My husband has been a LO for about a year and a half and now after seeing all his success I’m looking to leave nursing to join him in the mortgage business. Thanks for all your education!
@lubkuhu Жыл бұрын
Hello, may I ask how he got started? Looking into leaving nursing as well
@K13ZONGZ Жыл бұрын
Hi I'm nurse as well. How do I get started like education
@jdalia143xo Жыл бұрын
I went through Affinity. She does the 20-hour course that is required in order to take your test and she also does a test prep course. I bought both but you can do just the 20-hour course and then take the test.
@br4nd0nx_x Жыл бұрын
W wife
@Lilmonke_586 Жыл бұрын
Hi, do you know if the high interest rates have affected the amount of loans he’s been able to close?
@OhthatsChauna2 жыл бұрын
Girlllll KEEP CUSSIN, LMBO, it helps us “regular folk” understand what you’re talking about lol…CUSSIN is a universal language and is so relatable 🥴🤣
@JenniferBeeston2 жыл бұрын
Thank goodness because we all know I can’t quit it 🤣
@edparker98373 жыл бұрын
Love how your videos "keep it real!" And, I don't trust anyone who doesn't occasionally swear (it's a military thing) ;-)
@JenniferBeeston3 жыл бұрын
Thank you Ed!:)
@kannonbo41753 жыл бұрын
Instablaster...
@theegress31312 жыл бұрын
I can attest to that
@jlv3x3 жыл бұрын
That verbal slip makes you feel more relatable to us applicants, because we feel the same way.
@JenniferBeeston3 жыл бұрын
lol thank you!
@_brittrr2 жыл бұрын
Thank you for this! I am in the process of getting my MLO license. I have been in the auto industry as a sales person so I've seen some BAD things happen. But to me its all a "people business" Not "car business" or "mortgage business" I am here to take care of the human being who came to me, not hurt or hinder them! I hope I can be as knowledgable as you are so I can make sure I am really helping people and teaching them along the way. Call me crazy, but I work from the heart not my wallet. The money will always come if you take care of people the right way! Im finding out in many different industries people don't ACTUALLY care about the customer or client who comes to them for help.
@dinayansane75243 күн бұрын
Is credit a factor to get licensed
@et90933 жыл бұрын
I’m a mobile notary and always wondered why some of my signers wouldn’t know what an impound/escrow account is or how it works along with other documents. So I would go over the payments with them and let them know to always double check with their LO’s but coming across your video helped me understand a little better why they probably wouldn’t know or their LO didn’t go over this with them. Thank you! P.s I don’t mind all that much explaining it to them because it’s my favorite part along with the CD and the Note! :)
@1jboda2 жыл бұрын
Wryd
@asmr_reviews2 жыл бұрын
Do you find being a mobile notary fulfilling? And is that the same as a mortgage notary?
@mikeysays2 жыл бұрын
Really enjoyed this video. I'm a brand new MLO but I've been on the sales side of real estate for the last 12 1/2 years. I share a lot of your sentiment that we, in the real estate industry, need to know not just how to fill out the paperwork, but have the knowledge to be able to counsel our clients through the entire process based on what's best for them. I jumped into the mortgage side mainly as additional revenue source and have to a better understanding of the mortgage side of the industry, but also because in all the years I've been doing this, there's only like 4-5 loan officers I'd be happy to work with again. Most LO's, like too many real estate agents, are terrible communicators and do not seem to take the impact we have on people's lives all that seriously. Keep up the good work, looking forward to watching more of your videos.
@orchestrafusion Жыл бұрын
Now that it’s been a year as a MLO, which do you like better? MLO or Real Estate?
@evahle2 жыл бұрын
Excellent! Some people just know how to teach. You're one of those special people. Thank you!
@JenniferBeeston2 жыл бұрын
Thank you:)
@bjamal25962 ай бұрын
I've been in the mortgage industry for 23 years, and I totally agree with you.
@JenniferBeestonАй бұрын
Thank you!
@skorpyo331 Жыл бұрын
The guidelines reminds me of my real estate test.
