Gold v/s Equity, the truth about investing

Gold v/s Equity, the truth about investing | De-influencing

Рет қаралды 84,094

Күн бұрын

Think you will make money and become rich by investing only in equity? Believe gold is not a worthy asset class? You’re in for a ride!
This video explains how investing in gold reduces volatility in your portfolio and how a mix of gold and equity investment protects you! Not sure between physical & digital gold, and SGB? This will also help you understand the best way to invest in gold!
00:00 Let’s begin
01:12 Why is gold precious?
05:03 Why should gold be a part of your portfolio
07:06 Gold’s relationship with inflation
09:44 Ways to invest in gold?l: Digital vs. Physical vs SGBs
13:41 Miracle miracle!
#goldinvesting #gold #diversification

Пікірлер: 250

@Zero1byZerodha 5 ай бұрын

Do you invest in any form of gold? What percentage of your portfolio is gold?

@ResearchandExplore2024 5 ай бұрын

Not Yet, Gold is Expensive. 😅😅

@SHAMIKII 5 ай бұрын

20%

@AaShu8808 5 ай бұрын

What about Gold etfs isn't it worth...better than digital and physical gold.....?

@pravinp2000 5 ай бұрын

10%

@its.partha.. 5 ай бұрын

10% SGB

@hrishikeshkumar9561 5 ай бұрын

The transparent chart idea was really good. Its creative and interesting. Thanks for this video.

@Zero1byZerodha 5 ай бұрын

Hey thank you I’m so happy you noticed :)

@kasiviswanathboddeti9085 3 ай бұрын

I recently read in a Mint article, Gold as an investment means betting on depreciation of Indian rupee, as gold against US dollar gave 2.5% CAGR over 20 years while in Indian rupee it returned 9.2%

@SwapnilGusani 5 ай бұрын

A small correction: SGB is not really backed by Physical Gold. Its price is linked to price of gold and guaranteed by RBI.

@msdadsfsx 5 ай бұрын

nope, gold is with rbi

@yashgoyal3360 5 ай бұрын

That is correct

@mohammadsheeraz144 5 ай бұрын

That's actually true.. Why dont the Govt return actual physical GOLD at the end of 8th year... if they cant then its just price guarantee.

@SwapnilGusani 5 ай бұрын

@@msdadsfsx please go and do some research first.

@arjunps6776 5 ай бұрын

@@msdadsfsx Nope.. there's no gold with RBI.

@pswolv 5 ай бұрын

one correction: SGBs are not backed by Actual gold ,it is a promise to pay prevailing gold rate at maturity Gold MF or ETFs are Personally, i like to keep 5% allocation to Gold with equal split in SGB and GOLD MFs, as SGBs are illiquid for ~5 years unless held in Demant Gold MFs help in rebalancing to match asset allocation

@haimantide1827 5 ай бұрын

If you don't believe in sgb If rbi defaults What will be to other forms of gold

@sahiriaralam8577 5 ай бұрын

Other forms of real gold will become more valuable@@haimantide1827

@Man00777 5 ай бұрын

Let's simplify and call it sovereign guarantee bond. Gold price is just used to calculate your yeild.

@Understanding_Football 5 ай бұрын

@@haimantide1827when has RBI defaulted bro 😅 if you believe that physical gold is the best bet.

@azadsingh9887 4 ай бұрын

Dude believes in India growth story but also believes RBI will default on the promise to pay back the SGB holder

@pratikjain4704 5 ай бұрын

You are looking at gold prices in rupee terms and the second larger problem is you are looking at gold prices only in the last 10 years. There are decades in history when gold hasn't moved or given negative returns.

@user-mj3nj1tm1f 5 ай бұрын

In which decade gold hasn't moved at all or gave -ve return ?

@parinparikh99 5 ай бұрын

@@user-mj3nj1tm1f Here's a well researched video about investing in gold kzfaq.info/get/bejne/q9KXpM-CvNK0kqM.html Long story short: Gold might be good against inflation over 100s of years, but stock market will give better returns (specifically global market-cap weighted index funds).

@Understanding_Football 5 ай бұрын

Over last 5 decades, Gold has given around 11% CAGR if i remember it right. Any decade with economic uncertainty will move gold in right direction but let's not forget our entire economic ecosystem is way more volatile today than ever before, it is more prone to fluctuations than ever before which means there will be more crowd looking to diversify with gold. Not a bad option at all. Also, why Indian Rupees - it's because most gold investment options are tied to its price in INR.

@dskushwaha 5 ай бұрын

@@user-mj3nj1tm1fThere are many, but in recent times, the 15 years rolling returns for redemption between 1995-2010 were always negative. That means the investment done between 1980-1995 didn't yield anything but loss if held for 15 years.

@anubhavshetty479 5 ай бұрын

The index returns are also taken in rupee terms so where's the problem?

