You Have No Excuses After Watching This Video

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You Have No Excuses After Watching This Video

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3 жыл бұрын

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Пікірлер: 638

@noahvsolis 3 жыл бұрын

I’m a Loan Officer. No one ever stays at home with their parents to save money and actually does it! Boom! Congratulations!

@gardenofe12 3 жыл бұрын

I did and still do !! I’ve fully funded my retirement fund and now saving towards more savings in hopes of retiring early.

@sb_dunk 3 жыл бұрын

@@gardenofe12 How do your parents feel about this?

@lauras627 3 жыл бұрын

I’m encouraging my daughter to live w/ me until she saves to buy her home!

@cococarmel6251 3 жыл бұрын

Kudos she had parents that took care of her and her kid. Now that she is on her own I doubt she will save $50000 in a short period of time.

@joshmeisterr 3 жыл бұрын

I still do and I've got savings now. It can be done

@cutenobi 3 жыл бұрын

It’s always nice to hear people who are not playing victim and being a warrior.

@jmc8076 3 жыл бұрын

They exist but don’t call in as often. 😉

@TheKiltedAdventurer 3 жыл бұрын

Amazing call. She happens to things (vs allowing things to happen to her).

@futureisyours3016 3 жыл бұрын

The best way to fight back is to play the victim card. It garners you support. Sympathy votes And you go gal from others

@levigardnerofficial 3 жыл бұрын

I love this comment.

@rc0334 3 жыл бұрын

A warrior who lived at home for years, no expenses and had family to watch her child? Ok

@KJEThompson 3 жыл бұрын

Aw, you can tell she's a little scared/nervous and has a heart for fixing her finances!

@Koolej98 3 жыл бұрын

Everyone’s afraid but she channels the fear into courage.

@legendbodywork1313 3 жыл бұрын

I hope. His puts Conviction. On. Him. For. What he did. For. His wife and. Kid. And. For. God. To protect her and. Her child. Alll. The days. Of. There life

@therealmvpcali 3 жыл бұрын

Love how she’s not making excuses. Not playing the victim card. This is a real woman

@Daniel-ke1bn 3 жыл бұрын

Alright man you’re border line simping

@rasheemthebestfirstone3274 3 жыл бұрын

@@Daniel-ke1bn you’re over the line lame

@HiiamCeeCee 3 жыл бұрын

Lol. I didnt know there was a fake woman 🤣🤣

@Daniel-ke1bn 3 жыл бұрын

@@rasheemthebestfirstone3274 You’re over the line a soy boy. Soy boy.

@rc0334 3 жыл бұрын

She sounds incredibly privileged to me. Imagine what you could do with no rent, utilities or daycare bills AND you received a monthly child support check.

@GR-uc1gq 3 жыл бұрын

That's how normal a car payment is. That people don't even think of it as debt.

@KJEThompson 3 жыл бұрын

Right?! Doesn't even phase people!

@johndone8045 3 жыл бұрын

Consider it monthly expenses its fine with less than 3% interest Drive it till it disintegrates U dont change car till u are rich enough

@AlexanderWebster_ 3 жыл бұрын

@@johndone8045 I have a 3.25% interest does that mean I’m not fine and should sell my car?

@Defy_Convention 3 жыл бұрын

@@johndone8045 just because you can find 0% interest, doesn't mean you should sign up for it. The depreciation is still huge.

@roolyfe 3 жыл бұрын

Average car 🚗 💰 payment in America is $500/ month for 69 months

@itsSilviaDuh 3 жыл бұрын

Also a single mom with a 6 year old princess and I also follow Dave Ramsey. Got my house and live debt free (besides my house). I wanna be friends with this lady 🥺 I never meet anyone with my same mindset.

@Bamapride1985 3 жыл бұрын

It is always better having friends that don't always try to convince you to be stupid with finances just bc they are.

@LukenUSee 3 жыл бұрын

You're amazing, too! Keep it going.

