What is Term Life Insurance? Term Insurance Complete Guide | 6 Things to Notice |Best Term Insurance

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Жыл бұрын

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Buying a term insurance plan is one of the best decisions you will make to strengthen your financial portfolio. Do you know why? Because while it provides your family with a stable income after your death, it also helps in savings taxes while you're filing your ITRs.
The meaning of a term insurance plan is very basic and simple - a life insurance policy that is offered to you for a fixed period of time. Here the word term is of main importance. The term means the period of time for which you're buying the insurance and if you die within this period, your family (or any other nominee) will get the sum assured as a death benefit. It is a pure life insurance cover.
Benefits of a Term Insurance Plan
• Financial security for your loved ones after your death
• High sum assured at a low premium
• Income tax benefits (Section 80C for premiums & 10 (10D) for death benefit)
• Critical illness cover (optional)
• Additional Riders
Factors Affecting Your Term Insurance Premium
• Age (Low premium at a younger age and vis-à-vis)
• Health (Low premium for a healthy individual)
• Gender (Low premium for females)
• Smoking Habits (Low premium for non-smokers)
Other factors include your type of occupation (risky like a pilot or a safer profession like a desk job) and your lifestyle. If you maintain a good lifestyle and are active, your premium will be low as this will show in your medical check-up, lowering your term insurance premium significantly.
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What is Term Insurance in Tamil,
What is Term Life insurance in Tamil,
Complete Guide on term Life insurance Tamil,
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Пікірлер: 194

@asokanp948 Ай бұрын

நல்ல பதிவு. தெளிவா விளக்கமா சொல்லி விட்டீர்கள். நன்றி. 👌👌👌👌

@MrBalajipec Жыл бұрын

Pirichi menjitinga!!!!! Each and every detail pakava solitinga... Great work!!!

@geeveemurugan5286 Жыл бұрын

Very nice explanation and an awesome presentation! Thank u bro.

@prasath4605 Жыл бұрын

Most informative video on this topic , hats off to the efforts man

@viswanp5946 Жыл бұрын

Many videos I watched but this video very cleared and useful

@muthuselvamramu7273 Жыл бұрын

Another wonderful and useful video from almost everything school. Perhaps, It would be an added benefit for commoner if you would have mention whether the premium amount can be utilised for tax benefits and the final amount while claiming has any tax benefits.

@Isaac_Manuel. Жыл бұрын

one of the most clear and effective videos. . well explained

@senthilkumarveeraiah249 Жыл бұрын

One of the best video on this topic. Whenever i want something, I look for Almost everything channel. Channel never disappoint / deliver all information that needed. Thanks to brother. God bless you. Happy Year ahead.

@prasanthank3487 Жыл бұрын

Thanks for educating us…. If possible make a video on health insurance.

@thangamvtm5410 Жыл бұрын

Very nice explanation. Thank you for your guidance.

@TravelwithSrini Жыл бұрын

recession pathi oru video podhuga brother ❤️✋

@venkathamour7835 Жыл бұрын

அருமையான பதிவு நண்பா 👌 மிகவும் தேவையான விவரம் 👍

@aegan5898 Жыл бұрын

Great info, great video. Thank you so much

@vaitheeshable 11 ай бұрын

Thank you so much to Almost everuthing and Team!!! The video is very useful... ❤❤❤❤

@seethad7502 Жыл бұрын

Thank you brother Nan indha new yearla erunthu life insurance podanumnu ninachitu erunthen thank you

@sivasmart Жыл бұрын

Correct tu

@vimalrajvelmani3966 Жыл бұрын

Entha insurance eadukallanu irukinga mam

@nasazzu9824 Жыл бұрын

@FINANCIAL ADVISOR ABISHAKE your number

@mariarajan4962 Жыл бұрын

Contact me

@maruthupandi6837 Жыл бұрын

Hi seetha

@bccitv2280 Жыл бұрын

Bro recession a use panni epdi panakkaran aagurathu atha pathi oru video podunga please

@madhavanramamoorthy9351 Жыл бұрын

Very nice explanation..thank you so much

@aljtech Жыл бұрын

Thanks again for the great teachings

@tharikajis1077 Жыл бұрын

share market la invertment panratha pathi videos upload panuga bro...

@shivacbz97 10 ай бұрын

Fantastic explanation video bro , All details full covered one video,thank you bro 🙏

@mgopinathan708 Жыл бұрын

அருமையான பயனுள்ள பதிவு நன்றி

@VVV_traders Жыл бұрын

waited foer very long time to under stand all those things, bro unamaiyave neenga veera level, idha pathuna puridha illama , na ivvulo nala insurance yedukkama erundhen.... now i have some confidence on it bro.... thank you so much bro....

@ajin8111 11 ай бұрын

Have you got best term insurance?

@vamsikrishnaminnal7887 Жыл бұрын

Learned a good information 👏👏.. Thankyou Bro

@simbukings 10 ай бұрын

Detailed information are provided. Thanks for the video.

@vasur693 Жыл бұрын

Very good and clear information. Thank you.

