German Public Pension: What You Will Get When Retiring In Germany

German Public Pension: What You Will Get When Retiring In Germany | PerFinEx Pension

Рет қаралды 2,484

Күн бұрын

The German public pension (Deutsche Rentenversicherung) admitted in a statement last year that our future pension will not be enough to support our livelihood. 😱
Axel calculates your future payout from the German public pension with your salary in this PerFinEx pension video. Find out how much monthly pension you will get when retiring in Germany and what you can do to increase your future pension.
Download the press release from the German public pension:
www.deutsche-rentenversicheru...
Read the full article on our website here:
perfinex.de/german-public-pen...
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00:00 The German Public Pension Admitting It Cannot Secure Your Retirement
01:13 How Much Will You Get In Retirement? The Public Pension Formula
03:01 Your Public Pension With 2.000€ Salary
04:46 Your Public Pension With 3.000€ Salary
04:57 Your Public Pension With 4.000€ Salary
05:39 Your Public Pension With +5.000€ Salary
06:28 Private Pension Vs. Public Pension
07:54 How Can You Increase Your Future Pension?
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Пікірлер: 15

@PerFinEx Жыл бұрын

How can you improve your future pension? Let's find out together: perfinex.de/meeting

@tahirisaid2693 7 ай бұрын

Embarking on this new chapter of retirement? Remember, proactive financial planning is the key to unlocking a secure and fulfilling future. Instead of solely relying on any factor, consider staying invested with a trusted financial advisor. They can guide you towards strategic investments, ensuring your retirement is not just stable but prosperous. Take control of your financial destiny and embrace the retirement you've always envisioned!

@rakeshs3761 Жыл бұрын

Very very helpful

@UpendraVishwas Жыл бұрын

can you choose between public pension nad private pension or you have to contribute in public pension no matter what?

@anas6435 Жыл бұрын

Nice explanation.. Question in the case of death, where this pension goes? to support your family? or is it lost?

@PerFinEx Жыл бұрын

The German public pension has very difficult rules when it comes to paying pension to family members (of course). If you pass away, the maximum(!) pension your spouse would get is 55%, and young kids get maximum(!) 20%. If they have income on their own, they will get a lot less of course. If you want to support your family in case of death, a term life insurance or private pension is probably suited better (private pensions can pay your family the same amount as they would pay you).

@anas6435 Жыл бұрын

@@PerFinEx Thanks for the clarification

@rohantaneja 9 ай бұрын

If I contribute for more than 5 years but don't end up retiring in Germany, can I still come back after retirement if I choose to live here and get my pension?

@PerFinEx 9 ай бұрын

When paying 5 years into the German public pension, the average person will get ~175€/month in pension (pre-tax). Without any private pensions or other investments your plan seems difficult.

@elianefernandes4733 Жыл бұрын

Hum, i mean if one had work 10y anywhere else, and now is in Germany for at least 5y, what can one expect?... is the European pension already "a thing"?

@PerFinEx Жыл бұрын

After working in Germany for 5 years (and paying into the public pension of course), you are eligible to receive a pension when you retire. In that case, just sum up all your public pension points and multiply by 36€ pension point value. As a reference, Axel paid into the public pension a little over 5 years and will receive ±240€/month in retirement. #DontSpendItAllAtOnce 🤑

@elianefernandes4733 Жыл бұрын

@@PerFinEx 😳😳😳 that is almost 20 times less than what i earn right now!!!!!

@abdur50 Жыл бұрын

@@PerFinEx and this amount will decrease by 0.3% per month? right?