Which German Pension Is Best for You? | German Pensions with Scenarios for Expats Living in Germany

Рет қаралды 5,523

Күн бұрын

Pensions CAN be a great way to save money for retirement - even if you don't want to spend the rest of your life in Germany. But which pension in Germany is best for you? 🤔
What pensions are available in Germany?
What are advantages & disadvantages of these pension?
How much do you have to pay in taxes?
Axel shows you 9 different scenarios of typical expats and which pension might be right for them. As expat-life looks most of the time different than standard-life, you have different requirements. And your financial & pension planning should reflect how you see your life going forward.
Read the full article on our website: perfinex.de/which-german-pens...
Videos Axel mentioned:
Pension System in Germany | Public Pension, Rürup, Riester, Company Pension, Private Pension, etc
• Pension System in Germ...
The Truth About Your Public Pension Letter | Numbers & Words on Your "Renteninformation" Explained
• The Truth About Your P...
German Pensions Level 1: Public Pension & Rürup | High Tax Benefits for Your ETFs in Rürup Pension
• German Pensions Level ...
German Pensions Level 2: Company Pension & Riester | Tax Benefits & Government Bonuses with Riester
• German Pensions Level ...
German Private Pensions Level 3 | The Right Pension for Expats with Tax-Free Growth of Your ETFs?
• German Private Pension...
Must-Have Insurance in Germany: Disability Insurance to Provide Income When Injured or Disabled
• Must-Have Insurance in...
Renting vs Buying a Home: What's Better for You? | Buy or Rent a Property / Real Estate in Germany
• Renting vs Buying a Ho...
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00:00 Intro
01:08 Is there a BEST Pension in Germany?
03:01 Reminder: Pension System in Germany
04:31 Is there a PERFECT Pension in Germany?
05:22 Different Expat Scenarios for German Pensions
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The content of this KZfaq channel is provided for informational, educational, and entertainment purposes only and is not intended to constitute accounting, financial, legal, and/or tax advice. None of the information presented is intended to form the basis for any personal financial decision. Consult a professional financial advisor or conduct your own due diligence. PerFinEx makes no guarantee about the accuracy of the information contained in this KZfaq channel or in links to other websites. Publication or reproduction of any content of this KZfaq channel is strictly prohibited and punishable by law. By viewing, you acknowledge to have read this agreement, understand it, and agree to be bound by it. If you disagree in any way, you are not permitted to view our content. Neither PerFinEx, nor anyone acting on their behalf, will be liable under any circumstances. © PerFinEx. All rights reserved. Any liability excluded.

Пікірлер: 18

@Waleochronicles 3 жыл бұрын

Am I the only one that noticed the "that's what she said line" I literally burst out laughing 🤣😂🤣 I love that humor can be infused even in serious topics. Good job!

@PerFinEx 3 жыл бұрын

Thank you so much, Wale. I love these "That's what she said" jokes as well. 😂 Congrats to 2k subscribers btw! -Axel

@elianefernandes4733 2 жыл бұрын

I did too!!! Axel has a nice humour :) I'm learning soooo much and watching all his videos like if this is Netflix or something 😂

@TradingWithCJ 3 жыл бұрын

Ayyy nice one as always bro! Smashed the like 🔥👊🏼

@PerFinEx 3 жыл бұрын

Thank you so much, CJ. Great to see the growth on your channel over the last couple of days. Congrats! 💪

@ricdotdev 3 жыл бұрын

Can't wait for the Level 3 video. Love the Bell & Ross. ;-)

@PerFinEx 3 жыл бұрын

Thank you so much, Ric. It's a beautiful watch! ⌚

@ranjanrakesh292 Жыл бұрын

Hello, recently I have started watching your videos and found it very helpful. I have an offer from a German company, hence planning to move to in next 2/3 months. Not planning to live for longer. As I understood, the public pension is mandatory with 9.3% contribution from both employees and Employers. Then there are other savings options which you put in categories. I would like to consult you for various matters

@raafedmehri3808 2 жыл бұрын

Where do i find my pensions letter?? Cause i dont recall i recived any.. second how do i change my pension from public to level 2 or 3??

@PerFinEx 2 жыл бұрын

1: You can request your letter on the website of the German public pension or wait another year until you receive the next one. 2. You can get pensions additionally to your public pension. Switching from public pension to any other pension is only possible for self-employed people.

@sharon4599 Жыл бұрын

Hi, can you access private pensions anywhere? I live in Germany with my husband now and maybe in 10 years we want to move to the US. Do all private insurance pay out anywhere in the world? or do we have to always get a new one every time we move?

@PerFinEx Жыл бұрын

It depends on the exact pension plan. With the right type of pension what you're writing is possible. We can help you select that pension in a free meeting: perfinex.de/meeting

@wethebestcrypto45 3 жыл бұрын

Can you avoid pension insurance tax legally? (and Unemployment Insurance)

@PerFinEx 3 жыл бұрын

You can exit Social Security only if you become self-employed. Awesome profile picture btw. Starcraft 2 is one of the greatest games ever!

@malikahmad8596 2 жыл бұрын

Hi dear, We moved from Denmark for a short stay in Germany. We worked 8 months in Germany so Can we claim for the pension which got deducted during our working stay? Is that possible? Please guide us.

@PerFinEx 2 жыл бұрын

It is possible, but very unlikely you will actually get your contributions back (please don't kill the messenger). There is a form on the website of the Deutsche Rentenversicherung that you can send to them.

@Lara-cj3gu 2 жыл бұрын

Can u help me please? I'm from the Philippines and my mother married a German. She's now receiving here widow pension since her husband died last year. My question is why is that we haven't yet receive the pension for this month? It's already 2 days delayed.Whats wrong? Can you help me pls

@PerFinEx 2 жыл бұрын

I am very sorry for your situation & the situation of your mother. Please reach out to the german public pension & ask them why there is a delay. As we have very strict data privacy laws the German public pension will not give any 3rd party information about you (except a lawyer). So we cannot help you here unfortunately.