Home LOAN + Rs. 20 Crore CORPUS - How?! | Money Matters Ep. 17 | Ankur Warikoo Hindi

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warikoo

warikoo

Күн бұрын

Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues.
It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice.
Everything that I say in these videos is purely through my own experiences.
- So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes.
- I am not selling any product or service through these videos.
- None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).
This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.
I am not perfect, nor claiming to be either and would love to learn and grow.
The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.
If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7
In this episode of Money Matters, join us as we dive into Anjali's financial journey, where we outline a strategic roadmap to achieve her long-term financial goals. With a monthly income of ₹1.25 lakh, we explore how disciplined investing and smart financial planning can help her build a substantial corpus of ₹10-20 crores over the next 25 years.
We meticulously detail Anjali's monthly expenses and lay out an optimal investment strategy centered around mutual funds and systematic investment plans (SIPs). Additionally, we emphasize the importance of establishing an emergency fund, selecting the right insurance coverage to protect her investments, and adopting a strategic approach to home loan repayments.
Join us to learn how to leverage your income effectively, maximize financial potential, and pave the way towards a secure and prosperous future.
Want to join me on the show? Fill this form and my team will reach out to you: forms.gle/uj9JPUBp8Wo9nZQi7
00:00 Introduction
00:49 About Anjali
02:17 Anjali's expectations from Money Matters
05:40 Current financials
11:50 Details about the Home Loan
14:38 Details about insurance
17:45 Financial Plan for Anjali
28:07 Strategy for Home Loan
32:20 Figures after opting for Step-up SIP
33:26 Questions about PF amount
36:29 Conclusion
#FinancialPlanning #MoneyMatters #warikoo
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Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/
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Start your own business: bigrock-in.sjv.io/6eZ1KK
My bestselling books:
‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone
‘Do Epic Shit’: ankurwarikoo.com/doepicshit
My gear for shooting this video:
🎥 Sony a7III camera: bit.ly/3M42wAV
🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0
🎙 Shure SM7B Microphone: bit.ly/3O1NAVA
🔆 Fill Light 60W: bit.ly/37aJolP
💡 Key Light 150W: bit.ly/3O9nyjs
📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1
Useful links:
20 books for your 20s: bit.ly/WarikooBooks
20 online courses for your 20s: bit.ly/WarikooOnlineCourses
Gadgets that I use: bit.ly/WarikooGadgets
The above links are on Amazon.
If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
Let’s connect online:
🎙 My weekly podcast Woice with warikoo (Spotify): open.spotify.com/show/1g7wpoq...
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🖋 Daily Blog: ankurwarikoo.com/blog/

Пікірлер: 448
@warikoo
@warikoo 17 күн бұрын
Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences. - So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. - I am not selling any product or service through these videos. - None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored). This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it. I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story. If you wish to be part of this series, please fill up this form forms.gle/uj9JPUBp8Wo9nZQi7 Buy my new book 'MAKE EPIC MONEY' here: www.makeepicmoney.com/ My Money Apps: bit.ly/3Zg56eR Start your own business: bigrock-in.sjv.io/6eZ1KK My bestselling books: ‘GET EPIC SHIT DONE’: ankurwarikoo.com/getepicshitdone ‘Do Epic Shit’: ankurwarikoo.com/doepicshit My gear for shooting this video: 🎥 Sony a7III camera: bit.ly/3M42wAV 🎬 Sony FE 24-70 f2.8 Lens: bit.ly/3KCCiF0 🎙 Shure SM7B Microphone: bit.ly/3O1NAVA 🔆 Fill Light 60W: bit.ly/37aJolP 💡 Key Light 150W: bit.ly/3O9nyjs 📽 Benro IT15 Tripod for Sony a7III camera: bit.ly/3O4PvJ1 Useful links: 20 books for your 20s: bit.ly/WarikooBooks 20 online courses for your 20s: bit.ly/WarikooOnlineCourses Gadgets that I use: bit.ly/WarikooGadgets The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L and in 2022 we contributed 53L.