@MissVindicat 3 жыл бұрын

Hey! Single mum here too! I just paid off my student loan. Over 33K in two years. 🥳🥳

@ladolcevitauk1474 3 жыл бұрын

Respect!

@noregertsyamsayin8011 3 жыл бұрын

I want to date you level headed financially driven women.

@VeganRashad 3 жыл бұрын

Her parents gave her the ability to save. Thank God for her parents.

@shantedewise7345 3 жыл бұрын

But she didnt have to save that money, she is young and could have spent that money on usless stuff!

@Phonoodles408 3 жыл бұрын

@@shantedewise7345 you missed the point lol

@GarrettMusic1 3 жыл бұрын

So have mine 😄

@ajoyforlife1 3 жыл бұрын

Nice not paying rent.

@toohda 2 жыл бұрын

@@Phonoodles408 and you missed his

@cameronmcfarrin4587 2 жыл бұрын

I respect how she was able to save so much with a child. I make in the 40s as a teacher, and I save money every paycheck. It can be done, it takes discipline.

@SantistaFighter 3 жыл бұрын

Self control, discipline, she's doing an amazing job 👍

@clarifyingquestions 3 жыл бұрын

patience, sacrifice, intentional at its core is essentially what money is

@annastarr2043 3 жыл бұрын

@@clarifyingquestions easy when mommy pays all the bills

@christinebutler7630 3 жыл бұрын

She also got five years of help from mom and dad.

@handleyobusiness 3 жыл бұрын

@@christinebutler7630 and 18 years from child support.

@machoman5962 3 жыл бұрын

Single mom moment

@terrykrall 3 жыл бұрын

Some people are spenders. Some people are savers. She’s a saver!

@terrykrall 3 жыл бұрын

@MaGicTOWer ... yes, better to be a saver then become an investor.

@gerardopliego-financevideo8214 3 жыл бұрын

We will always have that voice that says we can’t , we just have to persevere and never give up . You guys can do it .

@Allergic2broke 3 жыл бұрын

🙌

@DrJaredNelson 3 жыл бұрын

Imagine when this lady has a larger income through the years. She is set!

@jassyjasdesan1674 3 жыл бұрын

🤯

@DrJaredNelson 3 жыл бұрын

@@jassyjasdesan1674 let's gooooo. 👏🏻👏🏻👏🏻

@quaithom3138 3 жыл бұрын

Until she meets someone that decides what "we" should do with "our" money.

@kirapoodle 3 жыл бұрын

@@quaithom3138 It's usually the other way around

@catlady2795 3 жыл бұрын

So impressive that she saved $50,000 while being a single mother. Much props to her!

@rc0334 3 жыл бұрын

Yeah imagine what you could accomplish if you had no rent, utilities or daycare bills AND received a monthly child support payment

@bigr3578 3 жыл бұрын

Yeah I find that a little hard to believe earning 22k a year with a kid. But regardless good for her.

@kidtv6445 2 жыл бұрын

And you believe her?

@XCVi_MAC 3 жыл бұрын

I’m finally paying off my car! I will never buy another vehicle from the dealership!

@leadnsteel1428 3 жыл бұрын

yeah i had one then sold it and took the loss.... but now i don't have a car payment

@Imhere12345 3 жыл бұрын

👏🤝

@Defy_Convention 3 жыл бұрын

@@leadnsteel1428 learning experience

@simplyme922 3 жыл бұрын

10 years after the fact, my car is paid off years ago but I realize now how I overpaid! I hardly drive it now. Keep up servicing. This car is taking me another 10 dang it lol.

@debkay1160 3 жыл бұрын

That’s why I drive a 20 year old vehicle

@paulhuval 3 жыл бұрын

This young lady is wise beyond her years i hope she keeps it up and inspires others like her 👍

@paulhuval 3 жыл бұрын

@Natural Healing Methods i am not going to judge because who has not done stupid in there life when we were young and she is not playing the victim roll like half of this country right now

@activelifeg5237 3 жыл бұрын

@@paulhuval well each one has there story to tell so we dont know who is speaking the truth

@evelynmunoz5246 3 жыл бұрын

Cooking dinner. My 14 years old boy gets close to me by the stove while I listen Dave, this publication. He said, mom, you should go to that program! I am also a single mom, Dave Ramsey follower. Yes, they see what you listen to!

