"You're Doing Things Backwards, Kiddo!"
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@kyleelgin457 Жыл бұрын
This is why I love when Dave is on the show, no tip toeing around just immediately gets to the point. Part of me wishes it was just him doing the show like he used to do
@wewhoareabouttodiesaluteyo9303 Жыл бұрын
Honestly, most businesses would be better quality if the original owner was still running them. Corporations like McDonald's and Walmart went into the trash because the owners were sellouts. Kill off your business when you know you are getting close to retirement.
@1966Corvette Жыл бұрын
I'm with you there. If I don't see Dave on the show I don't watch it.
@ystebadvonschlegel3295 Жыл бұрын
Show is going to fail when he leaves, no doubt in my mind. None of the alternative hosts even comes close.
@MultiTlp Жыл бұрын
I like Jade and George, Baloney and Ken get too preachy and the show turns into a therapy session.
@chrysopigilazarakou5113 Жыл бұрын
Μe too! Not that i don't like George and Co. but Dave is the STAR!
@buddykerr1 Жыл бұрын
Dave: "You have to sell the car" Every caller after they hang up: "Nah, we ain't doing that"
@benkelley6561 Жыл бұрын
Lol I know right?
@LiefLayer Жыл бұрын
And that's why they are still broke.
@officerahmo Жыл бұрын
Honestly, the car is not that big of a problem in this case. it's less than 50% of their income.. they just need to manage better.
@rayhill5767 Жыл бұрын
I work with an 18 year old kid with a $80k truck note and a kid on the way. 60% of his take home per month
@actuallyterry Жыл бұрын
@@rayhill5767 🙆♀️
@TheDjcarter1966 Жыл бұрын
It just boggles my mind why everyone thinks they need $40-75k worth of vehicles in their driveway costing them $600-1000/month.
@terriesmith2616 Жыл бұрын
I have a $45K car but it's paid for in cash. The average new car nowadays costs about $48K. New cars are expensive now, it's not like it was before, and I feel if people can't pay it off in a year or a year and a half, then they shouldn't be getting a new car. Or even a used car that cost $45K. Get something that's about $10k to $15K.
@noecazares2144 Жыл бұрын
60k70k for a tahoe is too much. That's what I would pay for an escalade though.
@reese85 Жыл бұрын
That’s really not that much in cars but you guys gotta stop acting like we all wanna live the same lifestyles! If your ok with cheap car, that’s ok for you!
@tsaunders4684 Жыл бұрын
@@reese85That is to much for their situation based on the numbers she provided.
@reese85 Жыл бұрын
@@tsaunders4684 it’s really not! A 400k house is not really a lot of money and mortgage payments are anywhere from 1800-2200 a month! A lot of ppl pay that and some just to rent and other than that! They only have 62k worth of other debt and they have money left over at the end of the month that they throw at the loan! So it’s very manageable
@dacokc Жыл бұрын
I don’t think she understands how steps work…
@itsandrew8758 Жыл бұрын
Giving them the benefit of doubt here. I think she learned about Dave while already in this mess.
@wewhoareabouttodiesaluteyo9303 Жыл бұрын
Females do not take steps. THEY MONKEY BRANCH! ;)
@topsykretts2264 Жыл бұрын
Example of buying a home when you’re broke and not ready
@reese85 Жыл бұрын
They did absolutely nothing wrong
@westsidesagittarius3103 Жыл бұрын
They built a home which is worse
@sblijheid Жыл бұрын
Exactly. They should've gotten rid of all other debt first and save money for unforseen costs, and then get the house. Makes you more prudent to the bank too.
@DavidWilliams-vc2ms Жыл бұрын
She isn't doing baby steps, she is doing the TWISTER board game type steps lol
@kstar1956 Жыл бұрын
😂😂
@linuxsurfer2002 Жыл бұрын
The number of times that Dave pointed out she had a $40k car she couldn't afford, and it never fazed her.
@RJRussoVids Жыл бұрын
Amputate the Tahoe! Been awhile since I heard Dave say that. 😂
@yarrdayarrdayarrda Жыл бұрын
The caller is complicit in the purchasing of the Tahoe. It's not ALWAYS the man's fault.
@genxx2724 Жыл бұрын
Dave says the only reason he and his wife didn’t divorce was because they couldn’t afford lawyers.
@maryfields1382 Жыл бұрын
I have a friend who says divorce attorneys are expensive, because they're worth it!
@aboutwhat1930 Жыл бұрын
@@maryfields1382 The only ones that walk away with anything good in the divorce are the lawyers.
