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My Husbands Doesn't Think We Need To Pay Off This Debt
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@LovelyCeee 2 жыл бұрын
If you’re living in poverty then you should not be a stay at home mom without some type of Work from home job. OR one spouse works in the day and the other spouse works at night. There’s no excuse to have an entire family, Husband, wife and children but living in a 1 bedroom apartment. That’s ridiculous!
@Astro95Media 2 жыл бұрын
I remember when my debt was at $3,500. I was overjoyed because the finish line was only about six weeks away. It was a little over a year ago ... I was a single dad ... and I wasn't making a ton more than the dad in this call. Y'all can do this!
@shoeplayisbad1 2 жыл бұрын
I'd never be able to pay 3500 in six weeks
@Astro95Media 2 жыл бұрын
@@shoeplayisbad1 My income and side hustle together were enough to make it happen.
@thetruth5635 2 жыл бұрын
Ken said if you have a pulse they will hire you 😂.. he’s 100% right especially in hospitals
@Jay-lz6uj 2 жыл бұрын
And security guard
@PilouBen 17 күн бұрын
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.
@Lourd-Bab 17 күн бұрын
Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks
@PilouBen 17 күн бұрын
@@Lourd-Bab However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.
@Lourd-Bab 17 күн бұрын
@@PilouBen Oh please I’d love that. Thanks!
@PilouBen 17 күн бұрын
@@Lourd-Bab Clementina Abate Russo is her name
@PilouBen 17 күн бұрын
Lookup with her name on the webpage.
@Maxechard13 2 жыл бұрын
Speaking as someone with 23 husbands myself, I know the struggle!
@Sheryl777 2 жыл бұрын
😂
@finfitology 2 жыл бұрын
The only reason I clicked on the video is b/c the title said husbands 😂
@LittleMopeHead 2 жыл бұрын
Nice to imagine you are debt-free after selling all the kids and husbands. 🙌
@kaycumberbatch8437 2 жыл бұрын
🤣🤣🤣
@inviz1769 2 жыл бұрын
23?!
@miranda8388 2 жыл бұрын
I can’t imagine having more than one husband.
@DJRiyzen 2 жыл бұрын
More husbands, more money 🤣
@anaa03899 2 жыл бұрын
Husband no sugar daddy sugar daddy 🤣
@motoryzen 2 жыл бұрын
@@DJRiyzen And many of you wonder why we call you wor thless Thots?..🤨
@jragon9215 2 жыл бұрын
You will get more alimony then your other girl friends
@overlandecuador8893 2 жыл бұрын
@@marchosch3876 At the same time?😂
@d.zyned2thrive584 Жыл бұрын
I've had people deliver my groceries with kids in their car.
@genxis6097 2 жыл бұрын
I've been on the phone with customer service reps three times within the past several days, and in all three calls I could hear small children/babies in the background. My point is, a mother can work a customer service job from home, even with children clearly afoot. Not ideal, but nothing is these days.✌
@BlueDauntless 3 ай бұрын
As a customer that’s really frustrating because I can’t hear the rep.
@vjs4539 2 жыл бұрын
Sell the husband
@sagatuppercut2960 2 жыл бұрын
😆
@JustinCase780 2 жыл бұрын
It wouldn't be so bad if ONE husband didn't want to pay off the debt but ALL THREE? That's challenging!
@asoldierstwocentsrawuncut9611 2 жыл бұрын
The fact that these people make it seem like “getting a job driving trucks” is the easiest thing in the world is ludicrous. That’s like saying “Tesla is hiring engineers”.. Umm Sir, you need to be qualified to get those jobs. It’s not like applying at McDonald’s. 🙄
@Fc9ers 2 жыл бұрын
theyre not mentioning low paying jobs. his point is theres jobs paying well that dont require years of training. faster to become a truck driver than engineer.
@linsoopretty 2 жыл бұрын
It’s not hard either
@adamseidel9780 2 жыл бұрын
You’re in a one bedroom because you’re the type of people who think your $3500 little medical debt will go away by itself five years from now while you’re trying to buy a house. If the husband had called in Dave would have called him a charlatan and a fool, and he should have done the same with her.
@fartcannon 2 жыл бұрын
It may very well be his idea to buy a home and go further in debt, while she's left to figure out how to make more minium payments on everything. Regardless, buying a home shouldn't even be a dream right now.
@MT-yx5cu 2 жыл бұрын
"Type of people" ?
