where i ~actually~ spend my money on as a full-time freelancer & student 💰 [no cash for 30days]

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where i ~actually~ spend my money on as a full-time freelancer & student 💰 [no cash for 30days]

Рет қаралды 33,015

Күн бұрын

context: i both work and study full-time. i don't consider myself the most hardworking/diligent person, but i'm also not lazy naman. (may disclaimer talaga 😅). some of you might be surprised that i hired an assistant & a kasambahay considering that i live alone in a small condo unit. can't i just do all my admin work and clean the house after work/school hours? i probably can. BUT... goal ko career-in ang school (hahahaha di to joke), and pareto rule: 80% of the results come for 20% of causes. that's why i chose to delegate minor responsibilities, and spend my time on things that would lead me closer to my goals. pati need ko rin ng time for lovelife ajejejeje char
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Пікірлер: 184

@TheaSyBautista 2 жыл бұрын

note: the amount you can transfer should be cashed in using any mode except for cc and foreign debit card. apologies na cut out ko while editing yung part where i mentioned i cashed in with bpi to fund the transfer to another bank account. context: i both work and study full-time. i don't consider myself the most hardworking/diligent person, but i'm also not lazy naman. (may disclaimer talaga 😅). some of you might be surprised that i hired an assistant & a kasambahay considering that i live alone in a small condo unit. can't i just do all my admin work and clean the house after work/school hours? i probably can. BUT... goal ko career-in ang school (hahahaha di to joke), and pareto rule: 80% of the results come for 20% of causes. that's why i chose to delegate minor responsibilities, and spend my time on things that would lead me closer to my goals. pati need ko rin ng time for lovelife ajejejeje char

@DiaryofaWorkingLawStudent 2 жыл бұрын

Ms. Thea can u make a video about your time management (including how u stay motivated in times na tinatamad ka mag-aral hehe) because a lot of working students too can relate be inspired by your tita hacks. 😊

@anjcalonzo15 2 жыл бұрын

Hahahahaha

@miagraceespiritu8511 2 жыл бұрын

Relate much! you are doing great. Thank you for sharing. Once your done sa school mo you can enjoy doing house chores for sure mag asawa ka na nun by that time so no choice ka na din but to learn to cook 😊 Am not a grab pay user but now I enjoy my discounts I get from paying may meralco, pldt and converge in shoppee and lazada. I don't use credit card for like 11 yrs na so happy with gcash but I think I will try grab pay soon para no charge sa fund transfer sa other Banks lets me check that further. Thank you again.

@nikkitaworm5408 2 жыл бұрын

Cutie ate thea ❤️

@daniventures476 2 жыл бұрын

Yes to cost benefit analysis vid! And also maybe on ROI, how to measure and assess it before investing in a work expense. :)

@exol7155 2 жыл бұрын

I second the motion hehe

@njthepanda7912 2 жыл бұрын

+1 po dito hehe :D

@web3adjentures 2 жыл бұрын

+1 hehe would like to know more about this too :))

@meetk3751 2 жыл бұрын

Hi ma'am sana po meron din kayo topic, tips when you're budgeting fails. Thank you, lagi po ako naka abang stay safe ❤️

@jonaliahadriano3248 2 жыл бұрын

You are super smart and super madiskarte ❤ i wanna be like you huhu malapit na din ako magwork. Super amazed ako sayo you know exactly what you are doing at sobrang sipag pa.

@jntmzn 2 жыл бұрын

"you won't do something questioning yourself kung kaya mo ba sya" 😉 another lesson learned.

@elricaallysoncastillo7741 2 жыл бұрын

Agree to this! Too relatable. 🙃

@rubyannmalayba908 2 жыл бұрын

Na a amaze ako pag ganitong klase vids mo, nakaka inspire sa mga tulad kong fail lagi mag budget, but I am learning, Thank you :)

@MicahEdem 2 жыл бұрын

Super love it na hindi nyo po tinitipid yung help nyo po sa bahay dahil sobrang malaki rin yung nabawasan sa food expense dahil sa kanya so parang nag quits lang po

@Hino_55 2 жыл бұрын

Okaaay, binge-watch ko na vids mo tita Thea, iiisa-isahin ko talaga hahahahaha... Nakaka-inspire yung kagaya mo na on top of your finances (monitored lahat / organized) tas may iba't iba nang investments. Nakaka-inspire din how well-versed you are when it comes to the different aspects of finance. 2023, licensed real estate broker yarn!