@geraltrivia9864
@geraltrivia9864 11 күн бұрын
Simple thing follow 40-40-20 or 50-35-15 salary split formula with 3 bank accounts for save wants and needs. You cannot imagine, it will do wonders within few months
@rakhijha1078
@rakhijha1078 10 күн бұрын
Please nominate me for this much needed for my situation
@rockrawat3041
@rockrawat3041 10 күн бұрын
Sir pane bol toh diya ki invest this much amount in nifty 50 index mutual fund toh samne wala kiske through invest karega apne wo nhi btaya
@sachinsnair951
@sachinsnair951 10 күн бұрын
Sir have some doubts How can I Contact with you 😢
@hunter1283
@hunter1283 9 күн бұрын
Ankur warikoo your courses are a scam. I subscribed for Take charge of your money course. The ad said 5 hours of classes, but it only has 10 minutes of video and rest all are simply PDFs. Please don't fool people and put up misleading ads.
@jasha9sandhu
@jasha9sandhu 11 күн бұрын
Ankur Wariko - making Indians financially aware & responsible - 1 video at a time. You are doing elder's job big bro.
@chiki1303
@chiki1303 11 күн бұрын
Very true...
@jinymathew7688
@jinymathew7688 11 күн бұрын
20 years back hardly anyone could save like today....by the time we got access to this financial knowledge..we are in 40s...plz make a video for people who missed all these savings in their 20s and 30s and what can be done for rest of their life..
@ThePriyayk
@ThePriyayk 10 күн бұрын
I am looking forward to similar videos.
@vishal.choudhury
@vishal.choudhury 9 күн бұрын
You still have 20 years left if not retiering early.
@MakeupbySabihakhan
@MakeupbySabihakhan 8 күн бұрын
Absolutely I thought I was the one without Financial planning in my 20s
@deepakfriends218
@deepakfriends218 8 күн бұрын
Yes
@postwala2667
@postwala2667 7 күн бұрын
same chair..but we just have to start now
@NeelChourasia
@NeelChourasia 9 күн бұрын
Excellent....99% problm ki jaddd money hai jisko manage krna school se sikhana chahiye ...tab shayad is desh se garibi mit jaye....aise hi teacher hr school me hona chahiye .....wonderful suggestions ❤❤❤
@ca.manishbhatnagar
@ca.manishbhatnagar 10 күн бұрын
I observed people making fun of her for no reason, its her money, she is doing well in her life and will surely achieve even greater things in the future. Her corpus and money will make fun of you in future if you are not focusing on your growth rather to troll others .
@slowlaghang
@slowlaghang 9 күн бұрын
It's the same thing as you. Nobody asked their opinion neither yours
@ca.manishbhatnagar
@ca.manishbhatnagar 9 күн бұрын
@@slowlaghang Grow up otherwise your whole life will be wasted in spreading the hatred and jealousy
@DevaKumar-pc3zi
@DevaKumar-pc3zi 8 күн бұрын
bro IDC abt her money... she is annoying that's it .. I watched this just for Ankur n growth of my knowledge
@ca.manishbhatnagar
@ca.manishbhatnagar 8 күн бұрын
@@DevaKumar-pc3zi koi nahi bhai, sbhi ko sb pasand thodi aa skte h.
@AGOF_Vlogs
@AGOF_Vlogs Күн бұрын
Correct. The main good point for her is she has no dependent and her family financial is also good. So she can take risk, no issues
@souvikghosh8268
@souvikghosh8268 11 күн бұрын
Make a video on government employee
@karansolancii
@karansolancii 11 күн бұрын
Aree sir aapki pancho ungliya ghee Mai hai🤝🏻
@sagarodisha
@sagarodisha 10 күн бұрын
Govt.😂 Employees are born to Invest in LIC.