@E36ASAP 2 жыл бұрын
@@MT-yx5cu wow really you trying that bs? 🤡
@MT-yx5cu 2 жыл бұрын
@@E36ASAP yeap 🐐
@E36ASAP 2 жыл бұрын
@@MT-yx5cu more like 🐶 haha
@BrandonMinguez 2 жыл бұрын
With multiple husbands it should be easier to pay off the debt!
@stephna9978 3 ай бұрын
🤔 lol not into polyandry
@ForeverAznDomo 2 жыл бұрын
Having more than one husband will tackle the debt faster.
@choreomaniac 2 жыл бұрын
One can drive a truck for Walmart! Boom $165k household income!
@davidmason777 2 жыл бұрын
It’s not that simple
@jeremygwoods 2 жыл бұрын
Or make it worse.
@TheMechanicj 2 жыл бұрын
Only fans……less diseases
@anastasiabubnova7935 2 жыл бұрын
Any problem can be solved if you are healthy and hardworking person.
@johnedwards5517 2 жыл бұрын
Walmart is not starting you at 20 🤣 maybe 15 but it's not full time.
@donaldlyons17 2 жыл бұрын
Getting the better income jobs is really challenging too. It is one think to have skills but it cost to gain them in many situations.
@nancygamez7087 2 жыл бұрын
Pay all your bills
@nicholeknight1893 2 жыл бұрын
You can't be a stay at home mom. Y'all are broke
@MT-yx5cu 2 жыл бұрын
Daycare is crazy expensive
@sagatuppercut2960 2 жыл бұрын
Well, that's better than spending money on daycare.
@nicholeknight1893 2 жыл бұрын
@@sagatuppercut2960 it's called working opposite shifts 🙄
@marram2852 2 жыл бұрын
How can anyone think that they don't have to pay off their bills? Where are people's morals?
@kara2162 2 жыл бұрын
Why are these stay at home Mom's so perplexed at how they can bring in income? Post pandemic there are so many online job offers. Even just babysitting another baby a few half days a week would change their world.. clean houses every weekend.. do something!
@BlueDauntless 3 ай бұрын
Those both come with a lot of liability and insurance costs. It’s not just that simple.
@jakethorson8002 2 жыл бұрын
Walmart drivers aren't rookies.. they require a few years of experience from my understanding
@hollyb6885 2 жыл бұрын
Right. Dave over simplifies too much. You need a cdl and experience. He thinks you can just walk in to Walmart, fill out an application and climb into an 18 wheeler.
@richthepup 2 жыл бұрын
Very true, they’re only going to hire qualified drivers and from what I understand it’s a great driving gig so they’re really selective
@hollyb6885 2 жыл бұрын
@@richthepup Thank goodness! There are companies who hire unqualified drivers and innocent people die on highways because of it.
@jordangarrick703 2 жыл бұрын
Ken brought his "A-game" to this segment. Good job 👍
@k.s.k.7721 2 ай бұрын
From what I understand attending a driving school to qualify for a Class A to train for the license costs around $2,000, while the actual license is under $100. Plus it's 2 months of training, full-time. So if you want that type of job, you need to make sure there's money coming in while in training - and then go for the job.
@overlandecuador8893 2 жыл бұрын
Did the hospital medical fix you? Pay the tab and get out of MOOCHMODE!
@odiyn8315 2 жыл бұрын
You know how old Ramsey’s fans are when they find it hilarious that a word on the title was misspelled
@stellarocquie7957 2 жыл бұрын
What does age have to do with it?
@janhatcher6991 6 ай бұрын
I know somebody who works full-time and has a three-year-old and a one-year-old. She works full-time at Home. Nobody takes care of the kids. She works for an insurance company on the phone on the computer all day with her two kids so it is very much possible.
@lethaldorito3426 2 жыл бұрын
$20 hr starting Walmart? Nah my boi
@StarcloneSCR 2 жыл бұрын
I work at a Distribution Center for Walmart and starting is 30$
@lethaldorito3426 2 жыл бұрын
@@StarcloneSCR cap
@StarcloneSCR 2 жыл бұрын
@@lethaldorito3426 Cap is 32.75$
@HenryPaulThe3rd 2 жыл бұрын
@@StarcloneSCR May I ask what part of the country you live in?
@StarcloneSCR 2 жыл бұрын
@@HenryPaulThe3rd northern utah
@sophiewillett2466 2 жыл бұрын
Love you guys. You're taking positivity to a whole new level. 💪💪💪
@TheNova64000 2 жыл бұрын
It wouldn't be worth the headache for $3500
@freakymrq Жыл бұрын
One day people will realize you should have your finances in order before having any children.
