USED Car PCP & HP vs NEW Car Lease | Car Finance Comparison UK

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Күн бұрын

USED Car PCP & HP vs NEW Car Lease | Car Finance Comparison
Is there still great value available to you when leasing a new car? or is a PCP on a nearly new used car going to be a better deal?
In this car finance comparison video we compare PCP and HP on a used car vs a lease deal on a brand-new car. Car leasing vs PCP is not a new question and it's one I've covered in the past on my channel but it's good to keep these things fresh and lots of people in the comments have been asking me to compare a nearly new used car on traditional finance products vs a lease on a new car to try and look at the immediate and longer term costs.
You'll see that whilst the HP deal appears to be expensive you must remember that you're financing almost the whole purchase price of the car whilst with the PCP you're really only financing around half of the price initially with a further lump sump to find if you decide to keep the car.
Is car leasing better than traditional car finance? can leasing a new car save you money vs buying a used car? do the numbers and decide for yourself. Car leasing is also known as Personal Contract Hire of PCH whilst PCP is also known as Personal Contract Purchase, HP is Hire Purchase and then of course there's always the option of a car loan / bank loan.
✅ I hope you find this useful, as always, for the best lease deals I always use ✅ 𝗟𝗲𝗮𝘀𝗲𝗟𝗼𝗰𝗼 : leaselo.co/notaguru-personal-... ✅
Leasing vs owning a car, in a fight between car lease vs pcp which one wins? well there's no clear winner for everyone, it all depends on your budget, your appetite for risk, and your personal feelings on ownership. I hope this video gets you thinking before you simply go ahead and do what you always did.
#carleasing #leasevspcp #carfinance
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Important : This channel tries to deliver honest advice for real people. Remember that I am not a financial advisor or car finance professional and am therefore not qualified to give any kind of financial advice, views shown here are purely my own but you must make your own financial decisions. Always seek professional advice before entering a finance arrangement of any kind and seriously consider your financial position and the long-term affordability of any deal that you may enter into.
All music used in this video is written, recorded, and produced by me.
𝙋𝙡𝙚𝙖𝙨𝙚 𝙡𝙞𝙠𝙚 𝙖𝙣𝙙 𝙨𝙪𝙗𝙨𝙘𝙧𝙞𝙗𝙚! ;)

Пікірлер: 517

@DefinitelyNotAGuru Жыл бұрын

📱𝗦𝗼𝗰𝗶𝗮𝗹 𝗠𝗲𝗱𝗶𝗮 : linktr.ee/dnag ☕𝗕𝘂𝘆 𝗠𝗲 𝗔 𝗖𝗼𝗳𝗳𝗲𝗲 : ko-fi.com/notaguru

@desmondseeto4293 Жыл бұрын

Another great video. Love your no BS approach to the dark arts of car buying.

@DefinitelyNotAGuru Жыл бұрын

Thanks Des 👍👍

@JSGXXX Жыл бұрын

Nice comparison, thank you for taking the time to do this 😁

@DefinitelyNotAGuru Жыл бұрын

My pleasure!

@andyburns6496 Жыл бұрын

Always interesting. In the middle of my first lease - influenced by your videos. Was having some doubts about the value of leasing due to the current state of the market. This video reassured me that I’ve made the right choice.

@DefinitelyNotAGuru Жыл бұрын

👍

@davidcrowdy4119 Жыл бұрын

Great advice thanks for all your videos always enjoy watching them.

@DefinitelyNotAGuru Жыл бұрын

Thanks David 👍

@dibset83uk7 Жыл бұрын

Ohh wow! Thanks for your amazing break down. It's by far the best car leasing car video I've seen. Hence why I I'm now a new subscriber. Keep the good work up!

@DefinitelyNotAGuru Жыл бұрын

Awesome, thank you!

