We FINALLY bought our first property in the US (as immigrants!)

  Рет қаралды 38,955

Silicon Valley Girl

Silicon Valley Girl

Күн бұрын

I'm incredibly happy but also incredibly scared - we bought our first piece of real estate in the U.S.!
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In this video:
00:00 - We bought our first property in the US
00:36 - Thanks to 10web AI Builder for sponsoring this video
02:13 - Why didn't we buy a house in Silicon Valley?
03:32 - Getting a mortgage and looking for places
04:47 - We fell in love with Hawaii
07:43 - What we ended up buying
09:44 - Why am I freaking out?
11:05 - My dream real estate scenario
This video is sponsored by 10Web.
I post daily stories about my life and business routine on my Instagram - / linguamarina
💰 INVESTMENT APPS & BOOKS:
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- Robinhood - join.robinhood.com/marinam241
- Interactive Brokers - ibkr.com/referral/marina592
⭐ Download my English language workbook - bit.ly/3hH7xFm
I use affiliate links whenever possible (if you purchase items listed above using my affiliate links, I will get a bonus)

Пікірлер: 117
@BobPenzien
@BobPenzien 6 ай бұрын
As a California real estate broker for over 25 years, I can honestly tell you the hardest property you'll ever buy in your life is the first one. Almost every first time buyer gets "scared" and experiences some form of "buyer's remorse" after buying their first property. The good news is that the second, third and every property thereafter that you buy will become much easier for you. In the future you will be able to buy with more confidence and conviction. In America, owning good real estate is great way to build wealth. Trust me, you will not regret your decision to buy your first property. Congratulations Marina and family!
@SiliconValleyGirl
@SiliconValleyGirl 6 ай бұрын
thank you so much!!! Sounds promising!!
@jenniferkannapel9450
@jenniferkannapel9450 6 ай бұрын
Beautiful property and a great plan you have! As for renovations of an STR with real cash flow goals in mind the best way to manage that is determine the lowest season of the year for that area then plan ahead so you can go in and get it done quickly. Allow longer dates blocked off on your calendar than you think the renovation should take. You don't want to ruin someone's vacation by not hitting your renovation timeline. It would be better for you to stay at your place a few extra blocked off weeks after the reno is completed and experience the new place.
@Polina-dm8di
@Polina-dm8di 6 ай бұрын
Congrats Marina! This is so exciting!🎉
@lazvegaz
@lazvegaz 6 ай бұрын
Finally! Im so happy for you, Marina. Keep the faith and you'll be golden!
@andreawild6319
@andreawild6319 6 ай бұрын
Congrats Marina. You deserve more
@londonlvs
@londonlvs 6 ай бұрын
happy for you guys !!
@HovoJohn13
@HovoJohn13 6 ай бұрын
Good luck Marinochka! Congrats!
@JayStephan
@JayStephan 6 ай бұрын
Amazing. We bought our firs house in CA during the height of the bubble, then we bought the second after the burst...but we were extremely reluctant...All in all, both turned out to be the best investment.
@leslievalenciano-lopez8887
@leslievalenciano-lopez8887 6 ай бұрын
Congratulations!!!❤
@missdramatica2604
@missdramatica2604 6 ай бұрын
So inspiring! Best of luck with your new investment🩷
@thakurpratima2925
@thakurpratima2925 6 ай бұрын
Hello Marina, Congratulations 🎊 you deserve more ❤️
@spanishclasses4013
@spanishclasses4013 6 ай бұрын
Dear Marina, I'm happy for you with this new project. Wishing you all the best!
@sxsamarxb
@sxsamarxb 6 ай бұрын
Congratulations 🎉!!!
@anadanilenkova
@anadanilenkova 6 ай бұрын
Congratulations! It’s a really fantastic news! 🎉
@jesscisgar
@jesscisgar 6 ай бұрын
Congratulations!!
@NadiykaAkymova
@NadiykaAkymova 6 ай бұрын
Yoohooo!! Congratulations 🥳
@samgiset9994
@samgiset9994 4 ай бұрын
Congratulations Marina! 💫 So inspiring!
@ruszrp
@ruszrp 6 ай бұрын
Happy for your achievement!