@cwrealtygroup22152 жыл бұрын
YOU'RE THE BEST!!!!!! As someone completely interested in this position, i went from knowing absolutely ZIP, to knowing so so much about what it takes and what it means to be a Loan Originator/Officer. You are incredible at what you do. So well explained. Thank you for not wasting time.
@JenniferBeeston2 жыл бұрын
Thank you:)
@Cheddar_Wizard2 жыл бұрын
Thanks for the words of wisdom. 23 years old and college has me feeling like a leaf in the wind, so I'm going my own route as an MLO. Luckily, I have a family member who is a successful broker and is willing to let me help his clients with refi's. Highly motivated and hoping to make a killing.
@bustymotel15142 жыл бұрын
I’m young too and will hopefully be going the same route. Good luck my friend!
@JosafatRosales Жыл бұрын
Dude you are so lucky!
@themortgagemind44733 жыл бұрын
I’m in the process of getting licensed. Passing the NMLS exam was just scratching the surface. I will always find myself learning in this ever-changing industry. Great video! 😊
@JenniferBeeston3 жыл бұрын
Congrats on [passing the test and you should 100% subscribe
@themortgagemind44733 жыл бұрын
@@JenniferBeeston thank you! Subscribed. 🙏🏼
@darrenbuttery35273 жыл бұрын
I am in the process right now of buying my first home. I've been binge watching all ur videos Jen for the past few weeks and love them all. I feel much more confident and prepared for every step in this process thanks to the knowledge I get from you. I just wish I could give you my loan in Illinois but BOA is giving me $13,000 in grants and I can't pass up that kind of free money. Keep up the great work and great videos!
@JenniferBeeston3 жыл бұрын
Free money is a good thing:) I am glad the videos are helping!:)
@ciaradorsey3kids2 жыл бұрын
I love that your are straight to the point, you speak on facts from experience. I really learn a lot from you and your honesty. Always keep that honest mindset.
@JenniferBeeston2 жыл бұрын
Thank you Ciara:)
@rosalindclark24566 ай бұрын
Great presentation. You were very transparent about everything and said exactly what to expect from a loan originator or lender. On a scale of 1 to 10, I give you a 20 on knowledge. So far you gave a great presentation on what to expect in the life of a loan originator or loan officer.
@JenniferBeeston6 ай бұрын
❤️
@Taylor-or1kj2 жыл бұрын
I am a brand new LO and I am so happy I found your channel!! Tons of great content!!!!
@JenniferBeeston2 жыл бұрын
Thank you:)
@paullubbers24733 жыл бұрын
Thank you for making this video. I'm planning on becoming a Loan Originator/Officer and wanted to know what it entailed on a day to day basis. I've read online and done some research, but there wasn't anything all that helpful. This video helped a lot!
@JenniferBeeston3 жыл бұрын
Glad it was helpful!
@Morgan-tb8ns6 ай бұрын
I worked one of those companies that just took applications and didn’t train very well well on guidelines or structures. It was awful, constantly being in the dark because the training was so terrible. Working hard to get an application through after weeks of hard work only for it be decline the next day
@morganstubie2 жыл бұрын
What a freaking informative video----you covered about 10 topics in one! Thank you!!!!! You're saving me loads of mistakes and loading my brain with profitable, tailored information.
@JenniferBeeston2 жыл бұрын
I am glad it was helpful:)
@SpottedTiger893 жыл бұрын
Thank you for making these videos. I'm in Los Angeles, CA and want to move to North Carolina. I've never owned a home. I've spoken with a few loan officers in NC and I'm slowly coming to terms with the fact that I will have to rent in NC before I can purchase a home there. I don't understand everything the officers are telling me - this whole process is like a new language to me. But I'm glad I can come to your channel and get some clarity.
@JenniferBeeston3 жыл бұрын
Happy to help and I am licensed in NC if you have questions :)
@colibri46762 жыл бұрын
Very interesting! Now I understand why many people rent here and wait before they move to their house 🏡
@SpottedTiger892 жыл бұрын
@@colibri4676 yes, I think it's all about establishing a history there. Making sure you have a way to prove you have a stable source of income. I'm still moving 🙂 this month, in exactly one week. But I will definitely rent now and find a job there.
@pentleyholmes2 жыл бұрын
This was great! Especially the end. Thank you!
