Universal credit is bullshit. As a land lord I have had tenants who have gone through hard times and their payments were about 2 months late when they went to UC. I expect many have been made homeless because of it.

Let's make no mistake UC is purposely designed to inflict misery on the most vulnerable.

Its 19 mins before Christmas, my money is not due to be paid until the 28th which means I have been unable to buy anything for anyone this year, or even go out with friends in the run up, or the days after Christmas. So this Christmas, I am avoiding all friends and family out of shame and my "present from santa" will be not encountering a situation where I have to meet anyone where the expectation of giving, or spending a penny will arise. Sad huh. I am dreading the new year because the job center are trying to stuff me in some fake work program which will make me disappear off their books, which basically means I will be forced to attend some depressing "work" program where they teach me basic skills because they assume the reason I am unemployed is because I am stupid. I don't smoke, drink, do drugs, and have no criminal record, but these people make a bad situation even worse. They try to make you feel so bad that you want to get off benefits, even if it means killing yourself or just singing off and resorting to crime. Or worse, taking a job that you hate so bad you'll wish you were dead. The people you speak to at the center are there to crack a whip, they have targets to meet and the longer you're out of work, the more pressure they are put under. It creates the climate that we have today. Merry Christmas and before you say get a job, after applying for 10 million, most of which I can do standing on my head and not even getting a response, it seems pointless. If anyone thinks people on benefits are having an easy life, you are wrong. This is what its like for many, and BTW, when I was 22, I earned over 90k in one year through work. I'm not some social parasite or degenerate, but this is how my own GVT make me feel. Would it have killed them to forward all payments by a few days for this ONE TIME OF THE YEAR? I guess so.

At 35, educated and highly experienced in many organisations and currently out of work for 6 months... Universal credit is destroying me. I have no social life, cannot buy anything, heat or eat is a genuine decision. In rent arrears, have to pay £50 off my allowance for an advanced payment. I have no clothing, eat absolute terrible cheap food just to avoid going to the food bank. I have not been offered one job from the Jobcentre. I have no sky TV etc and no mobile contract or able to afford anything in life! Don't tell me people are happy to live on this miserable existence which secludes you from feeling worthy or part of society in any form! If it wasn't for my parents- when some people don't have that help- I honestly don't know where I would be! 2019! Wow just wow 😥😡

No it is not working. Next!

Universal Credit Should Be Banned, Dreadful!

Re. that empty fridge - how about shifting over some of the benefits given to the royal family?

We need to strike outside parliament

wat f..k is government doing eating hot meals warm bed and poor are dying and children are suffering

Of course it’s a good idea but it is badly dealt with leaving people vulnerable. I’ve had my run ins with the DWP and they have been found guilty of lying about my financial situation and I’ve been to tribunal twice and won both times. I know so many people who have nothing but derogatory things to say about the welfare system and it’s always the weakest who suffer. It’s the most frustrating government department ever.

UC not working ."You don't have to be a weatherman to know which way the wind is blowing."

ABSOLUTELY HORRIFIC!!!! ONCE AND FOR ALL WE HAVE TO GET RID OF THE TORIES!!!

Good idea but there’s no support in between getting that first payment. I support universal credit but that delay needs to be sorted out.

These people don’t look like immigrants 🤔🤔🤔.

Unsure as to why they would take £100 off the chap towards the end. He would have needed to have taken a £1,000 'Advance' to be taken back over 10 months. Perhaps he did, but something doesn't sound quite right. Universal Credit must be an absolute nightmare for a lot of people. For those with negligible computer skills it must be nigh on impossible to make the initial claim. Going forward wouldn't be any easier either. It is a deeply flawed system that requires extensive revision.

It's not about money because universal credit and the reforms are actually costing the government more. It's about making life uncomfortable for unemployed and disabled people

The "system" is not designed to be easier, it's not designed to "make work pay", it's principles are not to encourage people to take ownership, we've been lied to. IT'S DESIGNED TO SAVE MONEY & PEOPLE ON BENEFITS ARE EASY TARGETS - THEY'RE SCROUNGERS AREN'T THEY!!!.

BBC news night is asking is universal credit is working what a stupid question

There is no one to turn to, when this happens. All we have is food banks. There's no help for people who have been sanctioned. Or have to wait weeks for UC. I WAITED 6 WEEKS AND ALL I GOT WAS £10 A WEEK.

