How to Deal with Money When You Travel

Рет қаралды 60,596

Күн бұрын

Traveling is not free, no matter what some tiktok video tells you. You will need to pay for your food, for your hotels, for your flights when you travel and that is why it is important to have a better idea about money when you travel abroad. Wether it is making sure you have a mastercard or visa card or knowing what the local currency looks like, money is an issue you will deal with as a traveler. Here we talk about some money issues travelers and tourists have to deal with when they visit Europe.
Filmed in Turku, Finland
Copyright Mark Wolters 2022
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Пікірлер: 170

@frednich9603 Жыл бұрын

We took 4 different cards with us to Europe, and wound up using the one we didn't plan on using, just because it had the most reliable tap function. Tap is everything in Europe, especially at kiosks

@seadude2005 Жыл бұрын

You are crushing it recently! My parents are taking their first trip to Europe in October and I keep sending them your videos. I’m trying to keep the potential culture shock to a minimum. Keep up the great work!

@johnsobaszko1700 Жыл бұрын

You forgot to say to make sure you have coins for the public toilets that charge.

@Sonny0276 Жыл бұрын

Great Video. Thank you for posting.

@CarlRMartin Жыл бұрын

Perfect tips! You covered everything! Thank you!

@rhondalyn100 Жыл бұрын

SO helpful! Thank you!

@karenkranig2968 Жыл бұрын

Great tips Mark! Thank you so much!!!

@libertyandjustus8258 Жыл бұрын

Very awesome and helpful video ! Thanks Mark !

@evelyngrammar Жыл бұрын

We just got back from a month in Europe and the UK, covering 6 countries. In my experience, an ATM powered by Euronet should be avoided. The exchange rate is not favorable. And I echo the comments made that many places are cashless. You don't need to have an Oyster card in London if you have a contactless pay option or something like Apple Pay. The Oyster card is still available and I used one I bought 6 years ago.

@gilbertomelendez2401 Жыл бұрын

Thank you for your information, me and my wife will keep this in mind.

@ChapatiMan Жыл бұрын

Why would you say Europe and the UK if the UK is in Europe

@evelyngrammar Жыл бұрын

@@ChapatiMan In the past I would just say Europe. However, some of my UK colleagues told me they think of the UK as separate from Europe. Just trying to be respectful.

@ChapatiMan Жыл бұрын

@Morahman7vnNo2 the uk is obviously still in Europe, because that’s the continent. The uk left the European Union, which is a group of European countries working together and they set rules together and trade together and stuff. Some idiots think that the uk literally left the continent of Europe. I have no clue how people think that

@marcusskidmore7290 Жыл бұрын

@@evelyngrammar I appreciated the way you said it. (UK Brexit voter).

@derronstravels21 Жыл бұрын

Great vid! This is great information that most of us had to learn the hard way.

@Eric-fx9xf Жыл бұрын

Very helpful. Thanks Mark. ✌👍

@lisamuir2091 Жыл бұрын

Great video, thank you!

@joselinedesousa6509 Жыл бұрын

Loved your tips .

@tobiojo9454 Жыл бұрын

Great video and awesome tips

@Stache987 Жыл бұрын

I haven't checked recently but AAA used to offer a money pack for going abroad, usually enough to go from the airport to your accommodations. If you are traveling light or dont mind the load, many times public transportation such as subways and rail serve airports, check into this before pondering a taxi, I learned this watching videos aimed at airport arrivals and how to get into the city.

@OwenFuller7414 Жыл бұрын

Very helpful video Mark, you’re channel is appreciated by many. I myself have gotten at least 10 people to subscribe. Gotta get you to that 1 million!!

@mexicominute Жыл бұрын

Great tips. We usually bring multiple cards from different banks for redundancy in case a card doesn’t work, gets stolen, etc.

@gentrybowley1018 Жыл бұрын

I’d like to add that, once in a blue moon, you might find an ATM, or train kiosk, that won’t say “English.” They will have a list of country flags, to choose from, that represent a language. In that case, you want to choose the British flag (🇬🇧).

@jendorei Жыл бұрын

Well yeah. The ones that use text don’t say “American”, do they?

@gentrybowley1018 Жыл бұрын

@@jendorei , you’re obviously not from America. I’ve actually stood by a kiosk and overheard a first time overseas traveler, from the U.S., say “Where’s the American flag?”