@Etory-m
@Etory-m 6 ай бұрын
Thanks for sharing ❤ Good luck! 💕
@ysoewin
@ysoewin 6 ай бұрын
Love it! Please share with us more about real estate stuff :)
@queenlove6218
@queenlove6218 6 ай бұрын
I'm happy for you dear Marina. Congratulations!🥰
@_Shamila
@_Shamila 6 ай бұрын
Good luck with this new project! As an immigrant myself too in the Bay Area I follow your channel and get new ideas. Buying here is crazy, so investing is the right decision.
@161654655156
@161654655156 6 ай бұрын
Congrats on it! Keep it up. Looking forward to watching about other properties around the world)
@madhukiran74
@madhukiran74 6 ай бұрын
Congratulations 🎉 🎊 ❤🎉🎊🎉
@MariaAndersenCrypto
@MariaAndersenCrypto 6 ай бұрын
Congratulations!!!!!!!!!!!
@AnyaEnso
@AnyaEnso 6 ай бұрын
Thank you to be so energetic and inspiring! 🥰 nice topic !
@elisesnotes3694
@elisesnotes3694 6 ай бұрын
Happy for you~ Hope everything works
@annaspeaks373
@annaspeaks373 6 ай бұрын
Congratulations 🥳
@OrlandoMiner
@OrlandoMiner 4 ай бұрын
Congrats🎉
@anam.3973
@anam.3973 5 ай бұрын
congrats Marina. love you xoxo
@innakn2087
@innakn2087 6 ай бұрын
Congratulations dear Marina. Good luck
@SiliconValleyGirl
@SiliconValleyGirl 6 ай бұрын
Thank you so much!
@saranshkaushik8259
@saranshkaushik8259 6 ай бұрын
Trust me Marina you are so inspiring , a very very congratulations
@kingkeenangaming756
@kingkeenangaming756 6 ай бұрын
Congratulations Marina
@zukhrakhakimova9586
@zukhrakhakimova9586 6 ай бұрын
Марина❤ очень рада за вас, вы так долго к этому шли, люблю когда вы делитесь такими крутыми новостями, искренне желаю вам удачи❤
@Mellstroy190
@Mellstroy190 6 ай бұрын
Марина, thanks for new good video!❤
@lingvOnline
@lingvOnline 6 ай бұрын
Congratulations ❤
@efedegirmenci
@efedegirmenci 6 ай бұрын
Congratulations to you! Make your dream come through...
@wutanka1505407
@wutanka1505407 6 ай бұрын
Good luck 🎉
@anar1104
@anar1104 6 ай бұрын
Congratulations 🎉
@luislopes806
@luislopes806 6 ай бұрын
I am very happy for you on the acquisition of your property in the United States of America. It really takes a lot of Financial Planning and Discipline to purchase house anywhere in the World. I am curious to know how your property will be decorated. Much Professional Success! A Blessed Year.
@elodier.n291
@elodier.n291 6 ай бұрын
This is so exciting for you! Congrats! Will you do again videos about your earnings? I really enjoyed that content.
@SiliconValleyGirl
@SiliconValleyGirl 6 ай бұрын
absolutely!!
@queencleopatraisispleja
@queencleopatraisispleja 6 ай бұрын
Congratulations 😊🤩🥰
@vanessacazares2615
@vanessacazares2615 6 ай бұрын
Congratulations
@krusty6322
@krusty6322 6 ай бұрын
Ураааааа!!! I heard good things about big island from other property owners :)
@IrinaMierau
@IrinaMierau 6 ай бұрын
Thanks a lot for sharing! I always feel like I’m the only one person who is super scared making those decisions 😅 but it’s very helpful to know that other people are dealing with the same fears. Good luck for you 🤞 🎉
@dariab9258
@dariab9258 6 ай бұрын
🎉Congratulations
@malonehn3224
@malonehn3224 6 ай бұрын
AtMAZING
@AhmedYehias
@AhmedYehias 6 ай бұрын
Me in Abu Dhabi thinking what is to be admired here? Good for you and congrats on the new home :)
@SiliconValleyGirl
@SiliconValleyGirl 6 ай бұрын
whaaat! One of the most beautiful places on Earth! Also the fact that you can pass the US customs in Abu Dhabi airport..!!
