Don't Let Them Do This!
Рет қаралды 50,774
2 жыл бұрын💵 Create Your Free Budget! Sign up for EveryDollar ⮕ ter.li/6h2c45
📱Download the Ramsey Network App ⮕ ter.li/ajeshj
🛒 Visit The Ramsey Store ⮕ ter.li/7vyom2
📞 Have a question for the show? Call 888-825-5225 weekdays from 2-5 pm ET or send us a message ter.li/n88ly5
Explore More Shows from Ramsey Network:
🎙️ The Ramsey Show ⮕ ter.li/ng9950
🍸 Smart Money Happy Hour ⮕ ter.li/9gcp3d
🧠 The Dr. John Delony Show ⮕ ter.li/2u3mc0
💰 George Kamel ⮕ ter.li/1elws8
💡 The Rachel Cruze Show ⮕ ter.li/n2u6jc
💼 The Ken Coleman Show - Highlights ⮕ ter.li/1rbjr2
📈 EntreLeadership ⮕ ter.li/ktxv2k
Ramsey Solutions Privacy Policy
www.ramseysolutions.com/compa...
@BitterComments 2 жыл бұрын
My church took out a huge construction loan seven years ago. It’s closing its doors now.
@aguyandhiscomputer 2 жыл бұрын
One issue is they could have taken out an adjustable loan. Now the rates are going up and you get caught.
@dagobert1234321 Жыл бұрын
What happens to the physical building? Does another congregation take over ?
@sonnyhootman9811 2 жыл бұрын
I used to sit on a church board like that. I called a situation like this the triple B, Borrow, Build and Beg. The borrowing and building is easy, but then there was always the begging to meet the loan payments.
@ellencox8415 2 жыл бұрын
Which makes people leave... so the next month they're in worse shape. I do find it a little funny how Ramsey is like don't just leave a church because they didn't make a decision you like. I'm sorry, if we are giving 10%, and now you need more, you're proving mismanagement of your resources. Our church wanted to build more elementary classrooms, so they did monthly activities to raise the money AHEAD of time.
@itsdavidlo 2 жыл бұрын
Churches are the most corrupt institutions in this country.
@cutehumor 2 жыл бұрын
better tithe 10% and give another 15% in offerings to pay off the chuch borrowing lol
@robedmund9948 2 жыл бұрын
Been there, done that. The pastor basically ignored the trustees who were trying to steward the funds entrusted to then and went ahead with a massive building project and mortgage. Divided the church, especially when the Trustees tried to make an unrequired balloon payment to save 10s of 1000s of interest and the pastor blocked it. The church survived but is now much smaller because of the decisions os a pastor who is no longer there. And people wonder why SO many people don't trust organized religion.
@sonnyhootman9811 2 жыл бұрын
@@ellencox8415 Bingo.
@evalina98000 2 жыл бұрын
"I don't sit on boards because I'm a horrible board member." 👍🏽 Uncle Dave tells it like it is 🤣
@goldpop5001 2 жыл бұрын
To spend this kind of money it needs to be brought before the entire congregation--after all they are the ones left to pay for it.
@christopherstimpson6540 2 жыл бұрын
I've been to churches in very poor areas and some in rich areas. The church building never added to a good or bad sermon. Having a pastor shout for more donations for half of his sermon will get people voting with their feet to another church. Currently people here are hanging onto their cash as food prices are up. Not the best time to spend money the church does not have.
@kbanghart 2 жыл бұрын
I agree, only if it's absolutely necessary. A church where I live had to sell part of its parking lot to fund repairs.
@stephencullum8255 2 жыл бұрын
Wish I had view this years ago. I recently left a church that I had been with for 45 years because I lost faith in the integrity of leadership and did not like the way leadership was going. I should of left years earlier. I have seen funds drain foolishly and then a new pastor having to fix the finances over and over again. The new church I now attend get it. They are building the kingdom of God, Involved with helping the community and are fiscally responsible. We have to be good stewards of what God places in our hands.
