Urgent ‼️ Do This To Protect Themselves And Dependents In The Uk

Рет қаралды 28,576

Күн бұрын

Do This Now To Protect Yourself And Family As A Migrant In The Uk, very important
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The content of this video is intended for informational purposes only and do not constitute immigration advice. While I strive to ensure the accuracy of the information provided, it is based on research and data from various sources, which may change over time. Immigration laws and regulations are complex and can vary widely based on individual circumstances.
I strongly recommend that you do not rely solely on the information presented in this video for making any immigration-related decisions. For personalized advice tailored to your specific situation, please consult a qualified immigration professional or legal advisor.
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DISCLAIMER: All opinions expressed in this video are my own, which I found during my research. This video is for general information purposes only and is based on my understanding and experience. This video cannot and does not contain legal advice.
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Пікірлер: 77

@user-wv1hd4mu4p 3 ай бұрын

Bless you Toshi, you're wonderful

@abiolasampson9973 5 ай бұрын

This really helps. Thank you 👍

@nomahlubimvinjelwa3374 5 ай бұрын

Thank you so much my sister❤

@carmelitembata2709 5 ай бұрын

Thank you so much Tochi, truly appreciate 🙏🏻!

@Ayzeemobi083 5 ай бұрын

Amazing like always thank Tochi

@stellasoneye3357 5 ай бұрын

Great video. Thank you.

@Rsignatures 5 ай бұрын

Very valid points ❤

@Nwuha 5 ай бұрын

Thank you so much for this video. Timely and straightforward! In short, it got me thinking.

@TochiEsther 5 ай бұрын

Glad it was helpful!

@funkylots 5 ай бұрын

Thanks Tochi❤

@vo-Blog 5 ай бұрын

very good and helpful tips. 'see savings in any form as a bill' - YES. ( Pension, income protection -(HSBC, VITALITY....) and life insurance , life time ISA ..) will always help you

@uncensoredjessica 5 ай бұрын

Thank you so much for this information once again Sis

@TochiEsther 5 ай бұрын

You are so welcome

@julietwhensu6930 5 ай бұрын

Nice top Tochi

@glorianmanu2574 5 ай бұрын

Thanks sis

@jessicawest224 5 ай бұрын

Thanks for sharing ❤

@TochiEsther 5 ай бұрын

Thanks for watching!

@NnaaNnaa1660 5 ай бұрын

Tochiiiii🎉

@mayowaogunnaike3889 5 ай бұрын

Welldone Tochi❤❤❤

@ozuruonyechioma1644 5 ай бұрын

Thanks dear

@ogomsseries 5 ай бұрын

First here💃💃💃

@joychizzy6603 5 ай бұрын

So informative

@TochiEsther 5 ай бұрын

Glad it was helpful!

@obinnaijoma6770 5 ай бұрын

Very informative. Thank you, Tochi.

@blackgold6584 5 ай бұрын

Thank you, Sis, for the eye-opening.

@TochiEsther 5 ай бұрын

You are so welcome

@blessingmagnettv5481 5 ай бұрын

Information is power

@TochiEsther 5 ай бұрын

Yes it is

@blessingmagnettv5481 5 ай бұрын

@@TochiEsther mama don reply me ooooo❤️

@ayoolafunmilola7033 5 ай бұрын

Thank you for this insights. Please what app can you recommend for savings and investments. Thanks

@vicversa4868 5 ай бұрын

Hi Tochi, I would appreciate it if you could suggest an insurance company in the UK where one can get a medical insurance for a relative. Please 🙏. Thank you.

@oyinlolaajala8971 5 ай бұрын

Thanks fot this Tochi as this is all about my family, I guess you don't want to hear my story. The 4th month we came in my husband got stroke, a very serious one, since then my life has become something else. The school withrawn their sponsorship because their student( my husband) is in hospital and cant attend school, i have 2 kids to take to school, I have bills to pay . I don't know how to work and look after my kids, they keep telling me we have no access to public funds.....

@TochiEsther 5 ай бұрын

I’m really sorry about you are going through sis. Sending you lots of love ❤️ 🫂

@Bolaji2014. 5 ай бұрын

May God help you...really sorry for what you are going through

@nicolleta 5 ай бұрын

You need to find sponsorship yourself for the family i advise health care as a carer because you can easily get it if you are in uk alrwady, but remember the children if they are very young do you have a support sysytem like very reliable friends to help you on the days you will be working

@AN_2024VM 5 ай бұрын

Superb introduction

@TochiEsther 5 ай бұрын

Thank you 🙂

@stellasoneye3357 5 ай бұрын

Seriously, I was saying that myself. She makes really good introductions that will keep you glued to the end.