Why is the government restricting food banks

I hate universal credit I'm 17 just turned 17 a couple of days ago and I live with my dad and ever since he got put on Universal Credit life has been hell we used to get £1,100 a month now we are getting £600 a month even though that we don't pay rent it's not enough we get paid every 4 weeks and it's only the third week and £5 left in the bank we spend about £150 a week that's including food bills mobile top-ups which are £25 for each of us a month and bus fare also pet food and some of the stuff he's just not right I heard people been killing themselves over universal credit it's just not right and I don't agree with it this I couldn't buy anyone anything for Christmas only chocolates and stuff and I can't even afford to go to school I have to get public transport to school and it's £4 a day and now that there's only £5 in the bank I can't afford to go to school so far we've been back 3 weeks and I've only done 3 days it's really not right so that's my opinion

don,t get me wrong...i agree the old benefit system needed changing due, NOT to EVERYONE but......there were those taking the piss etc..but the way they,ve gone about UC is cruel and just shows the gov is WAY out of touch with REALITY ETC.

Yes, it would work well if you got enough to survive on!

Can’t we wipe all the dept ,Give them a fresh start ? Like MR Robot... what could go wrong ??

At least they are not now bringing the 2 child cap policy for those born before April 2017

I am about to pursue Universal Credit after losing work as self employed. I am disgusted by what I have heard about how this system works. It seems intentionally punitive, assuming that people who rely on UC are worthless. Thousands now are forced on to this system as a result of Corvid 19. I see a massive backlash against the Tories and how they have treated ordinary people forced on hard times.

Im from australia, one of our politicians believes that people need to be kept hungry in order for them to have the desire and motivation to work hard and be aspiring for better lives. P.S. this politician said poor don't drive or at least not a lot in regards to the high cost of fuel....

I've been told today that my UC pay date can't be changed to a suitable day, so that I can have enough at the start of the month to pay all the direct debits (rent, insurances, etc). I'm currently on leave due to a work injury. My wage this month will now be half its usual amount, but I have to wait nearly a month from my employed pay day to my universal credit top up date. I told them I won't have enough to pay everything that goes out on the 1st...there was no answer, but a, "I understand your predicament, but I can't change the date". So, the only answer is to live on overdraft for a month, which I'll get charged on. I already had to take a £300 advance in the five week wait, while claiming. This just isn't good enough. It's purely rediculous. I've worked all my adult life up until this last few months (a solid 20 years). I'm a single father (my children live with me), and I'm trying to get my own business set up. Universal credit is a flawed, and failing system. It's setting up those who need a helping hand getting back on their feet, to fail, by putting them in more debt. I'm truly disgusted with it. A simple thing, like shifting my pay date, would have kept my head above water... But no.

If you can work and actively searching...then UC will work for you. If you plan on taking advantage in hopes that everything will be paid for then your doing it all wrong. If you are ill and not able to work then well your screwed.

Don't ask someone what do you give UC out of ten that's not personally affected by U C. Of course she said could do better-shes not poor. Ask someone who is going 5 weeks without any money who frantically rings all their relatives asking for money so they won't go hungry or lose their accomodation!!

i m self employed, and this new system has thrown our family into chaos,i m going to have to sign on again,but don't want to,as my last experience of it was so distressing,i have some chronic physical and mental health issues,i m nearly 60 and live in a rural location which makes getting around very difficult, none of these factors are seen as a problem by the dwp,they just ignore these reality's and torture jobseekers by sending them on two week courses,which they have to attend, even though said courses are of no practical use,and i believe the people who run them charge thousands of pounds to the government,why not use that money to help people by paying them,none of it makes sense,and it is a very punitive system i cant help feeling its a sinister move on the part of the engineers of this terrible policy

I don't understand how Universal credit is supposed to be working? It seems flawed with huge delays and hard to understand rules and principles.

I’m disabled and It’s clear abuse of the vulnerable disabled people can’t afford to eat or pay their bills it’s a national disgrace universal credit is not fit for purpose. at the moment after being put on universal credit myself the system has given me nearly £1000 pound rent arrears to start with and no money to pay the heating or electric nothing for bills and no money for food it’s disgraceful. shop lifting is what I’m having to contemplate 🤔 theirs nothing left great about Great Britain if you don’t look after the disabled and vulnerable in one of the richest countries in the world then Britain needs to end ASAP even isis feed their own.