@Fan652w Жыл бұрын

Judging from my own experiences in the last 12 months and from comments on this video entered by other people, the most important advice from Mark is at 9m 18s. Make sure you take a card with you, and make sure that it is contactless - (ie has the Wifi symbol on it). Many businesses in Europe, even in GERMANY, are 'cash free'. It is one of their contractual terms that they only accept payment by card (or by bank credit transfer).

@jendorei Жыл бұрын

Write it as 9:18 and it’ll be clickable

@HuffGLaDTem Жыл бұрын

i’ve been watching a ton of these videos, im going to paris this spring, i know it’s not for a while but better to be prepared now and have it in the back of my head then to not be prepared at all

@MagnificentGermanywithDarion Жыл бұрын

Excellent information my friend. I always wait until I arrive in Germany to get my money. I usually have euros left over from my previous trip as well as i you oh had stated. Great job Mark. :)

@TravelAdventureswithEricB Жыл бұрын

Great tips

@Ed-BrokeExpat Жыл бұрын

Great points…

@keithrowe4317 Жыл бұрын

Thanks for the heads up for this Canadian 🇨🇦 Traveler who’s doing the United Kingdom next Fall 2023! Very Helpful indeed!😎👍

@MauriceJenkinsMo Жыл бұрын

Thank you for responding to my question thank you thank you

@Jimbobeatty Жыл бұрын

ALWAYS..bring a copy of your ATM card (duplicate). Some ATM's utilize the "capture" of the card feature, where the machine swallows the card and spits it out once the transaction is done, etc. However, when using one of them in Germany, the language on the screen was German and I couldn't figure out how to change it before it "timed out", and the machine retain my card, leaving me stranded for a week without being able to get cash! Always bring a duplicate!

@barvdw Жыл бұрын

if something is not working, try hitting the red button multiple times. It's quite standard all over the place, even if individual ATMs can differ ever so slightly.

@user-bu3sn6kd5n Жыл бұрын

These days, most ATMs support tap feature, so you don’t need to put your card anywhere (and if you can add your debit card to Apple/Google Pay, you can use your phone/watch)

@adrianelias2365 4 ай бұрын

What do you mean by copy of your ATM card? Can I go to my bank and order a copy??

@Jimbobeatty 4 ай бұрын

@@adrianelias2365 yes, ask for a duplicate card. Make sure you authorize it

@Fegga1955 Ай бұрын

I was able to switch to English.sorry for u

@timmmahhhh Жыл бұрын

Great timing for the video Mark, thanks! We go to Ireland in a month and I'll go to my bank today and look at getting some Euros. Funny money story on my Soviet college trip from 1989 back in the old days when we used travelers checks and exchanged for local money and only the rich had credit cards. You exchange a little money at the bank but in the communist countries you got far better deals for trading it on the street on the black market. At the bank you got a ruble for $1.60, but on the street you could get six or seven rubles for a dollar. But of course a lot of black marketers would take advantage of Americans who can't read Cyrillic and give people some other currency. So you would always say pakazhetay mnye vasha mahnyeti, or show me your money. Fortunately I knew Cyrillic brushing up on Fraser Russian beforehand, and I was a stamp collector in my youth so I could instantly recognize most country names from the stamps. One person in our group bragged that he got 10 Euros for a dollar. I asked him to show us the money and instantly recognized Yugoslavia and I had let him know that money was worthless here. The rest of the people in our class laughed hysterically and for the rest of the trip his nickname was Jugo.

@mikehess4494 Жыл бұрын

Thank you. After years of traveling and moving this is how I choose to travel now.

@woltersworld Жыл бұрын

Glad to show a bit of thr world

@SinPlanDeViaje Жыл бұрын

Hello fellow travelers, greetings from Argentina, 👋 we love watching videos and discovering new places and people. A hug from a distance... ENJOY LIFE!!! ❤🙌

@CRYPTO_KHAOS Жыл бұрын

Thanks Marky Mark!!!!!!!!!!!!!!!!!!

@ariohandoyo5973 Жыл бұрын

Yes we need money if we want travel abroab, hello i'm your subscriber from Indonesia i'm an english learner as well.😊

@arosenweig Жыл бұрын

In most countries, you can pay with a credit card. It’s best to use a credit card which does not charge foreign transaction fees. MasterCard and Visa are your best options since they are the most widely accepted credit cards worldwide.

