Got it! Buying stocks during a recession when prices are down could be a good move. You might get them at a lower price and sell later when they go up. Just do your homework and be aware of the risks before diving in!

@@ArabellaBeatrice-099 That's awesome! Investing in stocks with a reliable trading system can lead to great outcomes. It's fantastic that you've been working with a financial advisor for a year now. Starting with less than $200K and being just $19,000 away from making half a million in profit is impressive! Keep up the good work!

@@imohimoh3441 Mind if I ask you to recommend this particular coach you using their service?

@@Elliot-Ivan VICTORIA CARMEN SANTAELLA Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

@@imohimoh3441 She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

Centre around two key targets. In the first place, remain safeguarded by realising when to offer stocks to cut misfortunes and catch benefits. Second, get ready to benefit when the market turns around. I suggest you look for the direction a representative or monetary consultant.

@@belobelonce35 Exactly why i enjoy my day to day market decisions being guided by a portfolio-coach, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/ analvsis they have, it's near impossible to not outperform, been using a portfolio-coach for over 2years+ and I've netted over 400k

@@edelineguillet2121 We’re only just an information away from amassing wealth, I know a lot of folks that made fortunes from the Dotcom crash as well as the 08’ crash and I’ve been looking into similar opportunities in this present market, could this coach that guides you help?

@@bernisejedeon5888 Renowned for her proficiency and expertise in the financial market, “Julia Ann Finnicum” my financial advisor, holds a broad understanding of portfolio diversification and is recognized as an authority in this domain.

@@edelineguillet2121 I am grateful for your assistance. My finances have been in disarray, and I have experienced multiple losses in my 401k, IRA, and mutual funds. I hope that Julia can provide me with the guidance needed to rectify the situation before it reaches a critical point.

nice

With the flexibility I don’t need to worry about CS solvency since the funds that is invested (stocks, bonds, treasury….) is always secure since they are only the custodian of the account.

yea I've probably saved like $200 in ATM fees tbh. $200 is pretty good

Heck, it used to be even better than free for me, at least. Every time I used any ATM, they credited my account $5. Since most ATM fees were between $2-$3, I basically made money whenever I had to use the ATM. Not to mention, there were three times back in 2008-2009 where I had cash flow issues (only a small amount, $40-$50), and all three times, not only did they forgive the bounce fee, but they also credited my bank account with the $40 or $50, or whatever the amount was, so that the check would clear. I asked how I had to repay it because my account would not be negative since they actually gave me money. They literally said, "Don't worry about it." What bank does that?! I mean, really, they not only waived the bank fee for the bounce, but they gave me money and never asked for it back. I have been loyal to Schwab ever since, even if that is not their policy now. No bank has ever treated me like that except for Schwab.

me too

You need to hire a financial advisor to help you diversify your portfolio by including Mutual Funds, Etf's, the 11 GICS groups, inflation-indexed bonds, and stocks of companies with reliable cash flows rather than growth stocks, where prices were based on future prospective earnings.

@@leedavis3639 That's correct. At first, I wasn't too pleased with my gains compared to my previous performances, I was doing so poorly, I thought I needed to diversify into better assets, so I got in touch with an investment-advisor. That same year, I pulled a net gain of £550k, which is about 10 times more than I average on.

@@darrenphilip247 My portfolio has been in the gutter for the entire year, so I started researching new ways to profit in the market, but everything I tried just seemed to miss the mark. Please let us know the name of your financial advisor

@@kalfmanbrown5953 Thanks for this tip. His handle & website popped up on the first page immediately I searched Ethan’s name, I read through his resume and it seems pretty tight. So, I dropped a message & hopefully he replies soon.

Sell that TSLA stock immediately

Agreed if they have that i would use cs more as a brokerage

That and they have an awful interest rate on savings or uninvested funds. I believe it's under 1%

@@vapeking466 True, but you can manually put it into a MMF or setup a savings account with Discover easily.

@@vapeking466 yeah they are investing those monies (untold billions ) into funds like t bills that are paying over 4 percent--a nice little scam

​@@akin242002 What's an MMF ? what do you mean , I want to buy Fractional shares in my ETF funds at schwab !

Keeping emotions in check is a crucial one. Market movements can really overwhelm a person. That’s why it would be wise for some people, possibly even all, if a small % of your networth is managed by someone else. Just to keep a balance.

You just do your own research. Don’t follow advice blindly because everyone’s risk tolerance is different.