@briannielsen7176 2 жыл бұрын
The church I'm going to is doing the same thing. They're building an auditorium. Not that I have a problem with the church building this I have a problem with debt. One thing I've noticed is the church will always claim it was God's will and I would say no it's your will.
@ThreePuttBogeys88 2 жыл бұрын
Before you know it offering grows to half the sermon… I’ve seen it too
@fhuber7507 2 жыл бұрын
Don't do that loan. That's a REALLY bad idea. Churches have split due to overspending boards. That generally bankrupts the church. (local congregation) Stage the remodeling one room at a time as budget allows.
@linuxsurfer2002 2 жыл бұрын
"I'm right and you're wrong - I don't really have any other gear." - Glad he can at least admit he's this way.
@Papawforreal 2 жыл бұрын
He is right waaaay more than he’s wrong. His stuff has worked for me.
@jimmymcgill6778 2 жыл бұрын
ANd he is not always right.
@midkort 2 жыл бұрын
@@jimmymcgill6778 True, but no one is.
@autumnjerene 2 жыл бұрын
I laughed so hard at that comment of Dave's. It's so true and I'm glad he is self aware to see that in himself.
@alinatamashevich3354 2 жыл бұрын
@@jimmymcgill6778 And neither are you, fool. You are a broke joke.
@TheDjcarter1966 2 жыл бұрын
The answer is a building fund drive, get donations and pledges. I have seen once you get to 50-75% money in hand with pledges for the rest you can borrow the rest.
@jamesrowland9982 2 жыл бұрын
If the board has a number of business people on it, why don't they chip in more money and with all their connections, networking, etc...they cannot drum up the money, labor, material for the remodel?
@linuxsurfer2002 2 жыл бұрын
Dave suggested this - I agree that they should look inward for funding first.
@HatedJared 2 жыл бұрын
Because they are all trying to make money on the deal like all churches.
@carlosayala4681 2 жыл бұрын
That doesn’t make it church. Everyone puts in their part. And you limit your growth to that. Church doesn’t have to be on 50 acres whit fountains, a seminary, a preschool and high school and a coffee shop. Church is where two or three gather. Keep the love and peace
@DR.Detroit11 2 жыл бұрын
Bible or no Bible, math proves debt is dumb
@JessNova 2 жыл бұрын
I was wondering - why not stir up excitement in the church about a future remodel, which could happen once certain special offering goals are met? I would be much more motivated to give to a special church cause as a congregant if I felt like I was a part of making it happen rather than the church just doing it and then trying to collect extra money to cover it after all the excitement has already passed.
@carolynmesser7199 2 жыл бұрын
I loved to listen to Larry Burkett he taught me a lot .
@naca1553 2 жыл бұрын
I remember him well
@georgewagner7787 Жыл бұрын
How does anyone defend spending a million dollars to renovate when people are starving to death in South Sudan? Those are our brothers and sisters.
@thewrongguy1 2 жыл бұрын
I can think of a biblical reference to debt. Jacob got himself into a 7 year payment plan for his first wife, sure he got scammed and got the wrong wife, but then he did it again to get the right one.
@nadiar.7788 2 жыл бұрын
You mean "the right one" he didn't want to be buried next to? You do know he asked to be buried next to Leah, right? And Jesus is from Judah's tribe, Leah's son.
@thewrongguy1 2 жыл бұрын
@@nadiar.7788 I'm just talking in the context of the start of the ordeal.
@nigilaguirre7275 2 жыл бұрын
Why do the churches of America feel the need to go into debt for a better worship experience? Unless the building has structural concerns why not go into debt for a more worthy cause like feeding the poor or addressing homelessness. I'm speaking sarcastically. I would never endorse debt. Either you trust God or you don't.
@alinatamashevich3354 2 жыл бұрын
The Pastors are mental
@Mr_Fairdale 2 жыл бұрын
4:03 “vemenently” 🤔
@barnabusdoyle4930 2 жыл бұрын
This is a situation where the church cannot cash flow a remodel like a home can. Without knowing the church’s books you cannot determine if the $1 million loan would crush the church or be a workable situation.
