i honestly agree with this comment was going to buy me a Bentley after I max out my retirement contributions and Also have $200,000 from property sale looking to invest in a non-retirement account. What do you think?

Just research dividend aristocrats and choose six to ten companies with over 25 years of dividend payments. Consider working with a financial advisor too.

It's gotten especially difficult since the pandemic, hence why I decided to use the expertise of an advisor, my spouse kicked against the idea initially, but oh well guess who's best buddies with our advisor now

I've been seeing commentaries here about advisors but none like this. How can one reach out to the one you use?

The decision on which Advisor to use is a very personal one. I chose to take guidance from the popular Melissa Jean Talingdan to meet my goals. All the information you need to set up an appointment is on her web page.

If i am planning to buy a bmw 340im sport how mjch can i save

@@Stefin808 Consult your CA

What do you mean by depreciate it in the first 4 years

@@chronoris6249 you can claim high depreciation in the first 4 years of ownership

@@princeofheaven19 after 4 years we can't claim depreciation?

I lost it there lol 🤣🤣

For rich kids an Innova is a basic car

Now it’s base variant is somewhere starting at 31/32 lakhs

@@rakesh5919 Crysta costs 25L & Hybrid costs 30L.

System😂😂😂

Perfectly makes since in a country with so much of economic disparity that luxury cars are charged 200% tax

​@@noice8674 it again no longer makes sense when politicians use them using tax payers money.

wait some times it will be made in india .

should be more

​@@noice8674It's governments job to bring down economic disparity with sound policies to promote businesses, not steal the hard earned money from people in the name of disparity. Even in an 100 years, our politicians will never let the disparity go despite taxing the rich.

Bro they are entrepreneurs, God knows what their profits are, i think they are playing tax games

@@filmyhari9373 what is tax game?

@@curiouspantrea tax exemptions are there for businesses, and i think you can claim some amount by showing depreciation of assets. Their startup seems good so loans for such cars maybe easily available. Even if you claim your depreciation you can save some amount amd thats a big deal

@@filmyhari9373 only if you own the bussiness

Youre thinking from your lifes angle

True

Absolutely, same goes with my Eon

@@ayushspooke2968 any car.. it's the drive , people, scenery..

Same goes with my Maruti Suzuki Ritz.

Absolutely. We don’t need expensive cars to go on long trips or have fun.

Just Get Out Of Your Century Old Mindset And Get A Life. They Are The Couple What's Your Problem If They Don't Wanna Have Kids!.You Can Have 10 Kids Have Fun With The Responsibilities You Get While Being Parent

​@@Rikhasi you are a piece of sht that you expect your kids your investment.

​@@Rikhasi this modern world even kids dont look after, they become too cool to do that sadly

True

@@vanshgupta2526 depends on parenting

Seriously. Such a waste of money to buy high-end cars in India. a) The Infra is pathetic and so are people's driving habits, further increasing the chances of damage, b) The taxes and annual maintenance costs are ridiculous. If I was in Dubai or some place like that, sure, but not in any Indian city.

good decision

Ground clearance kitni hai 😂

​@@RishabhSharma10225highway pe mil 😂

And the city goes no less in luxury or comfort either..... I bought the city as well for the same reason

The most disconcerting thing about owning a luxury car in India is the high levels of stress one has to put up with on account of our bad roads and our dense and horrible driving habits. You or your driver may be very good; but when your car is surrounded by so many idiotic drivers, there's a very high chance of getting scratches and dents. In most of the rest of the world, you can find 10-yr old cars with not a single scratch; but in this cursed country, a brand new car will be lucky to go 3 months before getting its first nick/scratch/dent. India will never be safe for luxury cars. Most of the luxury car owners get up in the wee hours of the morning (like 3am) just so that they can enjoy a thrill ride before the city wakes up.

Its safed hathi for your family but there are actual rich people as well

People spend more on a 3 day wedding - for the same reason.

