Three Fund Portfolio (The Easy Way to Invest!)

Рет қаралды 6,460

Күн бұрын

The Three Fund Portfolio is a common investment approach that is beginner-friendly and has a proven track record of success. With this investment approach, you get large amounts of diversification in the domestic and international stock markets + the domestic bond market while holding only 3 index funds. It's simple, quick to set up, and low-cost. In this video, I explain the key benefits of the Three Fund Portfolio plus a description of each included fund, so you can get your investments set up today.
For Charles Schwab investors, at the end of this video, I highlight some specific funds you can purchase to replicate the Three Fund Portfolio at Charles Schwab.
Remember - personal finance and investing is ultimately personal. The Three Fund Portfolio is just an example of one investment approach you can take, and just like all investing, carries risk. You should perform your own due diligence on the investments you make to identify the investment approach right for you.
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🕒 TIMESTAMPS 🕒
0:00 - Why I haven't talked about specific investments
0:51 - What is the Three Fund Portfolio?
1:58 - The three funds
3:18 - Fund allocation (what percent?)
5:08 - Charles Schwab funds
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Disclaimer: I am not a professional financial advisor nor a tax professional. The content presented in this video is for entertainment and educational purposes only.

Пікірлер: 32

@emilybusby6922 Жыл бұрын

I commented on another video but I also want to comment again and say thank you. You’ve simplified in less than 10 minutes something that I’ve been struggling for weeks to figure out. Thank you for making this easy. You’re really out here instilling knowledge and confidence in people!

@hannalah 6 күн бұрын

This is incredibly helpful thank you!!! Thank you for not putting up a paywall to this basic information like so many other financial 'experts'. Looking forward to more videos!!!

@gmenendezM67 9 ай бұрын

thank you so much! This was exactly what I needed to know.😊

@taylorferguson28 Жыл бұрын

This is exactly what I needed!

@tiffanykennedybeauty 2 ай бұрын

This is great. Thank you so much!

@2015RSmith 2 жыл бұрын

Thanks this was very helpful

@jordanvasquez2846 2 ай бұрын

Thank you for your help.

@esterettiezra8083 3 жыл бұрын

we would love to see more

@tuuliaperala8493 3 ай бұрын

Thank you for making this understandable! I've trying to do a lot of research to start and understand investing and so far it's been way over my head. Your channel is what I needed! Thank you!

@Andyg2g 3 жыл бұрын

It’s been a while! Glad to see you are back! Awesome video! :)

@AlexRaePersonalFinance 3 жыл бұрын

Thank you! :)

@MrSane-ps2sh Ай бұрын

You have a gift, keep sharing it. we appreciate it. just opened my 1st Roth IRA at max allowed 8k bc i'm 54. everything you explained cleared up many questions. thank you

@Thejordanfilms27 3 ай бұрын

Yes I didn’t know what to choose now I do thank you

@joycetheis6302 3 жыл бұрын

Love the clarity and simplicity - educational AND actionable!

@AlexRaePersonalFinance 3 жыл бұрын

Thank you for watching!

@smontylove 5 ай бұрын

I so appreciate your videos! Please come back!

@RelentlessJ4y 2 ай бұрын

Super helpful as I’m new to all of this at 22. Hopefully I’m not too far behind!

@DrJessicaLouie 3 жыл бұрын

Great overview Alex! I like to keep it as simple as possible with my investing portfolio.

@AlexRaePersonalFinance 3 жыл бұрын

Thanks for watching!

@sjsphotog 10 күн бұрын

No need to limit yourself to Schwab funds. The S&P ETF is SPY. probably cheaper on expense fees than the Schwab on as well.

@kibromhabte9494 3 жыл бұрын

Love your voice

@mohamedelgendy5670 3 жыл бұрын

Alex, you are the best! Thank you!

@AlexRaePersonalFinance 3 жыл бұрын

Aww thank you! 😊 Let me know if there's any other topics you'd like to see!

@mohamedelgendy5670 3 жыл бұрын

@@AlexRaePersonalFinance Probably REIT funds, first time home buying options Thank you!

@erinn1730 5 күн бұрын

Hey, Alex, would you not recommend solely investing in the SWPPX?

@pearleelife 20 күн бұрын

Subbed

@nabarg75 Жыл бұрын

Your videos are beyond helpful. I haven't found anyone else who gives this type of overview and insight. I've had a CS Inherited IRA for 6 years that I've done nothing with because I had ZERO idea that I needed to invest it until recently and then I had ZERO idea what to invest it in. Because of you, I do now and I only hope it isn't too late. 😕 I'm already 47 and I don't even want to think about the money I've missed out on bc it would likely make me puke. Ughhhh.

@AlexRaePersonalFinance Жыл бұрын

Thank you for the kind words! Don't be too hard on yourself. As the saying goes: "the best time to plant a tree was 20 years ago; the second-best time is today."