@cherylcuttineau79163 жыл бұрын
I'm a new subscriber and a newbie to the mortgage industry (career pivot). I'm applying for a a position as a loan officer/originator. I am so grateful to have found you. This is great information and training. Thank you!
@JenniferBeeston3 жыл бұрын
Welcome to the mortgage industry and I am glad the videos are helping:)
@randylancaster79613 жыл бұрын
Jennifer is the best V A loan people out in the crazy market. She is honest,Fair and can save the Veteran thousands in fees. Do not make mistake, Before you close your V A loan Get with Jennifer!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
@JenniferBeeston3 жыл бұрын
Thank you Randy!!!:)))❤️❤️
@scottstevens2777 Жыл бұрын
Very detailed chat. I too am easing out of advanced nursing and I’m a bit surprised at how much there is to learn in mortgage. Very worthy advice thank you.
@hiscash Жыл бұрын
I liked the video, 1 second after that verbal slip up lol that's when I realized this is where I belong
@s.j.58503 жыл бұрын
That's the trick Jen, to determine if your loan officer / originator knows what he or she is doing. I suppose there are certain questions to ask to decide if a particular loan officer knows & cares about what they are doing, but it is not always easy to analyze their responses if you are not in the industry. I would go with you because you know, & care, & put yourself out there - meaning you have a reputation to protect so you will do your best. That is reason I did not want to go with an online lender that just has a two-dimensional loan officer behind a computer. I want to get a sense of who that person is and are they capable and honest. That is a foundation that sets the groundwork for moving forward. If an issue pops up during the process WE can handle it.
@dolphmanity3 жыл бұрын
Another epic monolog. I was waiting for the lines "You want me in that chair! You need me in that chair!" followed by "You're goddam right I issued the pre-approval!" There is definitely a strong Nicholsonesque physicality to your performance. Maybe next time?
@JenniferBeeston3 жыл бұрын
Next time 100% I assume you are referencing the shining 🤣🤣
@TimothySutherland3 жыл бұрын
@@JenniferBeeston "A Few Good Men" ;-)
@doctorae7242 жыл бұрын
You friggin people. You have no idea how to defend a nation.
@AngelMartinez-of8zn Жыл бұрын
Very insightful! Thank you for taking the time to share!
@JenniferBeeston Жыл бұрын
Thank you!
@anitapoly91022 жыл бұрын
Thankyou, For cover so much in a short time. It was really interesting to hear all these info. As a loan officer myself i have learned some basic checks to be customer caring through the video. Thanks again.
@JenniferBeeston2 жыл бұрын
Glad it was helpful!
@stevenaweisbrodt95413 жыл бұрын
Thank you so much for being down to earth.
@HieuPham-zr2qb Жыл бұрын
love your video:)
@JenniferBeeston Жыл бұрын
Thank you!! :)
@Caribbean_King Жыл бұрын
Great content! I am beginning this process in the next week or two! Looking forward to learning this side of RE. Cheers!
@JenniferBeeston Жыл бұрын
Thank you and good for you! Cheers!
@lameishatumblin4301 Жыл бұрын
Glad to see this & thanks for keeping it real.
@JenniferBeeston Жыл бұрын
Always! Thanks for watching ! (:
@AJSstepsofAlchemy3 жыл бұрын
I definitely just subscribed. I'm studying for my exam now and I am super excited to provide QUALITY service! Definitely plan on learning from you!
@JenniferBeeston3 жыл бұрын
Awesome! Thank you! Good luck on the test!
@jackimoon82842 жыл бұрын
Hi Jennifer! Love your videos! Would love for you to do one on what you tend to wear to the office🙏
@JenniferBeeston2 жыл бұрын
I love rent the runway. Keeps outfits fresh but I don’t have to spend a fortune
@The-illuminoid Жыл бұрын
I don’t know why, but I laughed when you said becky lol great information thank you
@JenniferBeeston Жыл бұрын
Glad you enjoyed it!:)
@maritzagamez64912 жыл бұрын
Thank you for all the great insights! Your use of Sh.... got you my subscription! 😄
@JenniferBeeston2 жыл бұрын
Thank you. I will curse more;)
@CaseyHealsMe3 жыл бұрын
I live in Las Vegas, 42 yrs old, been a fine dining waiter for 22 yrs and i am ready for a career change, i am amazing with people and i love to learn..love it and am willing to do whatever it takes..School is only a week here..idk i just want to start and become a sponge
@JenniferBeeston3 жыл бұрын
Nice to meet you Casey! I would look for a job as a operations assistant to start at www.rate.com It is a great way to get into the industry
@Roquea.2072 жыл бұрын
Very considerate and profesional explanation thank you she knows what she is doing , unfortunately the 5% ‘ll be like that
@robertbernardiii13282 жыл бұрын
Very nice video! It was clear, concise, and helpful. Congratulations on your success!