@chizobasalome8967 5 ай бұрын

Opted out of pension because i can opt out after 2 years

@mojiemy 5 ай бұрын

I hope you know your Life Insurance connected to your mortgage has the Financial Institute as the beneficiary not your family. Check the fine prints and be sure you have the coverage you think. In the event you pass on the bank gets their money for your house and that's it nothing is giving to the children or spouses

@oderaogbogu-asogwa5509 5 ай бұрын

Ewo!!! Really!!! No wonder the officer kept asking me if the money should be used toward my mortgage so that my children will still have a home. The day I cancelled, he asked me again. I nicely told him, we have a big house in Nigeria, my children can go back there😀😀😀😀🤣🤣🤣🤣

@TochiEsther 5 ай бұрын

Hi there, please note that you are referring to a different kind of life insurance, there is mortgage protection life insurance and standard life insurance. With a life insurance policy, you select the amount you want to be paid out. Mortgage life insurance, however, is a decreasing policy that only pays off the remaining balance on your mortgage. If you opt for standard life insurance, the mortgage balance will be paid off from the life insurance payout, with any remaining funds going to your family. As long as the coverage amount exceeds the mortgage balance the surplus will be given to your family.

@ijeomaifezue1567 5 ай бұрын

To hi pls can you share insurance companies that are highly rated for life insurance and I would like to know the difference between having a life insurance and medical insurance, thanks.

@fiestandumiso04 5 ай бұрын

Can you make a video about how to start a KZfaq channel on a skilled worker visa and what the home office says about it

@TochiEsther 5 ай бұрын

That’s in the plan already, I’ll do that soon okay 👍

@rhodaclarivette7399 5 ай бұрын

Hi Tochi,please can you suggest life insurance name that cover people who have brps? Thanks

@Afia_634 5 ай бұрын

I fell at a train station n had multiple fractures the very day l went for my BRP…..was 3 months pregnant,hv not been able to work since then n never started working when l got here so u can imagine….l’m a victim n l don’t know where l’m heading

@TochiEsther 5 ай бұрын

So sorry about that. Hope you feel better now?

@nacettaxi9648 5 ай бұрын

I texted you on Instagram and no reply

@Afia_634 5 ай бұрын

@@TochiEsther yh…thank you

@user-zs7em9rj3f 5 ай бұрын

Ooh my God… so sorry to know this. How are you doing now??

@Afia_634 5 ай бұрын

@@user-zs7em9rj3f I’m much better now….they had to do surgery to fix my ankle….thanks for showing concern

@mauversmultibiz6711 5 ай бұрын

That savings.had to join thrift contribution

@maureenodionye6353 5 ай бұрын

It's been 3years I've been paying life and health insurance. It's not easy sha

@IreneBeautyy 5 ай бұрын

I have a pension account with my permanent job. I also recently got about £261 thank you bonus from the council of Essex for being a carer.

@jesusiscomingsoon.3888 5 ай бұрын

Please what the name of your company.

@ayobambamenilo6443 5 ай бұрын

Awesome information... For the life insurance policy.. Can student with dependants buy this policy or it's until one changes status?

@philemonolusegun2635 5 ай бұрын

I started mine in my first semester as a postgrad student 3 years ago. The main criteria is to demonstrate that you will live in the UK long term and don't have plans of immigrating to another country. Just note the insurance premium becomes higher as you grow older.

@iheomaesihe3943 5 ай бұрын

This is very informative. ❤

@ChySpace 5 ай бұрын

Pension is just another one for every worker to have. It's really important. I would love this life insurance thing. I just created Monzo account last night strictly for savings These things are really necessary

@TochiEsther 5 ай бұрын

Very necessary sis

@TTV.BENJY- 5 ай бұрын

Money is not saved in banks. instead save in treasury bills or saccos where you can get dividends.

@ayeshamusamahmoud7900 5 ай бұрын

Please does this apply to students or just migrants

@mercyabbiw2760 3 ай бұрын

Hello Tochi thanknu for this video. Please i want to discuss something with u regarding one of the instances u mentioned. Please its urgent. How can i reach you

@mercyabbiw2760 3 ай бұрын

When one of the spouses passes away what can the surviving partner do ? Especially regarding their visa ?

@Dikebuka 5 ай бұрын

All these are only possible when one have a job.

@TochiEsther 5 ай бұрын

No exactly

@Dikebuka 5 ай бұрын

@@TochiEsther i may be wrong in my thought, can you explain ma? In Nigeria, employees & employer contribute for pension and insurance premium is also paid by the policy subscriber. So the individual need a source of income.

@adesuaeichie451 5 ай бұрын

@TochiEsther, please kindly explain. Thanks

@oderaogbogu-asogwa5509 5 ай бұрын

Cancelled my life insurance after 3months🤣🤣🤣 let me eat first😅😅😅

@thelmajacobs3796 5 ай бұрын

😂😂 how much was it

@danielflorence7686 5 ай бұрын

😅😂😂😂😂😂😅

@danielflorence7686 5 ай бұрын

How much?

@estheredidiongeno1523 5 ай бұрын

🤣🤣🤣🤣

@oderaogbogu-asogwa5509 5 ай бұрын

Sorry for the late response. It was the lowest cover of 40,000 pounds for 16 pounds monthly. So my family was to get that if I died suddenly or within a certain number of years. After a while, I realised that wasn’t the best insurance package as I should’ve gone for one that covered out of Job for illness or accident. I made enquiries and that one will cost 35 pounds monthly both for illness and life insurance as it’s combined. Age and current health situation also plays a role. You will be asked lots of questions to determine your monthly fee.