@mirzamahmud2670 Жыл бұрын

Thanks for the comparison. Really enjoyed and appreciate it👍🏽

@DefinitelyNotAGuru Жыл бұрын

Thanks 🙏

@ABCABC-bz2nw Жыл бұрын

Excellent content with simple explanations. Change my car every 3 to 5 years and always went with a personal loan. Last time went for a PCP deal which after watching your channel should probably have looked at leasing. Lesson learnt. Keep up the great videos.....

@DefinitelyNotAGuru Жыл бұрын

Thanks 👍

@Battismore-Blue 3 ай бұрын

Its battered my head trying to get it round the best and worse ways to purchase a car , I do keep coming back to your channel , very good info .

@DefinitelyNotAGuru 3 ай бұрын

Glad to help

@MickeyHassan 9 ай бұрын

Thank you so much. It helped a lot in understanding all these different options.

@DefinitelyNotAGuru 9 ай бұрын

Glad it was helpful!

@robertligeti8602 12 күн бұрын

HI, thanks for the videos you make about used car purchase options and history check. Most helpful for one being new on the market.

@DefinitelyNotAGuru 12 күн бұрын

Thank you!

@brianpalmer2015 Жыл бұрын

This is only my 2nd comment. You always talk straight forward and clear reasoning. Don’t understand why more people don’t subscribe, hope you keep doing your videos, l wash every one.keep going.

@DefinitelyNotAGuru Жыл бұрын

Thanks Brian, keep the comments coming 👍

@thesilverfox135 Жыл бұрын

I do appreciate your clear information around the ever difficult to navigate PCP -v- HP - v - Lease. I’ve been trying to convince my other half, who likes to own everything to agree to leasing our next car. Using the calculator and spreadsheet as per your video I feel it will help us both. As I love cars so buy with heart and not head. Other half no interest in cars just the cost. Thanks again, great channel!

@DefinitelyNotAGuru Жыл бұрын

Thanks 🙏

@sweetsreeve Жыл бұрын

Great video that has explained leasing in 6 mins. After seeing the figures in black and white on the spreadsheet. I’m convinced that lease deal better off. Now keeping my eye out for your monthly videos on the best deals. As changing cars soon.

@DefinitelyNotAGuru Жыл бұрын

Thank you 🙏 leasing won’t be the answer 100% of the time but it’s misunderstood by many and is often a great alternative - especially if you’re after a great deal rather than a very specific car.

@stuartkennedy4202 Жыл бұрын

I encourage everyone to do the same comparison on the car they are looking at . Check the small print especially for admin costs these can vary significantly. Great demonstration of how to do a proper comparison.

@DefinitelyNotAGuru Жыл бұрын

Definitely, understanding the small print is key on any kind of financial agreement.

@leslienicholls7274 Жыл бұрын

Very interesting set of figures,thanks for the info,it's given me food for thought in terms of leasing a vehicle

@DefinitelyNotAGuru Жыл бұрын

👍👍

@woodlandshousemaintenance1589 Жыл бұрын

Great channel lots of good advice Keep up the good work

@DefinitelyNotAGuru Жыл бұрын

Thanks, will do!

@william1UK Жыл бұрын

Great video thanks for taking the time to make it 👏

@DefinitelyNotAGuru Жыл бұрын

Thanks very much

@mat854 Жыл бұрын

Thanks for another great vid Jim, clear, informative and gimmick free. I just thought of an idea for another numbers video, cost comparison owning a car Vs not owning a car (ie getting by on public transport and hire cars)

@DefinitelyNotAGuru Жыл бұрын

Thanks very much. That’s a great idea that I have considered but probably very tricky as where I live would be a very different prospect to someone living in central London - both in terms of cost and it actually being viable.

@clewis5220 Жыл бұрын

Nice update video. Yes I’m definitely changing my view on Leasing instead of PCP and you have given us the tools to quickly understand the differences. At least people can get out of a PCP easier cheaper than a lease contract as i think many may soon be ditching their expensive cars to pay the mortgage!

@DefinitelyNotAGuru Жыл бұрын

I’m not trying to change anyone’s mind, just hope to get more people thinking rather than purely listening to commission lead salespeople who have targets to hit. It’s not always cheaper to exit a PCP, especially if you don’t want to jump straight into another with the same company. Leasing is not perfect either.