@JenniferBeeston2 жыл бұрын
Thank you Robert!
@robertbernardiii13282 жыл бұрын
@@JenniferBeeston You're welcome!
@justinelliott20003 жыл бұрын
Just want to thank you again for a great experience with financing on my first home last year! Guys, SHE IS THE BEST!!!
@JenniferBeeston3 жыл бұрын
Thank you Justin!!!! I appreciate you so much!:)
@teoshagreen74143 жыл бұрын
I love how raw this content in and don't apologize for the bad word its ok thats what made me keep watching. I see how passionate you are about your job and I am like that too. Thanks!!!
@chinkyfist66552 жыл бұрын
Thanks for sharing. I didn't feel that I was informed and educated enough about the process and the requirements in a home loan from the LO I worked with. I spoke with someone who suggested researching and I learned more from KZfaq videos and Google about the little information I was given from the LO. This was very helpful and informative.
@JenniferBeeston2 жыл бұрын
Glad Google and I were able to help:)
@smileyyyyy12492 жыл бұрын
@@JenniferBeeston I’m trying to get my MLO was the exam hard? I also heard they check your credit? Why? And what credit score do you have to be?
@AaronDeHart3 жыл бұрын
ha ha that was awesome!! Love that you said shoot! :)
@JenniferBeeston3 жыл бұрын
Yes shoot:)
@joelballard49522 жыл бұрын
So crazy. I thought loan officers, like realtors, just cost you non value added fees that increase the bottom line money to process a transaction for realestate. So glad you beautifully cleared all this up.
@JenniferBeeston2 жыл бұрын
Thank you Joel;)
@247hustlerr2 жыл бұрын
Thanks for confirming that this is not the career path I want.
@JenniferBeeston2 жыл бұрын
Here to help. It is definitely a job that requires passion to be successful
@waynesantelli80733 жыл бұрын
Another great video Jen. I feel like each video I watch the level of fear diminishes ever so slightly. Still scared as sh@!, haha but feeling confidence growing as I can limit the unforced errors more and more with this amazing content.
@JenniferBeeston3 жыл бұрын
:)
@jennifergoddard2126 Жыл бұрын
@@JenniferBeeston Hi you did a fantasti jo b thanks for all the advice
@Drazorig22 жыл бұрын
Just joined the trade, lots of compliance to learn but i'm sure with the years and experience things should become easier. I always enjoy learning new things
@JenniferBeeston2 жыл бұрын
Welcome to the business. So so so much compliance.
@ciaradorsey3kids2 жыл бұрын
She is cut throat, straight forward WOMAN.😍🥰
@blessedallday64982 жыл бұрын
😂😂😂😂😂😂😂 oh shit!!! 😍 love your personality keep keeping it real!!! 🥰🥰🥰🥰
@cliffordsanders10283 жыл бұрын
you are perfect! thank you for this.
@leelewis50682 жыл бұрын
Loved the video. Just beginning my research into this business.
@dinayansane75243 күн бұрын
Did you pursue it
@madalynmontgomery44912 жыл бұрын
This video is really good but as someone trying to do research into what a loan originator actually does a true day in the life would be really nice. I know there is a lot of confidential information involved, so I understand that would be difficult. If there is any way to make this possible it would be appreciated. Thank you for taking the time to make your content
@JenniferBeeston2 жыл бұрын
It is a challenge because all I do is handle sensitive conversations and info and every loan officer is different
@madalynmontgomery61652 жыл бұрын
@@JenniferBeeston I completely understand thank you for your reply!
