VW POLO LIFE TSI, CAR DEALERSHIPH MANIPULATION, BALLON PAYMENT, COST OF BUYING EFFECT PART 2.

Рет қаралды 11,843

2 ай бұрын

2023 I BOUGHT A VW POLO LIFE TSI WHICH I DO NOT AFFORD AND ITS WELL ABOVE MY PAY GRADE. I WAS LIED TO OR MANIPULATED BY THE DEALERSHIP SALEMAN IN TO BUYING ONE. THIS CAR TAKES MORE THAN 50% OF MY SALLARY PLUS I STLIL HAVE R109 500 OF BALLON PAYMENT AT THE END OF MY TERM. I SURVIVE BY BORROWING MAN EVERY MONTH JUST TO MAKE END METS. THIS HAS AFFECTED MY METAL WELLBEING. SO, IN THIS VIDEO I SHARE HOW I SURVIVE AND HOW I TRY AN CHANGE MY LIFE AROUND.
#carcontent #vw #vwpolo #vwpologti #automobile

Пікірлер: 137

@ziziphotshazi3326 2 ай бұрын

I must say I admire your sense of humour in these difficult times😂😂

@Sipho.mdluli 2 ай бұрын

😅😅😅😅 I don’t think I have any other options but to laugh at my situation

@thokozanicannon3917 2 ай бұрын

@@Sipho.mdluli hhola mfethu i sold my golf 7 tdi last month lento i scam nje

@Lettalkmoney 2 ай бұрын

@@thokozanicannon3917 bro 😂😂😂😂😂 scam lento ngempela

@tsundzukanimhlongo9866 2 ай бұрын

Thanks for bringing us to Reality Bafo, we appreciate it.

@PalesaMaphiri 2 ай бұрын

Lol 😂😂😂😂 the content creator we didn't know we needed 🙈 great sense of humour. Before selling the car, which is probably the best decision please make a detailed car review on the car

@Sipho.mdluli 2 ай бұрын

Definitely I wouldn’t miss that opportunity It’s coming probably my next video

@thepxshmagazine6002 Ай бұрын

lol its the way he speaks and his delivery is funny

@lufunoraphalalani 2 ай бұрын

Downgrade to a 2nd hand pre facelift Polo or Polo Vivo

@tinashechoga2613 2 ай бұрын

Selling the car is the best decision bro, make sure you get a good price for it to limit your loss. All the best!

@Sipho.mdluli 2 ай бұрын

Yeah I have decided it’s no longer worth it

@carfeverpov 2 ай бұрын

The Debt won’t go away, instead WeBuyCars will offer a low price and you’ll have a credit shortfall after selling it. You’ll still be in debt, but you’ll be walking. The mistake was buying a car you cannot afford. You should be driving a Swift.

@jameskgabo8477 2 ай бұрын

you are so entertaing like muzi sampo you have gained a subscriber🤣🤣🤣🤣🤣🤣

@Sipho.mdluli 2 ай бұрын

Danko 😅😅😅 it’s too late for me to cry now

@Bruinou19 2 ай бұрын

1 thing my dad taught me is buy a car not more than 50k and spend about less than 10k in spares depending on the prob of ur car and u good to go. Spending 250k for a car that is gonna lose value after takin it off the floor is madness. U can find a polo to for that price if u don't believe me but be careful not to buy a stolen car.

@Sipho.mdluli 2 ай бұрын

But buy 50k car in this day something else or you’re talking about buying em in auction?

@Bruinou19 2 ай бұрын

@@Sipho.mdluli Ya or a second hand

@khanyogabela 2 ай бұрын

Now this is a KZfaqr that deserves a like, subscribe and turn on notifications! Thank you for your service Sir!

@Sipho.mdluli 2 ай бұрын

Appreciated ✌️

@EXKKLUSIV 2 ай бұрын

The content we need. Big up bro 🔥🔥🔥🔥

@siyamthembamgolombane4822 2 ай бұрын

Mine Polo was involved in a accident it's very hard to sell it, they want it for R180 000 and I owe R320 000😢

@Sipho.mdluli 2 ай бұрын

Is it’s giving you problems?