@halcyonity 2 жыл бұрын
Biggest yes-(wo)man: Ken or Kristina?
@VincentVanHalen55 4 ай бұрын
Listen, if we're talking about a church, putting up a million dollars worth of money. They should probably be paying taxes.
@dougg4633 2 жыл бұрын
Proverbs 19:17 "The one showing favor to the lowly is LENDING to the Lord , And He will repay him for what he does."
@randy944 2 жыл бұрын
Can the pastor sell his Cadillac lease for an older Chevy to help out?
@alinatamashevich3354 2 жыл бұрын
Might be a Bentley!
@TedFarabee 2 жыл бұрын
First, as a board member you are not to talk to public radio about the inner discussions of meetings. You definitely shouldn’t share your churches financial report. However, projects like this are the death of a church most of the time. I can’t tell you how many pastors leave right after a project like this. Yep, if it goes bad, like it will…..debt…… duh….the pastor will be the new District Superintendent or some such nonsense. The board is designed to be a voice for the congregation, not the charismatic pastor’s “yes” men. Study the life cycle of a church. Your church is about to die.
@kaizenborntowin 2 жыл бұрын
Thank you Dave!
@uuubeut 2 жыл бұрын
Amen- Dave!
@kayecurren3342 2 жыл бұрын
Have they asked the Lord what to do? Have you prayed for the Lord's will to guide them?
@greensleeves8095 4 ай бұрын
The building doesn’t make a church. It’s the congregation.
@pamwilliams6630 2 жыл бұрын
Glad to hear the lady comment!!!!
@summerforever6736 2 жыл бұрын
church remodel what a waste of time and money!!!!!!!!!!!!!!!1
@michellegrovak Жыл бұрын
Our denomination doesn't own church buildings. The eklesia is the people not the building.
@ReleaseMyKrakken 2 ай бұрын
Imagine donating money to a church for it look a bit better. Holy shit
@knifetex 2 жыл бұрын
Never let them see you sweat
@tdaveniii 2 жыл бұрын
I can't help but think of The Righteous Gemstones while listening to this discussion.
@VincentVanHalen55 4 ай бұрын
Yeah, it's almost like If any person or institution Has an income where they could repay a million dollar loan. That they have the kind of income that should probably be getting taxed.
@shadygrady3819 2 жыл бұрын
You mentioned Larry Burkett the g.o.a.t.
@motivationalsauce9995 2 жыл бұрын
Top of the Morning🌄 BeGreat📈📈📈 today.
@cjmor6590 2 жыл бұрын
The church will be in debt and so will it’s members donating to pay it off
@djpuplex 2 жыл бұрын
Telling the preacher whatever biblical babbel to justify him not getting new digs. 😵💫🤑🙏
@chuckchambers9565 Ай бұрын
" The building Fund "
@valerieosborne16 2 жыл бұрын
Why don’t we just have church in someone’s house!?!? Have a small gathering. God doesn’t care what a building looks like
@brockreynolds870 2 жыл бұрын
Oh, they want to gentrify the place into oblivion.
@georgewelker853 2 жыл бұрын
Why wouldn’t they just save money for a year or maybe two and get it done smarter and less expensive. A body of believers of that size there’s gotta be a good amount that will donate time, materials and money to make it happen on an even lower price point than the total estimate! I’m always amazed at how God does things when you give Him room to work. In this case I believe that the massive loan is taking away God’s room to work
@hersheyskwertz9315 2 жыл бұрын
Wasn’t putting your children into slavery a for of debt and debt repayment?
@halcyonity 2 жыл бұрын
Bigger yes-(wo)man: Ken or Kristina?
@tiagoj8020 2 жыл бұрын
This church makes 1million annually? Man, faith is big buisness! I find it hard to believe the owners of these mega churches don't sin on a daily basis. If you believe money is a root of evil.
@Leftists_are_Losers 2 жыл бұрын
The love of money is the root of all evil. Money, itself, is neutral.