@SariahSavvyTips2 жыл бұрын
Wow 14 years!! This is a career!
@gonzalogarcia4846 Жыл бұрын
Great video. Just going to start my journey 😊
@JenniferBeeston Жыл бұрын
Thank you
@hesneyk13 жыл бұрын
This was so great! Thank you so much.
@JenniferBeeston3 жыл бұрын
Happy to help:)
@beccagoldsberryswc Жыл бұрын
Great video for those you need clarity and have questions.
@JenniferBeeston Жыл бұрын
Thank you!
@gabemfuranna69463 жыл бұрын
Great content, just started my MLO career in the learning phase, currently going take NMLS exam wish me luck 🙏🏼
@JenniferBeeston3 жыл бұрын
Good luck on the test!!:)
@Lazaven6 ай бұрын
That cursing slip up instantly made me a subscriber! Came for the information stayed for the personality
@JenniferBeeston6 ай бұрын
Thank you:) Welcome to the channel.
@julesetienne57822 жыл бұрын
This is good information. Which online school would you suggest they attend if someone wanted to get this license?
@Jkis19713 жыл бұрын
Thanks Jen! I have learned a lot. We just got final approval waiting for the appraisal report.
@dinayansane75243 күн бұрын
Good info 🎉
@6alisk2 жыл бұрын
13:27 wouldn’t the only difference be if the loan officer made sure the borrower met the ability to repay or not? Isn’t that the only the loan officers do? More information about what loan officers do is always appreciated. Thanks.
@JenniferBeeston2 жыл бұрын
Loan officers do way more then figure out ability to repay. We are the ones on charge of steering the ship from open to closed and in loan land you need a great captain as there are lots of things which can throw a loan sideways and making things move fast and painlessly is a skill
@deasiahall84372 жыл бұрын
I’m a licensed real estate agent, but I think MLO is the route that I should take. I’m such an introvert and that is not the best quality to have as an agent. 😭
@daveharris75993 жыл бұрын
I had the unfortunate experience of working for a LO who didn't know how to structure a loan and didn't really care. Very much the person you described.
@JenniferBeeston3 жыл бұрын
So many of them. I am constantly surprised/horrified
@loansbymonica19273 жыл бұрын
This is an eye opener for those of us new in the business. Thanks! Keep the videos coming!
@JenniferBeeston3 жыл бұрын
Happy to help:)
@TheQWER926 күн бұрын
Awesome video! I recently graduated from university a couple months ago so I have no more responsibilities and I am currently dedicating all my time to studying for the NMLS exam. I bought 3 different study guides (because id rather be over prepared than under prepared), and I am hoping to finish studying and pass the exam within the next few weeks. I have applied to a few different companies like Rocket Mortgage but I am located in Chicago so I dont want to move to another state even though Rocket said they would hire me if I did. Do you think its okay to start with a remote position like NexaMortgage? I attended a couple of their zoom call meetings so I know a bit more about them.
@chriskeller3705 Жыл бұрын
I want to become an independent LO but I’m still pretty new. I guess it takes time
@mrnuna47932 жыл бұрын
Super informative video, I think a person has to have a lot of Integrity in order to operate the way that you do and in your particular field. I am getting ready to take my test to become a loan originator, it looks very lucrative and it seems like I would do a good job at it. However I will say this. Most people will not operate the way that you do and talk to people about certain things because it would most likely be detrimental to their income, the loan officers that is. Most people will probably just try to close loans left and right until they get as successful as you and THEN start growing a conscience. Me personally, I will do my very best to be upfront and transparent and not climb the ladder of success by blowing smoke up people's ass you know what I mean?
@JenniferBeeston2 жыл бұрын
I am glad you are going the ethical path. Many people fall to the dark side and chase the money but the key to a good long term business is taking care of your clients and always putting them first. Do that and you will have a great life. I have seen so many lenders burn out of the industry due to greed. Karma always catches up and the CFPB and new regulators are not playing
@reffa28582 жыл бұрын
I feel like loan officers are like prep for underwriting. My loan officer asked me for all my documentation up front and ran my credit before being pre approved.
@karraralaakadhim61603 жыл бұрын
I really like your style 😍🌸🌸
@JenniferBeeston3 жыл бұрын
Thank you!