@pollyduron674 Жыл бұрын

I for sure wish I knew about the not converting at the ATM before I was in London. I was charged SO much. I'm going to Venice in May and will be getting Euros from my bank a few months before I leave. I love your videos ❤

@Cody-Bear Жыл бұрын

I didn't even know there were such thing as prepaid credit cards. I doubt I'll ever travel abroad, BUT if I do, I'll keep that in mind for looking into a prepaid credit card with a PIN

@Mr.DJones Ай бұрын

Thank you for your time and posting. Good info. I had a Finnish girlfriend when I was traveling through Spain and Portugal in 1977. If you are reading this, I am so sorry I broke up with you before we arrived in Paris. ;)

@carlamortlock Жыл бұрын

Make sure that u get a blocking wallet if u re going to use the tap and go option.

@Nunyobidne55 Жыл бұрын

A dodge viper in finaland! Amazing!

@cbfranke66 Жыл бұрын

One thing that I found that to change language on the ATMs you pick the flag that is associated with that language. And for English you have to pick the UK flag. Also I found that many Post Offices have ATMs.

@rogeralford1285 Жыл бұрын

Very helpful! I was wondering about Apple Pay

@juliebrocklehurst-woods5247 2 ай бұрын

I just spent a week in the Netherlands. Everyone accepted my MasterCard. I didn’t obtain/need any Euros at all.

@katem4365 Жыл бұрын

A good habit a friend taught me while I'm traveling and using ATMs: use your bank app and lock your bank card after every use. That way if someone has skimmed your card no transactions will go through bc your card will be locked. Then when you use it again, unlock, get your $ and immediately lock the card again. It gives you so much peace of mind.

@PascalGienger Жыл бұрын

Fun fact: Discover is Diners Club International in Europe. Sometimes a hotel looks strangely at your Discover card but when they charge it they'll see Diners Club. But it's very rarely accepted. Mostly big hotel chains.

@DrVVVinK Жыл бұрын

I never had a problem with Discover in Europe.

@headsuphockeypodcast2707 Жыл бұрын

I used my Chase United card in Brussels and I saved a lot of conversion money on a coffee and my breakfast meal. I was taking Brussels to Namur last year and it came in handy when I didn’t want to pull out Euros in a hurry.

@unlisted8042 Жыл бұрын

Great advice. One thing I see on the UK Reddit is then always talking about how “cashless” it is compared to the US. something I have added to my lIst for when I go to the UK.

@joshlunt7827 Жыл бұрын

Sometimes here in the UK in the foreign money shops you can pay a small fee to lock in the exchange rate for when you want to sell your foreign currency back to the shop when you come back home to the UK

@sammassey3894 Жыл бұрын

On exchange houses, recently traveled in Switzerland coming from France, and the best exchange rates for cash that I got were in coop of all places, I guess it pays to look around.

@headsuphockeypodcast2707 Жыл бұрын

I always notify my bank 🏦 when my travel dates are.

@adrianelias2365 4 ай бұрын

how early in advance should you notify your bank before traveling?

@bryantsteury8910 Жыл бұрын

I went to several European countries in high school right before they went to the Euro. I saved a few of the bills from each place, thinking "hey if I come back I can use these!" well....not so much with the Euro. But now they make a cool historical reminder/memory from when I was there so it all worked out!

@liminalspace1382 Жыл бұрын

You might be able to exchange the old bills to the current currency. The certain local bank still keep doing this. I did it the several years ago with Lithuanian litas which I saved from my trip to Lithuania. My trip happened just 8 months before Lithuania went from Litas to €.

@barvdw Жыл бұрын

it depends from country to country, not all still exchange the older currencies. There's a handy table on the ECB's website, but basically, if you have any of the southern currencies like Spanish pesetas, Italian lira, Portuguese escudos, Greek drachme or French francs, you're out of luck. Even the countries that do allow to exchange the old currency, have limitations, some like Belgium only exchange the bills, no longer the coins, and for as far as I can tell, they only exchange them at their respective national banks, not in each private bank or post office. If you only have a little amount, it might well not be worth it.

@ChrisFalk2 Жыл бұрын

Another heads-up: you can use a Euro in all of the countries where it is the official currency, but even though Norway, Denmark, Sweden and the Czech Republic all call their currencies Crown they are all different curriencies. In other words: you can't use a Danish Crown in Norway, for example.