@gordonchallinor9156 Жыл бұрын

great to know this stuff keep up the good work Jim

@DefinitelyNotAGuru Жыл бұрын

Thank you

@cliveingram2325 Жыл бұрын

Very precise, very quick, to the point, excellent.

@DefinitelyNotAGuru Жыл бұрын

Thanks

@garethmorris9282 Жыл бұрын

A well balanced review! Well done buddy

@DefinitelyNotAGuru Жыл бұрын

Thanks Gareth

@MrZaragon62 Жыл бұрын

Great video and very informative. Thanks Jim 😊

@DefinitelyNotAGuru Жыл бұрын

Thanks Steve 👍

@h0m3rj5 Жыл бұрын

Thank you. Explaining things unedstandably straight to the point.

@DefinitelyNotAGuru Жыл бұрын

Thanks George

@glennsheppard3320 Жыл бұрын

Great review as a comparison has made me look again at leasing

@DefinitelyNotAGuru Жыл бұрын

👍

@stephenwilson5453 Жыл бұрын

Cheers and thanks for the insight. Hope you’re well 👍

@DefinitelyNotAGuru Жыл бұрын

Thank you Sir, still breathing! 👍

@h.bsfaithfulservant4136 Жыл бұрын

Very helpful vid. Thanks Jim 🎉

@DefinitelyNotAGuru Жыл бұрын

Thanks Jean

@gordonchallinor9156 Жыл бұрын

great video explains options and your choices.

@DefinitelyNotAGuru Жыл бұрын

Thanks Gordon

@JNighty Жыл бұрын

Super useful content as always. Currently in the situation of finding my next car. Looking at lease or used PCP at the moment. Concept I am getting my head around is leasing seems the cheapest option, but you still need to factor in the deposit for the next lease. Im adding that to my total cost as to me, it is part of the process. But still, leasing comes out slightly cheaper.

@DefinitelyNotAGuru Жыл бұрын

Cheers Jason, thanks for watching and commenting mate. Yes, I see what you mean, it's a factor in PCP too really when you think about it and don;t just listen to the car salesman. You could always put £30 per month away to cover your next deposit if you were so inclined.

@RockyDave Жыл бұрын

Great info, clearly presented. Thanks.

@DefinitelyNotAGuru Жыл бұрын

Thanks Dave

@markdixon4612 2 ай бұрын

Very, very useful comparison. Thank you!

@DefinitelyNotAGuru 2 ай бұрын

Glad it was helpful!

@matthewclarkmc Жыл бұрын

Great video straight forward information appreciated

@DefinitelyNotAGuru Жыл бұрын

Thanks

@DaBurgeo Жыл бұрын

Great video Jim as always

@DefinitelyNotAGuru Жыл бұрын

Glad you enjoyed it

@rupambh 27 күн бұрын

Loved the video. Very useful. Thanks for doing it

@DefinitelyNotAGuru 27 күн бұрын

Glad it was helpful!

@minimal_enthusiasm5971 Жыл бұрын

Cheers for this! Finally my little brain is starting to grasp the difference between PCP and HP 👍

@DefinitelyNotAGuru Жыл бұрын

Happy to help!

@KevinMayle-fe1cy 2 ай бұрын

Nice and clear thank you so much. Great food for thought.

@DefinitelyNotAGuru 2 ай бұрын

👍👍

@PositiveCoaching1508 Ай бұрын

Thank you. Appreciate the unbiased information ☺️👍

@DefinitelyNotAGuru Ай бұрын

My pleasure 😊

@davidstaines2215 8 ай бұрын

Great info, just what I was looking for.

@DefinitelyNotAGuru 8 ай бұрын

Glad it was helpful!

@neilbarkeraswell 6 ай бұрын

Hello. Another great post. Thanks Jim. Compare different razors next???

@DefinitelyNotAGuru 6 ай бұрын

Haha!

