I feel like a “no-spend month” for non-influencers is just a regular month

Hiii I’ve been following your channel for some time now. I felt a mix of emotions watching you live a lavish life, driving the car of your dreams, and living in the city of your choice. A Latina accomplishing major milestones and so young; I was very proud but, I envied you. This is very refreshing to see because I used to think, “ she’ll never understand what it means to have to live paycheck to paycheck.” You have been so vulnerable and open with us about everything, down to your finances, Thank you. I started budgeting this year as well and it’s been life changing. Again, thank you for being so honest, and an inspiration- I appreciate you ❤ Mucho amor from Chicago.

I don't know why, but seeing your actual spending numbers is so refreshing and I love it. It's nice to know that other people struggle with wanting to save or just spend responsibly while having bills that are difficult or impossible to lower. Thank you for being so open about your actual money numbers. ❤

Hi Jasmine, thank you for being transparent. I feel financial literacy is something my family or peers don’t really talk about. A lot of times it feels like you are all on your own. So I appreciate it.

Hi Jazmine! Thank you so much for the transparency. I turned 30 this year and let me tell you.. I felt so behind. I've been working as a RN for 7 years now and no I don't make six figures but I feel like I should definitely have more to my name than a dog, a car and an apartment. Seeing my friends who are younger buying houses, cars and investing so much already really was tough. I constantly beat myself up about all the material things I purchased in the past. Recently I began doing more low/no spend challenges which has helped so much. Which was probably why I was recommended your channel. I'm definitely following! Please put out more content like this.

I've been following this series and absolutely love the transparency! Whoever said the business purchase is different, they are completely right! Don't feel bad for spending on DJI mic because the audio is amazing and that money will come back tenfold. When you posted the first video I was already trying to better my finances, and I agree with being very self aware and control yourself, it is not easy saying no to things because we are so overstimulated from social media that we feel like we need everything. Keep these coming 💖💗

I feel even more relatable to you with turning 30 this year, trying to get out of debt, and living with my partner🥹. I love watching your videos and I hope that Caleb picks you I have been watching his videos for a while and it really helps me when I feel like impulsive buying something 🤣 I really like reset monthly videos where people talk about finances and things they’ve enjoyed for the month. Maybe that could be an idea.

I love Caleb!!! I’m glad you’re talking about this because it’s easy for people to compare how they’re doing to what other people display as “doing well”. You’re brave for going on his show! Fingers crossed he picks you!!

LOVE this - the transparency is so refreshing. Inspired to do better about my finances!

this is awesome. love the transparency and love learning what you're learning as well!

As someone who is realizing in my thirties that i have adhd and probably pmdd, i get the financial struggle. Impulse buying. Chasing the serotonin. Depressive episodes. I really appreciate the honesty. I’ve watched you through the years and getting in to different things (acting, personal training, company)which btw now it’s obvi it was adhd. This is clearly the hardest you’ve been working and the best content you’ve been putting out. It’s literally paying off. It also inspired me to negotiate a lower internet bill!

Thank you so much for doing this!!! ❤ loved every bit of it. So relatable.

Love this content ! So real & something I can relate to! Sending you all the positive vibes 🤍

Thank you so much for sharing and being open about finance stuff!! Can’t wait see more videos - maybe one about your money psychology?

Omg, I would love to see you on Calebs show ! Keep pushing jaz, love you 💓

This is the first video I have seen of yours, but I would be SO excited to see you on Caleb’s show! I feel like it would be different from his typical episodes and more beneficial and relatable to most of his viewers.

Been following you since the very beginning! Thank you for your realness

Thank you for your honesty!! This was inspiring ❤️ you got this Jaz!

This has been truly inspiring! I definitely needed this.

Jazmine you don't even know that how much I missed your vlogs and your bedroom looks so so pretty pretty you are my inspiration and I wish you have a blessed week ahead💗💗😭🥹🥹

I would LOVE that podcast. I think money and finances are such a swirly topic with lots of feelings, but one way to change that is by being transparent & a resource to each other. Thank you for this

ABSOLUTELY loved this video ❤ thank you so much for sharing you just motivated me to budget - something I’ve never done before because of fear.

Thank you for this video Jaz!! Also, please do the PMDD video. I am struggling with being diagnosed with it postpartum. I would love to hear your story and how you’re handling it. It’s not easy 😔 love you girl!! You look beautiful btw 💗

Absolutely loved this video! Thanks for the transparency you are by far my favourite content creator I follow ❤

love love love this content!!! thank you so much for sharing 🥹🫶🏼

This is so refreshing to hear from a big influencer like you. I have followed you and Nikki from the start and always felt I couldn’t relate with the lifestyle you guys live. But it is very refreshing to hear that despite the success you had, the lifestyle we saw was not sustainable and that we should never compare our selves to social media. This made me like you more. Thank you for sharing.

I really appreciate your honesty. Wishing you all the best and many blessings 🙏 ❤

ive been following you since 2013/2014 and girlieeeee i appreciate this so much! Its such a big part of adulting where nobody talks about..

