What is a Bridging Loan? | Bridging Finance Explained | Property Investment UK
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Күн бұрынBridging Loans can be a great way to short term finance a property investment deal. However, they are not always the best way to buy property and can come with high costs.
#UKPropertyInvestment #BridgingLoan #BridgingFinance
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0:00 - Intro
2:03 - Circumstances where Bridging Loans work really well
3:40 - Differences between brokers
5:16 - Costs of Bridging
6:08 - Example of Costing a Bridging Loan
11:45 - How to get 100% borrowing
13:40 - Types of regulated bridging
14:10 - 5 Pitfalls you must avoid
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Thank you for watching my name is Saj Hussain Your Partner for Wealth Creation Through Property.
@oatzman213 Жыл бұрын
Excellent detail Saj! Those tips are great, I've been exploring the idea of bridging, and this is comprehensive.
@Mraei0u 7 ай бұрын
Very well explained. Thank you, Sir!
@stephencreen5902 Жыл бұрын
Excellent video Saj, plenty really useful information and pointers.
@FTAslam Жыл бұрын
Great advice as always Saj
@Faizal_Khan 3 жыл бұрын
Thank You. You have answered my question asked in your previous video. Great content as always 👍🏻
@TheSajHussain 3 жыл бұрын
Really appreciate the support Faizal.
@akumar7366 3 жыл бұрын
Brilliant Saj , my nephew is about to start his property business, this was just the perfect video we were looking for , so much information, covering all the important points.
@TheSajHussain 3 жыл бұрын
I'm glad that these videos are useful to you and your nephew!
@carltonmcfarlane7051 Жыл бұрын
Excellent video. The pitfalls and break down of possible extra fees was especially helpful! Thank you.
@TheSajHussain Жыл бұрын
Glad you enjoyed it!
@adnanrafique4732 3 жыл бұрын
Think these are great value add videos! I really enjoy the content and am grateful you are sharing your experiences. Thank you.
@TheSajHussain 3 жыл бұрын
Glad you like them!
@itsasmiththing4749 2 жыл бұрын
Thanks. I found this video at exactly the right time. I'm considering bridging for the first time and youve just broken it down perfectly.
@TheSajHussain 2 жыл бұрын
Glad it helped!
@j.t2133 Жыл бұрын
Second that! I’m about to dip my toe into bridging for the first time too! 💪🏽
@robinbanks1018 2 жыл бұрын
Thanks for making this video, you explained it very well.
@TheSajHussain 2 жыл бұрын
Glad it was helpful!
@darrensullivan6173 Жыл бұрын
Great video never realised there were so many costs.
@michaelheyes1023 3 жыл бұрын
I was just thinking about this just the other day. Top video Saj, thanks for the high level example. Made it clear to picture the costs involved in bridging. A similar video re auctions would be great. M
@TheSajHussain 3 жыл бұрын
Thank you Michael, if reauctions is something that interests people I will definitely keep it in mind for a future video.
@priyeshmotichande5499 3 жыл бұрын
Great content Saj, thank you for sharing valuable tips on the topic of Bridge. I have definitely learnt something new here.
@TheSajHussain 3 жыл бұрын
Glad it was helpful!
@eneebong5181 3 жыл бұрын
thank you sir. i love your honesty and passion to share your experiences. I have subcribed.
@TheSajHussain 3 жыл бұрын
Thanks for the sub!
@kyracl7318 11 ай бұрын
Thanks Saj great video so informative. We’re looking at getting a loan for a investment this was so helpful.
@customboatscreensolutions5893 Жыл бұрын
Very informative thank you very much
@Thebuilderinvestor 11 ай бұрын
Brilliant info. 💪
@subashacharya4765 2 жыл бұрын
Fantastic great financial information thank you so much take care stay safe
@TheSajHussain 2 жыл бұрын
Thanks, you too!
@resh242 3 жыл бұрын
Very informative video thanks Saj.
@TheSajHussain 3 жыл бұрын
Glad you liked it Resh.
@omeramian3773 2 жыл бұрын
Best bridging loans video
@rezahaghparast7421 3 жыл бұрын
Explained the simplest way possible
@TheSajHussain 3 жыл бұрын
Thank you Reza
@resh242 3 жыл бұрын
It's really useful video Saj thank you
@TheSajHussain 3 жыл бұрын
Welcome 😊
@joeb.1163 2 жыл бұрын
Thanks for the information 👍
@TheSajHussain 2 жыл бұрын
You are most welcome
@m77ast 2 жыл бұрын
Excellent
@nadeemahmed8072 3 жыл бұрын
Good video, so much information on BL, yet delivered very simply, thank you Saj.
@TheSajHussain 3 жыл бұрын
Thank you for your kind words Nadeem.
@JagOnline 2 жыл бұрын
very helpful Saj
@TheSajHussain 2 жыл бұрын
Thanks Jag
@shaunallan6945 2 жыл бұрын
Would appreciate if anybody could reply to this question, I’ve came across a property that is BMV it’s a HMO, was going to try bridging loan, I’ve never used bridging finance before, are you always guaranteed to get a mortgage ? Would it be under a buy to let mortgage or a commercial mortgage it already has sitting Tenants.
