things to consider before ✨ investing ✨ your hard-earned money 💸

things to consider before ✨ investing ✨ your hard-earned money 💸 | my first million 🎯

Рет қаралды 17,578

Күн бұрын

comment below if Nov or Dec 13th month payout & what your plans are for the money ✨🥳
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Пікірлер: 60

@operativealyssa Жыл бұрын

Every November namin natatnggap yung 13th month. Eto yung allocation ko for mine: Investment (MP2) - 12% Emergency Fund - 12% Christmas Fund - 12% Travel Fund - 38% Grad School Fund - 8% Wants - 18% Last year's bonus, yung EF and investment ko yung priority but this year, I'm prioritizing my travel fund since I really want to travel abroad next year.

@michelchu6592 Жыл бұрын

Thank you, Thea. I reaply appreciate contents from your vlogs. It's very productive.

@ceaacevedo148 Жыл бұрын

Hi Ms. Thea! Super fan here! Great help lahaaaaat ng videos mo. Such inspiration to work smarter. Can you recommend a course that we can take for s to learn more about numbers/finances? Where and how please? These could be a life changer too just like the videos you were making. Please dont stop making more videos, it could save someone’s life just like what it did to me hahah thanks much and praying to get noticed! 🥰

@maryrosecastillo4416 Жыл бұрын

point no. 10 ang favorite ko - na same din dun sa sinabi ni Marvin Germo in one of his videos re: REITs. trading is about volume - kelangan palakihin mo rin yung capital mo.

@AirahCyy Жыл бұрын

December - 100% will pay debt this year, sad but have to do.

@TheaSyBautista Жыл бұрын

CONGRATS IN ADVANCE!! 🥂 for sure your future self will thank you for doing this ❤️

@EMLopez-ew3os Жыл бұрын

i have VUL and mutual fund. Part of my 13th month was put into my mutual find. Planning also to invest in Pagibig MP2 next yr.

@clarissapingol Жыл бұрын

I been watching for almost a year na po ng content mo tita Thea and dami ko tlaga natututunan pati mag budol hahah

@yourforeverMaj Жыл бұрын

Sorry, unrelated. Where did you buy your top? Oh so pretty 😍

@alexalarcon3380 Жыл бұрын

Hi ms.thea, do you use technical analysis in investing in stocks?? If ever, can you share a video regarding tech analysis?

@jocelwood6895 Жыл бұрын

I am 36 yrs old no consumer debt of any kind. Our only debt we will have is a mortgage once we are ready to buy a house. Masarap sa feeling pag lumalaki ang net worth mo and whenu dont have debt.

@markdenvervillones4391 Жыл бұрын

Additional fund for my house purchase next year ☺️

@lorenz048 Жыл бұрын

Mraming Slamat S Mga Vedio.

@loudettedelacruz-santos458 Жыл бұрын

Hi Ms. Thea. I'm currently working on building my energency fund right now. Having said this, is it smarter to finish this first before entering the world of investing?

@TheaSyBautista Жыл бұрын

Yes, always EF first before investing. Kahit 3mos of EF lang muna :)

@edelestranero9590 Жыл бұрын

I'm trying to diversify my sources of income to fuel me to invest more but one thing I learned is that it's not easy to grow your money much more to invest if your budget is tight. Commitment is key.

@tryxiebajen606 Жыл бұрын

Pay debts hahaha. But hoping I can still give gifts to my fam and friends.

@TheaSyBautista Жыл бұрын

+1 sa pay debts! Best gift to yourself this christmas 🎄

@CrisDeguzman-ft5hq Жыл бұрын

Hi Thea, what are your thoughts on investing sa real estate like condos? I might consider getting a condo sa DMCI versus sa nagrerent lang monthly.

@FrancoGomez-cj2xc Жыл бұрын

Same question, since big investment na sya for me, I would like to know pros and cons ng renting vs buying since hindi ako masyado familiar sa real estate.

@ignorance_is_servitude Жыл бұрын

Please tell who are the owners of Shari-Shari and if they are backed by financial institutions to have more transparency and to know if they are sustainable for the long run and not a fly by night scam.

@AirahCyy Жыл бұрын

Which do u prefer ms. Thea, Go trade or Shari-Shari?

@juswa639 Жыл бұрын

Up. Want to know the pros and cons of each platform

@inapaulate2304 Жыл бұрын

November! 🙂 I put it on TD sa Tonik! 😄

@TheaSyBautista Жыл бұрын

Ok yan para mas mataas interest!