@PInk77W1 3 жыл бұрын

No one is gonna help u but u. I don’t mean that in a bad way. My brother was a millionaire. When I got divorced, I called him and asked him For $2000 to get an aprt. He said no. When I hanged up the phone I said to myself “Either u swim or sink” Now I’m doing great. Years later I thanked my brother

@emitabunny1866 3 жыл бұрын

Newly Single mom now, this made me cry. Goals!!

@reesej7279 3 жыл бұрын

You can do it!!!

@PInk77W1 3 жыл бұрын

Momentum

@dayvidsdays5644 3 жыл бұрын

Inspiring story. It's proof and testament that our financial journey is mostly driven by our mindset and not defined by our situation.

@LittlePinkPiggy1 3 жыл бұрын

Yes people, include your children in your budgeting. My family never discussed finance and I left home knowing nothing about money management. I didn't want my kids to be the same so I taught them how to be frugal and save.

@rachellawrence702 3 жыл бұрын

I dont think people understand that some have help like she does and blows every single penny. This woman didn't do that for five years.

@LEP021085 3 жыл бұрын

I’m trying to figure out how she did it. She basically saved 30-40 percent of her income over 6 years and this is including when she said her baby’s father stole money from her? Sounds like to me she never spent any money at all..except on that car payment (I inferred is about around 700-800/mon range)

@karenchikuku8773 3 жыл бұрын

Discipline is key 👌🏾👌🏾, delayed gratification at it's best. Good job to her!

@widowmakericu5705 3 жыл бұрын

A lot of unanswered variables here. She did great living at home. But now (assuming) she has rent, utilities, phone, insurance, groceries, cable/internet, and maybe even daycare expenses plus child needs at a take home pay of 40k a year is gonna be tight. Not including savings or 401k contribution.

@Nikki-ks6wi 3 жыл бұрын

Agreed that’s from loving at home she paid nothing it seems like. It’s good she bounced from the husband but most single mothers don’t have that option

@thegreenbusiness5206 3 жыл бұрын

I'm in the exact same situation as her, same figures, this is so refreshing to hear 💛 I'm doing exactly that! I'm going to listen and do exactly that 🙌

@ororomonroe8022 3 жыл бұрын

Please call her back in three years for an update. I’ll be here for it.

@jacobschneider5438 3 жыл бұрын

I want Dave to be able to call me a warrior. What a great job!

@ZeinabVID 3 жыл бұрын

I love how she was scared at the beginning but finished strong! And showed off her strength

@devinaguirre3913 3 жыл бұрын

She moved in w her parents for 5 yrs. while making 20-50k. When you live w parents things tend to, or should financially change. To me, this is sacrifice but what if some single moms don't have a family to go back too? To me, she didn't do this on her own rather w the support system helping her out. Family!!

@ToneCabinet 3 жыл бұрын

I'm not so sure she didn't have a little help from mom and dad with this $50K.

@Ssookawai 3 жыл бұрын

That's why families are EXTREMELY important. We should help, in fact, we MUST help family members who are willing to make a change because that boost will change the whole family in the future.

@nodrogytsirk 3 жыл бұрын

I discovered you about two weeks ago and have been binging your videos. Life changing! I have have taken every penny I had access to and thrown it to debt. Already half way through baby step 2. Retirement is looming. I have a good pension, money in my rrsp but wasn’t overly concerned about debt. Now I’m on track to be debt free other than my home within the year. No car loan. My future will be secure. I’m obsessed with these videos. Planning on giving the Financial university to my nieces for their birthdays. I’m telling everyone about this system sadly people don’t want to hear it.

@DM-ky8sn 2 жыл бұрын

This is my favorite call-in I've EVER heard

@ritzbaccay1361 3 жыл бұрын

She’s one strong woman, 🙏 she keeps it up. She’s truly ahead more than most of us. She’ll be absolutely astounding example to her daughter. She inspires me do keep going....

