Working in the NHS, l managed to build two houses in Zimbabwe through hard work. l will retire in 8 years' time. Boom, off l go to Zimbabwe, drawing my pension, enjoying the sunshine.

I also decided to call it quits in 2019, took early retirement after working for 32 years in the UK, for more or less the same reasons. Parked my 40 foot container and relocated to Zimbabwe. I make my passive income from broiler chickens, house construction business, and any other business opportunities I come across. All I can say is I found my peace of mind. For those who want to follow us make sure you buy or build your retirement home. Life is too short. Come home.

Thank you for this, many young people will only realize too late that retirement is planned in your 20s, 30s and not at 60. Avoiding making bad financial decisions early is what we should be aware of. We are only useful in the diaspora when we are still economically active, once you reach a certain age you won't get as many opportunities, options will become less, not so many friends/relatives around.

This has been one of the most sober analysis I have had in a very long time. Problem is people who always romanticise about Zimbabwe. Things are also not easy in Zim. Thanks for highlighting that brother

That was a very interesting and eye opening topic.I agree with you on everything you've said and I'm sure a lot of people in the diaspora will relate to this.Retiring in Zimbabwe is a no brainer but you have to plan for it and prepare the necessary foundation,I personally want to retire in Zimbabwe,there are problems of course but it's our home.

Try telling some Zimbaz that a car is a liability 😅😅😅😅😅 They will have you for breakfast. Yet thats the single truth. Buying a lifestyle with pay check to pay check money is the dumbest move most of us financially uneducated African fall for. Most argue that getting debt is good, yes it is good but not BAD DEBT. BAd debt is pretentious feel rich lifestyle that one cant afford. Thank you for shouting out loud on this SALARY IS A SEED Q. Retirement? A. Zimbabwe

Its inspiring, l am going to retire in Zimbabwe, planning to have a house in Zimbabwe, when everything is in order, l send my car, double cab, a combi, l can have a business to do like to open a big shop, venture into agriculture, l truely don't want to retire in the U.K,

A new Divi tutorial released 😍, I'v followed your tutorials for over 6years. Nice seeing you in a new industry bro 👊

You’ve gained a subscriber bro. This is very sound thinking

Thanks man very very good video, extremely realistic approach I am planning on coming home retiring in the UK is a non starter me and my wife keep up the good work 😊😊

Very enlightening information. Thank you so much for this eye opening video. Most of the people always thought that going abroad would improve their financial statuses. Its a lot of hard work and no social time. You even work harder than the locals in that country trying to seek attention for a raise or a promotion. Zimbabweans in general aint hard working people but the situation has made them to be. The moment you leave your country insearch of greener pastures you automatically become a hard worker. South Africans in the UK are considered hard workers. Malawians in the diaspora the same. I would retire in Zimbabwe or in the neighboring countries but not ouside africa. Thank you very much for the content. Much respect for Ruwa people.

Thank you so much my brother… I agree with you 💯. Many people don’t realise that the cost of living in UK is too high. All the fake life will make you think you have made it in life but in reality you will leave with constant anxiety in order to maintain it.

Am really learning a lot about life especially as a responsible man from Ghana 🇬🇭. Thank you Sir.

I knew you were going there with this. Thnx will be learning a lot from you.

Awesome video. Strength to you

This is top tier.

Eye opening

Also in the UK, in IT too and also planning to retire in Africa... here is just too expensive.

Hey, I'm from Riverside, a small suburb in Ruwa. When I get back to Zimbabwe, I'll definitely visit your farm - looking forward to it!

Thank you so much for making this video. You literally described my life and you opened my eyes. Amazing stuff. Thanks again

Good content keep on doing these kind of videos

Already bought a house in Zim .. Cant see myself grafting till my 60s in the UK

Dude l love your sincerity u r a hero keep up the spirit

Well explained. Thank you

Am Kenyan born and live in the US , am planning to retire in Kenya .. bought land and already built a home .

Any chance we can meet please? I am in the UK and will be in Zim early August. Just for a chat, networking and inspiration please.

You have seen light!! , you're my kind of person!!

Wow you spoke to me there.

Thank you so much for sharing

thanks for sharing

Wow, those are some serious words of wisdom

We have buried a lot of Zimbabweans in the UK who had a fear of returning home because they were misinformed about the situation back home. Thank you brother for this informative video

I think you should make more content about this. Hadzi vanhu vaparara nekuda kwekushaya zhere, competing nemota, dzimba,phones even sofa rechikwereti.Thank you so much 💯

A new subscriber here😊

i just Got Cisco CCIE certified in 2024, i respect you you are one of the pioneers that paved the way.