@@neokarma5736bhai shadi lifetime main ek bar hain puri life jeeyega yaad rahega koun si car chalai ye thodi yaad karega 😅

@@vo67 Bhai, Shaadi can be done even at 1Lakh, 10Lakh or 10Cr and you will still remember the events, the close friends/relatives who attended and wished you. Memories do not need to be expensive. Brain doesn't really care if your holiday is a hike in nearby hill or at an expensive foreign hill. It just remembers a new experience. You will remember your first bike/car fondly, expensive or cheap. Rest of the cars... You start forgetting them fast. Similarly, you will never forget your wedding - because it is a novel experience. If you married 5 times then the novelty wears off, and brain won't remember as well...

@@vo67 weak argument

This is what in the west they say keep up with joneses 😂

They lost me at "Engine comes second."

​@@abhi7232 That what matters to them. Only thing is hard for me to understand is why they didn't opt for gla 200 which has 1.3L engine (produce 170hp & 250NM) instead they opt for amg variant which has 190hp & 400NM with its 2l engine and that costs 20Lakhs more than the GLA 200. They lost me there. If engine is second then by the cheapest and get going. Rest everything is same just minor badges and interior color. None of them has adas.

Education doesn’t always equal Intelligence. I know it’s their choice but it’s frankly ridiculous to spend this kind of money on a depreciating asset.

@@AM-SD so you'll say the same to Ambani for making Antilia???

@Hrithik D bru you can never grow in life with this kind of attitude. Your thirst to make money is close to none.

hahahahahhahaaha

The financials are wrong. 67K EMI is per month not year. shi kr lo bhai.....galat picture ja rhi hai - adhi duniya isko shi maan legi

That maruti will be driven for 30 year. Merc and jag will be done within 15 years. Watch Scotty Kilmer.

I can't even have a scooter

What are you even trying to say. how can final total be what you are suggesting ?

What an illogical thing to say

True, They are calculating recurring cost for "per year", so expenses will also be considered for the entire year (here EMI considered is monthly)

😂😂😂😂

😂😂😂

Whaaat is idiotic in this ? Obviously if you buy something that expensive you want it to deliver whatever it promises on paper. Stop being judgmental man.

@@pratik092 Anyone with the slightest sense would know whatever is promised is never delivered on fuel efficiency. His first act of buying a car that expensive the way he did showed very little financial logic. And then he makes an idiotic comment on the fuel numbers. It goes to show he couldn't afford it in the first place. Hope this clarifies it. I'm not being judgemental, simply being straight up logical with financial planning. A judgemental statement would be something like "how laughably goofy this couple in the video sounds. Especially the wife." That's being judgmental, but I'm still right.

@@Gamer-monk. i am not saying the exact number promised on paper. But whatever . No point arguing. Good luck to you.

I don’t think ‘attention’ is a criteria car, enthusiasts take into consideration. Horsepower is something to look for and also reliability.

@@Swetabh96 100% agreed...But financially speaking, enthusiasm towards a high hp car should not burn your wallet in the first place...

@@drarunaj I think one should only buy >20 lakh car if they really passionate about their dream car other wise its not worth it.

@@kanha.sh4 I remember having a Bugatti Veyron poster in my room...That was my dream car...The car's cost is 2 cr more than my overall worth...And I will not buy that car even if I had 50cr.....Perpective and priorities changes when we mature... After all its your money...Go and shell it out.

​@@drarunaj WOW what is your income source ?

Upper middle class means brand new car. Mercedes means rich

@Lucubration-Lychnobite lol

@Lucubration-Lychnobite cope. Theyre rich. Youre the lower middle class.

​@@pradhyudhno, this isn't how families are classified on socioeconomic clases, please refer to modified kuppuswamy classification for that.

More like WANNABE rich 😂

Lol..why did u think.Maruti is the best selling brand in India..and NOW yr eyes open to a fact that has been staring right back at u on roads everyday..lol..to own a house or car is like owning an elephant- 2 minutes joy ride, lifetime of maintenance that we can I'll afford

Fortuner khareed le bhai, Jitne mein liya tha utne mein beekegi

ChatGPT se likha hai kya ye comment?

Most Indians can't afford luxury cars. They are too expensive and tough to maintain. So people go for Indian cars like Maruti Suzuki, Mahindra and Tata.