@omeramian3773 2 жыл бұрын
Hi bro..can you recommend a good broker for bridge to let lending
@ssandher8401 3 жыл бұрын
Great videos!! I an interested to know more about using 2nd charge bridging loan to reduced the deposit amount on a property I'm interested in. Do you have a bridging lender/broker that you can recommend I can discuss this with.
@TheSajHussain 3 жыл бұрын
To access my contacts, use this link www.sajhussain.com/access-sajs-contacts/
@stevo728822 3 жыл бұрын
I used to work at a small private bank that sold what they called High Speed Bridging Loans. They went bust during the financial crash of 2008.
@TheSajHussain 3 жыл бұрын
We have to be really careful who we pick to work with.
@saghirhussain3280 Жыл бұрын
Hi saj can I buy proporty with bridging loan down payments..
@maddy7869 3 жыл бұрын
Great video Saj. I'm looking to get a 100% bridge for a potential property that I'll be viewing in a few days. As I'm viewing it before it hits the market, the rate of the property is well below the going market price. I currently own properties via an LTD company and wanted to know if you have any recommended bridging loan providers with potential remortgage providers for SPV ltd companies which would make my journey a bit easier.....
@TheSajHussain 3 жыл бұрын
To access my contacts, use this link www.sajhussain.com/access-sajs-contacts/
@abdulhalim-sq7lm 3 жыл бұрын
Great video content. Very useful information
@TheSajHussain 3 жыл бұрын
Thank you Abdul, make sure to share this video with friends and family if you find it useful.
@adrenalineisbrown 3 жыл бұрын
When refinancing will the morgage lender ask you to be on the bridge for at least 6 months? (as in be an owner for 6 month?). or can a be on a bridge for 2 months and than move to a mortgage?
@TheSajHussain 2 жыл бұрын
You can bridge for shorter periods (if that is what you are asking).
@grimetip 2 жыл бұрын
Hi Saj, would you have details of recommended Bridging Loan brokers? Many thanks
@TheSajHussain 2 жыл бұрын
Use this link to get the details: sajhussain.com/access-sajs-contacts
@farooqjaan7021 2 жыл бұрын
Is it good to have a bridge loan or no
@thetruth3435 Жыл бұрын
wow
@eneebong5181 3 жыл бұрын
please do you have good broker for London area for hmo property
@TheSajHussain 3 жыл бұрын
To access my contacts, use this link www.sajhussain.com/access-sajs-contacts/
@AP-kl3tf 3 жыл бұрын
In my opinion, bridging is very similar to shorting and trading derivatives in the stock market; if you don’t know what you’re doing you’ll get burnt. As always, using debt as a tool of leverage needs to be done strategically and you need cash to cover your position. Don’t invest in what you can’t afford and if you’re bridging on speculation it’s very dangerous. I feel you need to be an experienced investor before sourcing a bridging deal, or even be mentored/observe somebody doing a deal to understand the processing. A good mentor in this industry is invaluable.
@TheSajHussain 3 жыл бұрын
I agree you need to fully understand a bridging loan before entering into it.
@nassah2010 3 жыл бұрын
As a new investor should i avoid bridging?
@TheSajHussain 3 жыл бұрын
It's not necessarily about avoiding, it's about understanding what you are committing to.
@siruguppa 3 жыл бұрын
Assalamulaikum Saj, Thank you for these brilliant and very informative vedios. I live in Birmingham and do you have any accountant in property you would recommend. Want to buy a few small properties under limited company. Perhaps if you could offer me an appointment to discuss what best suits our family needs. Thank you Fayaz
@TheSajHussain 3 жыл бұрын
Wasalaam Fayaz. To access my contacts, use this link www.sajhussain.com/access-sajs-contacts/
@umartai4104 3 жыл бұрын
Please be aware interest based loans and mortgages for making money is totally haraam
@TheSajHussain 3 жыл бұрын
@@umartai4104 agreed and there are many other ways to do deals avoiding interest altogether.
@SuperKiller374 3 жыл бұрын
saj do you have a good broker you can recommend me? thanks
@TheSajHussain 3 жыл бұрын
To access my contacts, use this link www.sajhussain.com/access-sajs-contacts/
@atiqurrahman7260 3 жыл бұрын
Is it halal?
@TheSajHussain 3 жыл бұрын
Interest is not. However, I can connect you with a company that uses a sharia compliant structure in providing bridging loans. To access my contacts, use this link www.sajhussain.com/access-sajs-contacts/
@atiqurrahman7260 3 жыл бұрын
Great, Thanks a lot @@TheSajHussain
@gurvindersinghrana4025 3 жыл бұрын
Too much fee's
@TheSajHussain 3 жыл бұрын
Definitely not cheap.
@dannymurphy1779 3 жыл бұрын
No 6 - don't buy a large dilapidated listed building when you have no experience. Don't be a silly Samuel!
@TheSajHussain 3 жыл бұрын
Dilapidated listed buildings can be a money pit
@umartai4104 3 жыл бұрын
Are assume you are Muslim, do you know these loans and all interest based borrowings are haraam, so advising other brothers and sisters following your guides will be doing haraam also.
@TheSajHussain 3 жыл бұрын
Umar, just to be very clear I am not advising people to do this. I am explaining how it works.
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