Which Pension In Germany Is Best (For You)?

Which Pension In Germany Is Best (For You)? | PerFinEx Pension

Рет қаралды 1,721

Күн бұрын

Germany has a lot of different pension schemes, so you can get confused very easily about which pension might be the best for your personal situation. That is why Axel will give you an overview of all the different German pensions available in Germany.
The German pension system can be divided into 3 levels:
1️⃣ German Public Pension & Rürup Base Pension
2️⃣ Company Pension (5 Types) & Riester Pension
3️⃣ Private Pensions & PEPP (Europe Pension)
Watch the video to find out which pension suits your life the best.
Read the full article on our website: perfinex.de/which-german-pens...
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Videos Axel mentioned:
The Truth About Your Public Pension Letter | Numbers & Words on Your "Renteninformation" Explained
• The Truth About Your P...
Invest in ETFs & Get Tax Money Back with Pensions | Which Pensions in Germany Are Tax Deductible?
• Invest in ETFs & Get T...
Company Pension in Germany: Free Money & Tax Benefits with the 5 Different Types of Company Pension
• Company Pension in Ger...
German Pensions Level 2: Riester & Company Pension | Tax Benefits & Government Bonuses with Riester
• German Pensions Level ...
German Private Pensions Level 3 | The Right Pension for Expats with Tax Free Growth of Your ETFs?
• German Private Pension...
PEPP: Pan European Personal Pension Product | New Pension for People Living in the European Union
• PEPP: Pan European Per...
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00:00 The German Pension System Is Divided Into 3 Levels
00:53 Pension Level 1: German Public Pension
02:58 Pension Level 1: Rürup Base Pension
04:07 Pension Level 2: 5 Types Of Company Pension
04:29 Should You Get A Company Pension?
06:26 Pension Level 2: Riester Pension
07:09 Pension Level 3: Private Pension
08:01 Pension Level 3: PEPP
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Пікірлер: 8

@PerFinEx Жыл бұрын

Which pension is the best for you? Let's find out together by booking a free meeting here: perfinex.de/meeting

@mrcoolgs100 Жыл бұрын

Excellent summary - the best one I've seen! Thank you! For Private Pensions - can it be inherited? I'm from the USA, and we have 401k or IRAs which you get a lumpsum at the end. (What you call pay out monthly pensions are more like annuities in the USA). Anyway I should set an appointment with guys :)

@PerFinEx Жыл бұрын

Depending on the exact pension plan an inheritance is possible. Looking forward to our meeting!

@trish1261 11 ай бұрын

Can we have multiple pension accounts, e.g. a Rürup Base Pension and a Riester Pension?

@PerFinEx 9 ай бұрын

Sure! Whatever makes sense for your personal situation. 👍

@rickdabass Жыл бұрын

If the company that makes my pension put my money in ETFs why I don’t just do it myself for 35 years, using the scalable capital app? I have the full control of my money and maybe even copy their portfolio.. I’m smart or I’m missing something? I learn so much with this channel, thanks a lot honestly !

@misterjedu 9 ай бұрын

I'm not sure about this, but I think you get taxed 25% of your profits if you do that. For pension, you don't, and even get some support from the government (tax deductibles) Don't take my word on this. I'm also just learning about pensions

@sete794 6 ай бұрын

The benefit of the company pension (at least in my case) is that the money they take is from your gross salary so you save a little bit on taxes. On top of that, the company also adds an amount to the pension (100% in my case up to certain amount) so it sounds lile a good deal to me.