Amen to that brother❤

Eye oppening brother

I am above 40 and below sixty and plan on "LIVING" my best life in Africa in the next 2 years. Living in the WEST just to pay bills is not good.

You’re 💯 correct

I’m inspired by your story.Am also considering retiring in Zimbabwe.

Well said

I m on my way out back home.l m done .Just doing the final touches

Brilliant video my brother, what i think is that if one is still young enough and can afford a mordgage, please go for it because that is more like an investment instead of paying rent. When you finally decide to go back home, you sell the house and get back your money, but when you are renting all your rental money is none refundable. Otherwise, i truly subscribe to your contend. Ngiyabonga. As far as cars are concerned depending on which you're in, but in some countries it is necessary to own one, however a simple tiny car will work wonders for you, you save on buying it, maintenance, fuel and insurance

@Michael Steele come and hear this

This is very informative, thank you so much

@Patrick Tom😊

Thank you for sharing 🙌🏾

Im on that journey and this just solidifies my resolve.

Thank you for sharing. I'm living in Zimbabwe and I follow a lot about how our friends and relatives are surviving abroad. It has made me appreciate that they work hard for their money. It is also surprising that £2500 is not enough in UK yet a civil servant in Zimbabwe is surving on approximately £200 per month. The difference is huge. Going forward people in the diaspora can invest back in Africa. Instead of maybe buying expensive cars on mortgage rather buy faming and Mining equipment and invest back home.

Solid presentation mukoma...imwe option yandinowona ndeyekuti get a new skill that allows you to work online whenever you need money kana wadzokera kumba so that you can still earn mari yakanaka while working in foreign job markets but not suffering ana rent nema bills avo ari brutal for instance a cloud engineer could work online in a Canadian market while wakadya easy hako pafarm or paruzevha pako

Diaspora life definitely needs an exit plan...It will trap you if you are not careful.

Been in the UK for 20 years but now the exit plan is in motion.Now just waiting for the last born to start Uni in 2 years time and we are off to Zim.God has been so good and gracious to us, all honour and praise goes to him. House in the Uk is fully paid up, and we have properties in Zim which will be our source of income.Life in the UK, just depressing. Cant wait to relocate back home.

We're coming back home soon Bro 🤝

Fantastic thanks

I enjoyed your first video with Wode Maya, you showed true character in pursuing what you believed and went for it with all your might. I then watched the 2nd video that you outlined how your ventures failed siting a number of factors that contributed to that outcome. I applaud you for the follow up as your following deserved an update which you rightly so did. However, on this instalment, I’ve found a lot of inconsistencies, some untruths and not so factual information but rather opinions which in my own opinion where based on not so researched outburst. Let us break this down. 1. On your sparkling Jaguar, isn’t it the practice that the cars guaranteed for at least the first 3 years or certain number of miles. I wonder why you would have incured expenses on repairs when it should have been Jaguar’s problem. Tsanangurai muhe apa why maita pay for repairs on a new car that should have been within its guarantee period? 2. Accessing credit is not as bad you may have portrayed in the video. Responsible borrowing is a good thing as long as this is within your means to make the agreed repayments. This is the same obtaining car on finance. Financing a family car that will serve to drop and pick children from school and commuting to work is an absolute necessity considering the weather. Surviving without a car esp. in the UK will make one’s life very difficult over and above the existing stresses. 3. Not obtaining a mortgage when you live and work in the UK is an absolute NO brainer. Money paid for rentals is money down the drain, you pay it and it is GONE never to be seen again. Whereas paying towards a mortgage has all the advantages, it is your home you live in and every month you make a payment you are reducing the debt. Also, the property gains value and you’ve equity, something you can plough back down the road. Giving your example that you’ve lived in the UK for almost 25 years renting - we can safely say you have paid someone else’s mortgage - how is that clever/smart or wise? The notion you’re pushing that having a mortgage will tie one down in the UK or wherever is not entirely true. Having a mortgage does not mean one is not allowed to sell when their plans change. In your cases if you had obtained a mortgage and paid it for say 10 years (including that whole period when interest rates were VERY low) and house prices continue to rise. You could have easily away with 100s of thousands of pounds in equity giving you a good cushion to start a new life in your chosen retirement destination. Makatoruza ipapo, makatambisa nguva nemukana. There are many other things you’ve chosen to not mention that will definitely be a big consideration when one is getting old is poor health. The need to have access to medical facilities is vital. If you retire in Zim, you need to be able to fund your medical requirements. It is nice to have your rent or mortgage free house, but there is more to life than just owning a house and small piece of land to grow veggies and rear chickens. There are a lot of things you said with confidence that I do not have time to expound on. I just hope you’ll carefully evaluate your plans and actions to keep away from pitfalls that could be avoided. I also hope the lessons and mistakes you’ve made in your journey from 2001, some which you highlighted and acknowledged will help you in the next phase of your life to be more careful, plan better, take time and seek expert advice. Otherwise, we are all headed to Zim after our mission in the Diaspora is over, but we have to be well planned otherwise we will spent the last years of our lives miserable and brutally honest early grave.