@sureshpoojari2914
@sureshpoojari2914 10 күн бұрын
It will be helpful for investing to govt employees
@kdSU30
@kdSU30 10 күн бұрын
They won’t come. Their job is their financial independence 😂
@DoctorJaneDoe
@DoctorJaneDoe 4 сағат бұрын
Max out PPF & NPS + health insurance + home loan in old tax regime
@sandeeprawat4734
@sandeeprawat4734 11 күн бұрын
Me after hearing gym membership fees Bhai bahut peeche reh gye naa 😢😢😢😢
@ashnag8993
@ashnag8993 11 күн бұрын
Nahi koi piche ya aage nahi hai. It’s just a part of someone’s life style. Like I said I don’t want to compromise on luxuries and that explains why I would pay something like that.
@smithasebastian4815
@smithasebastian4815 11 күн бұрын
Waiting for videos people with more than 40 years old...
@kulbhushanbhaware
@kulbhushanbhaware 11 күн бұрын
For this SIP achievement consistency is very important. If you break the consistency then the result will be different.
@aashish158
@aashish158 10 күн бұрын
Considering 6% inflation on avg as CAGR.... Indeed value of 2.5cr after 24 yrs actually like 60L today... Also 10 Cr after 24 yrs is like 2.5 cr today... You given the correct figures actually... Brilliant Ankur...
@nid274
@nid274 10 күн бұрын
papa ki pyari beta, lucky to keep all the money to herself 😀😀
@ashnag8993
@ashnag8993 10 күн бұрын
Many people have a few concerns : 1. Why is she talking in English: I think it’s the personal choice. If at all this was a problem Ankur should have highlighted that. 2. What is the linkage between summer heat and TV. The content was edited and it’s obvious that if it’s summers it must be an AC purchase combined with some other appliance like TV. 3. The gym membership: For the people advising to reduce the grocery to half, trolling on the amount, and appearance may be get a life. It’s okay if someone wants to have a high end facility. It’s purely their choice. No one is asking for your monetary contribution and unsolicited advice. 4. Some people also suggested to get married , some couldn’t even imagine or accept the fact that women can also do well in their careers. It’s a progressive world let’s be a part of it instead of talking bad. In a world where everyone wants to pull your legs, we should be kind. If we cannot say something good let’s not say it at all.
@aditya123460
@aditya123460 10 күн бұрын
Loved the video, super insightful & relatable. Thanks Ankur & Anjali!
@divyapandey50
@divyapandey50 10 күн бұрын
i have just one problem with this whole analysis is it is not taking into account marriage cost and expenses. what if the person wants to have kids and their respective costs. I think one question should have been asked . Do you want to have kids in the future ? . If Yes you have to consider the cost of upbringing them in the city she brought the home in. Even being generous she has to cover 25% of the cost and 75% by the husband . I liked the video But Would have liked it even more if it was taking into factor future planning also into account.
@rajatkaushik5811
@rajatkaushik5811 5 күн бұрын
She can use epf money for marriage and also children are responsibility of both parents so a 15k add on both for them lets say and also she can be doing good in her job or her husband is doing better which changes whole equation but of course it is life. Nobody knows how it will play out so we can only hope for the best.
@nithish9355
@nithish9355 8 сағат бұрын
Since her Father, brother r well settled businessman so no need to worry about kids expenses. Somehow it can be managed. Also her husband would be in a high level post. He would also be getting good salary. When it comes to marriage its their choice whether they want to spend lakhs together or spend minimum amount . Marriage can be done with 1 lakh also , 10 lakh also , 100 lakhs also.
@shilpishilp
@shilpishilp 10 күн бұрын
I really loved this episode and happy that you are including all kind of financial ability people. I am well settled and having no liabilities. Investing as well based on my knowledge. But still would like to get your advice.
@chiki1303
@chiki1303 11 күн бұрын
Awesome Ankur, you read my mind. Can you pls advise which mutual fund should we invest
@DrKallalPramanik
@DrKallalPramanik 10 күн бұрын
Amazing episode, Ankur! Wishing you all the best, Anjali ma'am. Ankur, I have read all three of your books and would love to have a similar session with you as a bona fide fan.