@screwdriver_bandit Жыл бұрын
😂
@theplaintiff5450 Жыл бұрын
Classic suburbanite in the US. Massive amounts of debt, paycheck to paycheck, but man do they “appear” wealthy.
@derekrank4572 Жыл бұрын
cant believe people with over $100 k income. have these problems...imagine how difficult it would be if you only made $30k
@bmbott123 Жыл бұрын
The more you make the more you spend
@stevengtv Жыл бұрын
They won’t get rid of the truck. People have way too much pride and “status” in their vehicles. So glad I don’t play that game.
@buddykerr1 Жыл бұрын
Agreed. Zero chance they are selling the show off toy.
@wewhoareabouttodiesaluteyo9303 Жыл бұрын
I am actually surprised at how many people have trucks. Why not get a more energy efficient vehicle?
@jimmymcgill6778 Жыл бұрын
@@wewhoareabouttodiesaluteyo9303 Trucks are better in a snowy winter then a car.
@wewhoareabouttodiesaluteyo9303 Жыл бұрын
@@jimmymcgill6778 Yeah, but if it keeps you in debt to do that....
@jwlsngold5026 Жыл бұрын
@@jimmymcgill6778 I don't think this is totally accurate. If you would consider my Tucson a truck then I might recant my statement. Here in the PNW it is usually the trucks you see flying down the road being oblivious to any other drivers, bald tires, and thinking it's fun to "wiggle" in the lanes just to see the truck let loose and ping pong off of the curb. Yep, seen than happen way to many times!! A vehicle is only as safe as the driver behind the wheel. Is a truck safer because anything it hits will most likely not cause any body damage, but decimate the other vehicle?
@KENTUCKYUSA1 Жыл бұрын
This is Dave at his best!
@Dark_Souls_3 Жыл бұрын
Less than a minute in and Dave has has finger on the mute😂
@jimroscovius Жыл бұрын
The house-building should have waited until the debt was gone.
@terriesmith2616 Жыл бұрын
I agree with you 100%. I wouldn't build a house if I still had debts. Building a house is a luxury, it's not a necessity. Building a house while still having debts is just asking for stress.
@woodysrockspyro6436 Жыл бұрын
Only making 120.... and building a 400 thousand dollar house is nuts. 🤮
@aolvaar8792 Жыл бұрын
@@terriesmith2616 In 2010, $250K houses on my street sold for $50K, Fannie Mae foreclosures. Good thing, I didn't say "I will wait till I am out of debt."
@terriesmith2616 Жыл бұрын
@@aolvaar8792 The difference is the price. You didn't buy in a price range that's completely too high for your income. That's the difference. These people are BUILDING a house. Building will always cost more than buying an already finished product.
@reese85 Жыл бұрын
@@woodysrockspyro6436 it’s crazy how many ppl in the comments think 400k is a lot for a house
@kstar1956 Жыл бұрын
Classic example of living ABOVE your wage!
@ASimoneau Жыл бұрын
Caller: "I feel like we're doing too many Baby Steps at once." George: "How many are you doing?" Caller: I feel like ten or eleven." Dave: "........."
@DJHesterman Жыл бұрын
I'm a financial planner and I had almost this exact same conversation with someone today! They also couldn't get over the fact that they owed more on the car than it was worth and were looking for a shortcut by paying it off with 401k money. Wish I could say it like Dave and smack some sense into them
@MikeThePike316 Жыл бұрын
Do it.
@cody5596 Жыл бұрын
120k a year gross taking out a 400k mortgage. Yikes. I couldn’t imagine owing that much on a house making that per year.
@johndone8045 Жыл бұрын
Oh well mines 150k annual having a 530k mortgage, welcome to new york
@ystebadvonschlegel3295 Жыл бұрын
@@johndone8045 why so many are moving out.
@johndone8045 Жыл бұрын
@@ystebadvonschlegel3295 i wish more people move out of nyc so its less crowded for me haha
@GordoDustin Жыл бұрын
400k on 120 a year is pretty normal. Your mortgage would be probably 30% off your income.
@JustinCase780 Жыл бұрын
@3:12 Papa Dave does a "vee-hickles" drop!
@rodneyevans8362 Жыл бұрын
When some people are accustomed to being in debt they are comfortable in their situation at all times.
@thadiesel7655 Жыл бұрын
Been there, done that.. but i feel i wasnt making the money to get out of debt. Ever since i made a career change, I've been debt free and love it.