Me and my husband do an excel spreadsheet sheet and ooohhmmyygaauud it does the work for you. And it truly helped us get a hold of our finances now that we have a mortgage on top of our student loans. Loved this topic, have a blessed week!

I loved this video! Thanks for sharing - I am also on this journey to fix my finances that my future self will thank me for. I will be starting my no spend month in september - I am having a few holidays coming up so will be spending that fuun money for a little while. Caleb is also someone I discovered this year! I hope you make it on the show! 😊

Hi out of all the channels I watch on KZfaq this is my favorite. For a lot of reasons I come back here and support you. Please make videos no matter what, you are great at it and I feel like we are friends now and thank you for being here.

So excited for you going into year 30 on a big high! 🎉💕

Please make more vids like these! I'm loving these and the transparency 💗💗💗

I absolutely love this type of video! so inspiring, I am from Australia and have been following your journey since the start of your gym shark days xxx

Loved this series. Looking forward to more videos like this.

Girl my family lives on your first week of expenses for the whole month with me, my husband, and child! It’s super interesting to hear though and kudos to you for being transparent when no one wants to share their financial information. If you want to save money, it’s possible but takes sacrifice! We still manage to save for our retirements and our kid’s future education expenses even with a tight income

I’d really love to see how much you can save in a month. By looking at how much money came in within those 30 days and out of that how much was taken from that. Making $3k-$10k a month and with all bills and some unexpected bills it takes a certain amount from the monthly income. This video also makes me wanna try this.

also love caleb hammer!! his videos have definitely inspired me to buckle down & improve my finances!

I love talking/learning about financial literacy I think it’s super important!!

YESSSS JAZZ🎉 Proud of you!❤

For the pet insurance we used to have the same 100% coverage which was so expensive and when it came down to it they always fought covering the bills. We ended up putting money aside every month for our dog incase future emergencies instead of pet insurance and saved a ton, and had that incase overall emergencies as well. We were spending more on pet insurance over x amount of years than any surgery or procedures ever costed. But if you can easily afford pet insurance and it gives you piece of mind just keep it the same ❤ Would love to see overall more budgeting and financing episodes.

This is my first time watching your video and let’s just say i have been fixing all my past financial mistakes for the past year and it definitely is very rewarding even though it’s such a long process! It literally feels like it’s never ending (even now trying to save😭). Would be so fun seeing you on Caleb’s channel as well 🤣 he is the sole reason I paid off my consumer debt bc I just imagine him yelling at me hahaah

Last night I was thinking about how teachers are considered more rich than doctors not based on their salary but on how much money they keep.

Freaking love how real you are!! So relatable!

I loveeee this series!😻🫶🏽

I love this for you! I love every dollar too! I just paid off my car last month (it took 15 months🎉)

When 50,000 for a quarter is tight and I feel like that’s an annual income to support a family, and the week spending is 3,000+ and I’m used to 500 over two weeks…..😅 *stressed tear

I don’t comment much but absolutely loved this video. Please keep them coming!

Really appreciate the realness in this video!! No one ever wants to talk about this

Love these topics. It's inspiring.

Can you go into more details about budgetting and saving etc

love the transparency! but man this is kinda hard to watch being in such a bad financial position right now. i’ve been doing no spend for 5 months but not by choice, but because it’s the only way i can keep my head above water rn 😭 i’m working so hard, i hope it gets better soon

I picked up gardening during my no spend too. 😊

Would love a video about the things your financial advisor has taught you.

Its interesting to know about PMDD. I didn't know that was a thing, but looking at the symptoms I realized I had some of them, but then I got back on birth control and I honestly feel so much better taking it my fatigue is down, bloating, irritability and depression. I still have issues with work related stress, but at least it's not following my monthly cycle anymore. I mean the week of my period I could barely get out of bed it was so bad, now I'm getting way more done.

I’ve heard really great things about the book Keeping Finance Personal and I’m not too far in to it and I love it so far. It’s for neurodivergent people! I have adhd too

If you started your retirement savings at the start of covid, you would have been in your mid 20’s. That’s a good time. A lot of people don’t start until later or don’t even think about it. You’re doing very good!

I did this this month and I also just don’t leave the house or go into places I know I’ll want to spend money.

Just wondering what do your dogs eat? I used to have problems with my dogs getting sick from the food and treats they would eat. Skin allergies, bloody diarrhea, or just diarrhea, puke, and he would be sad bc he was sick. Even the brands that were "healthy". I ended up switching my dogs food to Hills Scientific Diet Sensitive Stomach. It is pricey but it works well. Then I thought okay we are good now. At the same time I had stopped all treats. Bc the doctor said. Then when their stomach got back to normal. I said okay I can give them treats now. At first I didn't notice it was making their stool soft again. But 2-4 days of giving a treat (even just 1 treat) they would get diarrhea again. So much I had to restart the medication that the doctor prescribed and flora that you can buy at Petsmart. Now I'm very careful of what kind of treats and how often I give them specially if it might cause them diarrhea bc we wont know exactly which kind. There is only 1 brand they never get diarrhea from so it's the only one I trust to buy from Authority treats. Just wanted to share since I noticed you had so many doctor visits. I had to make these changes bc I kept probably spent hundreds of dollars trying to figure out how to help my dogs everytime I would take him to the doctor. Hills scientific is pricey and Authority snacks too. But it will save you in the doctor visits. Also, buy Purina Proplan Flora. Very helpful for if you dog gets an upset stomach from eating something that he wasn't supposed to.

