Want to be Rich? Combine these ETFs for $100k FASTER

Рет қаралды 90,167

Күн бұрын

I answer 7 investing and personal finance questions in this video. Which ETF is best to get $100,000 FAST? How to sell stocks and ETFs best in retirement. Taxable brokerage investing for profit now vs retirement 401k investing tips. ETF investing remains the king and best longterm wealth grower! #etfinvesting #3fundportfolio #retirementplanning
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Пікірлер: 363

@Williamjame444 7 күн бұрын

I'm convinced that investing $50k-100k in the right company before it goes big is more important than saving for retirement. However, picking the right company is so hard that saving might be safer, cuz who would've guessed Nvda? I have around $200k in a HYSA and want to invest. What are the best opportunities now?

@MizThe 7 күн бұрын

I believe investors should start with S&P 500/ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.

@AndreaRoberto-wm3th 7 күн бұрын

For someone starting with $200k, begin with S&P 500 ETFs, diversify across asset classes, and invest consistently to minimize risks and maximize growth. Partnering with a financial advisor can help streamline your strategy. This approach turned $80k into $53,000 in annual dividends.

@vivianlucy141 7 күн бұрын

I've been considering getting one, but haven't been proactive about it. Can you recommend your advisor? I could really use some assistance.

@AndreaRoberto-wm3th 7 күн бұрын

Sure, 'Melissa Elise Robinson' is the licensed advisor I use. Just research the name. You’d find necessary details on the web to set up an appointment.

@vivianlucy141 7 күн бұрын

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

@todaynottomorrow367 6 ай бұрын

$100k is not hard if you live below your means for a few years. Staying in the market, when your $100k goes to $50k and stays there for years is harder

@TortoiseInvesting 6 ай бұрын

That first $100k is always the hardest, but once you get it rolling the snowball will kick in big time. ETFS are a great and easy way to get there!

@hanz3967 6 ай бұрын

Make it 1,000k

@NolanGouveia 6 ай бұрын

Very true!

@Dahmer_Jeff 6 ай бұрын

@@hanz3967I'm at 420/mo

@lkris21 5 ай бұрын

I'm almost there! I have $60k

@Krakengaming. 3 ай бұрын

@@lkris21how long have you been investing and if you don’t mind, around what dollar amount each Month?

@tenaciousdean 6 ай бұрын

I love this guy, so humble and honest. Keep it up bro.

@NolanGouveia 6 ай бұрын

Thank you!

@Aki-wq6xh 6 ай бұрын

I agree! Not to sound creepy (though I probably do) it is a bonus that you are incredibly handsome 😂. Seriously though- I have subscribed to many finance channels and gradually un- sub from many of them. Yet I always come back to you! I was back and forth with my faith in SCHD but you have convinced me to continue with it :) Thank you for all that you do!!

@1292liam 6 ай бұрын

the main man

@tracimorgan3695 6 ай бұрын

Great video, thanks for the tips and Merry Christmas!

@etracey99 6 ай бұрын

Professor G! Thank you for answering my question in this video. It confirmed my plan(s) I have laid out. I appreciate the direction!

@NolanGouveia 6 ай бұрын

You’re welcome!

@ians6263 6 ай бұрын

I am so glad you did this video! I have been going back and forth in my head like crazy with the same question about the brokerage vs 401k question and I’m so glad you answered it! This is was a great video!

@NolanGouveia 6 ай бұрын

So happy to hear! I appreciate the feedback!

@bart_seavey 6 ай бұрын

SPY, QQQ, and SCHD are my 3 core holdings, and I sell covered calls and cash secured puts on SPY and QQQ in my IRA to generate more income and maximize effective return. The other 25% I pick stocks and ETFs that I have time to research and follow extremely well. Going into 2024 with an expected lower interest rate environment I like some clean energy stocks (solar and energy storage are highly subsidized and sensitive to interest rates), semiconductors and Bitcoin (ETF expected to be approved next month by SEC may be a catalyst). Do your own homework. Good luck in 2024 all.

@PaulProsperInvestments 6 ай бұрын

Nice! VOO, QQQM, and SCHD are all I'm investing in now each month. I've hit my share goals for my individual stocks and I'm not selling anything anytime soon. Good luck to you as well in 2024.

@patriciakochanek4959 6 ай бұрын

BEST financial content out there! Thanks again Nolan, for your insight, service, and hard work! Merry Christmas.