@tiagoj8020 2 жыл бұрын
@@Leftists_are_Losers I used to say "all evil" but I've found over the years more forms of evil that don't involve money.
@thomasd5488 2 жыл бұрын
@@tiagoj8020 You overlooked the "love of money" as being the root of evil, by focusing on the "all evil" part. Money IS neutral. When people get a lot of money, the money brings out what is already inside of them, waiting to come out. The worst, or the best.
@TheDjcarter1966 2 жыл бұрын
$1M is NOT a mega church. It a nice size normal church....I'm not talking about your little non denominational church on the corner...but the first Baptist or First Methodist Church in town or that new hip church in the burbs are all bringing in $1M a year.
@travisb9130 2 жыл бұрын
That's revenue not profit 🙄
@tyroneshoelaces9742 2 жыл бұрын
These evangelicals are salty.
@luckylib 2 жыл бұрын
Wow
@JasonGroom 5 ай бұрын
Dave just loves to hide his arrogance behind his success. He can never admit that someone else is right. I agree with him a lot of the time, but just because someone disagrees with him does not make them wrong. At least he almost admits it is a fault this time, but just because he is successful does not mean he is always right
@tiagoj8020 2 жыл бұрын
No one has always followed the scripture to the T, nor has always followed. Most human beings pick and choose what passages to follow based on their current needs.
@blackworldtraveler3711 2 жыл бұрын
That's the way I see it especially since first moving to Tulsa years ago. Part of the reason for so many churches here.
@cm5394 2 жыл бұрын
Correct but if the church is going against very clear instructions on how to run the church then is the leadership trustworthy
@youngflyhalf 2 жыл бұрын
Tax the church
@betitos11 2 жыл бұрын
This was a perfect opportunity for Dave to shine and donate the $1 million dollars to that church
@cm5394 2 жыл бұрын
That’s silly. Why should he enable bad behavior,
@betitos11 2 жыл бұрын
@@cm5394 - Bad behavior? Dave always mentions hes a multimillionaire and is extremely generous. . . Well ? 😏
@MichaelAnderson-wk1no 2 жыл бұрын
He doesn't ever give away money on the air, I'm guessing because he doesn't want to start incentivizing a bunch of people who may not even follow their teachings to call just to get free handouts.
@jrwntctv8091 2 жыл бұрын
@@betitos11 It's always best to assume it's bad behaviour unless you can see a definite plan showing that the money will not be misused.
@kitcat0075 2 жыл бұрын
The God thing is a joke on you. But i do agree it is fun for some,and people do think that they are doing good. And yes the sugar pill, thinking you know about life after death. Thousands of religious cults around the world. I would never know which one to pick for the fun of it.
@linuxsurfer2002 2 жыл бұрын
I suggest you pick the only one where the Savior rose from the dead and is still alive - Biblical Christianity!
@kitcat0075 2 жыл бұрын
@@linuxsurfer2002 Yes I like the ,you're wrong i am right ,being a board member would be tough just as well. I have found that everyone with their religions do say pick my God or Gods . Maybe I should pick it all.
@HatedJared 2 жыл бұрын
@@linuxsurfer2002 where is he though. If he's alive I havent, and no one else has seen the dude for 2000 years. Not a great case for being alive still.
@SoThatsGoot 2 жыл бұрын
Good morning, atheist troll. Y'all are always the earliest to comment 😅
@jimmymcgill6778 2 жыл бұрын
Hallowed are the Ori
@pattyajones 2 жыл бұрын
Biblically speaking: blah, blah, blah...… Christians.....THUMBS DOWN ON VID....next......
@jrwntctv8091 2 жыл бұрын
Thumbs down on comment .... next ....
The Ramsey Show Highlights
Рет қаралды 86 М.
Garena Free Fire Global
Рет қаралды 30 МЛН
The Ramsey Show Highlights
Рет қаралды 71 М.
Ramsey Everyday Millionaires
Рет қаралды 150 М.