Been here since the fitness content !

Is there any grooming maintenance you can do at home to cut down on the amount of times they go to the groomer a month?

Been following since you started + I absolutely love your content recently - it’s clear how passionate you are about what you share on socials 🤍 also love a budgeting/finance video!! shows how important budgeting is + while making a ton is great, it doesn’t mean a person is managing it well

I’m excited too see you in Caleb hammer. I hope you get it!

A podcast would be awesome!!! 🙌🏻

Hey girl! Thanks for being so vulnerable and transparent with us, it’s super appreciated and brave of you! I was just curious how you’re able to afford these payments? My friend has a KZfaq channel where he posts several videos a week and makes about the same views you do (under 10k views per video) and he makes a couple hundred dollars a month at most. I’m assuming 90% of what you make are from your sponsorships? It’s really a mystery to me that people can make this much with lower views? Thanks for explaining ❤

Can you explain ad revenue? What if we “skip” ads vs. watching? Thanks

Hi Jazmine!! I love hearing you talk about your money. It’s never too late to turn things around. I think you are paying too much for your fixed costs, so even when you remove everything… you are still spending a ton on bills! Which is so tough because fixed costs are so hard to get out of. I have a Budget tracker I sell on Etsy, and lots of videos on my channel of me using it! It has sections for bills, expenses, investing, savings, debts etc. and is a great way to see all of your money in one place. I would love to send it to you for you to try out! Much love 💕

Would love to hear how you paid down significant credit card debt!

I LOVE how aesthetic the background is. May I PLEASE know where your side tables are from🥺🥺

You’re beautiful in so many ways 💜

There is a channel/podcast called The iced coffee hour that brings ppl on to talk about their finances and stuff that you had mentioned with talking about podcasting ! :)

Love this video

Please do a video on PMDD I have it too

Please show more no spend & cc paying down !

I started watching KZfaq videos and ordered some clippers and grooming supplies off Amazon saving myself hundreds on grooming my 2 Yorkies

Can you explain, what pet insurance this is? I’m over here in Germany- I have a third liability pet insurance for my Jack Russel. That’s like 60€ a year. Cats are included in my regular 3rd… and then pet insurance (per dog) would be around 35€ for surgery insurance only and like 65€ for everything included. How are you paying 520 bucks?

Wait, sorry if someone else has already asked this - but what if you just cancel pet insurance and just put that money aside every month on your own???

lol omg yessss if you apply i hope you go on. if anything hopefully it’s helpful ❤

you are my favorite KZfaqr

can you teach us about stocks and how to invest money or about how to investment in retirement funds?

I would totally come on your podcast! Just because you’re an influencer some people are taking away credibility. However I’m a regular person and by doing a no spend months allowed me to be out of debt and not live paycheck to paycheck it’s possible 😊

Damn i needed this 😢

Why not cancel the pet insurance and then put the money you’d spend monthly on it into a high yield savings account?

So glad you lived your life though, it isn’t over! Your only young once. We watched it unfold. But keep going and save that money while you have your online presence! It won’t last forever

This is the first video of you I’ve seen - I don’t know what breeds of dogs you have but the one behind the pillow seem quite small. The pet food expenses seem very high. I’m aware once you have dog food that works well you wouldn’t switch. But maybe you find an alternative? I’m not sure…but that one stood out to me.

1:17 this hit close to home considering I get my coffee from Starbucks everyday…

The hardest part is starting. You have started. Now is the real battle.

this video reminds me of Aja dang, love!

Jazmine, where are you from?

You should connect with Caleb hammer - another KZfaqr love your soft approach to Finacial Transparency

Would love to see you on Caleb’s channel!

When you sold your condo a few years ago did you make a decent profit. Sorry is this nosey question?

U need to pay off those high interest credit card debt first those will eliminate extra bills and more saving and INVESTING to grow ur money

Could you create a separate “dog emergency” account and put money that you would have put towards the pet insurance in that account? That insurance seems outrageously expensive.

Vet bills are a killer to your finances, but as you say our fur babies are priority. I put a li away each month into a sinking fund.

What is the asmr account you mentioned?

I’m homeless

I feel the same Jas. Financial literacy is SOO important for everyone to understand. I’m in the finances industry and have learned sooo much! That I wish I knew all this at 18. But better now than never. I know of great investment strategies & money growth cash value that everyone should have. Everyone reach out to me so you can learn more ❤

Caleb Hammer has a YT channel where he invites people to talk about money and their spending. It’s good, I recommend!

❤