@crizd8872 2 жыл бұрын

Another benefit of registering as a corporation is that yung tataxan lang na income is the income after na bawas yung expense. Thank you for producing these contents po. I really learned a lot from you!

@giesison-sarmiento6782 2 жыл бұрын

Yey finally may new vlog! and yes to cost benefit analysis. Learning so much from all your content so keep them coming! 🙂

@denisejaneocampo9554 2 жыл бұрын

Ngayon ko lang naintindihan yung pareto. Lagi ko naririnig sa office, ang nagegets ko lang lagi yung 80-20. 😁😁😁 I'm sooo excited about the upcoming vlogs!!! More plith! ❤❤❤

@mikaellaguzman6602 2 жыл бұрын

Great video Ms. Thea! I'm an aspiring business owner and I would like to hear more about the process of registering a corporation and your struggles if any. 💖

@albertvelasco3577 2 жыл бұрын

I like the idea of cashing-in thru credit card. Just in time for my annual fee. However, GrabPay prohibits transferring balance thru cash-in of credit card. Anyway another informative video Ms. Thea.

@jessamariebatarao1047 2 жыл бұрын

thank you po sa additional info sir!

@iamfraline 2 жыл бұрын

true kakabasa ko lng sa grab pay transfer, akala ko ba nag cash in sya ng money through cc tas panambayad nya dun sa "outsourced services" tas bank transfer pa yung sabi nya. 👀

@TheaSyBautista 2 жыл бұрын

@@iamfraline oh for bank transfers di pwedeng funded by cc yung transaction. Sorry na miss out ko tong part na to. Nag cash in ako from bpi and transfer to a different bank using grabpay para walang charge ☺️

@TheaSyBautista 2 жыл бұрын

And i used the amount i cashed in using cc to pay for the insurance package ☺️

@christinefernandez4129 2 жыл бұрын

Very informative! That is why i always keep on watching all ur vids :)

@TheaSyBautista 2 жыл бұрын

Thank you!!!

@osheanlee 2 жыл бұрын

Thea!!! Hopefully by 2023 makabili na ako ng first property ko. WIll definitely contact you if ever! Sobrang tiwala ako sa content mo, and I learn a lot from you.

@jemmagracee8589 2 жыл бұрын

Yes to cost benefit anslysis video please 😊 thanks Thea!

@eldielynne1040 2 жыл бұрын

Hello po, may i know your thoughts on what's the best HMO for emegency hospitalization and annual check up?😅😅

@fairykath2158 2 жыл бұрын

Hi Ms. Thea.... please do a study vlog na rin.... I love all your videos by the way... Napakainformative and super linaw mo mag explain... 💕💕

@althene 2 жыл бұрын

Ms. Theaaaa!!! Finally!!! Another upload!!! ❤️❤️❤️ Yes to cost-benefit analysis. Pwede na din ba magrequest for a video for tips on how you get a lot of GCs. Sobrang curious na ako! 🤣 thank youuuu 😘🥰

@ut146bz3 2 жыл бұрын

rewards po yan from all her financial activities. sample credit card rewards and promo (redeeming points or offering gcs in exchange for minimum spending or if swerte ka na nagbibigay that time abg mga stores). or if member ka ng store may mga promo if member ka free gcs and all.

@lorrainehabulan5298 2 жыл бұрын

Grabeee. Sobrang idol kita pagdating sa Finances! 💜

@Nina-hp5fe 2 жыл бұрын

Hi, Ms. Thea! Can you please make a video about stocks/stock exchange (their basics and pros&cons) in Philippine setting? Been planning to invest in those things kaya lang still hesitating since wala pang enough knowledge dun. 😅

@cessy_life 2 жыл бұрын

Yes naman Ms. Thea!!!! Hope to be one of your clients in 2023 💛💛💛

@TheaSyBautista 2 жыл бұрын

Yassss!!!