@drewlager77572 жыл бұрын
Amazing video! 👏🏻 👏🏻
@JenniferBeeston2 жыл бұрын
Thank you!! 😁
@erikmara1205 Жыл бұрын
Such a great video thank you.
@JenniferBeeston Жыл бұрын
Thank you!
@michellemauro3188 Жыл бұрын
My husband and I own a home in FL we got in 2014. We have so much equity in this house and the bank is always trying to give us loans we know we can’t afford. I do all our finances and am very experienced with it and I can’t believe the offers they’ve given us during Refi. 😟 If I’d listened to them and not given THEM an amount we would have drown and had no money for our 4 children.
@JenniferBeeston Жыл бұрын
Thank goodness your ignore their siren song
@JayDeeMarvelMusic Жыл бұрын
As a underwriter if we like u we will help u If we hate u we will make your life hard Be nice to underwriters lol
@JenniferBeeston Жыл бұрын
#facts
@user-wk4sc9jt8q10 ай бұрын
Fascinating.
@jonpuente85023 жыл бұрын
This is SO accurate. I just started and May will be my second month on the phones talking to a lot of customers. We structure Loans and follow up to make sure everything goes smooth. Bottom line is that if you are scared of talking to people or you don’t want to make mistakes, too late!! Lol I learn 5 new things a day!
@JenniferBeeston3 жыл бұрын
Yep and even after 10+ years you will still learn something new every day. My top tip is to get a great headset as otherwise you will ruin your neck. I have a plantronics as I use all day every day
@jonpuente85023 жыл бұрын
@@JenniferBeeston hahah very true! I have a Logitech and so far so good lol
@BishimDeja3 жыл бұрын
@@JenniferBeeston do you work from home and use your home phone number?
@MichaelJ8433 жыл бұрын
Jenn, you are making it very difficult for me to go with Navy Federal. I love how detail you are, and for breaking it down. I won't start the preapproval until Sept, but this video has seriously convinced me to go with you for my VA loan.
@JenniferBeeston3 жыл бұрын
Thank you Michael! We would love the opportunity to work with you:)
@MichaelJ8432 жыл бұрын
@@MrYodi2007 go ahead and make that appointment. 3-6 months is a perfect time. She is exactly like the videos. I have been underwriter approved, just waiting on new construction to finish in Myrtle Beach.
@MichaelJ8432 жыл бұрын
@@MrYodi2007 the process is very detailed: two years of W’2’s, pay statements, etc., but the technology uploads make everything easy. I worked on my credit to get scores up to 670. Her team will assist will everything. They will pursue full underwriting once the fill is complete. Great process if your paperwork is in order.
@JohnDoe-zg8jm2 жыл бұрын
Great video! Quick question, is the underwriter an actual person or automated? I've recently heard of the AUS system. Thanks!
@JenniferBeeston2 жыл бұрын
We do both
@kristinadamato68382 жыл бұрын
Hi Jennifer, I am new to this field and close to enrolling in LO classes to get started. I would love to know some tips of the trade so I can go in the right direction. I have worked in the medical field for 12 years and I want to continue to help people in a different way while making more money and learning something completely new. I have worked with a LO before when buying my home but I do not know anyone personally to ask many questions to. I honestly want to be a LO in conjunction with my current position for the next few years, I would love to know your thoughts and any advice you may have.
@bluenoseent.18302 жыл бұрын
Very helpful!!
@JenniferBeeston2 жыл бұрын
Thank you!
@jonathanwheeler35602 жыл бұрын
Liked and subbed because you said "shit".
@JenniferBeeston2 жыл бұрын
Thank you. We give a shit is our core value. #10 For real check it out www.rate.com/about-us/core-values
@jennifermorales51812 жыл бұрын
Love your clarity! Do you know what a wholesale Lon officer do? I’m searching this role but there isn’t much information since it’s more specific
@JenniferBeeston2 жыл бұрын
No as unfortunately I am not 100% sure what you are referencing.
@Colt_1212 жыл бұрын
I knew this video was reall and true when I heard "don't do horrible shit... oops" lmao Had to give it a like after that.