@ruthespiritu502 3 жыл бұрын

What a BEAST! I am 28 years old, no child yet, but resonate with her mindset a lot. I wish for more success for her in the future. Finance Amazoness Warrior 💪

@yamamancha 3 жыл бұрын

Lindsay doesn't realize how awesome she is. She's doing so well. Once she gets a little more information and understanding, she will be incredibly wealthy.

@ImOldandSoAreMyBooks 3 жыл бұрын

Well he got that right. That woman has a fierce go get ‘em attitude.

@VeroNika-ef4yy 3 жыл бұрын

I'm a single mother and bought a house. I had the same issue with my babies Dad. I can totally relate. You did amazing. Budgeting makes me realize where I can be with my little income!!! Well done keep it up!!!!!!

@DUECE12412 3 жыл бұрын

Words can not express how happy I am for that young lady. I wish her the absolute very best

@fakeapplestore4710 3 жыл бұрын

wow dude you’re good looking

@DUECE12412 3 жыл бұрын

@@fakeapplestore4710 shucks thanks ! This photo is from 9th grade. Now I’m 23 and in the Marines. I hope life is well for you friend 🙌

@RickyBobby213 3 жыл бұрын

Great for her. Living at home with your parents, and saving, is the best way to increment your wealth. Im surprised Dave didnt get mad for living at home for a while.

@knowmadd9734 3 жыл бұрын

I legitimately have no excuse for my financial situation after hearing this amazing woman... Absolutely incredible

@aaronmeives4496 3 жыл бұрын

Title: You have no excuse after watching this video Tuba degree kid: That sign can’t stop me cause I can’t read!

@aaronmeives4496 3 жыл бұрын

I’m also a musician I’m just poking fun in case y’all wanna hate

@KarmaHipster313 3 жыл бұрын

Very talented Symphonic Tuba player.

@letgabeequaltrue9097 3 жыл бұрын

The Tuba degree kid changed his major to Cymbals Degree

@78BroncoOscar95 3 жыл бұрын

I use o play that tuba too haha

@brianmcg321 3 жыл бұрын

Tuba degree kid needs a meme.

@ika1740 3 жыл бұрын

I don’t know her but I’m proud of her. I can imagine the sacrifices she had to make to achieve this. She is so wise, I hope she takes the advice given to her ✨

@rc0334 3 жыл бұрын

It really doesn’t take a lot of bravery to live with your parents rent and utilities free while getting free daycare.

@rareflower72 3 жыл бұрын

I'm proud of the young Arizona lady. She did her due diligence in saving and being responsible. Yay!!👏🏾👏🏾👏🏾

@ajl099 3 жыл бұрын

This women is amazing! I hope she inspires her little one and everyone who watches this.

@marinaweibel 3 жыл бұрын

I like how Dave asks questions and gathers information for his analysis.

@methos3814 3 жыл бұрын

living at home helps a lot in saving. I give her props though.

@union310 3 жыл бұрын

Class, that lady deserves her equal in life

@salim777star 3 жыл бұрын

You are an Amazing value to many people. Only thing i would change is this response when someone ask you how are you doing. "Better than i deserve" response. Sounds depleting for someone encouraging progress and uplifting messages that we all value. Just my humble🍃 opinion. God bless.

@kimberlyholloway9304 3 жыл бұрын

As a single mom this has been the most encouraging and empowering episode iv ever watched!

@jocelynswan4339 3 жыл бұрын

She’s so awesome! Keep pushing for you and your daughter. God bless!

@iBJanky 3 жыл бұрын

Props to the caller 👍🏼

@marcela241000 3 жыл бұрын

I'm a single mom as well with two children and I saved money too. Looking to buy a house . I live in a small mobile home and I pay 420 a month for parking space. I own two cars. One that I've bought in auction for 3500 and another new one after a few years for 110000 cash. The old one 2010 nissan is going to be for my son he's 14 going on 15 in a few months.