Tata/Mahindra ❌️ Maruti Suzuki/Hyundai ✔️

@@Anoymous464 since when is suzuki better than mahindra lol

@@turbulentmind2044 Since the records began.....lmao....

@@turbulentmind2044 Suzuki is better than Tata and Mahindra in eacha nd every aspect other than the outer build quality of the car.

Good thing

I was also looking for a used X530d MSport and finally settled on the XUV700. I couldn't be happier. Its maintenance is peanuts and the engine is 185hp which is way more than enough for me. Even coming from an older gen Superb it feels like an upgrade and def not a downgrade. I bought the AWD variant which helps me navigate through black soil in the monsoons so I can visit my farm. Wouldn't have been able to do this in the X5 as any fuckups would mean bankruptcy

Question: Why did you buy a Harrier? Do you need the extra seating space? I see lots of people buying 7 seater SUVs and there's only 1 or 2 persons in the car. What's the point?

@@RishabhSharma10225 for me 7 seater car did not make much sense, when going on long trips, we usually carry a lot of luggage and the extra 2 seats in safari takes up lots of usable space. And, we are family of 5 people including my toddler son, so I’m happy with harrier. At times 7 seats would have been good to have, for shorter distances or within the city. But I can live with it. Again, it is just my personal choice, I’m sure for lot of people safari makes sense

@@adityanihlani8804 I bought a pre owned Bmw back in 2014. Wrecked the car in 2015...the service bill totalled my wallet. Never buy luxury cars if you cannot atleast afford 2x the price of the (new) car

Is verna turbo petrol is better or diesel ?

@@veeresh1021 diesel

Bruh Verna giving 17 in city ?? 😮

@@arsh_07 yup

@@piyushchandane3223same, i have 2013 model diesel top model purchased at 4 lakh 2 years ago .. mileage is 24-25

Don’t get your hopes up, bubble doesn’t last forever, it’s a very small phase of the economic history of India

​​What about the afterlife? We may have 5 luxury cars but still we will die one day. Then we will be separated from those cars. Or before that cars will be separated from us, or may get damaged. Then won't we lament? This hankering and lamenting is the rule of this world.

@@Ash-cb8qu I can afford more but unfortunately I can't stop ignoring fools like you and replying to their foolish responses

Loser😊

I believe their full power cannot be utilized even in New York City. They are bought for something else. They are actually trophies.

Fact

You won't feel the bad roads inside a rolls

Right. It will be double or triple the cost for maintenance of foreign cars.

Even Volvo hybrid

Why before marriage

Car should protect you from rains, sun, dust .... if it's working that's OK. I don't prefer expensive cars. If you incur any accident then it won't pinch much in case you are driving a car less than 10 lakhs. Altroz, tigor, tiago are good enough to protect you from accidents

Sir Can i ask u a question u mentioned 3500/yr for Insurance, isn't insurance paid in full upfront while buying the car itself ?

@@amalsooraj4256 every year you need to renew. You only pay life time tax to RTO

@@kspradeep8397 I researched a bit, So ppl renew annually, although there are long term plans upto 3-5ys too right !

What's mean about it?

White elephnts...

with road tax in karnataka you can actually invest in MF

Check kerala road tax 😅

@@dharwish Nah bro , the road tax in Karnataka is the highest and second is Mumbai

Being keralian, i can say karnataka road tax in more

​@@dharwish karnataka road tax is greater than kerala bro.

And that too a 10 year old Jag! One of the least reliable pre-owned cars alongside Rovers.

@@sb5224 jaguars are worst

And on top of that it's NL. Not sounding rude, but it's likely that the paperwork might be sketchy.

These are stupid people. They are weak in finance.

I hope u are sarcastic cuz that woman is just so plain stupid imo.

at least someone said the truth😮‍💨

Correct. The show off culture. We are behind in economy from many countries because of this stupid rich people. They have money but they don't invest in make in India businesses. They don't study don't do research don't wanna do hardwork don't wanna have goals. And here I'm with all those things but no money to invest.