The best way to cope with this market is to work with a financial specialist; most individuals have never encountered a bear market, which is why their emotions are all over the place. I've been led by " Helene Claire Johnson ," who has helped me see that profits can be produced in bull and bear markets alike, and I've been doing well with a 15% monthly ROI.

How can i reach this Advisor? I need to take advantage of this bearish market.

@@LtMandella A programmer that calculate fines and penalties? Something doesn't add up 🙄

How much did they pay you to type this

Well, nothing, of course, @@galacticguardian2783. If they would be asking or paying people for fake reviews it would be time to look for another broker.

@@galacticguardian2783 Charles Schwab is 💪

I liked the TD Ameritrade app better but I’m trying to give it some more time

What do you like about the TD Ameriprise app that stands out for you?

i like wealthfront for ease of use

@@council6667 I find it easier to research stocks in app. Also, I’ve been on TD for almost 10 years so I know the interface much better

So back to E-Trade? They offer free trades and fractional share investing into ETFs via their automatic investing program. Also, an excellent selection of low expense ratio Index mutual funds for IRAs. SWPPX, FXAIX, VFIAX, SWTSX, FSKAX, and VTSAX to name a few.

I find most online brokerages to be better than any bank/cu staff. I supposed they get more in compensation and training.

i used to have a broker but he got way too carried away because of his divorce, he became to slow, and i needed someone fast.. with a lot of experience, he had the experience but his mind was somewhere else.. he lost perspective..shame

out of curiosity I did read about James Fletcher Brennan on the web.,he has a great resume.

An everyday millionaire. Well done

found his webpage by looking up his name online, His resume is quite outstanding, I'll be writing a mail to him shortly.

he really seems to know his stuff. I also found his online page and read through his resume, educational background, qualifications and it was really impressive. he is a fiduciary who will act in my best interest. So, I booked a session with him

Do you have any insights on when the bull run will commence?

Each market trend presents a potential opening, and by partnering with a suitable advisor, you can capitalize on these opportunities in the cryptocurrency realm without even having to wait for the bull run to kick off in order to generate profits.

As a novice in the realm of cryptomarkets, I frequently hear my colleagues discussing the bull run and boasting about their substantial profits. While the fear of missing out on a lucrative opportunity looms over me, I am even more apprehensive about diving into this domain without any prior knowledge and potentially experiencing significant losses.

As a novice in the realm of cryptomarkets, I frequently hear my colleagues discussing the bull run and boasting about their substantial profits. While the fear of missing out on a lucrative opportunity looms over me, I am even more apprehensive about diving into this domain without any prior knowledge and potentially experiencing significant losses.

@@alexanderfinlay9639 While I am eager to seek assistance from an advisor, I am unsure about the process of finding someone with expertise in this specific field.

Given the prevailing market conditions and the potential risks associated with the current economy, I would recommend refraining from investing in stocks for now. Instead, it would be prudent to consider retaining a portion of your assets in gold. Alternatively, seeking advice from a financial advisor could provide valuable guidance in this matter.

True, A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

@@jameswood9772 I'm intrigued by your experience. Could you possibly recommend a trustworthy advisor you've consulted with?

@@jessicamoore3093 It's best you do your due diligence, I have my portfolio overseen by LISA ANGELIQUE ABEL ‘’ and her qualifications speak for itself. Most likely, the internet is where to find basic info, she has a noticeable page for consulting.

@@jameswood9772 just copied and pasted her full name on my browser, super impressed with what I've seen so far. thanks for sharing!

TD Ameritrade was better.

@@goat7844 i agree on ameritrade and you open branches your overhead goes thru the roof--trend is away from that--when they try to ram the cry toes,crypt toes down our throat only god knows what the outcome will be

@@goat7844where is it now if it was better 😊

Agreed, I'd like to see some brick and mortar Schwab banks.

Which one is the best between FIDELITY and CHARLES SCHWAB

You took the words out of my mouth.🎯💯

Agree with you 100%

I also was transferred from TD and i don't like there app interface, very hard to navigate especially when trying to make a transaction, wish they would fix it pr update it ! They also need to allow fractional shares

I specifically opened an account with Schwab before moving overseas and it was just a great experience with them. I would recommend not having all your money with one bank though.

That's very common. Because most feeds you pay are going to the foreign ATMs etc.

Although I prefer Schwab over other brokers, Schwab isn't perfect. They do not offer fractional shares for ETFs, and Webull has the best charts on a mobile app. I'd still prefer Schwab, but I'd wish fractional shares for ETFs were available.