@bulelaninomongo6661 Ай бұрын

You’ll only have to refinance R140k though?

@nqobilesibisi3544 Ай бұрын

bruhh , i thank the KZfaq algorithm for leading me to your videos LMAO

@sandiswashange7070 2 ай бұрын

That wreckless walker nkos' yami 🤦‍♂😂 After hearing your story, I realized that car salesmen are scammers. Just legal ones 🚮 I'm 100% backing your final decision to sell the car 💯🔥

@Sipho.mdluli 2 ай бұрын

😂😂😂 I’m soon to join the walker because wow just wow

@NATE.M 2 ай бұрын

But us as consumers also need to take accountability and learn thoroughly about the financial world. We need to educate ourselves on things like how to save money, invest money and negotiate better and fair prices. We must remember that with the corporate world if it's legal, they'll push as much as they can. They don't care about you or who your mother is. They're just there to make money. It's not personal.

@Sipho.mdluli 2 ай бұрын

True 🔥 but sometimes we think we know alot and be over confident

@pholejuju Ай бұрын

This was funny. 😅. Otherwise, all the best with regard to sorting out the financial situation. I’m glad you woke up early and enough and started being real with yourself. It’ll all work out in the end. 🤝

@Sipho.mdluli Ай бұрын

Dankie ✨😀

@nkosinathikazi3982 2 ай бұрын

Bro I feel you, as a polo driver myself I fell in such a trap but slowly but surely I'm getting out. My employer helped me with overtime to manage.

@Sipho.mdluli 2 ай бұрын

I don’t get overtime

@TumitheYoutuber 2 ай бұрын

You kick ass 😂 We demand more content 🤟🏼

@Sipho.mdluli 2 ай бұрын

And I shall provide more

@mbalintobela4060 2 ай бұрын

Even your background music is depressing lol 🙈 really setting the scene..yo get rid of this headache bo

@Sipho.mdluli 2 ай бұрын

😂😂😂 don’t get depressed

@007unity 21 күн бұрын

If I was in your situation, I would register myself on indriver. Just drive on weekends or offdays. Its easier to qualify than Uber/Bolt. Thats what I used to do to afford baby groceries 😊...

@andilesimelane9884 2 ай бұрын

Yooh bra, khona having a car creates convenience but when you consider cost vs benefit, cost outweighs benefit in this case, you should really look into downgrading my brother, you’re still young you have alot of life ahead no need to force things

@Sipho.mdluli 2 ай бұрын

That the reality, I’m going straight to public transport

@thanosinfinity6975 2 ай бұрын

😅 Great financial advice.

@VhuthuGodzwana 2 ай бұрын

streetwise but financially dom😂😂😂

@Sipho.mdluli 2 ай бұрын

😅😅😅 if I’m wiser I wouldn’t be in this mess

@gomora2245 Ай бұрын

You have inspired me on your tuff but wise financian decision. What i have learnt from this is to practice a delay gratification...

@Sipho.mdluli Ай бұрын

Now could have said it better

@melizwe6223 2 ай бұрын

😂😂 u're funny bro, hope u make it out of this situation✊

@Sipho.mdluli 2 ай бұрын

Definitely I would

@jamesfrankthomas7933 Ай бұрын

Great video, you are very funny 😂

@Sipho.mdluli Ай бұрын

Glad you enjoyed

@THAT_CHANNELSA 2 ай бұрын

Sell that Satan and just get a Swift Morena it’s the right thing to do

@Sipho.mdluli 2 ай бұрын

True but at this point I don’t think I need a car I’m just gonna use public transport

@mondlimkhanyiswa1206 2 ай бұрын

Ei hadee mfowethu. Its our struggle sonke. But we shall stay strong kuzolunga eventually

@Sipho.mdluli 2 ай бұрын

Thanko man ✌️

@thatorankapole1461 2 ай бұрын

This is sad but i love how you narrate this whole thing and add humour to it. I noticed you use a prestige account with std bank, wasnt one of the benefits of having that account a prime minus interest rate or did you apply for your car financing at a different bank?