@москвасейчас
@москвасейчас 6 ай бұрын
Круто, молодцы, поздравляю 🎉
@madhukiran74
@madhukiran74 6 ай бұрын
Congratulations 🍾🎊🎈🎉 🎉🎉💐💐💐
@SiliconValleyGirl
@SiliconValleyGirl 6 ай бұрын
Thanks! 😃
@Diewithdrama
@Diewithdrama 6 ай бұрын
I'm your lingumarina channel subscriber Marin I really love you ,you are my inspiration Marina
6 ай бұрын
Congratulations Marina 🎉😊 I am in Toronto, there are the most expensive homes and condos.
@ambmaua1
@ambmaua1 6 ай бұрын
Congratulations from Brazil.
@fuseman_
@fuseman_ 6 ай бұрын
I passed my last HVAC contractor exam in Hawaii yesterday. So I'll be licensed HVAC contractor in Hawaii. 🤙 Aloha 😉
@SiliconValleyGirl
@SiliconValleyGirl 6 ай бұрын
wohooo!!
@wutanka1505407
@wutanka1505407 6 ай бұрын
What’s HVAC
@ren1018
@ren1018 6 ай бұрын
Congrats Marina. Agree that the mortgage payments in US are too high compared to renting. There will be a real estate bear market in 2026.
@cathishe
@cathishe 6 ай бұрын
Ой как здорово!! Поздравляю!!!
@mattyouldash839
@mattyouldash839 6 ай бұрын
Dont be scared Marina. Soon or late you would invest in real estate anyway. So it's right decision
@ravig8297
@ravig8297 6 ай бұрын
Your journey is so inspiring Marina. I'd like to compare yours success story with that of the Ayn Rand. Great💥👏😍
@varbed
@varbed 6 ай бұрын
Congratulations 🎉 Where can we learn more about Airbnb property covers your mortgage.....? Thank you
@chayomaa
@chayomaa 6 ай бұрын
Congratulations Marina 🍾🎉
@dimnik7170
@dimnik7170 5 ай бұрын
Perhaps if we cease regarding real estate as a "game", we may find it less challenging to ensure that having a roof over our heads is recognized as a fundamental necessity.
@tanya_lux
@tanya_lux 6 ай бұрын
Wow congratulations!!🎉 The cost of buying the property, what is the % of your savings you are using for investing in it?
@GraceS411
@GraceS411 6 ай бұрын
Congrats! Can you elaborate more on why you're looking into buying one in Abu Dhabi and why not Dubai, considering the hype around the Dubai real estate market. Thanks!
@alfiialatypova1437
@alfiialatypova1437 6 ай бұрын
Congratulations! How much is HOA there? We’ve just returned from Miami and saw some property there and HOA is extremely high. Like for 1-bedroom 1200$ per month when monthly apartment rent is 2500$. Plus tax and this year the roof was repaired and the management added +400$ HOA every month during 7 years😳. Pool and some stuff are good but HOA😣. What do you know about that in your property? Thank you
@melreo1127
@melreo1127 6 ай бұрын
Wow Marina! Congrats on your first property in the US! Keep on that way!
@santap9332
@santap9332 6 ай бұрын
Marina can you please explain about investing / buying propeety means u not need pay income tsx? Does it mean u not be owner but ur company be owner and if u clsoe company u must sell ur property?
@aselballew8923
@aselballew8923 6 ай бұрын
Поздравляю вас с покупкой! Я занимаюсь Airbnb уже 3 года во Флориде. Всегда страшно покупать первую кондо. Мы за 1 год купили 3 Кондр и сейчас я не желаю. Могу поделиться опытом!
@NathanAponte
@NathanAponte 6 ай бұрын
How did you find your 1st investor in Silicon Valley?
@AlenaNicoleSellsFlorida
@AlenaNicoleSellsFlorida 6 ай бұрын
Марина , поздравляю! 🎉🎉🎉 Флорида все ещё имеет приемлемые цены для инвестиционной недвижимости сейчас, которые продолжают расти . Например: $300к цена покупки новостройки в районе , который стремительно растет и развивается = долгосрочная Аренда $2,400/мес ( остальные цифры считаем исходя из самой сделки : покупка за наличные или с помощью финансирования , расходы на НОА, Налог, Страховку) . И бонус: такой дом вырастет в цене на минимум $100к как только район будет закончен и застроен 😃. Буду рада помочь как риэлтор с более чем 16 летним опытом во Флориде.