@jwlsngold5026 Жыл бұрын
Until the wolf comes! Also, people don't understand the "Risk" Dave talks about, if we did most people would get out of debt ASAP!
@woodysrockspyro6436 Жыл бұрын
People like being slaves. It gives them purpose.
@elbarto9458 Жыл бұрын
400k house, 62k in loans and 120k income. Crazy.
@reese85 Жыл бұрын
What’s so crazy about it?
@KS-cl8br Жыл бұрын
Yeah 240k max house after equity and max for both cars 18k to 36k
@jimmymcgill6778 Жыл бұрын
And the problem? She said her husband would drive this truck into the ground. We don't even know what he does for a living. Maybe he needs it for work.
@MrJimmy3459 Жыл бұрын
@@reese85 Thats not enough income for all that, that's what's crazy
@reese85 Жыл бұрын
@@MrJimmy3459 besides the house they only have 62k in debt on a 120k income and they have extra cash left over at the end of the month! So it’s not as bad as your making it seem
@robertthompson5908 Жыл бұрын
They make 120K per year in gross income and they have 50K in car loans?!! That’s crazy stupid. She seems clueless.
@tedfisk1211 Жыл бұрын
She really isn't into the solutions that Dave is presenting and she is going to hang up and not change a darn thing. It is sad.
@amydoran9987 Жыл бұрын
I love when he asked her, your husband loves the stress. She has no sense of how to live without debt.
@DoctorSmartyPants Жыл бұрын
Boy, I know how this goes. When my spouse and I were building our home, we were constantly making cash purchases as we went along for things that were not in the original construction loan. Example: we estimated 5k for floor covering. When it came time to put our flooring in, the cost was like 2 k more. So, we had to come up with cash for that. It is difficult to estimate and control your building costs. And I would bet this is a major part of caller's stress. They should sit down and work out on paper what they agree to cap these overages at and on what. Caller is feeling like they are on a run-away train.
@johndone8045 Жыл бұрын
Theres always extra when building a house, cant have a fix budget
@adamseidel9780 Жыл бұрын
Any decent construction budget has a contingency account within the budget. Sounds like they’re trying to do it themselves without management without knowing anything about what they’re doing.
@DoctorSmartyPants Жыл бұрын
@@adamseidel9780 I agree!
@sblijheid Жыл бұрын
That's why they need to ditch the Tahoe. They need the cushion just in case.
@kfitz192 Жыл бұрын
@@sblijheid But what will the neighbors think?
@chuckiedavidson719 Жыл бұрын
It sounds like if they sold that Tahoe their life would be so much better. If that Tahoe gets gone they would probably be able to pay off the rest of the debt before the house is completed and be in way better shape.
@wewhoareabouttodiesaluteyo9303 Жыл бұрын
"It sounds like their life would be so much better if they sold their Tahoe. If the Tahoe was given away, they would probably be able to pay off the rest of the debt before completing the house. They would be in much better shape."
@sammorreale3372 Жыл бұрын
The husband won't let her get rid of the truck!
@RichTalk_nikRich Жыл бұрын
He’s walking around & a bear is getting ready to get him … 😂 yes dave
@lot2196 Жыл бұрын
We have a household income of $120k annually. I couldn't imagine paying $50k for a truck and $400k for a house. I wouldn't spend $50k for a vehicle now and our house is paid off. Edit - And our kids are all grown up and out of the home.
@TheRealEdStoner Жыл бұрын
I would bet a lot of older non millionaires probably owned a lot of $50k car during their life’s.
@woodysrockspyro6436 Жыл бұрын
I have two 50k cars... but no debt. No payments. Probably make around that. The car cost doesn't get crazy now if you can have that money tied up and keep getting a new one every few years.
@user-jy7yw5kw3w Жыл бұрын
My thoughts also. We make around the same, biggest car purchase was 12k and house was 250k and we thought that was expensive 😅 I can’t imagine stretching this much.
@reese85 Жыл бұрын
A 400k house is not expensive
@woodysrockspyro6436 Жыл бұрын
@@reese85 no one says it is. Just to much to finance for 30 years for someone making 100k. Just cause you can doesn't mean you should.
@untouchable360x Жыл бұрын
“$400k to finish her house? Give her the buzzer.” CGA
@johndone8045 Жыл бұрын
Building an entire house for 400k isnt that expensive
@tsaunders4684 Жыл бұрын
I love watching CGA. His content is great!
@HumblePie5221 Жыл бұрын
This was me in my 20s. Great advice given to her!