@selvarajk1794 Жыл бұрын

Health insurance video podunga

@satheeshkumar3417 Жыл бұрын

Nice details. Looking for Term insurance long time but unable to conclude it. Now I got better clarity.also I came to know about 'Amount settle ratio'.

@ajin8111 11 ай бұрын

Have you got the best term insurance??

@sathyakamalnathan4573 Жыл бұрын

Very nice explanation thank you

@asnef100 Жыл бұрын

Very informative video .Thank you very much 😊

@vasan4733 Жыл бұрын

Thanks brother😘...love from malaysia 🇲🇾

@user-lr6pq4bz3w 5 ай бұрын

Thank you it's very much helpful bro

@harrishkumaraniic9520 5 ай бұрын

Very clear and most useful video

@prakashm5998 Жыл бұрын

EMIL CALCULATION வீடியோ போடுங்க ப்ரோ

@aswinudhayarajan Жыл бұрын

Bro college earning pathi podunga sollunga bro

@MurugesanSundaram Жыл бұрын

very good information with animation wonderful creation

@MohanRaj-ml4db Жыл бұрын

Really good explanation thank you

@dinesh4484 Жыл бұрын

Thanks for valuable video..🙏

@SKumar-uf8vj 6 ай бұрын

Bro thanks for your good information ,I can take insurance from online ,when we want claim ,where to claim. How can we claim,Pls make 1 video .thanks

@dillibabu568 11 ай бұрын

அருமை நண்பா.. நீங்க use பண்ற doodles application link கிடைக்குமா??

@keerthivani2252 Жыл бұрын

Medical insurance pathi podunga bro

@SriRam-dv6mb Жыл бұрын

Bro govt maruthuva kaapeedu thittam pathi solunga bro

@ashokkumar-sj4ux 9 ай бұрын

Very good information l❤❤❤❤❤ I missed this video

@tamilarasan8921 Жыл бұрын

GREAT JOP ...........VERY IMPORTANT INFO

@Weightlossjourney796 Жыл бұрын

Brother post office pathi solluga

@infominutes4667 Жыл бұрын

central government post officela PLI RPLI insurance available iruku check panni paarunga

@sasikumar5502 Жыл бұрын

#Almost everything, Hai Nanba a nice and clear idea I got, from this video, What type of Insurance u tried for u or what type u taked or not

@SathishKumar-dp4cd Жыл бұрын

Great explanation brother

@darshand2780 Жыл бұрын

Digital marketing pati video podungo Naveen bro

@rickson6y7 11 ай бұрын

Bro, As you mentioned that you have spent close to one year on investigating about term insurance, you might be aware of HIGH CLAIM SETTLEMENT RATIO insurance companies. Could you please let us know also, in which insurance company you took the policy? This is just for reference, we may choose other insurance companies based on our needs. Can you please tell us bro?

@mallikadhilip1366 Жыл бұрын

Awesome explanation

@dynamicchaser Жыл бұрын

IRDA reports are in Hindi bro, and it's long, Great if you could share those ratios so that it will be much useful to decide, I am already paying premium for ULIP bro . Should I quit and take a new term plan with criticare and ATPD ? Please suggest bro

@RajaRaja-rw8yi 2 ай бұрын

Thank you so much bro❤

@moment5000 Жыл бұрын

Most wanted, good job.

@Yogavenkatesh342 Жыл бұрын

Very useful video👌

@nirmalkumar.p121 Жыл бұрын

Super bro 🙏thank you

@twinkulsai1942 Жыл бұрын

Good content anna ❤️

@sureshkumar-kv9tm Жыл бұрын

Brother any idea like international term insurance policy company .Zurich insurance company and MetLife company is which one is best company to buy insurance plan from UAE Dubai .

@ganeshaccountant945 Жыл бұрын

Nice to start

@techthief3278 Жыл бұрын

Thanks for sharing!

@pragadeeeswaranpragadeeswa2522 10 ай бұрын

Clear review nice🎉

@sathish8627 5 ай бұрын

Thank u bro

@mathivannan3009 Жыл бұрын

Thanks 👍

@praveenkumar-zh2hz Жыл бұрын

Broo school students ku video poduga 🥺👀🙁 nega pota tha Naga konjamachi oorupuduvom 🥲 always depending on you bro 💗✨

@blessingjoshua1817 Жыл бұрын

Yeah

@selvamuma8806 9 ай бұрын

Thanks video good sir nan middle class family nan oru vivasayi term insurance policy poda mudiumah then premium amount Life long age ku yethar pola change aaguma yearly then policy 15years poten mudinjiduchi amount kattiten 15 years after nan iranthutan enaku policy amount kidaikumah 15 years before iranthutalum value pota amount kidaikumah sollunga sir

@Ninja04kutty Жыл бұрын

Super broo ✌🏼

@senthilkumarsenthilkumar Жыл бұрын

Great sir

@SVAIDESWARAND Жыл бұрын

Anna konjam college students life ha develop pandra mari. Avanga life la next step valuable ha yeduthu vekura mari . Money earn pandra mari oru video podunga plse.....😓

@ajin8111 11 ай бұрын

So many options available

@gswaminathan1598 7 ай бұрын

Very Good video.