@armitirashidi2852
@armitirashidi2852 6 ай бұрын
so you need to pay tax for 2 places ? how is it possible ? 😰
@Vlasova1980
@Vlasova1980 6 ай бұрын
🎉Congratulations from your Los Altos neighbors 😊. We bought our Maui vacation rental and fully remodeled it in the beginning of 2023. It was scary but we don’t regret it at all. Here are a few words of advice from our experience: 1) if you can, do the full remodel right away. It might take 3-4 months. Remember every time you want to do any of the work on your unit, you have to get an approval from your HOA and that might take a week or two. Remember your contractor is probably working on 3-4 projects at the same time and it would be difficult to schedule his work around your schedule. 2) Make sure to work with the materials and furniture that is available on the island. Getting anything custom or from the mainland might take up to 3 months. 3) make sure to have a payment schedule with your contractor and make him stick to it. 4) it would be great if one of you is always there to supervise the remodel…. Things don’t move when you are not there… 5) Don’t get stressed and try to enjoy the process 😊
@SiliconValleyGirl
@SiliconValleyGirl 6 ай бұрын
wow thank you!! We aren't planning to remodel right now because it looks decent haha! But we'll probably do it in a couple of years
@elenadianova2420
@elenadianova2420 6 ай бұрын
Марина, умница! Очень рада за тебя и за твоё приобретение кондо на Гавайи! Так держать!!!! Спасибо, что делишься!
@priyankasingh3651
@priyankasingh3651 6 ай бұрын
Hi I am indian I love your videos, really
@manuelseda9197
@manuelseda9197 6 ай бұрын
10K mortgage payment 💀
@Narayantechnica
@Narayantechnica 6 ай бұрын
I am Indian nice video congratulations 🎉
@manuelseda9197
@manuelseda9197 6 ай бұрын
Bad times when Airbnb is literally being boycotted
@saikalemil2157
@saikalemil2157 5 ай бұрын
Why your rent is 8k, but owner pays 22k ? Weird
@CaptainGyro
@CaptainGyro 6 ай бұрын
Condo in Hawaii, big woop-de-do! I was hoping you'd say you bought a house in Los Altos, Atherton, Menlo Park, or Palo Alto. I lived in what is now known as Silicon Valley back in 1957 through 1962 -- when, instead of silicon chips, -- fruit packing was the largest industry. My brother graduated from San Jose State in 1963 with a n EE degree and bought a house in Los Altos Hills. I won't make you ill by telling you what he paid for it in 1977. But I will tell you how much a high school classmate of mine (I went to the same "Silicon Valley" High School that Gordon Moore co-founder of Intel graduated from) bought an eight bedroom mansion in San Francisco overlooking the Golden Gate Bridge for in 1972 -- $65,000, and sold in three years later for the same price. In 1975 real estate was selling so slow that the IRS offered a 5% tax credit on the purchase price. In three years look for real estate to drop to semi-realistic in SV.
@SiliconValleyGirl
@SiliconValleyGirl 6 ай бұрын
I wish! Can't afford real estate here unless you had a really good exit ah
@santap9332
@santap9332 6 ай бұрын
I saw videos where people went to Hawai opened restaurant biught home and they say its so big humidity they have mould everhertr even towels and bed linen black dots snd its bad for heeatl.. whole family had to give up Hawai because of weather condition, himidity on island
@SiliconValleyGirl
@SiliconValleyGirl 6 ай бұрын
yes it really depends on the location. We selected the least humid part of the island
@TALb333
@TALb333 6 ай бұрын
With God !
@lar7849
@lar7849 6 ай бұрын
Washing this video or waTCHing? 😂
@SiliconValleyGirl
@SiliconValleyGirl 6 ай бұрын
I need you to review all of my videos while I am recording haha
@anonn9006
@anonn9006 3 ай бұрын
Congrats! 🎉 But I am so confused how your rent is $8000, when he pays $20.000 in mortage. isn’t he losing like $12.000 by renting it out to you? Can someone clarify for me? :)
@Lanainvestor
@Lanainvestor 6 ай бұрын
FL brings more money a nd tax benefits!
@bengt_axle
@bengt_axle 6 ай бұрын
The big risk is if you borrow at today's relatively high interest rate and have to lock in for a few years, you can lose a lot of money if your condo is not rented and generating income. And on top of that, you are assuming that this rental income will cover your mortgage for your home. Leveraging can be very risky. KZfaq can also decide to just pay content creators less per video, because there is absolutely no entry barrier and more content creators are just competing with each other, so each one is getting less views. But owning a home is not just a financial decision. If you have kids, it is important and meaningful to have a house you expect to stay in for a long time.