@wreckingopossum Жыл бұрын
Sell the truck, sell the civic. I very commonly see 1990s Civics and Chevy pickups still running. They don't even have to get cars that old. Something just 2-3 years old they could pay cash for the same cars with their incomes. Boom! Cleared $50k in debt.
@andersonlynn3686 5 ай бұрын
I never understood why people take out construction loans 🤦🏽♂️🤦🏽♂️.
@daejonmoody3304 11 ай бұрын
“An excellent wife who can find? She is far more precious than jewels. The heart of her husband trusts in her, and he will have no lack of gain.” Proverbs 31:10-11 ESV
@IgoOutlateAtnight Жыл бұрын
"She is probably smarter than you are" at 7:18 - Dave regarding wives vs husbands
@wewhoareabouttodiesaluteyo9303 Жыл бұрын
"For it is the husband that will sign up for THEEs FPU.. Thanks for calling the Dave Ramsey show..."
@djpuplex Жыл бұрын
Yup Ramsey's solution is to always trash the husband.
@dpeagles Жыл бұрын
Yeah, he doesn't know what modern gals are like
@TheDriller100 Жыл бұрын
120k and building a 400k house 😂😂😂😂. i make 200k plus and my house was 150k paid for long time ago
@ystebadvonschlegel3295 Жыл бұрын
400000 house 15 year mortgage payment will be around $3500 a month. They make 120 gross so maybe probably around 90K take home. 90/12 = 7.5K per month. They are spending almost 50% of their pay on a house plus they financed cars they can’t afford. I’m surprised Dave didn’t go after this.
@johndone8045 Жыл бұрын
Dude u are lucky to make 200k in 150k hood, dude what kind of hood do u live at????
@reese85 Жыл бұрын
Congrats but depending on where you live! Your house is prob very very very small
@linuxsurfer2002 Жыл бұрын
Isn't it crazy how many of these calls end up pointing back to an expensive vehicle?
@Winnie-Kay Жыл бұрын
My favorite duo. George and Sidekick Dave. 😄✌
@TerryOnDemand Жыл бұрын
Why can't she answer any of the questions with a straight answer😭
@BrianaBudgets Жыл бұрын
So frustrating. It’s like she didn’t prepare for the call whatsoever.
@codyhusbands1165 Жыл бұрын
120K income 400K house!?. Fancy cars they can't afford too completely insane
@katyedwards3935 Жыл бұрын
Take FPU and learn how to do the baby steps in the right order.
@stevenbaxter5601 Жыл бұрын
And the house is to large. Large car/large house thing .....
@davidw2857 Жыл бұрын
Lose the Tahoe and stop investing. They missed that part. These guys are broke and you should NOT be investing when broke. I’d suspend investing until the house is finished and all the debt is gone except the mortgage. Sadly, probably too much house for $120k income.
@taylortwinsandpreslie8662 Жыл бұрын
I heard $400k and thought oh dear. That's a big mortgage for $120k income
@grantguy8933 Жыл бұрын
Amen.
@oclayton1911 Жыл бұрын
Interesting how married couples call in but only one spouse on the call🤔
@bobcostner2238 Жыл бұрын
making 120K a year and building a 480K dollar house????? why didnt the genius Dave Ramsey see this?
@marcenelj Жыл бұрын
See what??
@John-bd9fj4435 5 ай бұрын
I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same but it seems you’ve got it all worked out with the firm you work with so i surely wouldn’t mind a recommendation.
@user-mm8vw1ow1x 11 ай бұрын
Where do they find these people?!
@wrubiox1492 Жыл бұрын
She sounds like she’s not in a happy marriage/ no communication between them at all.
@Elizabeth-yg2mg Жыл бұрын
Divorce rates are very high for couples who are building or doing major remodels.
@tylerhair9067 Жыл бұрын
Gross $120k and will have a $400k mortgage? That’s a bold move Cotton! 😂😬😵💫
@9liveslisa Жыл бұрын
They are in a meteor crater!
@SpoonHurler Жыл бұрын
Like most situations this was fine until an expensive vehicle was introduced.
@KanaTron Жыл бұрын
this person.. getting direct answers from her is like pulling teeth.
@genxx2724 Жыл бұрын
Live in the Chevy Tahoe.
@blas8866 Жыл бұрын
I make six figures and no way I would take out any home loan over $300k. Especially not a construction loan. Yikes.