@CH-vm6cq Жыл бұрын

Um...duh? You can't use a Singapore, NZ, or Australias dollar in the US. Why would anyone assume you could?

@ChrisFalk2 Жыл бұрын

@@CH-vm6cq I've seen some people who thought so, maybe because they are all small countries (not big enough to have their own currency). I'm sure it can be confusing for an outsider with who the members of the EU are and what nations within that group uses the Euro. Since the Euros can be traded with in all Euro countries it's a somewhat logical step to think the same goes for the Crown(s).

@idkwuzgoinon Жыл бұрын

@@ChrisFalk2 I didn’t know that, thanks!

@NordVast Жыл бұрын

Yes, you can use euro in Sweden at McDonalds for example. But they will rip you off on the conversion, so don't do that.

@RandolfLycan Жыл бұрын

I have yet to go to Europe but I remember watching your video about phones abroad from 6 or 7 ish years ago. Do you think your advice from that video still applies or have things with phones abroad changed since then?

@garye2906 Жыл бұрын

I donate any extra coins before heading home!

@cheeba5852 Жыл бұрын

I leave for paris this Saturday thanks for the free game

@josephmonti4524 Жыл бұрын

In the Netherlands I had issues using my chase credit card at petrol pumps. Had to use rmy friends European debit card. In Italy at smaller restaurants the card machines sometimes didn't want to read USA credit cards

@Rustyjamesman Жыл бұрын

When i went to Italy, a lot of places took the tap on cards

@travelvideos Жыл бұрын

I traveled to Scotland and Norther Ireland, where I had to withdraw cash and I took your advice on one of your videos very seriously - so once ATM gave me out Northern Ireland pounds I went inside the bank and changed all the money to British pounds. I came back home and I asked exchange booth what would be the fee for exchanging that money, they said something like 20% less from GBP exchange rate.

@jamesedwards7906 Жыл бұрын

Northern Ireland uses British Pound Sterling. It is the exact same currency. Their bank notes are just a different design and are issued usually by Ulsterbank. If you were charged a conversion fee, you got ripped off

@zwiderwurzn5908 Жыл бұрын

Oh no Mark, I am from Germany and I never get 100 € bills from the ATM. Nobody wants them here either. Usually, I get 4x 50 € and the rest in 20 € or 10 € bills. But there might be differences in different cities. I am from Munich and here, you can also withdraw "crooked" amounts, e.g. 270 €, while in Berlin I have had the experience that they only pay out full 50s there, i.e. 250, 300, 350 € etc. You are right with the transaction fees on credit card expenses. When I went to the U.S. with my Mastercard, they charged me 2% fee on each transaction in U.S. $. But forget about American Express in Europe (especially in Germany) - and I have never heard about Discover 😳 It was quite useful to mention the tap function. You can use it even at my local bakery 😊

@DrVVVinK Жыл бұрын

Discover is the same as Dinners Club

@laurie6123 Жыл бұрын

Companies that have employees traveling will go to a money exchange business. We used to go to a place in Birmingham MI to get funds ahead. Had to order.

@llwil2003 Жыл бұрын

You ought to talk about the Blue Dollar in Argentina.

@boatlover1875 Жыл бұрын

Check you bank and see who they have agreements with. For example Bank of America often has an agreement with one large bank in bigger countries that will not charge you the bank transaction fee using their ATM. Also, If you are a good customer, you can order foreign cash online at a decent exchange rate and I usually get it at home within two days.

@georgiancrossroads Жыл бұрын

Hey Mark, My US bank card had a chip, but no tap feature, when I went to the Czech Republic. NO. BANK. MACHINE. OR. BANK. WOULD. EVEN. RECOGNIZE. MY. CARD. Fortunately I had a European card from my bank in Tbilisi. Or I would have been SOL. My Alaskan bank has no immediate plans to add such a feature. Just sayin'. I'll be in Germany soon. So we'll see what it looks like there. My card works fine back in Georgia (NOT THE US STATE). Thanks for the tips. Remember travelers checks?

@starvictory7079 Жыл бұрын

Cash is still king in Germany.

