marimichaelclarkcapili 3 жыл бұрын

Wow! Been waiting for this another video! Love it as usual :)

@missd6664 3 жыл бұрын

Can you please make a video on bank financing? Like kung saan maganda mag bank financing..

@bndz046 3 жыл бұрын

I've been arguing to myself where should I start investing when it comes to real state. Thank god I came across your content. BTW I'm wondering if you will consider adding 1 tito to you Tita Talks group. lol

@OnlineGennie 3 жыл бұрын

Yeeeyyyyy! may upload aggaaaiiiinnnn💕

@thoughtsthatmatterbyjanesa8049 3 жыл бұрын

Yay! This is really what I am interested in. 💓

@jqs5357 3 жыл бұрын

Thanks you you're a big help po in making my real estate decisions 🥰💞💖

@VanessaVictorino 3 жыл бұрын

Yay! Excited for this topic!

@kareenafrumos 3 жыл бұрын

Hello. Hope you can also discuss MRI on the third ep nito hehe. Thank you

@donnaclairekulallad6735 3 жыл бұрын

Thanks for this Tita Thea

@AyoS11 3 жыл бұрын

Love your videos always Ms. Thea

@althene 3 жыл бұрын

Finally! Another upload! Huhuhuhu.

@reena1811 3 жыл бұрын

Very good tips

@brandoncajurao2110 3 жыл бұрын

Part 3 please!

@TS-me1xw 3 жыл бұрын

Miss Thea, hello po. Off topic po. Sana po magkaroon po kayo ng content about cryptocurrency tho sabi nyo nga po sa mga previous vlogs nyo di po kayo “well-versed” sa crypto. Sana po kahit basics lang ng interface ng mga applications especially Binance. Medyo di ko po ma figure out yung system. Someday po sana... kahit hindi po soon hehehe. I REALLY LOOK UP TO YOU AND TO YOUR MINDSET AS WHAT IS PROJECTED PO SA MGA VLOGS MO HUHUHU. Hope to meet you soon, ate. 🥺🥺🥺🥺

@lheabelasa1152 3 жыл бұрын

Yeeey! Another video ♥️♥️♥️

@desscastillo_ 3 жыл бұрын

more videos like this pls!!

@jem5819 3 жыл бұрын

Noob question lang 😁 Paano niyo po nalalaman saan titingin ng mga real estate properties? Paano po mas magkaron ng update kung magkakaroon ng preselling properties in an area? Sorry, I'm new to this. I'm a 25 year old OFW and napaisip din ako, why not invest as early as now.

@TheaSyBautista 3 жыл бұрын

Ang chinecheck kong areas yung direction of economic growth -- pampanga, south luzon, cagayan de oro, etc. Nagsisearch lang po ako sa web for new developments :)

@bcmj4751 3 жыл бұрын

Having a 25k salary, it's hard to find housing loan. 😢😢

@sunkissedlass 3 жыл бұрын

This is very helpful

@josemigueldionora237 3 жыл бұрын

Tbh nakakalula yung numbers and it's scary to think how am I going to pay that off if ever I decide to buy a property. How will I know if I'm ready to buy a property? In your case, how did you know that you're ready and already capable?

@OwnPropertyPH 3 жыл бұрын

One of the ways to determine if you’re financially ready to buy a property is to use the “2.5 rule” suggested by financial advisers. With the 2.5 rule, all you have to do is multiply your annual total income with 2.5. Yung answer, iyon yung price ng property na kaya mong bilhin. So, for example, if you and your co-owner/s annual income is P1,440,000 with taxes and other deductions already deducted. Simply multiply it with 2.5 and you’ll get P 3, 600,000. Yung P 3.6 million, yun yung kaya mong bilhin. But take note that there are also other costs associated with purchasing a property so you really have to financially prepare for it before it gets turned over 😊

@josemigueldionora237 3 жыл бұрын

@@OwnPropertyPH Thank you so much for your response! So in your example, yung 3.6M is just the basic cost pa lang of the property no? Hindi pa dun kasama yung other costs na you mentioned?

@OwnPropertyPH 3 жыл бұрын

@@josemigueldionora237 yes, just the selling price but if you’re buying a ready for occupancy property, government transaction fees should already be included 😊

@marjdeasis3790 3 жыл бұрын

what's 2.5 po? I mean anong role nya sa computations? Sorry po sa question huhu

@miabellisima 3 жыл бұрын

@@marjdeasis3790 just a guide if you're wondering in what price range of property can you afford. As explained, just multiply your annual income by 2.5, e.g if your annual income is 1M then you can afford (in theory) a property worth 2.5M.

@angelseyesguerra6453 3 жыл бұрын

Stock market 101

@bryanthoughttv4738 3 жыл бұрын

Good day !!! Ask ko lang po kung saan magandang investment ang maganda sa taong na sweldo lang ng 400 a day ... kaya ko pong mag save ng 1k a week for investment Like sa Ginvest lang din po sana na madaling ma access, and pang long term 😇

@AyaMarie 3 жыл бұрын

thank you for this! really helps a lot!