@IainWaite0166 Жыл бұрын

Really useful as always. Just had a service on my 65 plate car and the huge cost of repairs is making me think seriously about leasing a new car. Keep up the good work.👍

@DefinitelyNotAGuru Жыл бұрын

Thanks Iain, sorry to hear about the bill!

@billythekid5536 6 ай бұрын

That's interesting, l own a Mercedes and I've just calculated the service , the cost of the repairs to get it through the MOT which to be honest was silly money. I was always worried about the next repair bill coming in over 2.5 thousand as l noticed a faulty auto gearbox. I think l am looking to lease a car due to the initial purchase price and possibly repair bills when the car comes out of warranty. Think whichever way you go it's a money pit that you will never get back . I'm just wishing l never spent all that money over the years on cars l could be more comfortable without all the financial worries l have now . It was the option of spending thousands on a car or giving it away to the wife, thinking spending it on a car was the best option in the end , think she has enough handbags and shoes , hope she doesn't read this otherwise it's the dog house again .😮

@richardmarshall8916 Жыл бұрын

Cheers for the info..... I m looking to buy a new or year old SUV type car within the next 4 months, your vid helps with the calculations depending on which finance package I opt for👍

@DefinitelyNotAGuru Жыл бұрын

Glad to help. Well worth shopping around for you finance. I couldn't believe the difference in APR rates I was seeing today.

@shaunmcc9861 Жыл бұрын

Brilliant...once again very informative

@DefinitelyNotAGuru Жыл бұрын

Cheers 🍻

@errollgordon3080 Жыл бұрын

Excellent information . The martini Lewis of the car world 😊 keep up the good work

@DefinitelyNotAGuru Жыл бұрын

Cheers Erroll - Martini Lewis I guess is Martin Lewis with a dash of vermouth and an olive? 😂

@pigio87 Жыл бұрын

Thanks Mate, very helpful!

@DefinitelyNotAGuru Жыл бұрын

👍👍👍

@paulbrook2459 Жыл бұрын

Great , easy to follow video

@DefinitelyNotAGuru Жыл бұрын

Thanks Paul

@davewall4931 Жыл бұрын

Great explanation in laymans terms, well done.

@DefinitelyNotAGuru Жыл бұрын

Thanks Dave

@TanvirAnowar Жыл бұрын

Make sense, thanks for sharing this info👍

@DefinitelyNotAGuru Жыл бұрын

👍👍👍

@caroracle2658 Жыл бұрын

Great and useful content!

@DefinitelyNotAGuru Жыл бұрын

Thanks 👍👍👍

@rajzavery1107 10 ай бұрын

Clear practical advice very well communicated. Thank you. Would love for you to do the same for a limited company!

@DefinitelyNotAGuru 10 ай бұрын

It’s not so different for an LTD, just that you can claim 100% against your taxable income(CT) in year one if it’s a new car or 18% for 5.5 years if it’s used. You will then likely have to pay company car tax however. Speak to your accountant!

@adamel-nagar8258 Ай бұрын

Hey dude, thanks for this video, very helpful - some advice, try using a digital pointer or cursor or something to indicate on screen what you're talking about when talking about it. I got lost momentarily a few times on your summaries. Just constructive criticism to ensure you keep growing your page and keep making more useful videos like these! Thanks pal

@DefinitelyNotAGuru Ай бұрын

👌

@JohnAdams-kc8wx Жыл бұрын

V interesting Jim, great channel you have

@DefinitelyNotAGuru Жыл бұрын

Thank you kindly John 👍

@waltersjonathan Жыл бұрын

Clear analysis, thank you

@DefinitelyNotAGuru Жыл бұрын

Thanks

@richardellis1837 Жыл бұрын

Very helpful. Puts leasing in a different light.

@DefinitelyNotAGuru Жыл бұрын

Great to hear!

@jonfrance7201 Жыл бұрын

Food for thought, thanks

@DefinitelyNotAGuru Жыл бұрын

👍

@dinorecontre1426 Жыл бұрын

Great video, thanks for the info as I was looking at used cars, now a new car lease looks a better option.