@jendorei Жыл бұрын

I think the problem was something else, not the lack of a tap feature. If you put the card into a chip reader, it obviously won’t check for the tap feature, lol. I know banks here in Poland disable your magnet strip by default and you have to ask them to enable it if you need to use it (it’s unsafe - easy to skim and steal your info). Perhaps your chip could be disabled too? There are also different card operators. The ones mostly accepted globally are Visa and MasterCard, as mentioned in the video. If your provider was American Express or something else, it might have

@DrVVVinK Жыл бұрын

If you travel a lot, then I'll look into setting up a small checking account with a bigger bank then. Bank of America, Chase, ect. All of which offer the tap on their cards, or you can use your phone.

@georgiancrossroads Жыл бұрын

@@DrVVVinK Alas I am living in the country of Georgia. So I don't have access to those banks.

@user-bu3sn6kd5n Жыл бұрын

One more tip - figure out which of your coins have the most similar dimensions to 1€ and 50c and take some with you. Reason - you can pay with your card at the supermarket, no problem, but you may need a coin to unlock the shopping cart. And, at some airports, the same system works for baggage carts…

@76tennboy 4 ай бұрын

My favorite thing that I learned years ago was Charles Schwaab account. Also having USAA helps.

@iamthebeast6808 Жыл бұрын

Wolter I been watching you for a year now me and my friends are going to Paris France for the first time in less then a month and your videos have been helping me I’m so excited it’s my first international trip

@Billionaireben Жыл бұрын

You may want to have a 'wise card' and Zelle to put money in your Wise card from your bank. This way, you get the best rate and don't get banged by your own bank.

@seankayoden4001 Жыл бұрын

Last fall when we were in Italy none of the bank ATM would give me money from my VISA debit card with a chip in Rome, Florence, nor Venice. Concierge in Venice hotel said he had previously lived in London and had same problem in Italy.

@mariomario.. Жыл бұрын

So what was the issue or how can I avoid that problem on my upcoming trip? Most american cards have chips these days.

@Fan652w Жыл бұрын

There has been a huge move in Europe towards contactless payments, and MANY MANY businesses now do not accept cash. Sweden is possibly the extreme case on this point. In many places you even cannot use cash to go to the toilet. You use your contactless bank card.

@mauriciot Жыл бұрын

Looks like progress. In Germnay people still use cash...

@Choleer Жыл бұрын

That might be true for some north european countries but in the rest of the europe cash is still the king. In many countries it is illegal not to accept cash.

@Fan652w Жыл бұрын

@@mauriciot I was in Germany from 13th to 22nd June. I paid for almost everything (even snacks) by credit card. The German attitude to credit cards has definitely changed. It may be even the effects of Covid-19. Germans (like other Europeans) do not want to get infected from notes or coins. (In Switzerland in April I paid for almost everything by card. In Britain where I live a substantial number of businesses say card only NO CASH.)

@r_a_ Жыл бұрын

Travel shows don't show these types of stuff on TV. In reality this is what is important for a majority of people because a majority of people are not rich and every penny matters. People like me (who are from a middle class / lower middle class family who dream about traveling the world on a budget) need this type of information. Information about where to go is easily available but proper information about how to save money is rare. 2:51✍️

@cbfranke66 Жыл бұрын

One other thing. The paper 20 pound note is being retired the end of September 2022. I was holding mine fire my next trip but it will not be until after September. I just took it to my bank (Chase) and deposited it into my account.

@barvdw Жыл бұрын

you could have exchanged it at any post office in the UK for free for quite some time after, so that would have worked as well, but I understand if you didn't want to risk it.

@jl453 Жыл бұрын

Which is better. Buy the currency you need before you go or use an ATM in your country and how much per day?

@eiramn Жыл бұрын

I brought 3 credit cards and Canadian dollars in case I needed to exchange money for my Europe trip. I mostly paid with my cards but some places only took cash. Now, I have Euro, Czech crowns and Hungarian Forint in my wallet.

@Seattle41791 Жыл бұрын

When I went to Germany in late January I brought $1000 euros cash with my cards as backup. This was a 9 day/8 night trip.

@barvdw Жыл бұрын

I would not have taken so much from home, but rather taken 1-200, and withdrawn at the destination, to be honest. But the amount seems to be quite correct, it is a holiday, after all, so chances are, you are more often going to eat out, do fun activities, etc.