@phepotguess4444 Жыл бұрын

We r seniors already and we r unable to settle our mortgage😔 thanks

@Ategrace777 Жыл бұрын

Samen pong goverment november namen nattanggap😊

@renbackup5390 Жыл бұрын

gusto ko din bumili ng s&p 500!!!

@sairachan7205 Жыл бұрын

How is Shari-Shari different from GoTrade? And which one is better?

@HL00403 Жыл бұрын

planning to invest it in vul sa pru. Not sure if you reviewed vuls na, can you share if yes?

@TheaSyBautista Жыл бұрын

Hello! I don’t have a video on VUL yet 😊

@HL00403 Жыл бұрын

@@TheaSyBautista yay, hope you can create a video then ms thea! :) Having second thoughts in getting life insurance plus vul as the market is very volatile esp now. But the health insurance part is very important so not sure how to weigh the pros and cons hahaha

@krish3470 Жыл бұрын

Nakakakilig na after work ito makikita mo online :) Since I started working last 2014 never ako nakareceive ng 13th month pay. Hirap ng working sa healthcare. I just count as a blessing nalang na mas madali kami makalabas ng bansa. So sa lahat ng nakareceive na, be wise and share your blessing without compromising our own goal 😉

@angelicaaax Жыл бұрын

Ang saya naman ng may bagong vlog agad!

@TheaSyBautista Жыл бұрын

Next one sa Fri next week na. Nakakapagod pala mag 2x a week upload hahaha

@lurielleleine Жыл бұрын

April and Nov! So I got half of my 13th month this Nov, saved 75% of it then paid CC for 25%.

@TheaSyBautista Жыл бұрын

Wow ang advance ng April! Siguro para makahelp sa parents na mag babayad ng tuition? 😅 congrats din ang laki ng natabi nyo for savings ❤️

@Liz_AMusingWanderer Жыл бұрын

wala akong bonus

@fafaafaae Жыл бұрын

As a freelancer, no 13th month. :( I have a main client I work with and still accept sideline/extra projects. From the extra money, ganito allotment ko: - 40% debt/EF repayment (yung mga hiram-hiram sa savings) - 40% investment - 20% fun luho money (para I don't feel deprived :P) favorite point: 10% returns on 10k PHP isn't the same as 10% returns on 100k. totoo talaga na minsan mas madami kang maeearn from upskilling

@rubybee2180 Жыл бұрын

Kami lang ata nakakatanggap ng 3th month ng Dec 23 hahaha

@maricelp116 Жыл бұрын

Wow

@TheaSyBautista Жыл бұрын

Hala ang tagal? Pero parang ang good thing about it di mo na masyado magagastos kasi tapos ka na mamili ng gifts by that time haha

@rubybee2180 Жыл бұрын

@@TheaSyBautista Sa tru lang po haha tapos isang bagsak pa, unlike others na hati sa April at Nov haha

@johncelfrancisco8778 Жыл бұрын

1st Ms Thea 😍

@TheaSyBautista Жыл бұрын

Hello po!!

@marytumala6069 Жыл бұрын

ang ganda naman sunod sunod ang vlog mo ate thea 😍😍😍😍 , more more savings vlog 😊

@TheaSyBautista Жыл бұрын

Sinisipag ang teata nyo hahaha

@mitzibarja1808 Жыл бұрын

#11 🤎

@aevameow Жыл бұрын

Yeyyyy new vlog 🤍🤍🤍

@raidenshogun3912 Жыл бұрын

Gagamitin ko 13th month pay para sa laptop. I'm transitioning to VA/Online Job 🫶

@blessyo4 Жыл бұрын

will the ftx ordeal sa US affect us here

@tiktokshoppingmallph. Жыл бұрын

Wow...

@tiktokshoppingmallph. Жыл бұрын

What I've learned on this don't panic keep calm when the stock market down...takes this as an opportunity to buy..

@tiktokshoppingmallph. Жыл бұрын

Know your risk appetite

@shin_diaries Жыл бұрын

2nd ❣️

@ieliel327 Жыл бұрын

😇❤

@raissandshine Жыл бұрын

November, save up then give it to one needs it then family

@markjaysonsalud6900 Жыл бұрын

Every first Friday of November! 🫶🏻 This year, bulk of my 13th month pay will go to pang-gifts and the rest savings naaa! 🎁

@TheaSyBautista Жыл бұрын

Ang saya ng first friday of nov, abot sa 11.11 sale so mas makakatipid mamili ng christmas gifts!!

@markjaysonsalud6900 Жыл бұрын

yaaaas! :> super abot sa early access ng 11.11 sale ni adidas!! i paid just roughly 30-40% of the srp!! #SalamatAdidas