@patriciabalcazar3361 Жыл бұрын
Thank you for your information!
@JenniferBeeston Жыл бұрын
Glad it was helpful! Thanks for watching Patricia! (:
@dinadalmut18682 жыл бұрын
Hello! Curious about the part when you talk about how to structure a loan. What steps or how do you do this?
@JenniferBeeston2 жыл бұрын
It depends on the scenario. Structuring is an art.
@billjackson3410 Жыл бұрын
Text me your number so I would guide you through the process
@Reneey3 жыл бұрын
I'm a loan closer and interested in getting my MLO license. Thank you for this video!
@joshb403 жыл бұрын
I am as well just passed the first test going for pre licensing good luck 👍 I have learned invaluable information from this channel!
@Tiredviet29 күн бұрын
@@joshb40how is it going i was planing to also get my mlo licenses
@dinayansane75243 күн бұрын
But is there a credit requirement to become mlo?
@TrendyViralVibes6 ай бұрын
Where can i find the application software for my lending business
@kansasadventure1831Ай бұрын
Winterize a live-in? Since when?
@earlthomas74643 жыл бұрын
Great video! I am 100% P&T; will the property tax exemption work only if my name is on the mortgage?
@JenniferBeeston3 жыл бұрын
I would call the county tax assessor as they would be the one who determines this
@kyleswrathАй бұрын
In the market now it’s about rates that’s it
@Rich_Rivera2 жыл бұрын
Hi Jen, thanks for the valuable video! I am hoping you can provide me some feedback; I just passed my national exam. I have been in technical unrelated field for many years and was wondering if it’s really possible to break into the mortgage industry while being employed full time for the time being. Are there mortgage brokerage that would take me on during this transition?
@JenniferBeeston2 жыл бұрын
I am sure you could find a local broker that would go for it. You are generally 100% commission so it is low risk to the broker
@pentleyholmes2 жыл бұрын
7:00 this happend to me when applying for a heloc. My loan officer messed up my application. I went through every step of the process only to get denied because of my dti. Which imo should have been discovered at the start of the application. So I called the next bank where the lady thoroughly reviewed my information and bang approved no problem.
@JenniferBeeston2 жыл бұрын
I am glad the next bank was able to take care of you. Yet another example of why 2nd opinions are so important
@ramonagaibor18983 жыл бұрын
great information, thank you so much! Now how do I find one of those that have the experience, knowledge and skillset to close the loan....
@JenniferBeeston3 жыл бұрын
Licensed in 46 states and would love to help calendly.com/jennifer-beeston/preapproval-q-a
@crismcdonough28042 ай бұрын
What do you mean by "structuring a loan"?
@hannahmartinez61062 жыл бұрын
Big question! How do you work for a company that allows you to maintain your individuality by making videos that aren’t specifically branded to their name on their KZfaq Chanel without them also taking all the commission from the leads you generate from it. Please help I feel like my company is taking advantage of me ):
@JenniferBeeston2 жыл бұрын
This is my personal KZfaq channel. It is not owned by the company I work for. It has company info for licensing but the company I work for has their own KZfaq page.
@steveboone1498 Жыл бұрын
This is one occupation that I don't think anyone should choose because it creates greediness. Back in the 1980's a mother went to a loan officer to borrow money to feed her children. She paid the money back in full the next month and the loan officer claimed that she never paid. The loan officer kept calling her at her house, her job, threatened her and her kids. The harassment went on for several years and she decided to kill her children and herself. That is the reason why I don't like loan officers, they act like loansharks.
@JenniferBeeston Жыл бұрын
Loan officers do not do personal loans. They only lend on residential real estate....
@steveboone1498 Жыл бұрын
@@JenniferBeeston still I don't trust them because they jack up the percentage of the loans instead of keeping it fair for everyone.
@johnwhitmore853 жыл бұрын
Hey Jenn question can you work remotely as a loan officer compared to insurance.. Flexible Schedule and take time off? Can you live in Mexico and work if you wanted to and make money? Also is there possibility for residual or referral income? Thanks!
@JenniferBeeston3 жыл бұрын
I would chat with a licensing expert as it would depend on the state. Have not seen a way for residual/referral income as the licensing is so sticky