@NolanGouveia 6 ай бұрын

Merry Christmas to you! 🎄

@dondontabzon9421 6 ай бұрын

Thank you for the knowledge Prof G Merry Christmas 🎄🎁

@NolanGouveia 6 ай бұрын

Merry Christmas!

@o.g.c.9264 6 ай бұрын

Love your videos

@LadyD7 5 ай бұрын

Thanks for the great information.

@NolanGouveia 5 ай бұрын

You’re welcome!

@kev13nyc 6 ай бұрын

keep pumping out those financial informational videos Professor G!!!!

@NolanGouveia 6 ай бұрын

Thanks!

@nickjames6813 6 ай бұрын

Thank you G. As always

@NolanGouveia 6 ай бұрын

Any time!

@danielbil4084 6 ай бұрын

Thank you for your honesty professor. I have changed my portfolio and my daughter because of you. I really appreciate your time and all these valuable videos. I told my friends and family about you and shared several videos with them. Thank you

@NolanGouveia 6 ай бұрын

I appreciate you spreading the word!

@guirlandedelva3240 4 ай бұрын

Oh my gosh unbelievable how much I learned from you in a short period of time. You’re the greatest ❤❤

@NolanGouveia 4 ай бұрын

So happy to help where I can!

@adammcneilly2510 6 ай бұрын

Awesome video, once again. Merry Christmas, Professor G. From New Zealand.

@NolanGouveia 6 ай бұрын

Merry Christmas and thank you!

@paulbeasley1296 6 ай бұрын

Merry Christmas Professor Happy and Blessed New Year

@NolanGouveia 6 ай бұрын

Merry Christmas!

@EmperorandDeath 6 ай бұрын

ETFs are the backbone of my portfolio. However, I have positions in dividend stocks as well and the reason for that is that I have an aversion to buying anything near highs. So let’s say PG or PEP or KO or WMT are near 52-week lows, I scoop those up. This is how I keep myself from essentially averaging up and how i navigated the recent bear market without taking a hit. I was down as much as 13% at one point, but never more than that, even when SPY hit $330. I think it’s a solid strategy. VOO, VGT, VTI and the such are too high right now. I’m up over 10% on all of those positions

@randydaugherty607 6 ай бұрын

Great content , have a Merry Christmas "G", catch you in the new Year!

@NolanGouveia 6 ай бұрын

Thankyou and Merry Christmas!

@Godfather9814 6 ай бұрын

I love ETFs! I have four in my Roth IRA for either growth value/dividends like Schd and Voo and I have Jepi for its monthly dividends, I also have O in my Roth since it’s a monthly paying reit so all my dividends are tax free 😎💵

@bbqworld2103 6 ай бұрын

Good info

@jimb1073 6 ай бұрын

Great advice, my daughter is 26 graduated with no debt,she hit her first big financial goal this year. We did exactly what you’re teaching from the first day she started earning a paycheck. Heavy on tech and S&P, I’ve helped her at first with selecting funds now she’s starting to research on her own.

@NolanGouveia 6 ай бұрын

That’s amazing!! Way to get her set up dad!

@friar1968 6 ай бұрын

Professor G…. Wishing you a great Christmas and Holiday break! Looking forward to the 2024 goals… let’s get the zoom sessions started, as I’m up 16% in total gains since watching ya…

@NolanGouveia 6 ай бұрын

I love it!! Merry Christmas!

@PaulProsperInvestments 6 ай бұрын

Nice video. I'm 40% VOO, 40% QQQM and 20% SCHD. Wish I would have known about ETFs when I started actively investing 4 years ago. But as your sign says, we win or we learn.

@NolanGouveia 6 ай бұрын

I like your current picks!

@jamesloehr641 6 ай бұрын

Me too, wish I had known about them sooner. I had Moderna stock as my first investment. 22 bucks a share, and I had 100 shares. It went up to almost 500 a share at one point. 😳 I unfortunately cashed out early, I still sold it at like 70 bucks a share and cashed out a nice payout. But I missed out on life changing money. But I had no choice at the time, my gf lost her job and I had to pay all the bills. Otherwise, I would have held onto it longer. After that, I started doing some crypto and made some money on doge coin and shiba inu. But I wish that whole time I would have known more and just started doing etfs right away. Now I am 40 and have a lot less time to save for retirement.