@vanesslifeygo 2 жыл бұрын
More husbands more household income! But really, fix the title lol
@mannyflores470 2 жыл бұрын
She forgot to mention the TV and couches they bought with the stimulus money. Be responsible and pay your debt
@Mahomesfan615 2 жыл бұрын
Look at all of us grammar lovers here. We love you Dave, but you need to fire your proofreaders.
@xsgtxbigboy1655 11 ай бұрын
“Your the only one doing this right?” How when she’s a stay at home mom she ain’t doing nothing but watching her family struggle
@sagatuppercut2960 2 жыл бұрын
Lady, tell your husbands to pay off that $3000 debt! 😉
@theforeignerinamerica1817 2 жыл бұрын
You are asking Dave if you should pay off debt??? So funny. It's like asking your wife if you should stay home instead of going out with the guys.
@DJRiyzen 2 жыл бұрын
Pay them if you can. Better to have it off your mind.
@tylerbenerofe3094 2 жыл бұрын
Target is not paying $20 an hour
@jeremygwoods 2 жыл бұрын
This video will get a lot of comments, but for the wrong reason (“my husbands”).
@annetraut8247 2 жыл бұрын
You never hear about polygamy going the other way. Good for this lady for breaking that glass ceiling! Maybe they should pitch TLC a tv show called Brother Husbands. Or maybe that would just be a show about Ilhan Omar's brother/husband...
@luvzheartz 2 жыл бұрын
NOT ALL TARGET STORES START AT $20 AN HOUR!!! 🤦🏻♀️🤦🏻♀️🤦🏻♀️🤦🏻♀️ Also you will *rarely* get 40 hours
@TLC717 Жыл бұрын
I was thinking the same thing! If they do pay that much it must be in cities where the cost of living is really high.
@UrbanSipfly 2 жыл бұрын
A wife with multiple husbands does present certain challenges one might imagine!
@shirleyklauscompletehealth5126 6 ай бұрын
What the best thing to do when the medical collection agency has closed bt the CFPB? Who do we call to find who has the debt? @The Ramsey Show
@PhilipMarcYT 2 жыл бұрын
Her Husbands?? 🤣
@hadenanderson563 10 күн бұрын
Where is the part about the husbands?
@devirachman5442 4 ай бұрын
3500 isnt that bad. They need to start tackling this, just make payment plan, it would be paid off before you know it.
@E36ASAP 2 жыл бұрын
Why do all stay at home moms say the same thing! I wish I could help or help more but won't get a freaking job! Go get a job! That's how you will help!! 🤡 Clearly you don't care about your family like you make it seem!! If there's a will there's a way!! Stop this i wish I could help 😂😂
@everydaygamer7787 Жыл бұрын
There is statue of limitations and depending on the state, they can't come after you after a certain time
@tennysoneffie6943 2 жыл бұрын
What a wonderful show….
@ryand7713 2 жыл бұрын
On time/good payments stay on for 10 years as well.
@jessicar5612 2 жыл бұрын
I don't know why Dave always recommends pizza delivery. If someone does this they are not covered by their auto insurance if they get into a car accident.
@ClaxtonBay123 2 жыл бұрын
It's a simple example... How do you not understand that?
@jessicar5612 2 жыл бұрын
I understand it is an example but most may assume they are covered when a lot of times you may not be or may need to add coverage leaving them vunerable to not having a claim covered. I do insurance which is why I mentioned this.
@JiisTube 2 жыл бұрын
Some provide company cars
@E36ASAP 2 жыл бұрын
Because he uses examples of things he did 🤦🏽♂️ and also it's not just cars people deliver on scooters, bikes depending on how far it is. I've had a guy deliver a pizza on bicycle!!
@loverules5118 2 жыл бұрын
@@jessicar5612 Most of listeners are smart and responsible enough to carry the correct coverage.
@TerryOnDemand 2 ай бұрын
I don't understand why she won't get a job. She can work from home doing customer service at night..
@miriambertram2448 2 жыл бұрын
Wow this is the most bizarre title for an episode I have ever seen. Besides bad grammar how many husbands she has and what they doesn't think is pretty unclear LOL
@harrykashouli9774 6 ай бұрын
It's not hard to call someone and have the kids in another room.
@hadenanderson563 10 күн бұрын
There is just the one room.
@warwagon 2 жыл бұрын
Sell the kids.
@cleliaparnell8743 8 ай бұрын
Babysit! Gives your children playmates and extra income for you.
@greggalletta8679 2 жыл бұрын
Stop growing the family until your debt is paid off
@creolelady182 2 жыл бұрын
Nevr follow a man dealing with debt. This is why I had separate accounts when I was married and filed separate taxes. His debt was his debt and my debt was my debt,. It is a good thing I did beacsue he ended up owing a lot of money to the IRS
@Nonameagain80 2 жыл бұрын
Too bad you didnt utilize marriage to work together and improve your lives. Good luck.