I recently had to claim Universal credit and I'll get back to that in a moment. I have managed to keep myself in work since I left school in 1996. I have been on job seekers allowance a couple of times between jobs in the past but never for a long period of time. I finished work on 14/12/2018 as a Christmas temp and put in a claim for Universal credit on 18/12/2018 which wasn't easy to do, it stated I would not get paid for the first seven days of the claim. I went to the jobcentre to start the claim which for me is just over 30 miles away as I live in a rural area, I agree to commitments to look for work 35 hours a week and take a job up to 90 minutes away etc. There were two people being sanctioned while I was in there (Merry Christmas). Claim set up and assessed that I would receive £317.82 a month. I attended the jobcentre a few times and filled in the notes of my job search online. I managed to apply for three jobs, didn't pass the online assessment for one of them but got an interview for another while still waiting on word for the third job as the closing date had not expired. It was getting near the payment date of 24/01/2019 and I was on my online account on Universal Credit when I noticed my payment for the month was £0.00. I enquired about this as it didn't seem correct. I got a reply stating it was correct, the reason it was £0.00 is because the last payment from my job was on 21/12/2018 which was £527.00 that was holiday pay included, this was taken into account for the period of 18/12/2018 to 17/01/2019. So on 24/01/2019 my payment would be £0.00. Next payment date being 24/02/2019. It states you don't get paid for the first seven days of the claim, so 18/12/2018 to 25/12/2018 is about seven days depending on how it is looked at. My final pay from my last job was 21/12/2018 a week after I had finished the job so because it was in the claim date it affected it. I explained to them I had't received any money since 21/12/2018 and ended up by telling them to cancel my claim as I was unable to continue due to not receiving any money,. I was supposed to make a 30 mile journey there once a week to the jobcentre. Total 60 miles a week. I manged to clear my debts while I was in my last job but since I have finished I have had no income from 21/12/2018 and no income for the foreseeable future. I have just had a major service on the car including brake fluid change at a cost of £389.00 with repairs needing done on top of that which I cannot afford. I am inevitably being pushed into debt. In the past people would be able to claim job seekers allowance without the problems there are now. It is so stressful being on Universal credit especially when you are constantly being tricked for reasons to stop you from receiving payments which can be for up to a three year sanction. It is expected that people work, have a car, have the internet, have a smart phone, yet money or help is not to be given. No-one seems to want people on job seekers allowance but what would happen to the staff at jobcentres if there was no claimants, they would be out of a job too. It can easily happen to any of us to suddenly be out of work. Anyone may find themselves in this position one day and you can say you will never let that happen but how much do you think you can control. In my opinion Universal credit has been created as a way to save money. It is a good system to reduce payments to people and stop payments all together. There is not enough jobs for everyone and some people just aren't able to work, we don't choose to come into this world, we are born to live and survive, we all will die that is certain, but why treat each other this way in the meantime. There is a division of people who are seen as scum because they are not in work. A new system is needed where people get a standard living wage without it ever being stopped. People should be given education even behaviour and social skills at jobcentres to help them, give people an incentive. All that is being created is anger, hatred, crime and homelessness. There is no help out there, life is becoming so difficult for people that it is causing suicide.

Will i get police record if i can't pay TV Licence on Universal credit. and Now on nothing at all...

all those letters are a great example of the sort of weird, confusing and bombarding paperwork the dwp bomb with people when they make decisions, or in some cases, can't make decisions!...

YOSSER HUGHES NOBODY COUNTS ON THE DOLE PAL .

Why doesnt this woman just phone them up and change the date the water bill comes out?

And meanwhile, Ian Duncan Smith got a knighthood

Who else on Universal Credit can't wait till the summer months to save gas and electric because if you are a single bloke living on your own you are not entitled to any payments to help you in the winter luckily this year 2018 to 2019 we up to now have had it mild but I wouldn't like to think I was on this s*** last year when the Beast from the East was here I would of froze to death but there again that's what this government wants to save money while they put in their expenses forms

I might attempt suicide because of universal credit, they've put me in an impossible position. I can't claim recoverable hardship payments either because since suffering hardship I'm unable to stick to my commitments. I've not had a penny now for 6 months and it's actually a miracle I've made it this far

Universal credit pays the rent only get to work

Shocking practices it's scary that it's hitting so hard. Hardship for the many. -Hardliners The people need help they can't access the system

A system as in payment as if a policy as delay to be a negative in a point as rent or a family as in a home as support to a family.

Short answer is: No

And yes I have no problem asking my relatives when I know they have over 40k in savings!

the budget is their way of èvasive tactics. no backdates either. simply they dont want to pay.