SCHD 💲

You can apply for permanent disability. There is always a silver lining.

Can you elaborate on "Most dysfunctional place" you ever worked?

Sounds like a dysfunctional employee!

Do you think their salaried employees are lazy too?

@@Your_Wife.s_Boyfriend I was referred into Schwab by another guy I had worked with elsewhere. Right after I got there the manager of the department left, and suddenly half the people in the department quit, including the manager of the group I was in and guy who referred me in. I wasn't sure what was going on until I started working with the new department manager, and soon understood why everyone left. The guy was a total a-hole, egomaniac, and every decision he made caused us problems. The new lead of my group was the least experienced developer, but he was the only Schwab employee in a group of much more experienced contractors. He was Indian. At one point we were hiring for new positions in the group and interviewed a bunch of people. The best people were not offered jobs. The people who were offered jobs were Indians H-1Bs who were working for an Indian software contracting company, and who had false resumes. That was the last straw for me and another guy in our group of 5-6 programmers.

I remember buying a 3 bd. home for 25K.

What I love is that they do completely different from what others are doing and they’re dedicated. Made about €30k from them.

I heard a lot about them how can I reach them?

ON telgram app

@BullHedgefund

have watched that Bullhedgefund company grow since 2019. I think they are getting the credit they deserve. kudos

I can't find this and also I can not find anything at this rate.

@@ABCDEFGHIJK4097 SWVXX

the expense ratio is .35% not worth it! i am good with my robinhood which givs 4.65%

I can't find this and also I can not find anything at this rate.

agree

For short-term trading, TD Ameritrade was very good. Almost as good as Interactive brokers from what I heard, but with lower costing trades. Great charts and analytical tools too. Schwab is still very good for long-term investing. Just above average for short-term trading. Many TD Ameritrade short-term traders are unhappy because they view it as a downgrade like yourself.

@@akin242002however, the trading charge is so expensive

I Was also a TD. Ameritrade client but I have to say since the switch I decided to give Schawb a chance and I'm glad I did they have been AMAZING at least give them a chance you might be surprised how it works out.

@@brianadams6204 Since I had a ROTH with Fidelity and was already familiar with Fidelity, I moved 95% of my funds from Schwab to Fidelity. I was with TDA since they were just Ameritrade (late 1990's early 2000's). Their website was so streamlined. The quick ticket was very fast to fill in (Schwab's takes longer). With TDA, you could create several watch lists and open all of them simultaneously. I think I had about 10 of them. It would take 30 seconds to go through each stock on those lists. Not so with Schwab. You can only open 1 at a time. The educational material was 2nd to none. Little things like showing whether the volume of a particular stock at any given moment during the day was considered "low, average, or high" or quickly clicking on reports showing insider trades, analyst reports, etc. I am not knocking their customer service, just their cumbersome website for those of us who did not use Think or Swim. So, instead of learning Schwab's website, I decided to better familiarize myself with Fidelity's.

They do offer it for small business. Just not large business. Fidelity & Vanguard run those spaces.

​@@akin242002Correct. I have a Roth 401k with Fidelity

Personally, I would say have a mentor. Not sure where you will get an experience one, but if your knowledge of the market is limited, it seems like a good bet.

You can find savings accounts online paying over 5% that might help reduce losses. Personally I keep majority of my money in stocks but I'm only 50. If this won't work then you may need a fiduciary to help.

Why?

I buy cd. The rate is quite high now.

What?You need a investment portofolio advisor my friend.Smh

Gotta trade look at gevo

Indeed, you should hire an invstment adviser to help you diversify your assets to include ETFs/index funds/mutual funds and stocks of companies with consistent cash flows, rather than gambling on penny stocks.

The market's uncertainty is one of the reasons I have my daily investment decisions guided by an investment advisor, as their skill set is built around going long and also shorting the market to maximize returns, both employing profit-oriented strategy and laying off risk as a hedge against inevitable downtrends, and when combined with exclusive analysis, it's nearly impossible not to outperform. Since the 2020 pandemic, I've made more than $1.5 million after subsequent investments thus far.

For customer service, option trading, and travel perks Schwab is better. For less expensive Index mutual funds, fractional shares for ETFs, and high speed non-option trading Fidelity is better. I highly recommend Fidelity if you don't travel out of state frequently.

Can't believe I had to scroll that far to find it