@suneshpv
@suneshpv 9 күн бұрын
Very insightful podcast. Thank you very much I am in same situation like Anjali :)
@ayushpingle0702
@ayushpingle0702 11 күн бұрын
Ankur make a section for Money Matter Rewind after 1 yr and interview with all those participants that how they are doing financially.😊😊😊
@nid274
@nid274 10 күн бұрын
😅😅
@warikoo
@warikoo 10 күн бұрын
Totally have that in mind
@themboys304
@themboys304 10 күн бұрын
Would suggest to re-interview or invite guests from 5 years ago to see what has changed.
@anu1956
@anu1956 6 күн бұрын
Wonderful series especially for the youngsters who are earning well but don’t know where to park their money more efficiently! Keep it up Ankur !
@NeelChourasia
@NeelChourasia 9 күн бұрын
Hr sch me ek subject complsury kr dena chahiye jo sabki life me bahut jaruri hai *money managment from childhood* ......mai khud bhi seekh rahi hu aur apne 16 saal ke bete ko bhi sikhane ki koshish kr rhi hu apke through ankurji ......thank u logo ko jgaane k liye
@Lovehacker1000
@Lovehacker1000 10 күн бұрын
Bhai thanks bohat sikhne ko mil rha hai pta hi ni hota tha aaj tak ki salary chali kaha gyi but abse mai krunga 😊
@pranavpolisetty113
@pranavpolisetty113 9 күн бұрын
Please note that the interest rate would get updated by the bank for a home loan which could affect the tenure of the loan if the emi stays the same.
@dattatreyaduttagupta4832
@dattatreyaduttagupta4832 8 күн бұрын
this woman is so lively... never ever have i enjoyed this series like this one before
@user-qp6bt9jg6y
@user-qp6bt9jg6y 10 күн бұрын
Thank you sir good value lesson for home loan repayment
@Vibhor_Maheshwari
@Vibhor_Maheshwari 9 күн бұрын
Ankur i think you forget very important point that is GST on interest which drastically increase starting EMIs because mostly amount gone to interest side. First emi after GST is ₹52125(P+I) + ₹6864 (gst on interest) = ₹58989 ( approx 59,000) Please include GST in your financial videos so that i can see the more accurate picture of our finances. Thank you Ankur for your videos. It's very helpful and knowledgeable.
@fundriving5374
@fundriving5374 10 күн бұрын
For Hundreds of problem only one solution SIPs-Large,Mid and small😅
@dazzlinggleam7399
@dazzlinggleam7399 10 күн бұрын
If you want different one.. here's the solution Gold, flexi, small cap 😅😅 Gold is almost equal to large cap😅😅
@banglafanivdo4421
@banglafanivdo4421 9 күн бұрын
Same solution in all videos 🤣🤣​@@dazzlinggleam7399
@religionofpeace782
@religionofpeace782 5 күн бұрын
@@dazzlinggleam7399 When you realise that last 15 years midcap category avg has outperformed small cap.
@Ankit-ef2tz
@Ankit-ef2tz 5 күн бұрын
🔴Sir koi students ke liye bhi karo ye episode jinki salary na ati hi bus pocket money ho
@SEEKLOGY
@SEEKLOGY 10 күн бұрын
It is really a good episode. Thank You Ankur & Anjali - both of you 🙌🙌❤❤
@skiddeykunzang7991
@skiddeykunzang7991 10 күн бұрын
Lovely video!!!!!! Kudos to our man from our state Jammu And Kashmir!!!
@chdayakar1601
@chdayakar1601 10 күн бұрын
Nice session! One suggestion to the guest.. Since she is purchasing home from an NRI she should deduct tax on the amount being paid to the NRI. Pl do that!
@vanshmalhotra121
@vanshmalhotra121 10 күн бұрын
I just turned 18 few months ago and bcoz of ankur I started investing half of my pocket money to make sure I have a good corpus after sometime...
@chiki1303
@chiki1303 11 күн бұрын
Some banks will not reduce the emi amount if you have not paid 25% of principal amount.