Its the same in the uk please sort it out thank you

since the comments on russel brands video is turned off ill comment here let the man finish , the only reason you are changing subjects all the time is because he has a point you cant argue with

since they changed me over to UC l have went from being happy bubbly person as a (self employed) personal trainer of 20 years, l had good and bad months but it always worked it self out now with the restrictions and cap on self employment l am in £500 dep't l am paying back a loan I didn't want but had to get to feed my family UC put me in arears with my rent £200 and behind on my c. tax l am forced to live of my overdraft most times l struggle to get by, the new system does not work l used to love my job now UC has took the enjoyment out of my job l just feel under pressure to make £270 a week otherwise you get sanctioned this just puts you more into dep't and depression which l have never suffered with in my life

Cool vid 👍🏼

If you are a heartless Tory then UC is working great, People in crap zero hours or minimum wage jobs are petrified of losing their jobs because of UC. Single parents and the disabled seem to be unfairly targeted for cuts under this scheme, anyway the Tories are using the changeover to UC as cover for reducing welfare benefits overall. Why do the Tories hate the poor so much? don't they see that one day it could be them or their children that might have to rely on benefits through no fault of their own, its so unfair, we are a rich country yet people are living in poverty, how can they allow that to happen? its all beyond me how these people can live with their conscience's.

there is something not right about this whole thing.

That five week thing is just nasty

if ur on benefits of any kind, u have to prioritise. payin water bills don't even come into it lol

As long as there's a food and roof for the upper/elite class,am I right? 😊 (Sarcasm)

lets face it you gotta work

Cherry pic tablet? your on benefits! you get them free! and as for the payments, universal credit is paid once a month because its supposed to emulate a wage, set up the direct debits so they come out when you want, mine bounce and they just took it out a few days later, they keep trying til it comes out, and yes I'm on welfare so I know this.

darem my حسبنا لله ونعم الوكيل فيهم

عنت الوجوه الحي القيوم وقد خاب من حمل ظلم

They are not our bills they are there bills they invented them ,,,, we require necessity to life only let those with ears let them hear

it aint exackly a Hovis advert..no Governement party is ever gonna give you bread. Charles Dickens told me that...he knew aout Bill Sykes and Fagan...

Where are the fathers?

Government not listening

THERE,S no doubt the old benefit system NEEDED A long over-due UPDATE ETC. there were TOO many under the old system (not everybody) taking "the piss etc". but........universal credits....needs changing etc.

People shouldn't have children they can't afford to support, especially today. And the government should do a better job of educating people who have been displaced through no fault of their own. As far as blame goes there is plenty on both sides to go around. The UK would do well to copy Germany's education system, and the poor would be wise to better explain birth control to their children. If every business would get involved and hire just one person who is uneducated or mentally impaired it would help a great deal. Bottom line there are no easy answers to poverty so everyone needs to get involved and stay involved. TheReaper!

Or nothing you can’t it’s just sick

How could you be happy with leaving the legacy system of benefits to UC which is heinous and violates people’s human rights? The benefit system was never designed to be means tested like it is under UC that’s the whole point, you can’t harass people who are ill or disabled or live in towns where there is little work - you also can not force people to work on zero hours contracts or just work and be no better off..........the legacy benefit system worked UNIVERSAL CREDIT DOESNT ITS A PONZY SCHEME Which has ROBBED from the people who desperately rely on it by the government......the benefit system is supposed to stop vulnerable people of all descriptions from falling into poverty or becoming homeless..........news flash lady, UC has done exactly the opposite.....ripping the safety net from under these people............bloody disgrace that you say you agree with the principle....everyone deserves the dignity of a roof over their head and enough money to feed themselves and their children, that is what a benefit system is designed for, UC is something entirely different luv.......

No its not working duuhhhh

stop stop stop stop stop stop stop stop stop stop stop stop stop stop stop university credit

Benefit cap UK 🇬🇧 £26000... 104 Saturday and Sunday's a year... 365 - 104 day's leaves 261 day's 😂 £100 a day tax free... Easy life..... Minimum wage £8. 21 ph...... 12 hour day don't get you what benefits give you 😂.... Love Britain....

Ahhhhh...... NO... never has and will take 10 years to get right , if at all

I am glad they paid me badly when I was a legal Secretary because I can now live on the shitty U.C. thing with no hardship.

cruel system

#VisionaryUniversalCredit:Well-MeaningComprehensiveDeliveriesWithoutComplications: A Respectful Fine Tunings With Listenings To Some Urgent 🇬🇧👑CitizensConcerns Including Delays In Payments?🙏Hope&Actions!#SDGs! RESPECTS&THANKSGIVINGS.

