英國銀行戶口全攻略：選擇最佳往來戶口的秘訣

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Күн бұрын

在英國銀行開往來戶口 Current Account 有什麼要注意呢? 在這部KZfaq影片中，我們將探討利率、扣賬卡、海外消費、轉移戶口、月費等等各種您需要知道的資訊，以及小魚爸個人策略。幫助您選擇最適合自己的銀行戶口。
TIMESTAMPS:
00:00 開場白
00:33 往來戶口簡介
01:35 利率
02:51 扣賬卡 Debit Card
05:02 海外消費
06:18 備用透支
07:04 往來戶口轉換服務 Current Account Switch Guarantee
09:30 轉移戶口優惠
11:31 戶口管理方法
14:25 月費
15:21 尋找合適的戶口
19:31 開多個往來戶口會否影響信貸分數?
21:05 小魚爸個人策略
WATCH MORE:
🎬 8個iFast Global Bank戶口值得留意的資料 • 8個iFast Global Bank戶口值...
🎬 [英國理財] 錢放哪裡 (2) 💰 我要高中低流動性資金都每月收高息🤑 • [英國理財] 錢放哪裡 (2) 💰 我要高中...
🎬 英國理財 • 英國投資理財
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DISCLAIMERS & DISCLOSURES:
本人並非稅務或財務專家。影片內容僅為作者本人自行收集之資料，只供資料參考及教育用途。並不保證資料正確無誤，亦不構成稅務或投資產品的建議、要約或產品推廣。如果閣下有財務或稅務疑問，請尋求相關專業人士幫助。投資涉及風險，投資產品之價格可升亦可跌，甚至變成亳無價值。投資產品之過往業績並不代表將來表現。任何人觀看此影片而欲從事投資行為，應自行考量本身財務狀況、投資目標、經驗、風險承受能力及理解相關產品之性質與風險，並應自行對所有責任負責。
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CREDITS:
🖼 Free stock videos, photos, and graphics from Pexel.com
🖼 Icons by Icons8 icons8.com
HASHTAGS:
#英國銀行戶口 #current_account #英國 #移民英國 #bno移民 #廣東話 #小魚爸

Пікірлер: 49

@sherlockmatsumoto8541 2 ай бұрын

Thanks for sharing !!!

@alai8238 2 ай бұрын

多謝不斷提供資訊，資料實用👍

@ah_Ho 2 ай бұрын

謝謝魚爸；解釋好清楚👍🏻

@SmallFishBa 2 ай бұрын

謝謝收看, Ah_Ho。

@wafflecat8125 2 ай бұрын

多謝小魚爸分享，你真係好勤力！🙏

@SmallFishBa 2 ай бұрын

😀

@cheungfong4629 2 ай бұрын

感謝魚爸分享🙏，好實用👍😊

@SmallFishBa 2 ай бұрын

謝謝。

@Imanhuiutube 2 ай бұрын

好清楚，好實用

@SmallFishBa 2 ай бұрын

@koonanna8164 2 ай бұрын

謝謝分享😊😊😊

@SmallFishBa 2 ай бұрын

@kschu7883 2 ай бұрын

thanks report and uploaded

@SmallFishBa 2 ай бұрын

Welcome

@ericleung9743 2 ай бұрын

Thanks for sharing

@SmallFishBa 2 ай бұрын

my pleasure

@aliceyin1293 2 ай бұрын

I am currently using Barclay which was apply online when I just arrived UK in 2021, it could be putting into my iPhone apple wallet. Thank you for sharing.❤

@SmallFishBa 2 ай бұрын

Thanks for sharing. I did not work with Google Pay before but I just tried it with Google Wallet, and it works 😁🙏

@LLUK325 2 ай бұрын

👏🏼👍🏽

@SmallFishBa 2 ай бұрын

😀

@kwoklincheung6952 2 ай бұрын

請你給予Koo Bank ref No. 另外請問你開公司戶口. 那間銀行容易申請？請你推介😊謝謝你

@wafflecat8125 2 ай бұрын

Kroo利息高，不過就冇Chase 嘅cash back

@graceyuen3321 2 ай бұрын

想問下過數時見到standing order 是指什麼☝️？支票？

@SmallFishBa 2 ай бұрын

Hi Grace. Standing Order 中文係常行指示。例如將個轉帳set 做每月某一日自動執行。咁佢就會每個月當日自動做轉帳，直至你取消嗰個指示。

@yyykkk4731 2 ай бұрын

良心youtuber

@SmallFishBa 2 ай бұрын

過奬 ☺️

@MM-hr9zv 2 ай бұрын

請問，我係high street bank 開戶，default 係 current a/c, 如果想開 saving a/c 要另外再開？？

@SmallFishBa 2 ай бұрын

睇你apply 邊種戶口。但有啲銀行嘅savings account 會要求你一定要有嗰間銀行嘅 current account.