@SelfMadeWealth 3 жыл бұрын

Don't spend countless hours entertaining yourself in the hope of implementing it someday. Close youtube after watching this video and implement something you watched.

@yamatokosanyaku7898 3 жыл бұрын

great advice , i found myself sometimes binging david videos for fun without peacticing anything

@aswinkrishna5042 3 жыл бұрын

yessir!

@gsquared2394 3 жыл бұрын

I’m going to go have a kid and live at home for 5 years

@GR-uc1gq 3 жыл бұрын

Bro I've been wasting my time on youtube and not doing my work.

@tijocreates 3 жыл бұрын

Very inspiring. It is scary,but definitely a reason to presevere....worth it for her baby's future. 🥰👏Yes ,she was home with parents for a long time ,but most don't save either way.

@rosamoreno4794 3 жыл бұрын

I just moved to Downtown Phoenix in May 2020 and homes are $ 600,000.00 plus and there old. No one tells you it’s expensive because they only tell you of the cheaper homes in far outside skirt cities like Goodyear, AZ. where homes are newer and $ 280,000 plus.

@sohd2283 3 жыл бұрын

Texas cheaper!

@johnhwang339 3 жыл бұрын

Also need to consider property tax rate and state income tax (if any) to see which location makes the best financial sense.

@mrcwoodworks4523 3 жыл бұрын

Yes good year is newer cheaper

@Tr1Hard777 3 жыл бұрын

I work with a guy that bought a 40k car making 32k and says he wants reliability and it has a warranty. Mind you his insurance and payments add up to $800 a month which is like the cost of replacing an entire break system each month. How people don't go insane with debt is beyond me.

@ElaineLoyd 3 жыл бұрын

I do the same thing. This is so encouraging. I don't use all of my taxes returns and bonuses as shopping spree money.

@Ch3rishtheday 3 жыл бұрын

Oh I love this girl! Very smart.

@eileenlester4342 3 жыл бұрын

I was a single mom living on my own for 18 years. If I had been able to make that kind of money I would have been set! Good for her for her circumstances and hopefully she will continue with the smart moves.

@lil_bofo3103 3 жыл бұрын

Not really ur money in the past was worth more then it its worth in todays day

@eileenlester4342 3 жыл бұрын

@@lil_bofo3103 Yes, really! I am the one who lived it so I should know.

@lil_bofo3103 3 жыл бұрын

How much u make doesnt really mean much its more how u spend it

@eileenlester4342 3 жыл бұрын

@@lil_bofo3103 What don't you get? When you don't make enough to pay your house payment and utilities and food, it certainly does matter how much you make! Difficult to find a good paying job back then unless you has a PhD. I made too much to qualify for any type of assistance...go figure. Things were very different back then. I pray that you never find yourself in that type of position.

@lil_bofo3103 3 жыл бұрын

I been in that situation my whole life parents are immagrants so guess what no papers i am first generation born here luckly i bought property in 2013 making only 11hr and my second in 2016 making only 14 oh and with two kids one born in 2011 and second in 2014 so yes i had to know how to manage my money really well now my wife has six years without working and now finally making decent money but still low for a married couple with only a high diploma

@AA-dy5fx 3 жыл бұрын

God bless her nd lil daughter❤️

@PR_GTR 3 жыл бұрын

I did it in 10 years 50k you have to be a good Discipline!!! 👍👍 she is a good girl 👧

@LadyJaneBooks 3 жыл бұрын

Very inspiring! I am rooting for this lady! You go girl!!! 👍

@GR-uc1gq 3 жыл бұрын

See when teens and early 20 year olds call and say they wanna stay home for a couple more years to save for a house Dave says nah you need to grow up. But praises this caller who stayed home for 5 years. Maybe it cause of the kid.

@KJEThompson 3 жыл бұрын

There is something to be said about "growing up" and experiencing a bit of financial heartache, safely, outside of your childhood home, like an apartment maybe. Moving straight from Mom & Dad into homeownership could be a complete shock! We've been in our first home for a little over two years and I'm still surprised by how much work owning a home really is.