@user-bv9mi5ee5c Жыл бұрын

Valuable post sir

@GMTAMILSELVAN Жыл бұрын

Thank you Sir

@muthu_gs5002 Жыл бұрын

Informative

@arumugamsathish2668 Жыл бұрын

நன்றி ❤️

@boopathiphoenixbird8025 Жыл бұрын

Bro na already lic la umang potruka 1due poiruku enna panalam? Term policy eduthutu index Fund la podalam a?

@ssprasanna3489 Жыл бұрын

Bro endowment plan short ya irukhu and yellarukhum stock trade panna theriyadhu

@toonhub404 Жыл бұрын

Thank you

@parkashraj6462 Жыл бұрын

Animation entha app use panringa

@soorya7843 Жыл бұрын

Awesome 👍🏻

@varshadoss5431 Жыл бұрын

Super bro

@restyletime4918 Ай бұрын

Bro enacku 19 vayasu ippo na no diabetes nu kiduthutu future la vandha enna pandradhu

@tamizh-kuruvi9400 Жыл бұрын

Superb

@prasathsoundrapandi1364 5 ай бұрын

Lot of tx Bro.... But enaku oru doubt Bro ippo nan gulfla iruken Nenga sonna maari term life insurance policy nan edukuren unfortunately nan inga accidentla death aayiten appo enna panna Bro

@samaltx5741 Жыл бұрын

Thanks for the video... However you missed to add detail on what will happen if we live beyond 70 years (after policy maturity) ? This is the caveat people often missed to highlight. Please shed some light on this.

@almosteverything Жыл бұрын

Your policy Expires That's all, The Protection for that Life term is done beyond that you wont get protection or get your money back

@niftypirate27 Жыл бұрын

in case we dead in 2-3 months after taking the policy will they give that money?

@vishnukumar-cx5xl Жыл бұрын

After policy issues From day 1 policy will cover till your policy time.

@gokilahasant6669 Жыл бұрын

Supper நண்பா 😘

@BRS-Saravanan Жыл бұрын

Such a great explanation...

@nithishvj5473 Жыл бұрын

Waited video❤️❤️

@pokemonster7958 Жыл бұрын

business loss ayiduchuna insurance tharuvangala?

@ganeshm5234 Жыл бұрын

Super 👌👌👌

@vrsachin Жыл бұрын

Which insurance that you took bro ?

@mouliechozan Жыл бұрын

It return must a?

@srinivasang1062 Жыл бұрын

Amount settlement ratio is difficult to understand from IRDA & it is not available on any websites. If anyone knows about it, Please help

@justforadditional2565 Жыл бұрын

Lic is in first place

@Naveenkumar-nq5cl 4 ай бұрын

Super

@sureshkumar-kv9tm Жыл бұрын

Brother good vidio simply understanding.i have one doubt I'm.basically I'm Indian workiing in Dubai UAE I would like to buy insurance in Dubai UAE one of insurance company is right way to buy from here please advice .

@vishnukumar-cx5xl Жыл бұрын

No sir you can buy policy in India only through your nro account .you have tax waiver option also.

@thiyagarajanprabaharan5382 Жыл бұрын

For term insurance choosin till age 65 or age 85...which one is good? For example If I chose till age 65 and my age is 25. My premium will be around 750. Total amount I have to pay 750×12×40=3.6L. If i survive beyond age 65 I won't get any amount. If i choose till age 85 premium will be around 1000. Total amount will be 1000×12×60=7.2L Even if i die at age 84, my family will get 1crore and i only paid around 7L. So choosing till age 85 is best. Pls tell ur opinion

@seethad7502 Жыл бұрын

இது சம்பந்தமா நிறைய வீடியோ போடுங்க

@t.karthikeyant.karthikeyan9345 Жыл бұрын

I got news from someone, the upcoming Jan 2023 insurance premium will increase by 20%??any ideas about this

@almosteverything Жыл бұрын

Yes every insurance website is mentioning this

@maniyarasann1688 Жыл бұрын

Yes term plan in premium size are increased soon

@elonmusk6077 Жыл бұрын

Upload study relative videos plz I have exam next week plz

@lenintonyjaa535 11 ай бұрын

Super super 👌

@Forward1266 Жыл бұрын

Sir yanakku ipo age 25 aguthu yanakku diabetes illa ipo na No nu select pannitu future la vantha yanna pandrathu?

@ajin8111 11 ай бұрын

Medical claim panniklm..so don't worry

@revolekib Жыл бұрын

Defense person ku nalla policy sollunga bro please

@ajin8111 11 ай бұрын

Pension oriented plan best option

@radhakrisshna6848 7 ай бұрын

வயது 54 லேபர் ஒர்க் தான்... நான் எந்த வயது வரைக்கும் போடுவது... பாலிசி எவ்வளவு அமௌண்ட்கு போட முடியும்... எந்த பாலிசியில் போடுவது.. இப்பதான் முதன் முறையாக உங்கள் சேனலை பார்கிறேன். சப்ஸ்கிரைப் செய்து விட்டேன்... முடிந்தால் பதில் சொல்லவும். நன்றி