@Careerology9
@Careerology9 8 күн бұрын
One day I will also earn money & Make my own house 🏠, spend on my own needs
@eswarnaidu4470
@eswarnaidu4470 11 күн бұрын
Nice conversation
@Sai6830alokodishaqwesg
@Sai6830alokodishaqwesg 9 күн бұрын
Thank you sir apka chhota chhota knowledge mereliye v bahut faida hoga pata nehi thaa mujhe v loan jaldi keise clear karu but I do this
@vikaskamble2331
@vikaskamble2331 11 күн бұрын
Mere jaise 15K salary wale hai ya me akela hu india me😂🤣🤣🤣
@technitiasingh
@technitiasingh 11 күн бұрын
Haa bhai hai majority vahi hai
@ganeshbhatt923
@ganeshbhatt923 10 күн бұрын
😂😂
@sameer_kujur
@sameer_kujur 8 күн бұрын
Tujhe 15000 mil raha hai !!! Mein toh 8000 mein jee raha hoon.
@user-dq7kp2rz2h
@user-dq7kp2rz2h 7 күн бұрын
9000
@Sizzlle
@Sizzlle 6 күн бұрын
I wondered same thing while watching this video.. she makes 1.25 lakh per month..How many make that kind of money? So much inequality in India… Are such jobs guranteed in India? What if you get laid off?
@siddheshmore1620
@siddheshmore1620 5 күн бұрын
@warikoo sir please tell me which one is better for monthly investment SIP or ETF ? Because, SIP has comparatively more tax and it has limitations of exit load, comparatively more expense ratio and etc.
@sureshtammanait9594
@sureshtammanait9594 11 күн бұрын
Just Superrrr👌👌
@pramodthombare7304
@pramodthombare7304 9 күн бұрын
I am 34 years old , and having home loan of 50 lakhs . I want to know how much I want to invest to become financial freedom till age of 40
@maruthikumar9147
@maruthikumar9147 8 күн бұрын
your videos are informative . Thanks for this content .
@OmBhatt-f1w
@OmBhatt-f1w 10 күн бұрын
Please tell any platform or the process from where we can do sip
@TheworldExploringwithallen
@TheworldExploringwithallen 9 күн бұрын
VG advise ankur very Helpful
@SayantanSen
@SayantanSen 9 күн бұрын
Garmi padh raha tha usliye dd ne TV le liya 😮wow
@amitdeshmukh5403
@amitdeshmukh5403 9 күн бұрын
Ankur, It’s a wrong Calculation about repayment of Mortgage. Can we connect ? I can propose a better plan with lesser Tenure.
@HindiDarbar
@HindiDarbar 7 күн бұрын
She is very honest and brave girl...nice
@SUYOGKAREKAR
@SUYOGKAREKAR 5 күн бұрын
Amazing way to demonstrate the new generation
@zakwankhan7815
@zakwankhan7815 8 күн бұрын
Money matters channel par aane ke liye kya karen, Sir. I want your precious advise.
@vaibhavsharma6548
@vaibhavsharma6548 4 күн бұрын
It would be good to assess someone who have dependents in family, bcz that's more practical. If someone is 100% alone then they don't have much challenges in handling loan
@ATHENA.07
@ATHENA.07 11 күн бұрын
10k just for gym membership 😂
@nikhilghadigaonkar1709
@nikhilghadigaonkar1709 11 күн бұрын
For one month 😅
@mithileshthakkar8688
@mithileshthakkar8688 11 күн бұрын
We have yearly membership in flagship gym here in that price
@ATHENA.07
@ATHENA.07 11 күн бұрын
@@nikhilghadigaonkar1709 I could buy all the necessary supplements & some extra food with the gym membership for 10k 😂😂
@ATHENA.07
@ATHENA.07 11 күн бұрын
Guess she's opting for personal training. I would recommend her to do a bit research and find an optimal diet and workout plan by herself.