@DefinitelyNotAGuru Жыл бұрын

Glad it helped

@johnyeates3829 7 ай бұрын

straight forward advice thank you

@DefinitelyNotAGuru 7 ай бұрын

Thanks

@crashbandit Жыл бұрын

Very interesting Jim for me with so many changes like EV seems lease is way to go especially as I'm 56 now and I can enjoy (and afford) having a different new car every few years and can't put a price on that 😉👍

@DefinitelyNotAGuru Жыл бұрын

Absolutely

@HitomiKisugi84 3 ай бұрын

Thanks, this really helped.

@DefinitelyNotAGuru 3 ай бұрын

Glad to hear!

@nprinslo Жыл бұрын

Cracking no nonsense video 👍

@DefinitelyNotAGuru Жыл бұрын

Thanks 🙏

@fergus1948 2 ай бұрын

You may not be a guru but you give great, impartial advice.

@DefinitelyNotAGuru 2 ай бұрын

Thank you

@peterarmstrong3645 Жыл бұрын

Very informative thank you

@DefinitelyNotAGuru Жыл бұрын

Thanks

@sellie2545 Жыл бұрын

Good Update cheers

@DefinitelyNotAGuru Жыл бұрын

Thanks 👍

@tonyparlato4634 Жыл бұрын

Really useful videos cheers

@DefinitelyNotAGuru Жыл бұрын

Thanks

@davidbeattie7995 Жыл бұрын

Well explained M8 thank you 👍🏻

@DefinitelyNotAGuru Жыл бұрын

No problem 👍

@terryneilbooth Жыл бұрын

There several car dealers currently offering interest free PCP on new cars with a 30% deposit. So that would be a interesting comparison against a lease, but of course that would be one hefty deposit and ballon payment. So many options these days, but great you share your thoughts and highlights 👍

@DefinitelyNotAGuru Жыл бұрын

Yes, the payment setup is usually so very different that it doesn’t make too much sense to compare.

@187nonestop Жыл бұрын

Great breakdown 👌

@DefinitelyNotAGuru Жыл бұрын

Thanks for watching

@PaulCanalLondon Жыл бұрын

Very interesting, serious food for thought. About to buy a car and am torn between HP and PCP. Thank you.

@DefinitelyNotAGuru Жыл бұрын

👍

@johncassar6888 Жыл бұрын

Great and informative video

@DefinitelyNotAGuru Жыл бұрын

Thanks

@Sleepywhispers79 Жыл бұрын

Great video as usual Jim 👍👍👌👌... I don't know if I'm more shocked at why people use PCP or hp over lease or to hear that you're not a financial advisor 🤣🤣🤣🤣

@DefinitelyNotAGuru Жыл бұрын

😂

@shirleyhornby3433 11 ай бұрын

Thankyou that is really helpful 👍

@DefinitelyNotAGuru 11 ай бұрын

Glad it was helpful!

@nickmackenzie703 2 ай бұрын

Very good explanation many thanks

@DefinitelyNotAGuru 2 ай бұрын

Thank you

@edwardedwards5402 Жыл бұрын

Helpful ! Hadn't considered leasing

@DefinitelyNotAGuru Жыл бұрын

👍👍

@shivakhatri4172 10 ай бұрын

Great Analogy 👍👍👍

@DefinitelyNotAGuru 10 ай бұрын

Glad you think so!