thank you, well I want to retire in Zim

This is ......!!!!!! Sir all if not most of us want to retire back home. I was in SA went back home failed dismally!! I'm now in the UK and have aspirations of coming home for retirement. I followed your "scammed video" and that's how I failed too. So your podcast is more helpful than you can imagine. Not for zimbos but all foreign nationals. Please make time to make videos on retirement having these as topics planning, who to consult, what is money, rules of money, what is investing especially in Africa, is farming the only way for retirement, Chinese equipment to start factories, how to avoid the melting economy sink your business and investment, can banks in Africa be trusted "zim bank", acquisition of land, paper work, how to find good partnership, what is an investor" how does this work out" especially in Africa, politics in running business. Well sir I would like to share on your podcast my experience and knowledge on investing back home. Missing word was ....Great!!!!

Getting a credit card to support your lifestyle is the most ridiculous thing i have heard. Yesterday i was talking to a friend who works in IT. He is working at a startup that loans out money to people for 30% interest.😮 I laughed when he told me this and asked him who is stupid enough to borrow that money. He explained to me that there are many and that the companies loan book is now 20 million dollars. He also explained the reasons for those loans. Apparently the majority take these loans for consumption, ie buying a car or travelling. Come one people! The only good loan is a mortgage and a grant for studying. One thing i learnt from my swedish partner that we africans don’t learn as children is only buy what you can afford, meaning save the money, then buy. Our problem as africans, even though we think we are so educated is financial illeteracy.

Fantastic. Good to hear your success story from your motherland. Keep it up. We want to hear more from you. As you said it is difficult to retire with a monthly salary in Zimbabwe. Is it really ? What is the minimum income we should have to comfortably live in a nice neighborhood and drive a mid size car ? I assume buying a car could be expensive so how much does a house rent and car rental cost with all other additional costs in total if you can give us an estimated amount ? And another thing I don't know how much it is true but we heard Zimbabwe has shortages of basic items as simple as cooking oil and the likes. Is this actually going on ? I hope it is not. Thanks.

Good stuff, great thinking ahead. So what's your retirement plan in Zim, how are you mantaining your basic financial requirements? Had savings from the time you were in the UK? Or running another business in zim? I know the farming one didn't go well as you alluded on your other video

Great show bro ,so are back to farming or its on hold

Very inspirational

thank you this is a good video though I did not see the link to the video of the story of how you got scammed.

Very insightful this. Wish I had seen this video 5 years ago when I came to the UK. May you kindly share when you chose to relocate back to Zimbabwe and how was the transition. Also could you please share how long it took you to prepare for relocating back to ZIM if you don’t mind. My idea is to return back to Zimbabwe before retirement and at least contribute something to Zimbabwe and retire there.

The sound is a 100

I first saw you pushing Divi as an affiliate .... How lucrative is that?

Good content but the truth is you earned the money abroad for your retirement plan/projects back home...so being abroad wasn't too bad after all. Regardless where one is, the key taking from your message is for one to have goals and live within their means.

Rich dad Poor Dad book has destroyed many people's lives. Any person who decides to read this book should be careful

Mortgage is a trap..

I want to retire back home in Zimbabwe.

Are you the guy who works for elegant themes (Divi theme) ?

Will l be able to access my overseas pension once I buy a one way ticket to Zimbabwe?

In another video u said you farming venture failed, now you are confusing people.

MOVE TO GHANA WEST AFRICA, do not let anyone fool you, go to Ghana and you will never look back. Land is cheap with WESTERN CURRENCIES from $1000 plus, other places, they give you the land free and you pay for the paperwork. But do your due diligence and get a lawyer to help you purchase a land . Ghana has some of the best medical facilities for those that may need it

Gosh! You are telling me things that took me time to realise. UK is an illusion of a good life foe many. I am retiring in Africa...am already making plans.🦾🦾

Well said