@Sipho.mdluli 2 ай бұрын

I got this account when I was trying to renegotiate Finance interest rates and they offer it to me

@OwzaB 2 ай бұрын

Ndikshayela izandla tor accepting ukuthi ingaphez kwamandla akho, many people rather drown than downgrade 😅

@Sipho.mdluli 2 ай бұрын

I won’t downgrade but I will just use public transport

@thebeautyofsouthafrica6987 Ай бұрын

Legend😂😂😂😂

@Mbalings 15 күн бұрын

Gaddamn

@TheMsyZa 2 ай бұрын

This is hilarious 😂😂😂😂

@Sipho.mdluli 2 ай бұрын

😅😅😅😅

@thembelanizondi1611 2 ай бұрын

🤣🤣🤣this was funny af

@mfundobrian8403 Ай бұрын

😂😂 best review

@musaarthurmasango6224 2 ай бұрын

Kodwa nawe, what was the thought process when you decided to buy a brand new Polo on a R17k net salary (I assume)? A 2/3 year Polo Vivo (around R200k) would've been a better choice surely, or you a Polo die hard a 2017 1.4tsi 81kw Highline manual would've sufficed too! You was moving funny hayi😂

@Sipho.mdluli 2 ай бұрын

😂😂😂😂😂 check part one of the video you will see how I ended up with this car

@musaarthurmasango6224 2 ай бұрын

@@Sipho.mdluli you need to sell it and get something cash, a well kept Polo Bujwa wouldn't be bad. It's a lesson learnt angithi😅

@ontiretsemphake6050 Ай бұрын

@@musaarthurmasango6224 yiu cant sell a car that is financed by the bank,because you dont have the cars papers yet.(until you finish paying off the car)

@siyabongadimba9626 2 ай бұрын

Good for you im paying for a car that got smashed

@Sipho.mdluli 2 ай бұрын

Yoooh bro 😪

@vincentmothapa2421 2 ай бұрын

I'm guessing you'll go back to taxis for about a year or 2 while you're dealing with shortfall and getting debt free before pursuing a nice second hand polo vivo again

@1015mytube Ай бұрын

Definitely the car was a wrong decision... However though why do you have a Std Titanium card instead of the normal Gold card cause that's a service fee of R230 vs R115 per month?

@Sipho.mdluli Ай бұрын

I was trying to reduce the interest I’m paying on the car and they told me if I use this card it’s can be reduced to just 11% which was a lie 🥲

@ManlikeRalph 2 ай бұрын

😂chief...return that thing!!

@Sipho.mdluli 2 ай бұрын

I am returning it bro it’s not worth it to be this stressful yoooh lapho I’m 27 this year but I’m in deep dept like crazy

@toxic.city.instr_ 2 ай бұрын

@Sipho.mdluli you'll bounce back bafo, dont stress too much

@TshemboMahasha-qo1ex Ай бұрын

Maybe doing uber might help with paying the car and other expenses

@Sipho.mdluli Ай бұрын

Yeah but I’m concerned with the safety of it in uber since it’s one of the most stolen cars in S.A but I am considering it

@zwivhuyamaphupha9439 2 ай бұрын

😂love the content abt the 17k i dnt believe that 😂 thats a standard bank prestige card minimum is 25k🙆🏾‍♂️

@Sipho.mdluli 2 ай бұрын

That 17 is after deductions

@chubs2312 2 ай бұрын

It's minimum 25k gross.