@foureyenewboy8964 2 ай бұрын

小魚爸，請你畀條Krio bank 的referral link, thx

@SmallFishBa 2 ай бұрын

Hi foureye newboy. 可以的話請你 facebook message 我或email 我 🙏

@RebeccaLeung-db5yv 2 ай бұрын

Can I open an account with Krio Bank in HK

@SmallFishBa 2 ай бұрын

Hi Rebecca. Unfortunately, Kroo only accepts applications from UK resident. If you want to apply for a UK account in Hong Kong, the only one I know is iFast Global bank. It also has a £10 referral bonus promotion going on (24 April 2024 - 7 May 2024). You can find the referral link in the the below video. But you might want to watch the video first to decide whether it is suitable for you kzfaq.info/get/bejne/a6lih6yetLazfIU.html

@fungfung1032 2 ай бұрын

小魚爸，請問怎樣解決大部分銀行關於姓名問題，例如我叫Tai Man Chan,銀行文件姓名變左Tai Chan? Man 字沒有了，我怕要做證明時名字不對，怎麼辦？

@SmallFishBa 2 ай бұрын

Hi Fung。我都唔知。英國有好多系統對First Name嘅跟制都唔同。有啲唔俾入空格，有啲唔可以太長。就算係英國政府嘅唔同部門系統都唔一樣。所以我只係如果有得入就入晒Tai Man Peter Chan。但好多時收返政府啲信都係得返 Tai Chan, TMP Chan。最離譜試個收到 UNKNOWN Tai Chan😂 不過平日啲人check 名好求其，見中第一個字就照ok。暫時未試過有問題。

@magwong8348 2 ай бұрын

@@SmallFishBa”unknown 乜”我都有，好似係某政府部門

@sum311 2 ай бұрын

Unknown 係Title, 如果你無set Mr / Miss/ Mrs, 就會出Unknown Tai Chan , set 返就無事，會出返Mr Tai Chan

@RebeccaLeung-db5yv 2 ай бұрын

Can I open an account with Krio Bank inHK

@SmallFishBa 2 ай бұрын

Hi Rebecca. Unfortunately, Kroo only accepts UK resident. If you want a UK account in Hong Kong, the only one I know is iFast Global bank. It also has a £10 referral bonus promotion going on (24 April 2024 - 7 May 2024). You can find the referral link in the the below video. But you might want to watch the video first to decide whether it is suitable for you first kzfaq.info/get/bejne/a6lih6yetLazfIU.html

@RebeccaLeung-db5yv 2 ай бұрын

@@SmallFishBa Thanks for info，already done it in Feb after watching the one re iFAST Global

@simonho1810 2 ай бұрын

千其吾好放太多錢係英國本地銀行戶口, 好易freeze

@garywong123able 2 ай бұрын

點解？

@graceyuen3321 2 ай бұрын

？

@ssqqqq1234 2 ай бұрын

我開到Starling business, 0收費，但收錢要check幾日

@SmallFishBa 2 ай бұрын

咁Monzo 快啲喎。我暫時無試過要等幾日先見到條數。Monzo 都係0收費

@mabelchan302 2 ай бұрын

請問自僱可以開個人來往戶口用來報稅嗎？

@SmallFishBa 2 ай бұрын

本人並非稅務或財務專家，以下純粹我個人理解，非專業意見 👇 Hi Mabel。理論上係可以嘅。但要睇你係咩自僱人士。如果你係做contractor, 每月收吓人工，咁無問題。但留意個人往來戶口係俾個人用。銀行會expect個戶口唔會有好多 transaction。如果你用個戶口做ebay或amazon 收錢戶口，一日幾十甚至幾百條 transaction，咁銀行有機會會要求你用 business account。

@mabelchan302 2 ай бұрын

@@SmallFishBa Thank you very much.😃

@aliceyin1293 2 ай бұрын

小朋友用特區護照可以申請嗎？可以的話，請給我Koo bank referral Link, 謝謝你😊

@SmallFishBa 2 ай бұрын

要18歲以上英國居民