@sunshinesarah4746 3 жыл бұрын

Most young people who he tells to move out are single and are making excuses of why they are in financial problems and why their parents don’t respect them and see them as adults. The ones who have gone through life troubles and are in super tough places who have to move in like, a hard time with a crazy man or lost all there money and have to save up, he doesn’t shame from what I see.

@Neddie2k 3 жыл бұрын

Well she saved and she moved with 50k in the bank. She didn't call asking if she should move out anyway.

@shaloon64 3 жыл бұрын

@@KJEThompson i do agree that some people need to experience a certain level of financial hardship to learn (myself included), but I dont see the point in purposely going out of your way to experience it if you don't have to. I'm saving up to move straight into home ownership because renting would just stall my ability to save for a house. To each their own.

@labornurse 3 жыл бұрын

I'm sure it was because of the kid. Built in childcare, too.

@bigkanak797 3 жыл бұрын

Humility is the key.

@jacobschinzing5962 3 жыл бұрын

Welp I’m out of excuses now

@NiaMSnow 3 жыл бұрын

No. She said she moved back home. She didnt have rent or a mortgage to pay. That's where the savings came from

@teshastips 3 жыл бұрын

She is a really ahead of the game. Good job to her. A budget helped me pay off 100k

@sherrystacyrn589 3 жыл бұрын

She moved out of her parents home...which was no cost.....NOW, what is she paying in rent??

@meandmy2cents309 3 жыл бұрын

Now that’s real encouragement! Kudos to this young lady. Shows what u can do with a little money determination and hard work! I know ppl that are too grown and still living at home and won’t save a nickle.

@Joker-yw9hl 3 жыл бұрын

Exactly 👏

@dcabral00 3 жыл бұрын

This is great because at 46 years old, this is where I'm at.

@YouSoundButtHurt 3 жыл бұрын

Clearly she should dump it all in GME. DIAMOND HANDS

@dirtbag951 3 жыл бұрын

Im thinking about it ...

@keyshawnpaul9392 3 жыл бұрын

💎 👐

@SimonSaysyo 3 жыл бұрын

Good for you Lindsey! I’m so happy for ya!

@paulbroderick8438 3 жыл бұрын

Well done lady, well done!!

@megandunn8887 3 жыл бұрын

Wow she’s amazing! Kudos to her and the plan she has for herself and her daughter!!

@2k3SteedaGT 3 жыл бұрын

So Dave thinks she’s gonna be able to save money at the same rate as before even though she now has to pay for rent, utilities, food, etc..?

@Christian2496529 3 жыл бұрын

Welp she makes double now

@JonSanchezFilms 3 жыл бұрын

I love that Dr. D said to bring her daughter into her budget meetings. That's freaking awesome and I'm gonna do the same with my future kids. edit: grammar

@jeffreyabbey9592 3 жыл бұрын

Discipline goes a long way Good mindset on that caller Nice job

@TomiaMacQueen 3 жыл бұрын

Yes ma! I'm so inspired by you. He's so right, people making 10 and 20 x what she makes are struggling with debt. Way to warrior on!

@amandac7981 3 жыл бұрын

I think you underestimate my ability and determination to make excuses.

@randallstewart175 3 жыл бұрын

When you grow up poor and early on decide you do not want to continue that life, it is not so hard to find an education, a job and regularly save a part of your income, regardless of situation. Define your goal accordingly, and you end up with a nest egg which will in later life grow faster than you will spend it. You will still life off earnings, so you end up with not more money than you could spend, but more than you will spend. It's a lifestyle, not a budget.

@Dr.C_Stag 3 жыл бұрын

I don’t think this lady has ANY issues living on a budget. She is a master 4D chess budgeter. 😂

@jaimimeyer222 3 жыл бұрын

She is a rock star 🌟 she is so inspiring makes me wanna cry

@warwagon 3 жыл бұрын

Plus as a single mother, she probably gets a nice amount of $$$$ back comes tax time.