@thapelomabotse5904 2 ай бұрын

😂😂😂😂 Ai wena munne😂😂😂😂

@Sipho.mdluli 2 ай бұрын

😂😂😂😂

@abulelemntwini650 Ай бұрын

haha tone kills me

@thepxshmagazine6002 Ай бұрын

lmfao hahahahahaah bruh this is fucken funny

@Sipho.mdluli Ай бұрын

😅😅😅😅😅

@Chinedu_ceo 2 ай бұрын

Buy it cash will it help?i was thinking of getting Polo GTi with some features like sun roof..16 ich..led lights? Advice

@Sipho.mdluli 2 ай бұрын

If you can buy it cash that the best option. You can add everything you like but extras in the car are expensive and if you’re not buying cash make sure that repayment are not more 30% of your income that includes insurance

@Chinedu_ceo 2 ай бұрын

Lets say in a good month I make close to 10.000 usd it will take me 4-5 months to buy it cash anyways thanks bro

@Sipho.mdluli 2 ай бұрын

Wow bro teach me how you do it

@happilyeverstreaming8377 Ай бұрын

Can i ask why you don't consider using it as a bolt car?

@Sipho.mdluli Ай бұрын

I did consider it but my work hours are too long plus risk of driving high value cars as uber is too much

@user-pf8xe6nu9d 2 ай бұрын

Drive thru yase Stanger...kwadukuza

@Sipho.mdluli 2 ай бұрын

😅😅😅😅😅😅😅 wazi yona

@andiswasithole9716 2 ай бұрын

I don't want peace... I want problems and depression always😂😂

@Sipho.mdluli 2 ай бұрын

I have enough manje 🔥😅😅😅

@mrbusymate8884 2 ай бұрын

Are im the best😂😂😂

@duanemnisi3721 Ай бұрын

😭😭😭😭 Polo is expensive yoh

@Sipho.mdluli Ай бұрын

Too much

@SCELO_MYEZA. 2 ай бұрын

And then we start blaming Polo drivers for reckless driving 😮 06:03

@Sipho.mdluli 2 ай бұрын

Bro can you imagine

@sakhilejali7403 2 ай бұрын

Reckless walking is a crime 😂😂 carwash at work 😂😂 space muffins 😂😂

@Sipho.mdluli 2 ай бұрын

It’s a lot 😅😅 everything is a crime

@JaymoReynolds Ай бұрын

But who cares, I own a VW Polo 🤣🤣😭

@tshepisotsotetsi2903 2 ай бұрын

They gave bro a credit card 😂😂😂

@Sipho.mdluli 2 ай бұрын

And I fell for it 😭😭😭

@MasBuzo-zj6zt 2 ай бұрын

Who the hell would but a polo in 2024 😂😂😂😂 bro the Chinese are giving you faaaaar better value + 5 year warranty etc…

@Sipho.mdluli 2 ай бұрын

😅😅😅 we need to start looking at it because wow

@gift_realg Ай бұрын

😂😂😂😂

@MthimkhuluD 2 ай бұрын

Sell the car

@Sipho.mdluli 2 ай бұрын

Nothing less than that

@tsheponnene457 2 ай бұрын

Lol selling the car wont put him in a better position... cause he would still be owing more on the loan for the car than the cars worth

@dnpo 2 ай бұрын

Your video is depressing xem... The reality of an average employed middle class south african 🥺

@Sipho.mdluli 2 ай бұрын

But we will proceed ❤️❤️

@itumalemela814 2 ай бұрын

No fxcken way 🤣🤣🤣 😭😭😭😭😭

@Sipho.mdluli 2 ай бұрын

😅😅😅

@sikhumbuzomlangeni9646 2 ай бұрын

We understand your concern. But why don't you just sell the car for once and get a car you can afford. 2nd hand Polo vivo or Hyundai i10. Otherwise youll keep drowning in debts.

@Sipho.mdluli 2 ай бұрын

Yeah I will do so it’s part of my plan

@Sipho.mdluli 2 ай бұрын

Yes true I have to stop this foolish act of borrowing every month