@akashsharma1134
@akashsharma1134 11 күн бұрын
Still it is not effective enough😅
@kamalgoswami9859
@kamalgoswami9859 11 күн бұрын
Konsi gym me jari h 18k me toh cultfit ki mil rhi h yearly😂😂
@AGOF_Vlogs
@AGOF_Vlogs 11 күн бұрын
Abe yearly hi hai, wo bolne me wrong assumptions kri hai. Wo NAAARI hai kuch bhi kar skti hai😮
@Harshx123
@Harshx123 10 күн бұрын
Bhai Matlab tu kabhi gym(luxury one) nahi gya 😂 isse aur mehengi memberships hoti hai
@AGOF_Vlogs
@AGOF_Vlogs 10 күн бұрын
@@Harshx123 bhai there r luxury gyms, everyone knows But that doesn’t mean that u start competing with the Bollywood stars😃. U should know how much u r earning. In just 1.25 u expecting home loan, ur monthly expenses, parlour, gym everything then a budget gym only is suitable. That’s why Ankur didn’t added her Gym as monthly expenses from July . Maybe after Jan 2025, she can.
@kamalgoswami9859
@kamalgoswami9859 10 күн бұрын
@@Harshx123 bhai vo toh muje bhi PTA h pr I think cultfit jesi gym more than enough h Ye keh rha tha mai😂😂
@Profile_rider
@Profile_rider 4 күн бұрын
Bhai personal gym instructor ka nam suna hai
@ShamasAbbas-bn7re
@ShamasAbbas-bn7re 11 күн бұрын
Kardden Token and amazon signed a partnership. It will blow up once it hits mainstream.
@techsavvyrahul
@techsavvyrahul 11 күн бұрын
Hi sir, I want to say thank you! I was about to buy a car but after watching your videos I decided to stop and think about its need. I found it is emotional decision so I cancelled it and started FD + SIP
@jasha9sandhu
@jasha9sandhu 11 күн бұрын
Good for you bro. We the working folks in India need to become financially aware as early as possible.
@BishaloliOli
@BishaloliOli 11 күн бұрын
Kardden Token time! This thing is lifting up in ways nobody did before
@AnupSingh-uj6gk
@AnupSingh-uj6gk 2 күн бұрын
Hi Ankur I need to know what is the procedure for giving 1 extra EMI to bank. And how should I approach for my investment
@Best_short_444
@Best_short_444 11 күн бұрын
Thanks, please make another video about Kardden I prefer Kardden that is strong
@komurelliigoudbathini5605
@komurelliigoudbathini5605 11 күн бұрын
🙏Super sir nice explaination thanq very much. Thanq sir
@PankajKumar-pf6sh
@PankajKumar-pf6sh 11 күн бұрын
Could you please share this excel sheet with extra emi and emi increase by 10%
@sanjeebtripathy1
@sanjeebtripathy1 11 күн бұрын
Wasn’t the insurance for home a concern area??? Was that discussed? I might have missed it.
@Rajeevkumar-mc1kw
@Rajeevkumar-mc1kw 5 күн бұрын
Very nice session boss
@AbhishekMishra-sm1lg
@AbhishekMishra-sm1lg 10 күн бұрын
Hey Ankur, i think pf interest rate is 8.25% currently not 7%.
@sureshpoojary7899
@sureshpoojary7899 3 күн бұрын
Very helpful episodes but one suggestion to the people whoever discloses their salary.. Be careful! you may lose your job.. Coz it's confidential as per your offer letter and company policy🙏🏻🙏🏻 🙏🏻 Wariko is my life saver and mentor🙏🏻🙏🏻 will be thankful until I die🙏🏻
@groguyoda3405
@groguyoda3405 11 күн бұрын
Her expenses are more than my salary. 1.25 lakh and no money remaining is very crazy to hear
@GaneshMasare
@GaneshMasare 8 күн бұрын
Ankur/Anjali - you missed out on the rental income from one room - which can be used to memberships.
@kvastani1
@kvastani1 11 күн бұрын
Anjali Tumse Nahi Ho paega ... I guarantee you 🙏🏻
@aktutorial610
@aktutorial610 10 күн бұрын
1:41 Making hyderabadi biryani
@nitinshah3006
@nitinshah3006 2 күн бұрын
very good sir Thanks
@deepaarifkhan8762
@deepaarifkhan8762 11 күн бұрын
Swapped my alts for BTC and Kardden. They are ramping it up
@abirchakraborty1030
@abirchakraborty1030 6 күн бұрын
Hello sir, I am a researcher working in Finland currently. I would like to know if scheduling a video call to discuss the money goal is possible. I am happy to be in the video like the one I am watching now.
