Thanks for the kind words and I’m liking your videos as well bro! There are a few minor negative points I want to say about Wahed as well but will share them in another video….this one got too long!

@ThatMuslimLife jazakallah khair, only just starting out and have a long way to go iA! Inspiring to see that there are brothers out like you already producing quality videos, it's a shame I've only just discovered your channel! I pray Allah places barakah in your endeavours

Good idea. I will look into that!

That’s a good question and it shows you’re thinking about the principles of Islamic finance a lot. The general criteria across finance rules is that as long as

The difference is, it's cheaper your way! You'd have to figure out the zakat value yourself as well

Walakum salaam. thats great youve had a good experience with Wahed and made great gains. My personal opinion (and action) is to slowly move away from Wahed - i dont think youre a beginner investor and so you understand what youre doing. I have slowly moved my new investments onto another platform (trading 212) where the fees are minimal and i have replicated whatever Wahed was investing for me in the same ratios. I will be sharing this in the future if people want to copy it as well. This is one of the reasons i keep saying Wahed is great for beginners because if you dont want to think too much then Wahed does the job for you...but i always knew after 2-3 years id start to look at alternatives. Theres plenty of alternative platforms out there where you can do the same low thinking investments as Wahed but at a lower cost. Its just the first step will take more effort (about 10mins worth of effort but this is what puts people off!). I will be making a follow up video soon on Wahed on some issues ive spotted with them so do subscribe!

@@CertifiedTalks Assalamu Alaykum wanted to ask do you know are the Interactive Brokers halal ? And are they differ from trading 212

@dinomazic4193 it’s not really the broker that makes something halal or not. Yes there will be some minor things you could consider but really it’s the investments you make on the platforms that determine if what you’re doing is halal or not

@@CertifiedTalks thank you , so i should be fine with Interactive brokers here in Australia if i invest halal shares ?

@dinomazic4193 yep

It does both. It contains dividend paying stocks such as Unilever and invests to grow the fund value. I will be making a video exploring each Islamic index soon.

I am working on something but there's a lot of behind the scenes stuff I need to get right!

Id choose the portfolio as explained in the differing age section of the video. Can you not find Franklin templeton sukuks ?

@@CertifiedTalks so I fall into the 2nd bracket as I’m 37. However I do want to make up for loss time so might consider Very Aggressive. Just checked and they do in fact have that sorry. States fees over 5 yrs will be £395 at 1.45% for 5k (I have an Lifetime ISA with HL. Maybe it’s cheaper on non ISA platform?). That’s more than Wahed who state 1% but also £20 yearly fund fee totalling £350?

Personally I don't have a lifetime Isa as it's quite restrictive to me eg I can't withdraw till 60. Usual advice is to max out S&S Isa first. You can utilize s&s Isa on platforms like trading 213 which is very very cheap. 1.45% is very high... I have created my own aggressive portfolio on trading 212 which I will be opening up for people to copy if they choose to

@@CertifiedTalks I have Trading212 account too but yet to invest… let me check out the rates on that… yes please, that would be a good video to share 🙏👍

@@CertifiedTalks Ive only opened a Lifetime ISA recently and have £300 in it. I don’t plan to invest much in this. Maybe £1k max a year. Note to other viewers; a lifetime ISA is great value for money as the government tops up 25%! This can also go towards first time house buyers so if you’re under 39 definitely take one out! “Who can open one? You're able to open a Lifetime ISA if you're aged between 18 and 39. You can save up to £4,000 each tax year, every year until your 50th birthday. The government will pay an annual bonus of 25% (capped at £1,000 p.a.) on any contributions you make.”

I’ll think about making a video on this

Not yet

i'll try and do some research

Please see below link for contact details:shop.beacons.ai/tmlcareers_finance/2abe45a8-5203-4a2c-9734-6969919e41fa

Walkum salaam I don't believe the app is available yet in India. However the Wahed index fund should be available for all to invest in

​@@CertifiedTalks launch wahed in india . Please

Not worth

What do you think ?

@@user-lt8qj9nw8u finally I know the answer

Yes I will be making a video on the top Islamic indexes and how they compare to each other. There is a lot to say about them and which ones are ripping people off!