@Fujifansetia Жыл бұрын

i love travel,thank u for budgeting

@thomascook578 Жыл бұрын

In Prague be aware of gangs offering to swap large notes to smaller notes, they give you Bulgarian and Belarussian notes, there's a Czech youtuber called Honest Guide explains about the scam. Great video

@thomascook578 Жыл бұрын

@@Elatenl basically, yeah, but sadly people will

@louisabventura8264 5 ай бұрын

Yes great video -helpful and informative -i like the fact that i can read it too not many videos seem to have subtitles! So hello to all u travellers! Im going to cyprus 4 a couple of weeks and Im hoping someone can tell me do i even need to take euros at all?? I keep seeing conflicting views around online. I'm guessing I wont need more than 100 in UK money?? I dont want to spend much and Im staying with a friend so Im confused about whether how much euros will b needed because so many places are cashless and use tap etc. Any advice much appreciated! Thanks all

@masterzen107 Жыл бұрын

Money tips but for South America please

@marcelrobinson 6 ай бұрын

I never exchange the local currency back to USD. I either keep it as momento or give it to a friend who likes collecting different currencies.

@AnneMB955 Жыл бұрын

Tried for a credit card with no overseas fees but was knocked back because I, personally, don’t earn enough. Quite disappointing. Just needed a vid like this. 👍

@tandanielle3875 Жыл бұрын

Try Wise (formerly Transfewise). It is the best!

@BenjaminStaern Жыл бұрын

Great production value of your videos!

@Fegga1955 Ай бұрын

🎉🎉🎉

@marsgal42 Жыл бұрын

It makes such a difference these days: get off the plane with a bit of cash, plastic, and enjoy your trip. TfL were happy to send me an Oyster Card before I left Canada. Their Aussie counterparts sent me an Opal Card. And so on.

@barvdw Жыл бұрын

if you have a contactless bank card (credit or debit), you don't even need an Oyster, these days. Unless your bank fees for payments in foreign currencies is extortionate (I have one that charges 50 ct for each single transaction, that quickly adds up when paying lots of trips), I'd just use my bank card, these days.

@jamesmack3314 Жыл бұрын

I’m curious about the best way to exchange money in Mexico,I’m not sure I want to use ATM there

@davidvavra9113 Жыл бұрын

In Mexico, everyone wants change and no one will give it. Even a supermarket won't break a larger bill, not even 200 pesos, about 10 bucks. I ended up going to a bank.

@mozesberrospi 29 күн бұрын

Hey, I’m from the US and I just found $100 bill from Guatemala so what do I do with it?

@maciejnowak2768 Жыл бұрын

Napiszę po polsku, tak jest łatwiej. W Czechach nie potrzebujesz czeskich koron - wystarczy karta płatnicza. We Francji jesteśmy 2 tygodnie - nie wydaliśmy ani jednego EUR w gotówce. W Niemczech za paliwo, hotele, zakupy też płacimy kartą. Najlepiej założyć konto walutowe, kartę do niego a walutę kupować w kantorach internetowych. Gotówka do niczego nie jest potrzebna, nawet do parkomatu.

@theshadowman1398 Жыл бұрын

300 EUR and they want to offer an exchange rate of 368 USD. That is not an offer it's an outright scam. Actually thanks to earlier videos about this exchange rate offer I always press no and safe a ton. I never experienced an ATM before that gave out hundred EUR bill. But then again the longest I stayed in Germany was 1 night and only because of flight delay.

@souriyunchheun656 6 ай бұрын

What if I don’t have a credit card? Can I use my debit card to book a hotel?

@AK-hi4hm Жыл бұрын

this might be a dumb question but do they have american banks like chase around the world. assuming the same banks you use at home will give you the best rates

@DebraMcVey 6 ай бұрын

The short answer is no. However if you check with your bank before leaving, you'll find that banks have cross agreements with other banks.

@paulkoza8652 Жыл бұрын

Bad idea to get Euros from your bank before you go. They will not give you the best rate and charge you a transaction fee to boot. Go to a European bank ATM once you arrive and get Euros there.

@barvdw Жыл бұрын

I would agree to not take out a huge amount from home... but having a 100 or 2 to pay for an emergency cab, grabbing something to eat, etc is not such a bad idea. Not all airports have good ATMs (some only have Euronet-style ones that are totally gonna rip you off, or even no ATMs in some stations), or you might be in a rush to get to your hotel, and no matter how unfortunate it is, many taxi drivers still have a 'broken' card machine and insist on taking cash in many places. And while you should be able to pay electronically in most places, some don't accept foreign cards (e.g. Belgium just mandated all customer-facing businesses should accept some form of electronic payment, but many who didn't before, chose for a domestic payment app, our equivalent of Venmo, you'd be shit out of luck with whatever card you come.) I witnessed it at a bar in Brussels, an American tourist wanted to pay for his beer with a credit card and couldn't believe he had to get cash from an ATM.