Why don't they use the child benefit money for food?

Do not take any loans at all.

Why are these people having kids when they don’t have a job and are relying on the state 😒

More people in work. Is universal credit working? YES, IT OBVIOUSLY IS.

Closed captioning needed please...

Scrap universal credit

Due to this being from the BBC I'm definately not going to watch it as its not a credible source, far as fucking fuck from it. Bye folks.

why do they not use their overdrafts?

My opinion is just work work work

5:37 What you going to do? I don't know.....How about find a job u bum.

My heart bleeds. NOT

I like the fact that people expect to get benefit money where in other cou try you'd be told to bugger off and get a job the leeches ain't bragging now about free money

Before Christmas 2018 I visited my local supermarket and was handed a small leaflet that I read, it was for food donations. I asked is this for the homeless and was very happy to hear the lady say it was so I bought a few items and left. The next day I made a special trip to the same supermarket and donated half a shopping trolly full of food. I was so happy that some people living on the freezing cold streets were not all going to be hungry this Christmas. At a later date, I phoned the supermarket to get info to help more. They said this was the Trussell Trust so I looked online. I was disgusted to learn that 5.01% went toward helping feed the homeless with 28.49% for people on low income, 23.74% for benefit delays, 17.73% benefit change, 8.53% debt, 7.57% stated as other and very small percentages for sickness/ill health, no recourse to public funds and lastly domestic abuse. I am pretty disgusted that I was not clearly advised that I was giving only 5% to the people that I really wanted to. I am very unhappy about this. I have researched this subject and found part of what is causing this is benefit reform/ universal credit. Most people can not budget their own money, this is a fact. What needs to be done to get people back to work is a cash wage packet at the end of the first week and every week thereafter, people then feel like they have achieved something if they have been out of work for a long time instead of working a month or even a month in hand until they see any cash. By which time they are one month behind on rent and borrowed money to get through the month. I truly feel this is what puts people off starting jobs. A documentary was made of the government turning the clocks back I forget the year, somewhere around 1940's market which was ill-conceived to think that the country could be remotely similar to that time period. Yes at that time I am aware wages was paid in cash at the end of every week. People did not start their careers 1 month in debt. As this article says a very small percentage of people have money saved to fall back on. I think what should be required is a night class run by the Job Centers to help people budget their finances from week to week. Which would make much better use of an hour a week at the job center than applying for jobs people have absolutely no hope of getting. In addition to all the above, we have bricklayers, carpenters, plasterers, painters etc lets free some money and house the homeless near positions of mass industry. Let the unemployed work for their benefit, constructing a better Britain. Lets put people back to work even if it is just to earn unemployment money and costs. Let's keep things transparent so that people know what they face and can prepare for the future only then when people fail to pay rent and make themselves intentionally homeless they can say they did it to themselves.

Always have a contingency fund. I have a well stocked larder so need no food bank.

you can live on cereal and milk no problem.

If they looked for a job and got employed, they wouldn't be in the situation they are in now. On another note, the way the job centers work is appalling!!. Do they necessarily really need to rely on a computer screen and policies to tell them what to do!!!???

Keep expecting the government to do everything for you. I’m surprised people in Britain can chew their own food.

Just cereal and milk? Why not tins of baked beans, even if you have to eat them cold. Tinned tuna, long life fruit juice, bread, even 2 min noodles or ramen you can make in a kettle. Assuming this guy has a fridge, long life blocks of cheese. I know people that run food banks work with what they have, but cereal and milk doesn't sound very 'thinking outside the box.'

#WhitePrivilege apparently...

If the government cancelled benefits for people who aren't indigenous there'd be no problem. They wouldn't do that because diversity (boring and brown) is our strength.

I have sympathy for people who are doing their best to get by, but no sympathy for the work-shy and feckless who think the government owes them a living. Anybody claiming money off the State should be actively seeking employment (i.e.: at least one job interview every day), learning a trade, studying for marketable qualifications, or picking litter up off the streets.

Unless there's something wrong with you which makes you absolutely incapable of working, why is it the governments (and ultimately taxpayers) fault that you don't have any money? If you can't find a job, create one. Use your imagination. Sell things or provide a service to people. With the internet, it's never been easier to set up your own small business or do something online to earn money. You don't even have to leave the house! Stop blaming everyone else for your abject laziness and lack of imagination.

find A job maybe??

A “greater deal of responsibility on people they never had before” what she can’t wipe her arse ? 😂😂😂

Get off your back and get a job