Why I Quit Selling Life Insurance

  Рет қаралды 689

Garlinda M. Price

Garlinda M. Price

5 ай бұрын

Why I Quit Selling Insurance and came back. Listen before you start selling and know the truth, the pros and the cons, in my opinion.
Call me for a confidential interview: 910-494-7798
Watch the video to see what Family First Life has to offer you as a Licensed Life Insurance Broker:

Пікірлер: 44
@beadlyspeaking6612
@beadlyspeaking6612 5 ай бұрын
Honey, those charge backs are serious. It was one of the reasons I why I struggled and eventually quit after 4 years.
@GarlindaPrice
@GarlindaPrice 5 ай бұрын
They are the devil for sure. I am definitely taking a different approach in this season of writing business
@tc139a
@tc139a 5 ай бұрын
Good content, glad you decided to come back! No matter the cons the profit and benefits from the industry is worth the minor headaches. Wishing you continued success this year!
@GarlindaPrice
@GarlindaPrice 5 ай бұрын
THANK YOU ❤️🤩😇🎉🥰
@tc139a
@tc139a 5 ай бұрын
@@GarlindaPrice your welcome!
@pamelawilliams8705
@pamelawilliams8705 Ай бұрын
Great advice, and thank you for sharing.
@GarlindaPrice
@GarlindaPrice Ай бұрын
My pleasure!
@user-se4iv2lp5h
@user-se4iv2lp5h 5 ай бұрын
Know someone who got hit with $75K in chargebacks in 2023. Chargebacks are no joke.
@GarlindaPrice
@GarlindaPrice 5 ай бұрын
Oh no
@shamikabrown3076
@shamikabrown3076 2 ай бұрын
😮😢
@LifeWithAdi_
@LifeWithAdi_ 2 ай бұрын
Great video! ❤
@GarlindaPrice
@GarlindaPrice Ай бұрын
Thank you 😊
@CarolinaOats
@CarolinaOats Ай бұрын
Thank you sooooo much for all of this information!!! I’m trying to learn as much as I can. So if you sell a policy, and the client doesn’t pay there monthly bill you have to pay that for them? Omg this is kind of discouraging. I am trying my best to find a career that’ll bring in good money. Ive been a home mom and I really need to get back into the workforce. Should I get both my life insurance & health insurance license? What are your credentials? Like what all do you have under your belt? (I’m in North Carolina) 🙌🙌& j do want to be on your team but I need my license. Please help.
@GarlindaPrice
@GarlindaPrice Ай бұрын
Don’t be discouraged I just wanted to be honest with people because these are the things that nobody talks about when you come into Insurance and I think that life and Health Insurance is an incredible field. You can make really great money. I just think people should know the good the bad and the ugly. I am actually recruiting brokers in North Carolina and South Carolina at this current time and I can send you a link to take the class which makes the class $29 One way to avoid chargebacks also is to do your best to write good business and sometimes it can’t be helped. I always share with people to set aside 30% of your income for potential chargebacks and you’ll be fine. Another way to avoid chargeback is paid earned, which is a slower way of getting paid and it means you only get paid every time the person pays their bill every month, however, you still get paid and you don’t have to pay the money back Please feel free to reach out to me at your convenience anytime tomorrow or the rest of the week. I’ll be free at 910-494-7798 and thank you again for watching the video.
@GarlindaPrice
@GarlindaPrice Ай бұрын
Yes, you should get life and health because some people may not qualify for life insurance, however, may qualify for health insurance or some people that buy life insurance may want larger accidental policies in addition to dental envision and they can get that from you if you have your health license
@CarolinaOats
@CarolinaOats Ай бұрын
@@GarlindaPrice Thank you for taking the time to respond to me. I’m glad you said all of that bc it’s good to know what to look out for & what I may run into. I’m gonna give you a call tomorrow so look out for a NC 252 #. It sounds like there’s alot to learn but I’m willing & eager to learn everything I can so I can be successful. I need a big change in my life. This sounds like something I may can acquire quickly without going to college several years.
@GarlindaPrice
@GarlindaPrice Ай бұрын
I apologize greatly that we haven’t connected. Are you able to call me at your convenience?
@durgalakshmi2793
@durgalakshmi2793 5 күн бұрын
This is why I'm gonna get my real estate license and mortgage I just passed life insurance and so scared of charge backs
@monicadhenderson8670
@monicadhenderson8670 4 ай бұрын
May Father Yahweh bless you 🎉❤😊
@monicadhenderson8670
@monicadhenderson8670 4 ай бұрын
Yes it takes money$$$$
@marjn1030
@marjn1030 4 ай бұрын
Charge backs is only up to 3 months. Charge backs can be voided
@GarlindaPrice
@GarlindaPrice 4 ай бұрын
The carriers we write with are before 10 months and they don’t go away
@cookieblue1
@cookieblue1 3 ай бұрын
Are you still with FFL? How do you like the company?
@GarlindaPrice
@GarlindaPrice Ай бұрын
I an and I like them
@GarlindaPrice
@GarlindaPrice Ай бұрын
Excuse typo. Who do you write with?
@cookieblue1
@cookieblue1 Ай бұрын
Symmetry
@GarlindaPrice
@GarlindaPrice Ай бұрын
Awesome! I was too
@cookieblue1
@cookieblue1 Ай бұрын
Does your company offer digital leads ? If so, can we set up a meeting to discuss?
@toleedezigns16
@toleedezigns16 5 ай бұрын
I have been a life insurance agent for 9 years. Unfortunately, I am a captive agent. We have it the worse at time. Listen they write a lot of bogus and bad business at my job. Then the boss has the nerve to want to compare you to them. They like to shame you as Id you are not doing your job. I write stable certifiable business. Because chargebacks will break you! I have had negative so many times it was not funny. No one talks about the ebb and flow of selling life insurance.
@GarlindaPrice
@GarlindaPrice 5 ай бұрын
Thank you so much for sharing your experience. I totally agree and good for you for writing stable business, and that was what I had decided to do as well like not feel the pressure of writing just to be writing to hit a quota, knowing that it may, or may not stay on the book.it’s important to do business and to serve people well. Good for you.
@toleedezigns16
@toleedezigns16 5 ай бұрын
@@GarlindaPrice God requires integrity and I can do it no other way. Thank you because you gave me some ideas. I need to set aside extra just in case I get some chargebacks. Thank you for this video
@monicadhenderson8670
@monicadhenderson8670 4 ай бұрын
This is great truthful information! Thanks for sharing Garlinda ❤
@monicadhenderson8670
@monicadhenderson8670 4 ай бұрын
Garlinda you gotta add ALABAMA!!! They are the sweetest well mannered people!!! I just love ❤️ them!!!
@ronaldgentry6337
@ronaldgentry6337 2 ай бұрын
Dance Corazon
@sophiajackson5364
@sophiajackson5364 3 ай бұрын
Are you still with FFL?
@GarlindaPrice
@GarlindaPrice 3 ай бұрын
Hi, no I’m not selling insurance right now
@GarlindaPrice
@GarlindaPrice Ай бұрын
I’m just switching teams and will still be selling with FFL
@GarlindaPrice
@GarlindaPrice 24 күн бұрын
Hi Sophia, I am also with Senior Life and we are going to be holding a opportunity meeting on a Monday evening. I would love for you to be my guest. It’s at 7 PM if you’re interested let me know and I will send you the zoom link.
@ronaldgentry6337
@ronaldgentry6337 4 ай бұрын
How old are you?
@GarlindaPrice
@GarlindaPrice Ай бұрын
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