@Phil-dx8rw 2 жыл бұрын
what is the number to call the ramsey show, I have a question about accelerating my mortgage payments
@kaycure8629 2 жыл бұрын
Just pay more on the principal every month. Make sure you say add to the PRINCIPAL.
@Thelucky23 Жыл бұрын
She’s dope because she’s trying and they take care of their kids and she sounds happy which means he probably isn’t thaaaat bad…. 😅 ❤❤❤🎉🎉🎉
@9liveslisa 2 жыл бұрын
Do the debt snowball and get rid of the debt.
@Excalibur2 Жыл бұрын
$25k is not a part time job lol
@Rashaadthegr8 2 жыл бұрын
WTH? Driving trucks 90K? *changes major. lol.
@deliz0771 2 жыл бұрын
Yep!! It’s true!!
@truckerwifeonabudget6295 2 жыл бұрын
It’s very true. My husband has degrees. Best paid job he’s ever had is a trucker. Now, you don’t get 90k out as a first year driver, but easy 50k without debt for a couple months of on the job training.
@truckingmoney485 2 жыл бұрын
I’m a truck driver for a private fleet which pays more and make about 120k to 130k plus benefits 50k to 60k is probably about what you will make first yr
@Rashaadthegr8 2 жыл бұрын
@@truckingmoney485 lord have mercy. That's insane. Great for you.
@Rashaadthegr8 2 жыл бұрын
@@truckerwifeonabudget6295 that was my whole reason for my post. Anybody can make $50K. That's not impressive. The average person makes $57K.
@Tomakri15 2 жыл бұрын
Get a new husband
@LittleMopeHead 2 жыл бұрын
She needs to get more husbands instead of getting into more debt.
@lynnebucher6537 2 жыл бұрын
Two adults and two or more kids in a one-bedroom apartment is cramped and in violation of fire codes. But I get it, because rents in the Orlando area are insane. As soon as her kids are in school it will probably be feasible for her to get a job working during school hours.
@E36ASAP 2 жыл бұрын
What do you mean as soon as kids are in school? That women has no intent of really trying to help out their situation haha you can hear it in her voice and especially when you are struggling and say but I'm a stay at home mom and wish I could help 🤡 get a job! Many people find a way that's the whole point of this show figure it out and it's funny how women always get excuses made for them oh the kids it's harder for women to make what am a makes blah blah blah she can work now and help if that was a man saying he's a stay at home dad people would flip out and say all kinds of things!
@shoeplayisbad1 2 жыл бұрын
it's not against fire codes in an apartment business such as bars have max capacity for people not apartment
@virginialangford6257 6 ай бұрын
Would babysitting another child be possible?
@wenchefauske6898 17 күн бұрын
@@E36ASAPof course woman can work full-time. Nearly every voman in Scandinavia work full-time and have 2 children and a partner. Put the children in kindergarden and work.
@E36ASAP 16 күн бұрын
@@wenchefauske6898 what are you talking about nobody mentioned your country 🤦🏽♂️ you missed what I said
@gayle2276 3 ай бұрын
She can babysit while at home. Full time, part time, after school
@virginialangford6257 6 ай бұрын
I make less than that and live pretty darn well.
@JohnnyD5 2 жыл бұрын
Walmart at night? More like Walmart all the time. The WalMartians come out at all times of the day or night.
@laurens.2503 2 жыл бұрын
If you own a home the medical facility can put a lien on your house or they can keep you from buying a house. They sound entitled to me.
@samrad9285 2 жыл бұрын
The intern strikes back with many husbands.
@Rashaadthegr8 2 жыл бұрын
Why not just get debt-free before even dating? I mean make your life 10X better. I don't know why he doesn't mention his own study about 67% of married people starting their marriage in debt. I love Dave but divorce is real money shouldn't be a problem in marriage if you steward your single season well.
@sobeliever1638 2 жыл бұрын
How would this advice help their current situation?
@Rashaadthegr8 2 жыл бұрын
@@sobeliever1638 Its not advice for them its advice to everyone who is not married.
@timwiechmann1519 5 ай бұрын
Why grow your family when you don’t have the money
@virginialangford6257 6 ай бұрын
You owe the money…so pay it…would you like it if someone owed you money and refused to pay until they took you to court?
@bradwilliams4921 2 жыл бұрын
Do you wait until they send you a bill before making a payment? I know the medical debt is out there but I have not received a bill this month.