When I find any video interesting I always read comments , you get to not just learn but understand human psychology and perspective. You are very smart on catch on to there bias . 1) when people get afford expensive cars , they are tend to change the car frequently because for them it’s status but the girl was saying she’ll be using this car for a long time , I think that’s not true . 2) they’ll never think of gas or maintenance 3) they said earlier in clip “ you should not spend more then 50% of yiur yearly salary, and if they are buying this for 60lkh plus then they are making over one cr or over . But they painted picture like ohh we didn’t buy 80lkh car because we could afford but we rather spend less money and it’s only 60lkh . 😅

Most of them sell property like plot or apartment for the car. You don’t know from where they got money. They are also opting out having kids. They don’t realise loneliness and burden until it is too late without family.

broke mindset

​@@tkdevlop consumerist slave mentality!

@@tkdevlop I hope you have the paradigm shifts which I had.

@@gorangagrawal not really man you just decided I don't want work hard just do bare minimum in everything and by the end of life nobody cares who you are anyway.

@@tkdevlop I think you had a wrong judgement over here. I don't think about people's perspective towards me as I am not the center of the universe neither I am saying to work bare minimum.

Bro She's one of the co-founder of Wint wealth

@@VyomSrivastava1996 don't think so. I think she says she is a designer. All 3 founders are male i think

@@screwthisite the video literally has that while introducing them. It says she's a co-founder.

Pretty much for every vehicle official cost more. Best is to find a reliable mechanic, even they have more knowledge as they work with multiple different cars everyday.

Exactly. Except for horsepower, many cars under 25 lakhs offer every possible feature available in luxury cars of 60 lakhs. Unless you are damn rich, it doesn't make sense to spend more than 30 lakhs on cars.

My uncle sold his xuv700 cause the service cost of broken hydralics or something was 2.5lakhs ( min.)

@@Jidnesh lol

Fine dining to Dumpster diving...

@@encunorth lol MG ZS EV is actually a great car. Much more refined and quiet inside than most luxury cars

@Militaryphonk girls do care. Only people get laid know this not you...

Replying from inside of my Nano CNG. Coste INR 3500 per anum for insurance 5000 for yearly maintenance. Average 30km per KG ( INR 90 ) It doesn't matter which car you own, What matters is you own it like your family member. Always buy a car before marriage whether 3L or 2CR car.

​@@santoshphadtare6088 you will die in a nano most flop car in india

@@santoshphadtare6088 ye lugai isko boli amg lele 😂

I own one. Bought with pocket change. No loans. No obligations. Now everyone around me wants one. Never buy new cars. Stay away from loans.

Wow. I'm considering this car, cos the Germans are unreliable, and I keep doing long trips.

​@@sportstours24 they aren't unreliable, Toyota just next level

Suzuki?

@@adityagoloka lol, that's an epic comment ... btw Honda n Toyota.. we live in USA.. Thanks Tc

@@sumeshkuriakose 😂😂😂 toh likhna chahiye na , India mein Japan ki Suzuki h

@@adityagoloka 🤣, saroor...Yaar concept is the same, 25% ... wapas India me humko Toyota Innova or Maruti SUV he... My sister in India live with the same formula , only thing instead of cars they buy land ...

@@sumeshkuriakose USA me to used car market bohot bada hoga na? Easily quality second hand mil jata hoga

I think the point the couple in the video was trying to make was that they personally did not want to have kids, hence they could spend money which some other couple will save for their kids future.

I think this trend of not having kids will get more and more traction as having kids in this era is extremely expensive and also given the daunting task of raising a child with good values amid the increasingly negative environment which could be mostly attributable to social media

​@@adityatakkar262 absolutely. And with the number of Indian children immigrating to foreign countries at the expense of "education" and leaving their parents to fend for themselves in their old age, it would be better to not have kids because then you won't have any expectations

L

Yeah man like seriously. This guys think european cars are luxury and shit when a middle class guy from a european country could afford it😂

By compromising on not having kids. 😂

@@f1pro910 good decision tbh

why are people these days using ChatGPT to write comments? 😭

@@ChandraSekhar-ib7ff If you have to think about the cost or budget yourself you are too poor for a luxury car