@sharaf.6333 6 ай бұрын

Thank you for always making such detailed and very informative financial videos! I always make a list of what you recommend to buy and then I add them to my Watchlist in my Schwab account to buy for my Roth IRA.

@NolanGouveia 6 ай бұрын

That’s awesome 😀

@Michael_USAF_Veteran 6 ай бұрын

I'm new to investing; just turned 46, and this is helping me a lot. I wish I started earlier in life, but better now than never. I forgot to add that your channel has been helping.

@NolanGouveia 6 ай бұрын

Happy to help!

@cyberkratos2047 Ай бұрын

Not too late! Today is your youngest day. Just make sure a good allocation and keep low cost(fee, tax, living cost) and low risk. Don't risk for individual stocks at 40s. I am 32 with 7 figure investing. My biggest learning is low risk and low cost, then you will get the snowball very soon

@micaht4718 6 ай бұрын

SCHD/SCHG/VTI has been good to me so far

@travistarr9433 6 ай бұрын

Same

@ljrockstar69 6 ай бұрын

Same here, but I have VOO and XLK in my Roth.. VOO has more power than VTI in my opinion.

@micaht4718 6 ай бұрын

@@ljrockstar69 right now definitely, but if things cool with large caps and money starts flowing into mid caps, VTI will be better. They’re both excellent funds regardless

@NolanGouveia 6 ай бұрын

Solid combo!

@Aki-wq6xh 6 ай бұрын

Throwing in DHRW for me

@punxnotdead3873 6 ай бұрын

Great video sir! Currently looking to rollover my old 401k, was thinking of trying some vanguard etf , possibly 10k in a few differnt etfs, and rest in my target fund 401 new employer. Was thinking VTI,VOO,VTG hmm so many etfs.

@JeffTeeples 6 ай бұрын

I appreciate the book suggestion. I haven't read Trillions. Great video Professor G! Also, your 3 fund portfolio is so good, and wildly the same (basically) as mine. I've been doing it for years, I promise I didn't copy you! lol (mine = VGT / VOO / SCHD, allocations based on age. VTI or QQQM backup for the cornerstone and growth, respectively).

@NolanGouveia 6 ай бұрын

I like it! Great minds think alike!

@Michael_USAF_Veteran 6 ай бұрын

Love the Broncos banner!

@NolanGouveia 6 ай бұрын

🙌🙌🙌

@autobotdiva9268 6 ай бұрын

i added vug to the roth ira and less shares of vxus. i really didnt need vxus but live and learn

@SuperJustin2001 6 ай бұрын

My favorite KZfaqr🐐

@SuperJustin2001 6 ай бұрын

VOO, SCHD, and QQQM🔥🔥

@NolanGouveia 6 ай бұрын

Thanks Justin!

@larryduncan8594 6 ай бұрын

VGT FTEC

@travistarr9433 6 ай бұрын

Professor Top G

@NolanGouveia 6 ай бұрын

🙌🙌🏆

@1292liam 6 ай бұрын

Good shout with the Trillions book, G Dog, I put that on My Xmas list

@NolanGouveia 6 ай бұрын

Sweet!

@s.thomas5220 6 ай бұрын

Something I said as a young child, today is tomorrow, words of wisdom 😊

@NolanGouveia 6 ай бұрын

Good one!

@Baeza_5.0 6 ай бұрын

biceps looking full prof! keep up the hard work in the gym 👍🏽

@NolanGouveia 6 ай бұрын

💪thanks brother!

@napfreedom2153 6 ай бұрын

My 401k is just to get my company match. Then max mt Roth IRA on Fidelity, Then my taxable!! I can retire in 5 years, but may push longer to 60-62years

@wolfxman69 6 ай бұрын

Let’s go maestro ❤ help us go in the right direction…I’m 53 and only have 4-7 years left at work…haven’t saved up…this year I’m able to do it…what are my options in a short time ?! Thank you 🙏

@theresa78201 6 ай бұрын

Workers over 50 are allowed to contribute $1,000 more to their IRA than younger workers: www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-ira-contribution-limits#:~:text=For%202023%2C%20the%20total%20contributions%20you%20make%20each,If%20less%2C%20your%20taxable%20compensation%20for%20the%20year

@jparreno 6 ай бұрын

Appreciate the answers professor… the problem with most folks today is they’re looking for something quickly or as fast as possible. Wrong mindset when becoming an investor… I’m a believer of consistency and the long term. That 2nd question I would’ve thrown away immediately lol…