@lkj0822g 2 жыл бұрын
With medical, I wait until I am sure all insurance has paid before I make a payment. That's probably because one of our local hospital / medical networks has the worst billing system I have ever seen. I've spent a lot of time on the phone with them trying to figure out what the &%$@ they have done.
@pscih7149 2 жыл бұрын
I wonder what percentage of people actually go to court over low medical debts like this.
@laurens.2503 2 жыл бұрын
I paid 2.00 a month until my medical bill was paid in full.
@FortuneSeek3rz Жыл бұрын
@@laurens.2503 How long did that take?
@todd2456 2 жыл бұрын
Polygamy is not legal, right?
@motoryzen 2 жыл бұрын
Depends on the state...Utah supports Mormonism which is really Satanism in at least one thing. Like Sharia law in terms of Men in Muslim countries being allowed to have multiple wives..... Having multiple husbands is a form of greed
@jeremygwoods 2 жыл бұрын
Not in FL, probably. Probably it is in Utah.
@TimeisUp22 2 жыл бұрын
I thought only multiple wives was legal. Not multiple husbands.
@todd2456 2 жыл бұрын
@@TimeisUp22 Good point !!
@pattythomas9405 2 жыл бұрын
Husbands plural?
@stevenporter863 2 жыл бұрын
Why does Dave keep saying this? May have missed it but the caller and most people never mention it and probloby is not their ultimate goal. 7:19
@rayn1ful 2 жыл бұрын
health care like we have up here in Canada would solve the problems in regards the medical bills. this is one thing i wish United States would follow Canada on .
@profitmix441 2 жыл бұрын
We have to much of a corrupt system. Look at out student loan programs.
@truckingmoney485 2 жыл бұрын
No we pay enough taxes already
@philipgerry5228 2 жыл бұрын
Life is all about making choices. If you want more you need to work more until you can get invest income.
@brett4932 2 жыл бұрын
$55k total household income 🤦🏻 gotta up that income. Work harder, work smarter. Have some self respect.
@TheMechanicj 2 жыл бұрын
55000 is a good income now if she was wowkinf too making 45000 they’d make 100k but she is lazy not gonna work
@brett4932 2 жыл бұрын
@@TheMechanicj $55k with kids is not good income by any stretch of the imagination. And if she's a stay at home mom is presumably because of childcare costs which are crazy high. So she's gotta add a part-time work at home income and he's gotta step up and find a higher paying job over $70k or more.
@TheMechanicj 2 жыл бұрын
@@wordsalad01 it’s called lazy there is no reason someone would sit home all day long for 18 years doing nothing I have a 6 and a 10 year old if I quit my job I’d go crazy sitting at the house from 8-3 doing nothing while they were in school she needs a job asap
@TheMechanicj 2 жыл бұрын
@@wordsalad01 still she needs to be working her husbands days off and evenings if he has day shift if childcare is the issue but it’s most likely lazy ness
@johncameron4194 2 жыл бұрын
Husband’s?
@anthonylozano8035 2 жыл бұрын
TF you need a CDL for that. You just gonna tell the guy go get that job without the proper training and certs. I swear Ken Coleman is dilusional hah
@jimroscovius 2 жыл бұрын
They are just metaphors. How can you not get that??
@kaycure8629 2 жыл бұрын
He just mentioned the truck driving as an example.
@justinpearce164 2 жыл бұрын
CDLs are not difficult to acquire
@donaldlyons17 2 жыл бұрын
@@justinpearce164 So why do people work unskilled jobs instead of getting cdls? Well they can’t be that easy to acquire either!
@HenryPaulThe3rd 2 жыл бұрын
@@donaldlyons17 I have a CDL. I also train drivers. It’s not hard if you come in with a good attitude and you’re ready to work
@viewsonichomie 2 жыл бұрын
*YOU CANT BUY A HOME OFF 55K A YEAR????*
@aolvaar8792 2 жыл бұрын
🙃
@robhaynes4695 2 жыл бұрын
Not with debt, and kids.
@truckingmoney485 2 жыл бұрын
55k is broke
@MT-yx5cu 2 жыл бұрын
I was wondering about this as well?
@euenfheiejrj 2 жыл бұрын
That’s nothing.
@sharischmidt4712 2 жыл бұрын
American and their medical bills!!!!!😳
@sharischmidt4712 2 жыл бұрын
@@wordsalad01 hahaha!!!! America's and their fake information!!!🤣🤣🤣🙄🙄
@markjapan4062 2 жыл бұрын
IN ORLAND ITS BJ MONEY.
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