@nomusician4737 7 ай бұрын

As a Swede working in a touristy place. The most common thing I'd want Americans to know is know your four digit pin and don't bring cash. As in DON'T BRING CASH! You don't need it and will probably not be able to spend them before you leave. The number of people I've met that have trouble paying for lunch because they only have cash is almost comical. We generally use cash so little that I don't think I've used an ATM in Sweden for at least 10 years. The only time I can think of you'd need cash is to buy drugs. I'd honesty be surprised if couldn't buy drugs with a credit/debit card as well if you wanted to...

@txquartz Ай бұрын

We don't have PIN on credit cards, that's the issue.

@Ice_Karma Жыл бұрын

Wait, you mean, you can actually _use_ a Discover card outside the US and Canada?! XD

@jezanne Жыл бұрын

´Dude…nobody speaks Finnish’. All I remember is olut and kittos (beer and thank).

@Psychphuq Жыл бұрын

Coins can be very valuable... I have a handful of Swiss coins that total ~$30...

@barvdw Жыл бұрын

yeah, those 5 CHF coins quickly add up. One of the most valuable coin readily in circulation today, if not the most valuable.

@Tramptraveller Жыл бұрын

👍👍👍👍💚💚👍👍👍👍

@jjamerican93 Жыл бұрын

I would avoid Travelex. They have awful exchange rates.

@carolyngardner4999 Жыл бұрын

Rick says in his video it’s best to go to the bank to get euros

@Kessina1989 Жыл бұрын

Mostly I don't have money with me!

@erica5590 Жыл бұрын

What about if I just order all the foreign currency I plan on using from my Bank before leaving? My card has a 3% transaction fee. That's what I did for my past 2 trips to Europe.

@alanrenwick7667 Жыл бұрын

That's OK if you don't mind carrying a lot of currency, a little insecure.I think. Also some.country's.currency is.not readily available.outside the country. I have just returned from Romania and its currency (the Lei or Ron) is not available abroad.

@stefanbucur6472 Жыл бұрын

Apply for a good travel credit card like the chase sapphire preferred and that will be the only thing you'll need when traveling

@barvdw Жыл бұрын

For Europe, I'd only bring a relatively small amount of Euros, or whatever currency is used in the country you land in, and withdraw money once I get there. Take out relatively large amounts (Mark said 300, I'd say at least 100 to 200) each time to reduce fees, but likely your exchange rates will be better. And try to get a better card, even one with a flat fee is better, just use it for the bigger amounts.

@arrgghh1555 Жыл бұрын

I can almost guarantee the exchange rate/commission your banks charges you will be worse than the 3% card transaction fee. Also you lose security and ease of use.

@HannahKanavel Жыл бұрын

i am stressed

@carlfromtheoc1788 Жыл бұрын

You know, my bank and my credit card company (like many here) use the latest chip technology (like they do in Europe) so I do not have to deal with telling my bank or credit card company I am travelling, and they can also use tap and go technology. Also, because I am with a huge bank, I can order foreign currency on line, they debit my account and in 3 or 4 days I can pick up the notes at my local branch, or have it delivered by FedEx (or pick up at my local FedEx office). On a personal note, the worst coins to deal with are British coins, only because it is often damned hard to see the number on them. And yes I currently have euros, pounds, Mexican pesos, and Canadian dollars - paper and coins. My last trip in my travel wallet I had Swiss francs, euros, and US dollars.

@jendorei Жыл бұрын

> my bank and my credit card company (like many here) use the latest chip technology (like they do in Europe) so I do not have to deal with telling my bank or credit card company I am travelling No no no. This is unrelated. They might have the technology, but you should still notify them of travels, or else they may block your card for suspicious activity and give you trouble while you’re there. Better safe than sorry.

@carlfromtheoc1788 Жыл бұрын

@@jendorei Did that a few years back when I got my chipped card and both my credit card company and bank (for debit card) did not care. They used to have on their websites (after logging in) a tab where you could notify them of your travel plans, but even that is gone.