@Yoyoyou8 3 жыл бұрын

Not a single parent, but in 2020 I more than doubled my income from 2019. In the middle of a pandemic. Don’t let anything stop you! And, don’t make excuses. Make a way.

@athenalovesdance 3 жыл бұрын

How did you do that? That's awesome!

@scratchy271 3 жыл бұрын

God bless this young lady. Good for her

@crazyaces99 3 жыл бұрын

I’ll be calling in next week after my 4 AMC calls work out. HODL THE LINE 🚀🌕

@pryscylla_horn 3 жыл бұрын

Amazing Mum and what an amazing example to her little girl 👏

@whtsapp1870 3 жыл бұрын

Thanks for commenting, i will refer you to my trade analyst and accountant to make good income, go more on digital assets...

@whtsapp1870 3 жыл бұрын

+1 (6 1 7) - 2 4 9 - 3 3 4 4

@whtsapp1870 3 жыл бұрын

Via:Whatapp☝️

@armedrebellion47 3 жыл бұрын

If you have 50 in cash... PAY THE CAR OFF!

@blackworldtraveler3711 3 жыл бұрын

Never understood why people would save that much and still have car payments. She even lived at home.

@spiritsofthesky 3 жыл бұрын

Probably a lot of fear and anxiety over not having cash on hand. Most people also don't realize how much interest can eat up.

@nateisright 3 жыл бұрын

Better do the TVM calculation first. It’s not smart to use an income producing asset (cash earning interest) to pay off a 0% loan for example.

@Chinunit22 3 жыл бұрын

Its no doubt she is receiving child support, child tax credits and lived rent free, of course its easy to save good ammount of cash with obviously not going through usless spending spree.

@commwell8738 3 жыл бұрын

She's saving that child support too

@AHighlander 3 жыл бұрын

Rightly so. Hopefully the kid will benefit from it.

@waterheaterservices 3 жыл бұрын

Child support is often boyfriend support.

@openureyes929 3 жыл бұрын

Child support is always..!! Always !! Ex wife support..!!!

@laur-unstagenameactuallyca1587 3 жыл бұрын

deserves to after her ex stole from her

@haileyt857 3 жыл бұрын

She’s in AZ, which is notoriously terrible at keeping up with child support. I honestly doubt her ex is paying anything to their child. I hope he is since he had a hand in creating their daughter (and hoping he had a say in whether or not he wanted to be a parent to begin with- then it turns into something else all together).

@MaxSujyGermany 3 жыл бұрын

I disagree with Dave, she is simply scared which is more of a personality trait then a rational mindset. You can see here how she is unable to understand the simple logic behind paying the car today (a car which she pays interest on), instead of letting the money rot in a bank account which she earns nothing more with.

@khaisonreed157 3 жыл бұрын

Love how he sums everything up in a matter of time

@HoneyxLime 3 жыл бұрын

I love seeing this one because I’m in a similar situation. Single mom and I have more money than I’ve ever had before and unsure of what to do with it but I think this will be about what I’ll do.

@Shadowwind4 3 жыл бұрын

No I don’t have any debt, just a car payment

@tEqUiko 3 жыл бұрын

Sale it!&🚶

@barrykelly2722 3 жыл бұрын

Yeah her shacking it at the parents house is over so she's dropping coin on an apartment or shacking it up with someone else. Rent is not cheap plus utilities. Yeah not thinking she will knock 100k. But her pay increase should make her save better than most. Girl saving that child support and alimony.

@jpdst29 3 жыл бұрын

@@NiceOneZebra I was thinking the same thing as well. And she just started making 50k a year. She was making 25k the previous five years.

@Defy_Convention 3 жыл бұрын

@@NiceOneZebra lol right? She can't save that much on her own as a single mom unless she lives with her parents and they pay for everything.

@JJs_playground 3 жыл бұрын

@@NiceOneZebra did you watch the video? She said the father (of the child) stole money from her. So I don't think he's paying any alimony or child support.