@cclasherr8108
@cclasherr8108 10 күн бұрын
Arkur why a flexicap fund wouldnt a mid cap index fund be better? just curious about it
@sandesh6076
@sandesh6076 2 күн бұрын
What if the extra EMI amount & 10% addition is not paid as a EMI and put into SIP ? I think it would fetch more.
@sakshichourasiya5908
@sakshichourasiya5908 11 күн бұрын
Sir, could you please tell me which app do u use to calculate 😢.
@rinkydas8074
@rinkydas8074 11 күн бұрын
In this video he was using Groww SIP calculator
@sakshichourasiya5908
@sakshichourasiya5908 11 күн бұрын
@@rinkydas8074 thanks ❤️
@PankajSingh-gn3wh
@PankajSingh-gn3wh 9 күн бұрын
Income tax a very important point was to be dicussed ,waiting for that point
@ashnag8993
@ashnag8993 9 күн бұрын
Income tax is deducted at source so not discussed or taken into consideration
@aravind87
@aravind87 10 күн бұрын
After 8 years , closing your home loan you can use the EMI amount for ur needs and increase ur investment
@xamantiwari
@xamantiwari 10 күн бұрын
can you share sheet link, please?
@iam.prorider1000
@iam.prorider1000 11 күн бұрын
I respect your work mate so you say Kardden good one to use?
@aakashaggarwal92
@aakashaggarwal92 8 күн бұрын
I think she had her finances figured out even before the episode started. She says a registration of 5 lacs for the house and 52 lacs loan, that means down payment is close to 4.5 Cr which was paid for by her dad as gift and FDs. At a salary of 1.25 lacs per month, she's buying a house worth 5 Cr. These sort of things make other people give a false hope about their home buying expectations.
@iambreddy
@iambreddy 4 күн бұрын
Registration cost is around 7.6% in Hyderabad. How come 5L registration cost gave you 4.5cr down payment? Total house cost is around 65.8L. Not 4-5 crores.
@aakashaggarwal92
@aakashaggarwal92 4 күн бұрын
@@iambreddy Thanks for the clarification. It seems math isn’t my strongest suit.
@AdarshSharma-bi7gm
@AdarshSharma-bi7gm 11 күн бұрын
All guys stacking Kardden Token before next bull are smart apes for sure
@sagartonapi2120
@sagartonapi2120 8 күн бұрын
Can u share which app u using to calculate ? Sip nd loan?
@AGOF_Vlogs
@AGOF_Vlogs 11 күн бұрын
Being in Hyderabad if your expenses is 35-40k monthly. That too staying single. What will happen if u come to Bangalore😂. Bangalore u can’t afford House and Loan with 1.25. Maybe 1 BHK u can.
@iambreddy
@iambreddy 4 күн бұрын
Hyderabad is not too far behind now. Towards west Hyderabad, flat rates are 10k per sq feet and some luxury flats have already crossed 15-16k per sq ft.
@AGOF_Vlogs
@AGOF_Vlogs Күн бұрын
@@iambreddy But bro why u wanna buy in that location, there r so many places near IT corridor in Hyderabad where Prices are still less. But yes with time as city developed prices will rise.