@Starmalowss 2 жыл бұрын

Grabe nakakamiss ung gantong upload nio ate thea 😊

@vanessabernal655 2 жыл бұрын

GRABE ATE HUHUHU VERY TITA GOALS!!!!! 💖💖💖💖

@thisisjnv 2 жыл бұрын

October is really something no. Lot of of my friends even I really shelled out money for investments then mej tag hirap ngayon hahaha pero I know its gonna be worth it. Thanks Ms. Thea pala for this vid and goodluck!

@karenyu9260 2 жыл бұрын

Super madiskarte! I continue to watch your videos, more power to your channel.

@charminerabadon5469 2 жыл бұрын

Ms Thea, I am loving your contents and you even more!

@jemmagracee8589 2 жыл бұрын

I admire you Thea, how you care for your kasambahay's welfare.. 🥰

@kopiko1950 2 жыл бұрын

I thought makikinig lang ako sa enumeration ng expenses mo Ms Thea pero ang rami kung na pick up na ideas and learnings ✨

@Cobra.Ant88 2 жыл бұрын

I recommend LG Dual inverter, super tipid and hindi nakaka guilty mag 24/7 aircon

@AJ-sw5jz 2 жыл бұрын

I really enjoyed this vid, Thea. I learned a lot!

@desireeglanche8807 2 жыл бұрын

hi ms. thea! love your videos. nasurprise ako na 174K na YT subscribers mo now. I am watching since 10K ka palang. super happy for you! my question is quite unrelated, pero can you share your skincare / body care routine? I love your skin!!!

@shielamariemanjares8088 2 жыл бұрын

You are really like a Tita Ate that I need with regards to Financial literacy, mga pagkaka perahan and all. Can you please do a video about your process sa as sole proprietorship ng corporation. I am planning also to register as freelancer din. Thank you Ms. Thea.

@mariellerocio12 2 жыл бұрын

Yey new vid! ❤️❤️❤️

@jillianjibydv 2 жыл бұрын

Just wanted to let you know na bec of you nag tuloy ako with my Master’s Degree. I’m also working and studying, four terms naman siya. Hoping ako na soon you’ll do more vids regarding study methods hehe

@TheaSyBautista 2 жыл бұрын

Ang saya pala mag school pag may work/business experience na classmates mo kasi ang daming insights! Exciting every session pero sa assignments ganun parin, nakakatamad hahaha

@raina-norhalidahmambuay-pa6846 2 жыл бұрын

Same here! Because of you mas lalo akong na inspire mag enroll sa Grad School. Challenging pero masaya.

@jmoa27 2 жыл бұрын

Super nice content! Very helpful! Thank you Thea!

@yourforeverMaj 2 жыл бұрын

Great content, Thea. I'd like to try your tip on cashing in with my credit card. Sayang, I already got my af waived through minimum purchase last month. But maybe for other purchases nalang. Unfortunately, wala grabpay dito sa province so I'll prob try with other digital wallets. 😅

@kathreen2661 2 жыл бұрын

hay!!! thank you again tita thea!! pansin ko lng lagi ng tinipid mo sa expenses mo dito

@sophiacadiz8016 2 жыл бұрын

Yes go for inverter! We live in a 4 bedroom townhouse. 3 inverter aircons (isa dun every night ginagamit) and 1 inverter ref. Tapos the rest di na inverter (electric fans, tv, automatic washing machine). P2,500 a month lang electricity. Mahal na samin yung 4000 pag summer.

@MaKarun81 2 жыл бұрын

Hello! Anong brand and ilang hp yung aircons niyo? Hehe. Thanks!

@sophiacadiz8016 2 жыл бұрын

@@MaKarun81 1 Kolin at 2 LG Dual Inverter (1HP). Isang LG yung every night naka open, yung dalawa, siguro 2x a week.

@MaKarun81 2 жыл бұрын

@@sophiacadiz8016 Thanks!