@Sominadi
@Sominadi 6 ай бұрын
Congratulations that's amazing But don't be that scared you're going to attract bad luck Plus we owned our first house for 4 year we didn't have one problem we owned the second one for 8 years e only had to call a plumber once and it was nothing expensive So owning a house doesn't mean that your are going to have something to repair & not all reparations are expensive sometimes it's just a smll problem So take breaths enjoy the process & thinks that everything is going to be great with zero problem Congratulations 🎉
@MVPTC
@MVPTC 6 ай бұрын
Save some for us millennial first time buyers
@fuseman_
@fuseman_ 6 ай бұрын
Будем снимать у Марины. Классно! Рентеры обеспечены. Могу заносить кэшем в Лос Альтос😅
@SiliconValleyGirl
@SiliconValleyGirl 6 ай бұрын
хаха будем обменивать ночи на зарядки для теслы))
@isekava
@isekava 6 ай бұрын
Звучит весело
@aisharumy9045
@aisharumy9045 6 ай бұрын
Congratulations (∩_∩)
6 ай бұрын
Я хочу тоже поволонтерить в твоём кондо на Гавайах 😂
@fomina_pro
@fomina_pro 6 ай бұрын
Боже как приятно читать в комментариях адекватный людей ❤ Тоже планирую выйти на англоязычную аудиторию , Марина спасибо за вдохновение ❤
@gc6497
@gc6497 6 ай бұрын
What’s the American health care ?!? 😂
@tamarakh6069
@tamarakh6069 6 ай бұрын
Did you say foreign immigrant?
@Lanainvestor
@Lanainvestor 6 ай бұрын
how does your husband make $ ?
@mononoke813
@mononoke813 2 ай бұрын
Idk what “American daycares” she is referencing, but some clarification and truths need to be made: 1) MOST AMERICAN daycares DO provide food. Breakfast, lunch, afternoon snack. Lunch is always a warm, cooked meal and they serve a variety of foods. The exceptions I’ve seen to this (where you bring your own meal) is in super niche daycares. 2) MOST AMERICAN daycares are NOT open until 2pm. I honestly have NO CLUE where THAT is the case. MOST are open from 6am - 6pm. THAT’S 12 HOURS of operation time. Even in super niche daycares I have not heard of a 2pm closing. 3) You can find an American daycare for LESS THAN $2,600 / mo. You can find an American daycare for MORE THAN. That is 100% location dependent AND super niche (for the high cost). In short, this lady is being scammed and paying double for an overpriced daycare that doesn’t even open at reasonable hours (6am - 7am) but opens at 9am. Not sure being exposed to Russian if you can’t/aren’t continuing the language outside the daycare is even worth $2,600/month. If you think eating “organic” everyday for $2,600 / mo is worth it than cool.
@CaptainGyro
@CaptainGyro 6 ай бұрын
Do you ever stop to count your blessings that you are living in the USA instead of Russia?
@lar7849
@lar7849 6 ай бұрын
The way you say “care” and “scared” you need an american to work on your pronunciation…
@ai.cherie
@ai.cherie 6 ай бұрын
We’re heading to a recession…should’ve wait until the housing crash to purchase your dream home/rental properties. The avg American is racked full of debt travel spending is going to go down as we are still facing major inflation and jobs cuts is coming up too. I’m pretty pessimistic with where the us economy is heading
@SiliconValleyGirl
@SiliconValleyGirl 6 ай бұрын
yeah I am thinking about that since 2015. The thing is it's impossible to time the market.
@ai.cherie
@ai.cherie 6 ай бұрын
@@SiliconValleyGirl in 2015 I would have congratulated you for buying a home and dismiss the naysayers but as of now with the yield curve inverting that’s a major sign of a big financial correction is coming. I hope I’m wrong but I doubt it
@sherryviera5696
@sherryviera5696 6 ай бұрын
Aw isn't that precious, the world is your oyster.
@taratara1836
@taratara1836 6 ай бұрын
Congratulations 🎉
@bingefreak1
@bingefreak1 6 ай бұрын
Congratulations
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