@f.w.1318 6 ай бұрын

Some of us don't want to work fulltime until 65 years of age, your 401k will get there, but rule of thumb is you don't invest in 401k until debt free, for most Americans if you play your cards right, that's around your early to mid 30s, if you decide to get married and have children, that raises the age to your late 30s early 40s, where your only debt is your home, so that leaves you with 25 years to come up with enough capital, to live off your investments, in 25 years and with inflation, you would need at least 70k a year, to accommodate for health ins, home ins, transportation and goods, and thats if your primary residence is paid for. With funds like VOO and schd you would need to invest close to 1 million dollars per fund to get a dividend return to keep you out of poverty, the triple Qs might help the portfolio, but your added an extra cost since the fund runs in cycles, as other have said the best way to play the Qs is do CC, but your going need some capital to purchase the funds, If you wanted to sell 10 contracts of the Qs you would need over 400k. There is nothing wrong or right mindset, its about the end goal and how we get there, I'm 53 so I will choose alternative routes to get me there in 2 years than in 25 years.

@The6lackpearl 6 ай бұрын

SCHD for the win!!!

@NolanGouveia 6 ай бұрын

🎉🎉🎉

@johnathanl3420 6 ай бұрын

Can you do a deep dive into dividend investing vs indexing investing with a twist- these are the variables- would like to find the difference- 2 accounts- one a 401k pretax account, other is post tax Roth IRA. $10k invest each for both accounts and since you are a proponent of SCHD- run the numbers against SPY for 10 or 20 years- use DRIP investing, taxed at 15% with inflation at 3%, and the twist is bulk invest $10k on Jan 1 AND invest $1000 every month for 10 or 20 years. I ran the numbers myself and SPY came out FAR SUPERIOR. I also did with JEPQ. Also, at retirement, how will RMD affect each of these accounts- I think this will help many people watching make a better informed decision because this takes into bulk investing and do DCA.

@fabriziocornali9739 6 ай бұрын

Professor G, can you make a video sharing your thoughts about JEPI?

@theartist395 6 ай бұрын

Could you discuss the pros and cons of etf vs index fund in a taxable brokerage account? Ie currently I hold FXAIX in both my Roth and my brokerage, but it’s been repeatedly suggested that I swap out FXAIX in my taxable account for VOO, however that also comes with a slightly higher expense ratio. Thank you

@darrenfalconer1814 5 ай бұрын

Professor G, first of all thanks so much for all your videos. They're fantastic. I'm 49 and finally have a bit of money to kickstart my ETF investing after a lot of studying (I'm a Professor too - Nursing). I am concerned that 2024 is set for a volatile year, would you start channelling in funds now while the ETF's or up or would you wait a bit and see what happens?

@Gunieapower33 6 ай бұрын

I think the most difficult thing to master is when to sell … - take end of year profits ( after all the point is to make money in your actual bank account ) - keep accumulating never sell - sell a little but like why bother if you really don’t need the money

@NolanGouveia 6 ай бұрын

This is true

@SANDIEGOSH1T 6 ай бұрын

I WILL TAKE THE .03 EXPENSE 🔥🔥🔥🔥🔥

@NolanGouveia 6 ай бұрын

Me too!

@71_button 6 ай бұрын

My Daughter's Roth: 50% VUG, 25% VIG & 25% VOO.

@NolanGouveia 6 ай бұрын

Great picks!

@stl0555 6 ай бұрын

Would love your thoughts on ITB (Home Construction). It's been one of my top performers. Do you think it will continue factoring in economic & Fed news?

@bianco2002 6 ай бұрын

thank you, your video are pure gold, i learn a lot of thing that i don't know about etf, but i have a little problem, i live in europe and the etf that you suggest aren't available in my country, so i want to ask if there is an european version of voo,schg,schd,qqqm? sorry for the eventually grammar errors but i'm improving myself

@metro1361 6 ай бұрын

Please do a video on investing in Berkshire Hathaway. Thanks

@NolanGouveia 6 ай бұрын

Good call!

@kaxar6954 4 ай бұрын

I don't have 30 years to invest. What are the best growth investments if my investing timeline is only 10-15 years?

@vg6940 6 ай бұрын

Hi, happy holidays! Do you mind telling me what app you use to edit your videos?

@lostboi3974 6 ай бұрын

VOO SCHD VGT

@NolanGouveia 6 ай бұрын

Those your favorites?