@kaivilla4005 2 жыл бұрын

Yes to cost and benefit analysis! 💖💖💖

@morabelmorales6339 2 жыл бұрын

Hi Thea, can you please discuss HMO and insurance for freelancer

@julieannaniago6673 2 жыл бұрын

pati need ko rin ng time for lovelife ajejejeje char yasss gurl!

@jelattojelatto 2 жыл бұрын

Yes, please. Cost-benefit analysis po 🙏🏽

@thie_0259 2 жыл бұрын

Day in a life of a student po sana😊ang i film nyo.very curious po on hiw you spend your day lalo na kapag sobrang taxing ang school works.

@introverse8972 2 жыл бұрын

24/7 din ang inverter aircon namin dito sa McKinley, usually 2,300-3,000 ang bill ng electricity namin Thea. Btw, isa ako sa mga nag install ng shopback app using your link. 😊

@rochellepimentel2317 2 жыл бұрын

Hi Ate Thea. About ur aircon questionnnn, I used to live in Pasig City. I was using an LG Dual Inverter ac. 1hp lang. It costed me about Php33K last year pero parang Php 24K nalang nung nakita ko sa Lazada. 24/7 naka-on and my monthly bill was just Php 2,500.

@vivien_encarnaciooon 2 жыл бұрын

I love you, Thea! 💗

@gelai6181 2 жыл бұрын

Ohhh....really learned and helpful tutorial po for GrabPay. Sana video and thoughts din about ShopeePay soon^^

@OvenlyDelightsPH 2 жыл бұрын

ok na po inverter na AC, tapos palagay k nang solar panel para super duper tipid sa bills at naka help krin sa environment

@christine2689 2 жыл бұрын

importante talaga na may nag aasikaso sa bahay para ma fulfill mo ung career mo

@angelikajarin3702 2 жыл бұрын

we have 2 non inverter both 110V na aircon and ang bill namin po is nasa 9k+. tapos sobrang tagal ko rin pinagisipan ang pagbili ng inverter aircon. then, finally gave in, napalitan na un 20 yrs na 110V na aircon from 9k nabawasan na sya 800php i am using the inverter aircon that time for 20 days.

@joycecuaresma3482 2 жыл бұрын

Which is better: kumuha ng property with larger amount of DP or mas maliit na DP?

@allier1867 2 жыл бұрын

i TOTALLY understand hiring a kasambahay. both living alone and living with my fam. when i was with my fam student lang ako and i still had to do some chores from time to time. and then ngayon i live alone and work full time grabe ubos oras ko sa laundry (pihikan ako) and pagluluto pa lang.

@TheaSyBautista 2 жыл бұрын

Totoo! Before i started hiring people pagod na pagod ako palagi and nadedelay na sa deadline 😂

@mariannedelacruz796 2 жыл бұрын

Please do a video video about your HMO options! Thank you!

@therapist_ansit9428 2 жыл бұрын

Its not it depends on you ur lifestyle should depends on money u have

@cheryllantonio3050 2 жыл бұрын

Hi! May I know who processed your business registration? Would want to put up one too 😊 thank you

@dananabo8575 2 жыл бұрын

Whoaaa!!! Please make a video about Cost-Benefit Analysis and tips & tricks on how and where to get GCs!!!!!

@TheaSyBautista 2 жыл бұрын

By any chance, are you related to dave anabo? 😅

@dananabo8575 2 жыл бұрын

@@TheaSyBautista Hi! I’m actually not sure but I think there is a chance, yes. Although I haven’t met any Dave Anabo yet. 😂

@09098434408 2 жыл бұрын

Hi, can you expound more po regarding HMO. planning to get a personal one as well. Thanks

@mgakamatavlog6006 2 жыл бұрын

Wow ang galing talaga pag dating sa budget dami ko natutunan sainyo idol lalo pagdating sa savings thank you for sharing..

@chineeanndelfin4094 2 жыл бұрын

EARLY AGAIN 💕💕💕

@haebalagi_planner 2 жыл бұрын

ganda ng top mo 🤍

@thisisjnv 2 жыл бұрын

Omg finally early here!