@deandavies1468 Жыл бұрын

Very informative 👍🏻

@DefinitelyNotAGuru Жыл бұрын

Thanks Dean

@shaunmkiely2963 Жыл бұрын

Thanks it’s brilliant content

@DefinitelyNotAGuru Жыл бұрын

You're too kind, it's only excellent, not quite brilliant 😂

@AA-sb5vo Жыл бұрын

Nicely explained 👍

@DefinitelyNotAGuru Жыл бұрын

Thanks

@margaretcornforth6198 Жыл бұрын

Thanks very informative

@DefinitelyNotAGuru Жыл бұрын

Thanks

@kmensah2375 Жыл бұрын

First off thanks for your videos they are informative and gave me food for thought when purchasing my latest vehicle. Although leasing is a great option the numbers don’t work for every car. Certain cars will be worth a lot more than the balloon payment offered at the end of a PCP agreement (think fuel efficient high trims, cars on a long waiting list or in high demand and king warranty), especially if you look to switch after 2 years. At that stage you don’t have to buy the car or give it back but you can sell it to the dealer and get back the difference and sail away into the sunset or use it on a deposit for the next car and not necessarily with the same dealer or brand I might add. If you’ve calculated it correct that difference should match your original deposit meaning you’ve only paid the monthly amount for the time you’ve had the car. With leasing every penny spent doesn’t go towards your next purchase. As someone quite rightly pointed out in the comments, you can get the Qashqai everywhere cheap and it’s always available hence why the cheaper leasing deals are easier to acquire. But what if I don’t want a Qasqai or a DS? What if I want something more specific to me? Whatever the case may be it’s good to do the math and weigh up the options. I thank you Jim for allowing me to learn more about the business of buying or leasing a car.

@DefinitelyNotAGuru Жыл бұрын

Thanks; the point is not to push leasing but to get people to think twice before signing up for something that suits the salesperson more than it suits them. The Qashqai is cheap but that’s largely irrelevant as the price is the price no matter how it is financed. The discount would also be there on a PCP on a new one - perhaps disguised as a dealer contribution. The differences in price are HUGE in many of these comparisons. There is no universal deal that will make you better off; this is about getting people to think twice and run the numbers. 👍

@anthonybennett6089 Жыл бұрын

Very informative.

@DefinitelyNotAGuru Жыл бұрын

Thank you

@markc5155 11 ай бұрын

Great info thanks

@DefinitelyNotAGuru 11 ай бұрын

No problem!

@bibilique Ай бұрын

Great breakdown

@DefinitelyNotAGuru Ай бұрын

Thanks 🙏

@lwa.dev74 Жыл бұрын

thanks for the info pal Nice1 :-)

@DefinitelyNotAGuru Жыл бұрын

Any time!

@jlaitan Жыл бұрын

Good work as usual Jim - very useful comparison. Only thing I would add on the PCP info is that mileage is only really relevant if you are forced to give the car back before the end of the term. Otherwise the car is worth whatever it’s worth as a part ex at the end of the term - there is of course a risk that the residual value ends up lower than the finance balance…

@DefinitelyNotAGuru Жыл бұрын

👍

@rusty911s2 Жыл бұрын

The mileage makes a huge difference to your monthly payments on lease and PCP as this dictates the future value of the car. It doesn't affect HP as if you end up with a star-ship mileage car at the end, it's your problem, not the finance company's.

@jlaitan Жыл бұрын

@@rusty911s2 agree - what I meant was if you drive 20000 miles per year, you don’t need to contact and pay for 20000 miles per year on a PCP deal if you plan to keep or part-ex the car at the end. It only really comes into play if you have to hand the car back.

@rusty911s2 Жыл бұрын

@@jlaitan I'm with you. That said, that completely negates a PCP. If anyone intends to keep the car at the end, go HP as PCP is a dreadful way of financing an actual purchase as effectively you're doing a 60 or even 72 month HP split over two agreements. If you're high mileage and can't afford HP, go ex-demo / 1 or 2 year old instead.

@mrmiruk Жыл бұрын

Great response and people always forget when buying car (used or new) even if you keep it 10years, what happens when you do sell it? You would have had to save up the money to buy the next car and its likely in 10 years you will have to have saved up even more due to inflation (to buy a equivlent car)! Adding that into the equation and leasing isn't much more expensive and in some cases is on par with a used car. This is coming from a guy whose owned the same car the last 12 years and looking at a new car

@DefinitelyNotAGuru Жыл бұрын

That’s it, it’s just a different way of thinking 👍

@simonm9367 Жыл бұрын

Great video as always. Lots of my friends & family always moan about leasing a car as its "not yours" but I love leasing. I have sent your videos to them! I also ordered a new car this week thanks to your weekly deals, cheers!