@thetapheonix 6 ай бұрын

I like penguins too 😂 but my killer trifecta is simple to ‘get there faster’ whatever that means. There are no short cuts, just discipline and consistency. VOO, SCHD, and VGT.

@NolanGouveia 6 ай бұрын

I like it!

@AngeloACM 6 ай бұрын

Great video once again , I know u like to keep voo and a growth etf (let’s say qqqm) Do u not care about the fund overlap in weight between voo and qqqm ? Just wondering if I should add qqqm or a growth etf to my portfolio . Just concerned about overlap Thanks 🙏

@NolanGouveia 6 ай бұрын

It does have some overlap but I'm ok with it

@SELF0821 6 ай бұрын

Hello @NolanGouveia Im very new to the stock market but so far I have 2 shares each of BLK & BINC. Any suggestions on another ETFs to add? Thanks

@janschneider6980 6 ай бұрын

Hi Professor G! Thanks for all your videos and information. Really enjoy your content! I have 30% in SCHD, 30% in QQQM, 20% in VGT and 20% in VOO. What do you think?

@NolanGouveia 6 ай бұрын

I like that a lot!

@OanhHuuNguyen78 6 ай бұрын

Schd,voo and jepi❤

@clarenceng7302 6 ай бұрын

I have a question, if I invest evenly into VOO, QQQM and SCHD, my portfolio's combined dividend yield will be 2.07% per year. Will it be on the lower side and will it affect the snowball effect of the portfolio?

@JohnJohn-nt9mf 6 ай бұрын

SCHD+VGT all the way!!

@NolanGouveia 6 ай бұрын

Solid pair!

@liamgauge3877 6 ай бұрын

Hey Nolan, Love the channel and I'm super interested in ETF investing. I have a question regarding a potential ETF investment strategy which is simply DCAing into two ETF's monthly but inclusively investing in the lowest performing one. Let's take the $SPY and $QQQ for example. I would split my current portfolio between the 2 and then add to the ETF that has gone up the least or gone down the most during the previous month. I just want to know if there is a way to test this ETF strategy to see how it would have performed over the last 5,10 and 15years. Are you aware of any tools that would allow me to do this?

@jamesloehr641 6 ай бұрын

For dividend income would it be better to just invest in SDHC or would i still be better off doing like 60% voo and 40% sdhc. I have about 100 shares in all the large pot stocks, i think once its legalized nation wide it may explode. But most my money now is going into VOO and SDHC. I also have some stock in Moderna, microsoft, some in QQQ and some in VYM.

@danielserra6389 6 ай бұрын

Excellent Video! I was wondering, if I define a goal to try to quarterly outperform the S&P500, do you think this is achievable though an all ETF portfolio through careful choosing of the etfs? or is it more interesting to understand the stock market and look for opportunities there while keeping in mind the added risk? I ask this because since im in my early twenties my risk tolerance is still quite "high" allowing me to add more risk to my portfolio

@NolanGouveia 6 ай бұрын

You’ll most likely achieve “beating the market” best through individual stocks, but the data shows that long term, it is very very tough to beat the market consistently

@rmart0510 6 ай бұрын

I don't understand investing all that well but have different accounts (hysa, checking, brokerage accounts) but was wondering how many shares of etfs is too much. Currently have VTI at 17 and barely added VGT in my rollover IRA. I've held most of these accounts (all varying from different points in time) from 1-12+ years.

@user-se4zd8kq7s 6 ай бұрын

what is your insight on spaxx fund from fidelity

@betogalindo9027 Ай бұрын

I´m following you from Mex. about to start my journey in the ETF´s, Stocks and all that, trying to learn as much as I can before putting some money in, and didn´t know you practice BJJ, well, me too! Question, what APP is the best or you recommend for stocks. thanks.

@NolanGouveia Ай бұрын

Awesome! OSS! I like Fidelity best but also really like Charles schwab

@ThatLazyInvestor 6 ай бұрын

70% VTI, 10% AVUV, 20% VXUS

@andreacharles7919 6 ай бұрын

ProfG you didn't mention completing your dissertation

@carsonbarlow3355 6 ай бұрын

Hey Professor G! I'm a new investor and have a situation.. I am following the 3 ETF portfolio and I currently have one Foundational ETF, one Growth ETF and a high dividend yield ETF. I was wondering if I should have more than one of these in my portfolio or just stick with the three only? As well as, should I have these same one's only in my brokerage or my roth ira? I currently have these same 3 ETF in both and wasn't sure if this may be a mistake as I could just max it out in one or the other. Thank you for the great videos!