@rickyrick9328 3 жыл бұрын

Are you debt-free? Yep. Just my car payment...

@itinkle 3 жыл бұрын

Ya living at home for 5 years in your late 20’s will help you saving $50k no problem. What was I thinking!?Q?Q/. Even just $12,000 savings in rent every year is $60,000. So did she do anything or get bailed out by her mom? Good for her mom and lucky her. Lots of people need to be so lucky.

@Carlos-zo3jp 3 жыл бұрын

Totally agree the over the top praise was nauseating. No diss to her but he tells younger people that they shouldn’t be living at home. So which one is it Dave? I get it some people can live at home some people can’t. Got it! Power to her not a diss of her she is smart but a warrior with a sword? Lol come on

@ExNihiloComesNothing 3 жыл бұрын

Not to mention the Child Support she is undoubtedly getting on top. I don't believe for a second the ex "stole money" from her. a cursory glance at how men are treated in that system will enlighten you.

@eternalobi 3 жыл бұрын

She could be living at home and helping with the bills. who knows. maybe her mom is not doing well financially either.

@Carlos-zo3jp 3 жыл бұрын

@@eternalobi ya that’s no problem at all and it’s honorable. I wasn’t talking about her she is smart i was talking about Dave picking and choosing who he gives criticism too.

@christinabrenneman7641 3 жыл бұрын

My rent was cheaper once i moved out of my parents house. 😂 but it is good that she had that support when she needed it..and used it to her advantage.

@jmc8076 3 жыл бұрын

Major role model for spirit of strength and perseverance. I wish her and kiddo health, prosperity and joy. When time comes only intelligent, supportive, mature good men who will be her biggest cheer leader and best dad to her girl need apply! 🙏👏😉 **Dave pls do compilation video of your most inspirational calls in 2020!!**

@evanmcgough5210 3 жыл бұрын

She’s been living at her parents. Things will be vastly different when she has more bills to pay even with the extra income. I have to wonder why Dave praises people like this but rides the person making 250k but with 200k student loans... really makes you wonder. Is he just trying to be more personable with the person that makes less?

@zenFreq 3 жыл бұрын

Thank you! My thoughts exactly. Sure she's technically a "single mom" but she had a ton of support. Rent, utilities, and possibly some baby sitting. Not knocking what she's done, she's doing great. Definitely took determination but Dave praising this like she will be about to double just as easily again is weird.

@michaelleahy6848 3 жыл бұрын

Not everyone can live from home. To ignore that for others and tell them to shut up is less than helpful

@Carlos-zo3jp 3 жыл бұрын

I agree totally! I think he told a 19 yr old male he shouldn’t be living at home. Like what? He is blessed he can still do that. If you can live at stay there until you can buy a house cash!

@michaelleahy6848 3 жыл бұрын

@@Carlos-zo3jp if the pandemic has shown us anything, it is that tying up all your liquid assets in a down payment is not the most prudent call

@nymphetaminedisposed 3 жыл бұрын

Once i heard my daughter's father... some of that income is definitely child support!🤣

@ExNihiloComesNothing 3 жыл бұрын

No doubt

@rc0334 3 жыл бұрын

Single mom does not equal self sufficiency in all cases. She definitely has a unique situation.

@nymphetaminedisposed 3 жыл бұрын

@@rc0334 True. Not in all cases. But child support and family law is something i wish Dave would touch on more in his videos. Understandably he's not a lawyer, he's a financial coach. However, there are plenty of guys and mothers for that matter who are at the whip of child support and with outrageous payments due to failed relationships and not just deadbeats. It plays a very big part in society believe it or not.

@rc0334 3 жыл бұрын

@@nymphetaminedisposed yep. If you are a stand up person and you make a good living then yes, your child support payment will be high. As it should be - children deserve to be well taken care of. It’s the price people pay for not making it work with their spouse and choosing to end their families. It’s too bad because it’s the children who ultimately are cheated and suffer. Not the person who has to make adjustments in his/her budget to pay child support.