@DefinitelyNotAGuru Жыл бұрын

A lot of people struggle with the concept as it's alien to them and seems like utter madness, just like it did to me the first time I heard about it. Nothing is going to be for everyone but for those who take the time to understand it, it's another great option to consider.

@simonm9367 Жыл бұрын

@@DefinitelyNotAGuru Fully agreed mate. Seeing it in black & white and the numbers makes a massive difference. Keep up the great videos and a coffee or two is on its way!

@DefinitelyNotAGuru Жыл бұрын

@Simon M Thanks Simon, really appreciate it ☕

@chrisbovell9859 Жыл бұрын

Hello (PS been subscribed for a while)

@DefinitelyNotAGuru Жыл бұрын

Cheers Chris

@ianhamilton3113 Жыл бұрын

Nice, thanks.

@DefinitelyNotAGuru Жыл бұрын

No problem!

@plus200bhp6 Жыл бұрын

Nicely done

@DefinitelyNotAGuru Жыл бұрын

Thanks 🙏

@ianwake8338 Жыл бұрын

Thanks for information

@DefinitelyNotAGuru Жыл бұрын

👍👍👍

@ihate9-533 Жыл бұрын

great video again buddy, i am going to lease i think !

@DefinitelyNotAGuru Жыл бұрын

Thanks 🙏

@24028362 4 ай бұрын

Thanks very helpful.

@DefinitelyNotAGuru 4 ай бұрын

👍

@neil7365 2 ай бұрын

HELLO….. Great information!

@DefinitelyNotAGuru 2 ай бұрын

Hey, thanks!

@cowsarsc Жыл бұрын

Great video

@DefinitelyNotAGuru Жыл бұрын

Thanks mate

@striker8380 Жыл бұрын

Currently on my fourth lease car. Love being able to drive a new car every two years that I wouldn't otherwise be able to afford.

@DefinitelyNotAGuru Жыл бұрын

👍👍👍

@happyhero1093 Жыл бұрын

What site do you use for yours?

@simonjohnson9893 Жыл бұрын

really useful video

@DefinitelyNotAGuru Жыл бұрын

Thanks 🙏

@simonwalker8718 Жыл бұрын

Great info on car finance

@DefinitelyNotAGuru Жыл бұрын

Thanks Simon

@DH-tv6wl 2 ай бұрын

Great video, one addition for future videos might be what happens in the next 3 yrs. For your lease and pcp options, those models just repeat. But obviously, with HP if you’re paid up after 3 yrs you only have running costs for the next 3. I feel like the knock on saving of owning is missed in those near term projections. Just to caveat, I’m watching these videos bc I’m disastrously inexperienced at buying cars. So there may be further factors to consider in this point. Thanks for a great vid.

@DefinitelyNotAGuru 2 ай бұрын

👍 I think I’ve looked at that in some others

@DH-tv6wl 2 ай бұрын

@@DefinitelyNotAGuru great, will check out.

@ci-ryder Жыл бұрын

Nice work

@DefinitelyNotAGuru Жыл бұрын

Thanks

@chrismantonuk Жыл бұрын

Thanks for your research on this mate. Really thought provoking content! I do feel like the Qashqais are consistently cheap to lease - I wonder how the numbers would stack up on a similarly priced Focus or Golf? Lease prices are often £400+/month

@DefinitelyNotAGuru Жыл бұрын

Cheers Chris, hopefully this video gives you an idea how to find out. Number 1 deal of leasing is shop for the deal and not the car👍

@chrismantonuk Жыл бұрын

@@DefinitelyNotAGuru so you’d say is it better to be open to a wider choice of cars?

@DefinitelyNotAGuru Жыл бұрын

@@chrismantonuk 100%, leasing doesn’t always make sense if you’re fixed on one particular car. If you’re open to ideas you can sometimes find a far better car for your budget than you previously had in mind.