@hendrickor32 2 жыл бұрын

2 inverter split aircon working tig 12hrs each. Elec bill arnd 7-8k

@girlieannerada9282 2 жыл бұрын

Hi Thea, hope you can make a video re the process of registering as a corporation.

@lalalabonita6521 2 жыл бұрын

Very smart hacks yung cash in for annual fee waiver

@teemakgee8927 2 жыл бұрын

Wow! See you in 2023..😍😍

@ljedp2056 2 жыл бұрын

2023 ☺️❤️ Godbless Ms. Thea🥰

@kriziar.948 2 жыл бұрын

Hi Ms. Thea. Hope you can also give us advise/tips about HMO's :)

@chibialien57 2 жыл бұрын

medyo late nako to watch this pero thanks for the tips!

@timperez4542 2 жыл бұрын

Hi the credit card to grab app was so smart! could you breakdown how to make an LLC?

@angeloscofield1384 2 жыл бұрын

Tita Thea, ako na mag total: ₱100000000 for 1 month. Hahha joke lang 🙏 I enjoyed this video

@katrinapineda6873 2 жыл бұрын

Hope you can do HMO video as well. I'm a freelancer and looking for HMO options

@ROCXANTV 2 жыл бұрын

Ang mura po ng bill nyo. what brand and model ng aircon nyo po?

@alladdict8186 2 жыл бұрын

Have you created a vlog po regarding how to build a corporation? If you haven't can you also create one please?

@niceday2078 2 жыл бұрын

Wow 2023 im planning to buy a property

@TheaSyBautista 2 жыл бұрын

Yaaas!! 🔥 excited for youuu

@ceegothique9985 2 жыл бұрын

Hi Thea! I would like to know what HMO you got? Very few options lang here sa Philippines. Would like to gain an insight on what you got.

@janellefabreo1817 2 жыл бұрын

Hi, Ms. Thea! Tips on how to get successful with freelancing po 😊

@vadahlia9108 2 жыл бұрын

Yes please. Cost benefit analysis po. TIA.

@timinubla 2 жыл бұрын

your hairstyle here suits you. Dont put it behind your ear, nakalugay lang. medyo effort but it's a nicer look :-P

@user-fb7vj6pt9m 2 жыл бұрын

miss thea where do you buy your topsss hehehe

@karenmeetsworld 2 жыл бұрын

What do you recommend for business registration when you wish to have an online shop but is a freelancer as well.

@edelestranero9590 2 жыл бұрын

Hi Miss Thea, how can I use my citi bank rewards? And am a start up entrepreneur, pano po mag process ng benefits of the staff? Thanks po

@raii513 2 жыл бұрын

Hi. I have an inverter and non-inverter aircons. Salitan ko silang ginagamit. May two refs din ako sa condo, one is inverter and the other one is non-inverter. My meralco bill last month was 1.2k. 😊

@TheaSyBautista 2 жыл бұрын

Oh wow!!! Ang baba ng bill! Malakas ba kayo mag aircon? Mukang ma ROI ko yung cost in a year!

@raii513 2 жыл бұрын

@@TheaSyBautista 24/7 too! Basta tuwing tanghali to hapon ay inverter ang nakabukas.

@TheaSyBautista 2 жыл бұрын

Thank you for sharing!! Baka isa na muna bilihin ko, yung pang office since yun naka open most of the time. Then the 0.75hp for the bedroom. Naexcite ako sa mas mababang bill 😂

@raii513 2 жыл бұрын

@@TheaSyBautista carrier ang brand ng aircons ko. Masakit lang sa bulsa sa simula pero nung naging inverter yung isa kong aircon, sobrang ginhawa na. Dati kasi ay nasa 4.5k din ang electric bills ko noong both non-inverter pa ang gamit ko.