@NolanGouveia 6 ай бұрын

Hi there! You can totally just have one of each or you can have multiple, it really depends on what YOU want. As far as holding the same thing in different types of investing accounts, yes you can definitely have the same thing in both (I do)

@user-wc6zl2cq9y 6 ай бұрын

Hey bro Your videos are not only interesting but also full of knowledge. Can you make an advisory video keeping in mind your Indian viewers who wish to invest in US stock market from India.

@NolanGouveia 6 ай бұрын

I appreciate the feedback! I’ll do my best!

@TheFirstRealChewy 6 ай бұрын

All these first $100K videos make it seems like that's the goal. Just remember that getting to $100K at age 30 is very different than getting to $100K at age 60.

@ETNASES 6 ай бұрын

PROF G i have a question! What do you recommend Penny stocks on retirement?

@NolanGouveia 6 ай бұрын

@jelmarb 6 ай бұрын

Can u make a video about dist vs acc etf's. Choosing acc etf is easy. But when retiring switching to dist etf is too costly ?

@cherylbroadenax1006 6 ай бұрын

Around July 2024 I want to increase my SCHD and SPYG to $500 each. 1k an mos. For now I am buying two shares a month just started about 3 mos ago. Any input. I ckd the 10 yr return. Sectors. And top 10. And fees.

@agdronec 6 ай бұрын

Greetings from Ecuador 🇪🇨

@rulebritannia4006 6 ай бұрын

Hi mate. I have 2 accounts one is for etfs and one solely for bluechip stocks. Would you mix the two or keep them separate. Love your content buddy

@NolanGouveia 6 ай бұрын

It doesn’t matter too much, whichever you prefer!

@eliboukarim8737 6 ай бұрын

What are your thoughts on TSLY?

@terrybolden4577 6 ай бұрын

VOO/VIG only holdings

@NolanGouveia 6 ай бұрын

Solid choices!

@guilhermepinto4372 6 ай бұрын

Hello Professor G! I love watching your videos, keep up the great work! I have a question: what % of your portfolio is allocated on crypto rn? After watching your interview video on BTC I bought the recommended book and am planning on allocating some of my own portfolio into BTC again. I had a terrible experience in the past bc I lost some money on Celsius... Which made me kind of give up on crypto and take a step back only focusing on ETFs and stocks.

@NolanGouveia 6 ай бұрын

My current portfolio has about 5% crypto, mostly all btc

@oidbio2565 6 ай бұрын

Kinda late for this question but if you are still answering any quickly, here’s one: How would I give a Xmas gift that involves an investment account with a starting balance of $500 invested in stocks and $500/yr around Xmas to my 18 year old kid and should it be in an IRA or a Roth if it is post-taxed funds?

@charlielipthratt7291 6 ай бұрын

If they have earned income from a job, helping them fund their Roth IRA is the best. Explaining stock market ups and downs and giving them money is a wonderful gift. Getting them excited about saving for retirement is huge at that age. I think the ballpark number is $20k invested by 18 years old is apprx 1 million when they are 65. And everything they put in the Roth will be tax free.

@oidbio2565 6 ай бұрын

@@charlielipthratt7291 right…I was thinking of the 500 as their income rather than as a gift. Thanks! I was also wanting something they couldn’t touch for awhile but if there was ‘excitement’ about investing for retirement, self motivation would be the best deterrent to cashing it out early. Hopefully my brimming excitement will be contagious! There’s the Doomsday spending lifestyle that many kids have nowadays.

@charlielipthratt7291 6 ай бұрын

Regarding the How part of your question, contact Schwab or Fidelity, and help your kid set up a Roth account. They can walk you through setting it up online if they do not have an office near you. Then, your kid will be set up on a very secure platform where they can grow significant wealth without having to transfer to a larger company later.

@russpitmon 6 ай бұрын

@NolanGouveia how do you feel about SPLG vs VOO? I invest with Schwab and can't purchase fractional shares of ETFs only whole shares. SPLG appears to track very similarly to VOO at a much cheaper price per share. Looking to see what you think as using SPLG as a foundational ETF versus VOO. Thanks for the help.

@NolanGouveia 6 ай бұрын

Yup SPLG is the same thing so if you’d rather go with that then great!

