What Does a General Election Mean For House Prices?

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Пікірлер: 40

@dtz1000 3 ай бұрын

As Gary says, we need to tax the rich properly. Something needs to be done.

@meltedsnowman9637 3 ай бұрын

It’s nothing to do with that. High house prices are a completely self inflicted problem caused by zoning laws often making it illegal to build new housing.

@cookiemonster7514 3 ай бұрын

So why are properties taking 6 months to sell in London and are selling like 15% below asking?

@toucan221 3 ай бұрын

well done Matt, where did the £700 Billion go?? we all need to ask this.

@liam70457 3 ай бұрын

I think you're looking at national averages too much. National indices don't tell the full picture of the property market, as London and the south east distorts these figures. You could have a dataset of 10 houses, 9 of them declining in value and one property that sells over asking price, pushing the whole average up. There's also the big downsize under way, bigger houses falling more sharply, people moving to smaller houses, inflating the value of smaller properties (as you mentioned). I've analysed the asking/listed prices in my area, on average houses are selling 8K below asking. Month on month though both listed and asking are slipping 3-4% downwards, I think it will take at least another two years to see the bottom. Even with the prospect of rate cuts in that period it won't be enough to stop the decline. I'd argue we are about half way through the downturn.

@dlc2479 3 ай бұрын

Exactly

@leicestersq1 3 ай бұрын

Who will buy them? The price of a house is like an auction, the highest bidder gets it. In the case where a seller cannot sell, then they dont realise that they are the highest bidder and need to lower the price if they want someone else to part with their cash.

@777VIV 3 ай бұрын

thnx matt

@Pappiah 3 ай бұрын

this is so heartbreaking

@armstrongskyview2810 7 күн бұрын

Hi, just found your channel. Are you still making content as it's been 3 months. Hope you keep posting as you explain things very well.

@123sumom 3 ай бұрын

Amazing

@MrFrobbo 3 ай бұрын

Here's a simple solution, reduce demand by allowing net migration to swing negative. House prices and rent will drop when demand falls, real estate will subsequently return less, then investors will shift back to stocks. The country's issues are caused by ever increasing demand, simples, Occam's Razor!

@Kazi2812 3 ай бұрын

Growth will suffer in the long term. The short term thinking is why we are in this mess.

@wvillfrombaite 3 ай бұрын

A game of Jenga doesn't see collapse at all, until it does

@mrxiong2567 3 ай бұрын

Game over

@coolmonkey619 3 ай бұрын

I'm going to become a builder. I'm going to be rich

@MrFrobbo 3 ай бұрын

Moneyfarm, you need to be a member of the 'funny farm' to invest an ISA or worse still your life savings and retirement pension in one of these high risk start ups. Matt, you really shouldn't be peddling such risk for a quick buck!

@MattBrighton 3 ай бұрын

I only mention FCA regulated and FSCS protected firms

@cybermuse6917 3 ай бұрын

Love the channel, and your delivery but this video is factually incorrect when you understand the data. - Housing prices aren't going up (generally), just higher value homes being sold as people cash in / downsize.(increases "average" prices of houses sold) - Most homes have discounts from peak already (about 10%) and are sitting waiting to be sold but theres no/falling demand (nominal prices are too high)(some high demand places like London are different) - Price decreases haven't been as sharp because a lot of people don't want to remortgage into higher rates (aka you'll see price declines as more people are forced into this reality (most by end of 2025) - You're right that there won't be a crash though, but nominal prices will stagnate or decline with interest rates at 5% gently and won't see m/m increases until 2026

@nanostar6138 3 ай бұрын

Investors are hoping inflation will continue, eroding their debt and increasing their wealth. They are wishing for minimum wage to increase and wages to increase so that prices/rents are yet again increased to a just about manageable fee. The game that’s being played is plain to see. Wealth by charging the middle class for assets they once were able to own.

@matthewmulligan3858 Ай бұрын

It was 8 billion and house prices will continue to rise

@chrisfactoryboi 3 ай бұрын

You shouldn't talk about the housing market without describing the artificially high demand from uncontrolled mass immigration combined with the artificially reduced supply from corporate developers sitting on land and not building enough houses.

@Newsopathy-gf2ug 3 ай бұрын

So what's not to say that all this money isn't disappearing into financing tax breaks on the ISAs you're investing into Matt? No politicians, broadcasters, journalists actually look upon the working classes with anything but pitying contempts these days. If you're relying on shares going up forever, good luck with that one.

@4Clover128 15 күн бұрын

Immigration pushed up the prices in many areas, all cash buyers.

@gm2407 Ай бұрын

So the super rich are farming us, no surprise there then.

@erhan.destan 3 ай бұрын

Sorry Matt, but you're wrong here. The house prices will crash within 2 years time, or less. Seems that you're more focused on 'promoting' your sponsors cash ISA than anything 😮

@MattBrighton 3 ай бұрын

Always happy to hear different theories.

@domperidone4421 3 ай бұрын

Post a video explaining your reasoning

@stephen6262 3 ай бұрын

Houses going very soon

@Kazi2812 3 ай бұрын

Nah the crash has already happened. Local authorities and banks are now propping up the market targeting the lower priced houses for rentals. Well just experience stagnation for the next 10 years just like wages.

@dlc2479 3 ай бұрын

@domperidone4421 It's literally already happened in real terms...the £ is down 20% since Brexit. After inflation and the drop in £ (which are two sides of the coin), the "falls" being reported in the media are massively understated... Now we need to consider that most buyers do so with a mortgage which means they are even more out of pocket after all the interest they're paying.☠️ There's an embarrassing lack of financial literacy in the UK and it prevents ppl from being able to properly assess their investment performance.