@hannahgrace5319 2 жыл бұрын

i love the disclaimer haha 😅

@TheaSyBautista 2 жыл бұрын

Hahahaha mahirap na, need ng context 😂

@faithyyyhopeyyy 2 жыл бұрын

Hello! Baka late na yung comment ko but I just thought it might help you. Abt sa Inverter AC. We use 1.5 HP Kolin Full DC Inverter and it’s working 24/7 (wala halos patayan ito 🙂) pero ang amazing ng Meralco bill namin less than 3k lang sya. NakaWFH pa kami ni hubby nyan so PC and all lahat halos naka-open 😂 Sana i can send you ss of my Meralco bill 😂

@dhino21 2 жыл бұрын

I live alone and ung aircon ko bukas ng almost 20 hours a day. 2700 normally ang kuryente ko.

@TheaSyBautista 2 жыл бұрын

Naka inverter din kayo? Or non inverter pa po yan? Baka malako pala mabawas sa bill ko 😮

@dhino21 2 жыл бұрын

@@TheaSyBautista inverter na po yan na split type. Tapos twice a week automatic washing machine. Ref inverter din. Tapos mahilig pa po ako magtv. Mga 5 to 6 hours day. Wfh din po ako

@keirapascual5425 2 жыл бұрын

VIdeo of how to register as corpo

@johnmathewrosario4140 2 жыл бұрын

7:25 👍👌😉

@elenaesmeralda4938 2 жыл бұрын

Hi ma'am pde Malaman po yun HMO and health insurance n kinuha mo? Plan ko din po kumuha. Thank po.

@BR-hx4hb 2 жыл бұрын

Hi, just wondering if bank transfers are considered transactions or do they have to be partner merchants of Grab?

@TheaSyBautista 2 жыл бұрын

For bank transfers walang points but wala ring charge. I usually pay my bills sa website nila para ma count as transaction ❤️

@KatWalkTV 2 жыл бұрын

Php 3/hr lang sa inverter AC na gamit ko, 1HP lang naman kasi pero compare sa nonInverter ko dati na Php 14/hr

@MsYen07 2 жыл бұрын

Hello! How do you do your computation po?

@jenatutubo 2 жыл бұрын

Show us some grab pay tips tita thea! Hihi

@jankatesamson 2 жыл бұрын

❤❤❤

@neustcoed-jankatee.samson6828 2 жыл бұрын

❤❤

@whateverpare4825 2 жыл бұрын

galing ng video mo, very informative. can you make a video about costbenefit analysis and 1 person corp?

@TheaSyBautista 2 жыл бұрын

I can upload a vid sa tax comparison ng one peron corp vs soleprop vs freelance ❤️

@whateverpare4825 2 жыл бұрын

sige sige, thanks. na intrigue kasi ako when you shared your thought process as 1 person corp. i know im asking a lot. we know your busy kaya when you have time lang. ang clear kasi ng pag explain and also your videos are a great source of info if we need to refer back. thanks =)

@bezdiolata 2 жыл бұрын

Hi, where and what HMO did you get? Thank you

@itsbritneybisch8552 2 жыл бұрын

Same question!

@TheaSyBautista 2 жыл бұрын

Pacific cross! ❤️

@bezdiolata 2 жыл бұрын

@@TheaSyBautista Great! Im getting them too. This just affirms my decision! Thanks for reply. :)

@TheaSyBautista 2 жыл бұрын

PS. I believe i got the semi private plan. You can check their website select plus yata plan ko :)

@bezdiolata 2 жыл бұрын

@@TheaSyBautista Yes, I have an agent na din :) Asked also baka may better pang HMO plan for people like us na freelancers & entrepreneurs. But since yun din kinuha mo mas naging kampate ang decision ko. Haha. Thanks again. :)

@kimreyes3843 2 жыл бұрын

Please make a video about VA

@Cla4nn 2 жыл бұрын

Ang laki ng sahod nung virtual assistant. Sana all. Apply po ako sa inyo hehe 😊

@TheaSyBautista 2 жыл бұрын

Love ko yung VA ko hahaha you can try doing freelance work din on the side ❤️ mas malaki hourly rate vs full time work

@virgiliomagtalasiii7010 2 жыл бұрын

Me too

@anaroselangomez4411 2 жыл бұрын

Woaaaah another video 😍😍😍 I want to become a licensed financial advisor and will take the exam this month 🙏 You're my inspiration in reaching my goals and dreams Ate Thea 💕 #financialliteracy