@wewhoareabouttodiesaluteyo9303 Жыл бұрын
So if you had to buy a home, you would only pay a mortgage loan UP TO $300k?
@davidhoulden5791 Жыл бұрын
Where I live a starter home is $1M, $300k mortgage would be a dream.
@michaelanthony386 Жыл бұрын
Amputate the TahOE..lol
@StudPuppy947 Жыл бұрын
Keep the tahoe!
@bgbell3049 Жыл бұрын
This is what Americans do when they think the paychecks are never going to stop.
@elicash315 Жыл бұрын
120 gross? Y’all are drowning in payments.
@rbraxton00 Жыл бұрын
Whistling in the woods lol😂😂
@glitterstarbeau Жыл бұрын
I actually convinced a client to sell his car
@thadiesel7655 Жыл бұрын
If I was set on keeping the truck, I would be putting all my extra cash towards paying that off, and the civic. so once the house is built, I'll only have that debt.
@clarifyingquestions Жыл бұрын
Well over 20 percent - what is that 21% 0r 30%....
@braziliannigga Жыл бұрын
Ppl trynna build a house w/ no experience is like trying to run a marathon w/ no training. Even for the people who CAN finish, it ain't worth it.😅
@deannagillett2186 Жыл бұрын
Dave, I think I’m a virtuous princess. A woman an be both🥰
@shumatsuopost Жыл бұрын
Dave's opinion is always on point!
@BrianaBudgets Жыл бұрын
Sounds like they’re building way too much house.
@joeriveracomedy Жыл бұрын
Can build a half mil house but can't answer a basic question...YUBB
@mathew4239 Жыл бұрын
People that call always make big salaries 120k !!
@reese85 Жыл бұрын
It’s combined income and it’s not a big salary but decent
@mathew4239 Жыл бұрын
@@reese85 didnt hear the combined part
@seven719 Жыл бұрын
120k is very good if your single. However if your married, it's pretty weak. Your spouse needs to work a good job too in order to support children.
@jasonleatherwood2172 Жыл бұрын
5000$ lincoln town car and pay off all ur debt except the house then start paying on the house my concern is 400k to build a house yourself thats gonna be a 600k house by time its done if they are really doing all the work
@MrOfficer235 Жыл бұрын
Sell the baby steps
@jeremiahsmith450 26 күн бұрын
Why call in referencing the baby steps if you have ZERO concept of how they work? Haha
@DoctorSmartyPants Жыл бұрын
Doubtful they will sell the truck. When you are building your own home, believe me, you need a truck to haul building supplies/utility trailer around. Been there, done it.
@martymcfly88mph35 Жыл бұрын
It's not a truck, it's a Tahoe. It's basically a luxury SUV.
@DoctorSmartyPants Жыл бұрын
@@martymcfly88mph35 hmmm. True. Was just going off what Dave called it.
@martymcfly88mph35 Жыл бұрын
@@DoctorSmartyPants true true. I mean it's not impossible to move certain stuff with a Tahoe. Or with a utility like you said
@tmusa2002 Жыл бұрын
It will look cool in their new garage tho.
@woodside4life Жыл бұрын
@@tmusa2002😂
@alrbredwall Жыл бұрын
I will never understand how people think getting a mortgage when they have other forms of consumer debt is a good idea.
@reese85 Жыл бұрын
Why not? Paying a monthly mortgage beats paying a monthly rent
@alrbredwall Жыл бұрын
@reese85 have you not been watching this content on a regular basis and seen the horror stories from that? If you can't afford to pay off your consumer debt then you are not ready for the hidden costs associated with home ownership.
@reese85 Жыл бұрын
@@alrbredwall there’s always goin to be horror stories for every situation as well as good stories
@alrbredwall Жыл бұрын
@reese85 you are missing the point. Just because there are potentially good outcomes to bad courses of action does mean that it is advisable to proceed with such actions. You are constantly coming onto these threads with contrarian opinions and so I am wondering why you keep watching this content if you don't like the ramsey principles. You must be coming here to troll.
@reese85 Жыл бұрын
@@alrbredwall im a troll cuz I don’t always do what Dave says got it! You guys act like his way is the only way to reach your goals or be successful in life
@jimmymcgill6778 Жыл бұрын
So? You can do multiple things a one time.
@Jim_Curtis Жыл бұрын
Dave is always quick to blame the husbands in situations like this when it might be the wives who complain about needing a bigger car for the kids etc No Ramsey spammers please. You will be reported to KZfaq.