@charlonefalcunaya3896 3 жыл бұрын

Hi! May I ask what is the size of the lot of the computation that you showed for Alviera? Thank you!

@jankatesamson 3 жыл бұрын

Yey! ❤✨

@ShoppingwithRina 3 жыл бұрын

Thank u very helpful

@sittiesarahmotalib2743 11 ай бұрын

Hi Ms thea, si jb hererra padin po ba mare recommend nyo? Just watched your video and I need someone to help me find a good property yo invest my small hard earned 150k money

@edelestranero9590 2 жыл бұрын

How will you know the appreciation of your property?can I see the appreciation online or I can only ask my agent?

@jesabethbayeng 2 жыл бұрын

Mam thea what are your thoughts about investing sa preselling na condo? Is it an okay investment ? Or meron din mga risks?

@alexpenafuerte4745 3 жыл бұрын

Hi, Miss thea how about AlveoLand naman po, for your next investment?

@ramiliopacheco Жыл бұрын

Ano po update sa alviera project

@user-ow6qv1sn8r 3 жыл бұрын

Who should I talk to if i have more questions especially about the loans? :(

@lodisakusina4063 3 жыл бұрын

Can you show us your financial portfolio?

@lorenz048 Жыл бұрын

Mraming Slamat.

@Louibitton 3 жыл бұрын

Pano po malalaman kung nag appreciate na yung property miss thea? Bought a land at sta lucia greenmeadows. 10900 per sqmtr binili namin. Around the area my tatlong malls napalibutan din ng subdivision and city area sya.

@CocoBeee 3 жыл бұрын

Hi @Thea, what do you think about EVO City in Cavite? :)

@ethelmaecardona4745 3 жыл бұрын

Early bird here 🥰

@jeelyndador2868 3 жыл бұрын

Which is better, bank financing or pag-ibig housing loan?

@julietmike5038 2 жыл бұрын

very nice video. ask ko lng im planning to become a real estate agent and once im accredited to a certain broker and selling the certain land and i'll buy one of the portion is it allowed for me to buy as a agent for that lot and do i have any commision for this?

@shairaannesuarez3406 3 жыл бұрын

Interesting

@xamanthadavidolittleentrep9547 2 жыл бұрын

smdc novaliches po sya sa quezon city mam...please po sana mahelp nyo po aq...need q po mabawi lg ag pera q mam na pinaghirapan q po dito sa saudi mam😭😭

@cristinaeres5969 3 жыл бұрын

😊😊 Ganda po

@jasminebid2996 3 жыл бұрын

Been wanting to invest sa property but I am out of the country any recos on this case?

@alfrenjohnalcontin6986 3 жыл бұрын

Hi notification squad! 😂

@krish3470 7 ай бұрын

What this 2023 1:29 am

@xamanthadavidolittleentrep9547 2 жыл бұрын

please help me nman po im just a ofw dh po sa saudi at hindi q na po kayang bayaran ag unit na kinuha q kasi may spot down payment po pala sya at hindi ko na po makontak ag agent po na nag.alok sa akin po

@revtane9 3 жыл бұрын

Ask ko lang po, ok po ba yung 3900 pesos/month for 33 square meters house and lot, to be payable for 30 years? Thank you po

@krizfy 3 жыл бұрын

Hi Thea! May kilala po kayo broker ng Cityland haha

@FennyMabelPeiffer 3 жыл бұрын

I always want to invest in real estate pero hirap ako magloan dahil sa proof of income. Possible po ba na makapag bank loan ako? I am not an OFW, I am considered an independent contractor and paid my taxes in the US since 2020 dahil I stayed in the US majority of the year due to covid.

@georgealas162 2 жыл бұрын

Available p din po b cya now?

@eiramesorgnolumus625 3 жыл бұрын

Hi ate

@tinniewinnie3681 3 жыл бұрын

Yey!

@janecirujano6106 3 жыл бұрын

Maganda bang investment ang gold jewelries?

@chrisnownombre8693 3 жыл бұрын

Pwedi po bang mag apply ng multiple loans? How?

@xamanthadavidolittleentrep9547 2 жыл бұрын

mam baka po gusto nyo condo sa smdc po?

@monsdiaries2358 3 жыл бұрын

Ms. Thea, Kelan po babayaran ung sa BANK FINANCING? Thank you po

@OwnPropertyPH 3 жыл бұрын

Start ng payment for bank financing pag complete na po yung downpayment for the property. For example, P 5,000,000 property tapos 20% deferred downpayment in 60 months, sa 61st month start ng bank financing so dapat mag-apply ng bank loan at least three months before the balance is due 😊