@brianong1201 6 ай бұрын

For the scenario of DCAing out of a fund and going to a dividend fund, does it make sense to buy the dividend fund on the day of the dividends fund ex div date since the price normally goes down on the ex div date?

@NolanGouveia 6 ай бұрын

It can yes but long term it won’t make the biggest difference

@legendary4110 6 ай бұрын

I have 45% Schd, 21% Vti and the rest in 7 individual stocks. Will be increasing percentage for both etfs. Thinking about buying 2 more individual stocks then maintaining what I have from there.

@NolanGouveia 6 ай бұрын

Nice!

@premiumbr 25 күн бұрын

If you can , could you invest on Ireland ETF's ? And why?

@bobthebuilder1980 6 ай бұрын

I just added MGK with SCHD....... VTI but started late at 43 need to super charge it with no savings thanks for the info

@NolanGouveia 6 ай бұрын

Way to get it going!

@bobthebuilder1980 6 ай бұрын

@NolanGouveia i also started adding a little bit of TSLA every week and this is my portfolio

@edwardschneider6396 6 ай бұрын

Tne problem is that when the market corrects 50% and stays down for thirteen years. That occured from 2000 to 2013. Bonds did better in that time frame. I experienced the corrections of 1989,2000,2008 and 2020. Another correction is coming soon.

@NolanGouveia 6 ай бұрын

We will see!

@JC-hk5zy 6 ай бұрын

I have only VOO and SCHG in my brokerage and only SCHD in my Roth. Should I throw VOO into my Roth to not only have SCHD in there or is it low enough risk I can keep it how it is? I’m 20 and currently plan on reaching the 100k mark by 25

@NolanGouveia 6 ай бұрын

Great job getting this done at 20! You can definitely add VOO in to the Roth and I would, but you can also do what you’re doing.

@ljrockstar69 6 ай бұрын

I love penguins 🐧 too! That's my favorite animal. Wish I could have a pet one, but it probably will get lonely since they like to be in groups, and of course the weather where I am is not compatible.... there should be a Penguin ETF😂

@NolanGouveia 6 ай бұрын

I’d invest in that! 🐧

@ljrockstar69 6 ай бұрын

My goal is to visit Antarctica and I want VOO to take me there soon 🤣

@miguelhortapardal4361 6 ай бұрын

I own individual shares of the Vanguard S&P 500 ETF companies (Microsoft, Apple, Nvidea,…). Should I acquire the S&P 500 ETF as well? Like the galo de Barcelos btw!

@NolanGouveia 6 ай бұрын

I’d suggest holding the entire index as well yes. And thanks! 🇵🇹🇵🇹

@AaronDavis-mr2se 6 ай бұрын

Professor g, what do you think of the wealthfront platform?

@NolanGouveia 6 ай бұрын

I’ve heard good things!

@Foxhole1776 6 ай бұрын

Hey Prof. G, this is what I currently do, what is your thoughts? Should I combine any or is it fine to leave as is? Portfolio: VHYAX - 20% VIGAX - 20% VTSAX - 60%

@NolanGouveia 6 ай бұрын

I think that looks good!

@SideWalker562 6 ай бұрын

I have reached 100k listening to you. Now please tell me how to get my biceps grow faster.

@NolanGouveia 6 ай бұрын

Haha just like consistency in investing, consistency lifting!

@SideWalker562 6 ай бұрын

@@NolanGouveia Right on!

@lorririvera4506 5 ай бұрын

Anyone else pause and zoom in on his bookshelf ??

@BaldheadMedic 6 ай бұрын

what's your thoughts on TQQQ SCHD and XYLG as a 3 fund?

@NolanGouveia 6 ай бұрын

That’s technically more of a two fund since tqqq and XYLG are both growth funds. I also don’t like having such a large percentage in a leveraged fund personally

@pntlam2515 6 ай бұрын

Can the retiree buy CD as fixed income investment? no bond or bond fund.

@NolanGouveia 6 ай бұрын

Yes they can

@MDC885 6 ай бұрын

I have $22k split between a Roth, and a sep, in mutual funds, stocks, and schd. The 4 or 5 stocks are all down and have been, so I think I just need to dump them anyways. Schd is in the Roth. If I want to grow the Roth as much and as quickly as possible with drip, would it make sense to put everything into schd, rather than split it with other etfs? Thanks!