@timothygibney159 Жыл бұрын
I guarantee it was his idea if it's a truck. Lol
@Jim_Curtis Жыл бұрын
@@timothygibney159 I agree, but a Suburban is an SUV and guys would rather have a Raptor for the same money.
@amireallythatgrumpy6508 Жыл бұрын
KZfaq doesn't care, wantwit.
@tmusa2002 Жыл бұрын
They are keeping up with the Jones’s and if the nice car goes, there goes the reputation!
@danieljohnson4418 Жыл бұрын
I agree with the husband: keep the Tahoe, pay it off, and drive it into the ground. $120k income, $40k auto loan=not unreasonable or life changing.
@suem6004 Жыл бұрын
Until crisis hits then tahoe does not fix anything. Better live within your means instead if thinking you have an NFL salary
@danieljohnson4418 Жыл бұрын
@@suem6004: Define "crisis."
@shanep2760 Жыл бұрын
But they also have a $400k mortgage 🤷
@tmusa2002 Жыл бұрын
Insurance and license on a Tahoe is expensive too. They are about to be house poor so dumping car loans would be ideal.
@danieljohnson4418 Жыл бұрын
@@tmusa2002: Only if they follow Dave's advice and get a 15-year mortgage. 😉
@jimmymcgill6778 Жыл бұрын
Nothing wrong with the truck. She should keep it. She said the husband will drive it until it stops working. So he will have it for decades. So what if it take two years to pay off, instead of one year.
@suem6004 Жыл бұрын
Not when you cannot pay your other bills
@jimmymcgill6778 Жыл бұрын
@@suem6004 They never said their can't pay their bills. Just because it takes a little longer to pay off then Dave like. Does not mean anything.
@reese85 Жыл бұрын
@@suem6004 they actually said they have money left over that they throw at the loan
@jimmymcgill6778 Жыл бұрын
@@reese85 And that extra can then be thrown at the debt.
@reese85 Жыл бұрын
@@jimmymcgill6778 it could and I think that’s what Dave suggested them to do
@timothygibney159 Жыл бұрын
Americans love affairs with cars. Good God it's just a car. No more no less. They come and go.
@lukeharris2622 Жыл бұрын
✝️🙏
@adamchavez999 Жыл бұрын
God said because, thou, hast harkened
@ratoi233 Жыл бұрын
So you blame the man for everything??? I'm willing to bet she is the one who wanted the new house built.
@Elizabeth-yg2mg Жыл бұрын
How do you know? Seems like building would be guy thing.
@Exciteddelirium1 Жыл бұрын
Baby steps.... Not dinosaur jumps
@wewhoareabouttodiesaluteyo9303 Жыл бұрын
MONKEY BRANCH!
@Gus_Chiggins Жыл бұрын
They are building a $400k house? Or did I hear that wrong I got confused by this lady
@mattschmitt9924 Жыл бұрын
Pretty sure they're building a $500k house and have $100k paid or earned in equity.
@DoctorSmartyPants Жыл бұрын
Construction loan is 400k.
@DoctorSmartyPants Жыл бұрын
@@mattschmitt9924I agree, except that the equity, assuming they complete the project, is not realized until the project is done. If the construction loan is 400k, and they expect to have built in 20% sweat equity by the time its done, it means the home would be worth 480k when they are finished.
@mattschmitt9924 Жыл бұрын
@@DoctorSmartyPants Yeah. That's how equity in real estate works. Depends on what way you do the math if it's $480 or $500 - you're just splitting hairs about a few minutes one sided call with someone that doesn't understand finance. I don't really care what way the 20k goes as it has no change on my world. You asked a question. I tried to answer you. Have a great rest of your day.
@DoctorSmartyPants Жыл бұрын
@@mattschmitt9924 I did not ask a question. That was someone else. I also tried to answer the original question, as well as commenting on your comment. But I agree, who knows how much equity they will have until they are done. I know how these things work. I used to be licensed in real estate, as well as, I have built my own home as an owner-builder.
@wewhoareabouttodiesaluteyo9303 Жыл бұрын
Females....
@Elizabeth-yg2mg Жыл бұрын
Males....
@LuisLopez-nk7fj Жыл бұрын
Dave always blames the man regardless of the situation.dave a powerful person talks big game and he believes he's god but he comes home and becomes a little puppet yes yes hunny whatever you say hahaha 🤣.I know who carries the cajones notttt Dave
@motoryzen Жыл бұрын
Little puppet?> 🤣..what pka why do you think you've been on all this time? This is reality and planet Earth. Come back to it kid.
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