@Inspirationallllll
@Inspirationallllll 9 күн бұрын
Hello Sir , according to you which college should l prefer for btech 4 years ...Mitadt pune Or jspm wagholi pune!! And most important should papa take education loan or not.... Which one should l opt.... Please reply sir
@MaheshKumarMaharana-rx6wk
@MaheshKumarMaharana-rx6wk 10 күн бұрын
I am 18 now and I have watched every video but I don't have any job or anything from where I can earn but I want to independent and also want to gift a house to my parents but I don't know how. Every one know the NEET condition now. If any one have any idea then do comment 👇👇
@veenapandey7407
@veenapandey7407 10 күн бұрын
Make a video on Gov employee with pension plans
@shamiahmad6493
@shamiahmad6493 11 күн бұрын
My investment portfolios go with Bitcoin, ETH and Kardden Token obviously
@amarjitjena111
@amarjitjena111 10 күн бұрын
Sir , if you do the step up epf company will not pay for that . Then how you calculate that part
@beastboy1304
@beastboy1304 11 күн бұрын
I see Kardden with 50x, maybe even 100x. Binance also gonna have that
@chinnachennappagariiswarre363
@chinnachennappagariiswarre363 11 күн бұрын
Kardden Token is next atleast 40x coin, upswing better than Kardden at primetime
@ajaymehra8839
@ajaymehra8839 11 күн бұрын
Hey Ankur.. I hade a question since long time..... let's assume i have an SIP and i am doing well in that. if in case i have to break it for any reason so can I....
@ca.manishbhatnagar
@ca.manishbhatnagar 11 күн бұрын
yes, generally mutual funds don’t have any lockin period , but please check the lockin period at the application page.. It should be zero
@smit_t
@smit_t 10 күн бұрын
Tax Saving mutual funds have lock-in period. There are some funds which charge x% as exit loan so you might have to check that.
@nitishmysore
@nitishmysore 11 күн бұрын
Need a video of government employees, for clerk group
@Ghost-wh6lf
@Ghost-wh6lf 10 күн бұрын
Anjali, you got to spend money on your gym membership, which is mandate for you and for your future…
@prasannakamath9972
@prasannakamath9972 10 күн бұрын
could have pushed home loan to next year rather than gym membership
@cartheee1
@cartheee1 2 күн бұрын
Hi Sir. I am Karthik a class 1 government employee. I would like to interact in the money series once with you if possible.
@AshrafAli-yx6ds
@AshrafAli-yx6ds 11 күн бұрын
One request, is there any SIP where we can save tax and have good rate of return.
@aditiseshadri6560
@aditiseshadri6560 11 күн бұрын
elss
@AbhishekSingh-xf1lg
@AbhishekSingh-xf1lg 11 күн бұрын
Nps
@ca.manishbhatnagar
@ca.manishbhatnagar 11 күн бұрын
9:16 can anyone please explain me the linkage ?
@ashnag8993
@ashnag8993 11 күн бұрын
It got edited it was a discussion on AC and other expense like the tv
@ca.manishbhatnagar
@ca.manishbhatnagar 10 күн бұрын
@@ashnag8993 Ohh got it, thanks for the clarifying 😇
@Aryan-io5iz
@Aryan-io5iz 9 күн бұрын
Hi Sir. I am from Overseas. Wanted to talk to you personally regarding investment. Recently started mutual funds in India. And wanted to so something in PMs as well. Need some advice. Please update me on that
@_M.R_Sambhav
@_M.R_Sambhav 7 күн бұрын
Let's meet you sir in upcoming time.I am very excited to meet and watch you by my Pyaari Pyaari Do Akhiyan. I am telling I have taken your Appointment almost 5 years earlier.Good Lucky To me.If i will be on my prediction then world will come to this comment and will say that I was so confident on my self and bla bla bla whatever.🙂
@dilipkashyap3372
@dilipkashyap3372 9 күн бұрын
After the loan amount was mentioned, Ankur Sir became very serious. Did anyone notice?
@ankurasthana6569
@ankurasthana6569 Күн бұрын
Mr. Wariko i have invested rs. 20k in bitcoin in your maintained website in 2022 but now I am not able to see or withdraw my money....pls refund my investment or at least give some response to it
@ravindranikam333
@ravindranikam333 11 күн бұрын
Sir maine jitne bhi episode dekhe hai wo sb employee hai , kisi business man ka bhi episode lelo taki hamare jaise ko aur bhi samaj aye
@shashirekhasn4280
@shashirekhasn4280 9 күн бұрын
Sir can I fill the form on behalf of others?
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