@aayushishukla3309 5 ай бұрын

Hats off to the editing and research team ✨

@manoharbs 5 ай бұрын

Yep it's better to have everything,like gold,equity,silver, real-estate,bonds etc.🎉

@trpaarvai6545 Ай бұрын

This is one of the best videos i have ever watched on Gold investments. This video is also backed wirh data from 2008 to till date

@kratikvijay Ай бұрын

Your content is a Gold Standard for many other finance related channels The way you guys simplify and explain makes it very clear even for those who are new to all this Thanks for creating such wonderful content 🥳

@AdityaSingh-iv9wz 5 ай бұрын

I can't understand the price movement of gold whereas in case of stocks it's much simpler Through Fundamentals, Good quality management, unique business model, financial performance, technical patterns One can easily build a conviction over stock performance but gold prices are complicated

@Understanding_Football 5 ай бұрын

It's not to be honest - yes you cannot sit down and look at their financials but when has stock prices only dependent on tangibles either. Speculations help. Best thing to note is gold price and equity market are generally opposite in nature. If one goes up, other comes down so gold prices are generally used as a hedge in the falling market.

@AdityaSingh-iv9wz 5 ай бұрын

@@Understanding_Football yes, indeed your point is also valid

@aniruddhsharma8635 5 ай бұрын

I love the way you present the data with visuals to make us understand and show the clear picture, I see most of your videos, love your content. It would be great if you can make a video on getting started with investing for low and middle class indian people. Huge shoutout to the whole team for providing this high quality content🙌💯

@Zero1byZerodha 5 ай бұрын

Your kind words made our day! Thanks ❤

@rasuthgowda Ай бұрын

this is best for skeptics dude , like literally people wont belive me when i say this

@awesomewolf07 5 ай бұрын

one golden love for your information💛

@manojkumaras5088 5 ай бұрын

I love this Channel .love the way how the data's were put for us

@Zero1byZerodha 5 ай бұрын

Thanks for your love 😇

@vilesh8543 Ай бұрын

Visual arts and crafts fascinating. They are beating and catching up in different cycle. Just see gold chart 📈 between dec Jan to may consistently for last 20 years.

@prashanttripathi5179 5 ай бұрын

Very insightful video👍

@samarthjuneja24 5 ай бұрын

Can you please make one on real estate investing as a first-timer? I'm not referring to the REITs video that you've made, I'm talking about the actual property(land/commercial/residential), at what stage should one buy it and how to get started with it, how to know if a market is on the pricier side(living in Bengaluru for some context)

@harshrathod4498 5 ай бұрын

Amazing video and visuals👍🏻

@saikiran4162 2 ай бұрын

Im learning data science. In my course i have done many data visualisation charts. Your team has out performed the data presentation the way they have used OHP sheets amazing.

@shilpagupta2557 5 ай бұрын

Superb analysis

@ashishpandey9823 5 ай бұрын

Nice video at the most appropriate time (I am not timing 😂). I am invested in Gold with 10% of my portfolio and it always comes to my mind to enhance the percentage. But it is so pricey nowadays 😢

@jainamshah1049 5 ай бұрын

Very interesting video. I feel gold is a great gift from nature which is very underrated. I like how we can hedge our portfolio in the best way with gold. Vandit's creative work is awesome. Thanks a lot 😊

@Zero1byZerodha 5 ай бұрын

Thanks for appreciating our work! ❤🙌

@vikashgupta2189 5 ай бұрын

Zero1 editing team rocks ❤❤

@KrishnaKumar-ve3kc 4 ай бұрын

Especially motion graphics is captivating!

@SivChandKoripella 21 күн бұрын

I never subscribed to idea of gold as hedge against inflation unless I am at least a country with mid-sized economy . It is a commodity and should be treated as such. I do have gold in my portfolio only for diversification. There were days when aluminium was more expensive than gold and only royalty could afford it because of its supply and cost of refinement. Once large scale aluminium smelting became practical... Others have commented about errors about SGB. Please be careful.

@abhiramkr3040 2 ай бұрын

Great video...Truly informative.. Just one thing, SGB is not backed by physical gold and one of the primary reasons of issuing SBG was to reduce gold imports so yeah..that's it

@ajinkya1443 5 ай бұрын

This was a good video covering all aspects of Gold as an investment. Can you do the same for real estate? The previous video was very superficial. People are dabbling in real estate and making money. Want to understand How are they doing this?

@bvssrsguntur6338 4 ай бұрын

Prod team...thank you!

@pikinskills 5 ай бұрын

Great video!

@MrBkan100 5 ай бұрын

Yet again, awesome!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

@Zero1byZerodha 5 ай бұрын

Thanks again!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! ❤

@mariappan7kumar 5 ай бұрын

Crazy amount of effort in editing and those graphs, that too free on KZfaq! Zerodha is truly helping people.

@Zero1byZerodha 5 ай бұрын

Thanks for appreciating our work sir! Made our day ❤🙌

@venky1973 5 ай бұрын

Wow . Video production quality is gold standard...❤

@Zero1byZerodha 5 ай бұрын

Thanks a lot 😊

@sanketshah9104 5 ай бұрын

These series are pure GOLD. 🪙

@Zero1byZerodha 5 ай бұрын

Thank you 🙏

@RonakDhakan 5 ай бұрын

Fundamentally, gold is an unproductive asset. Therefore, it will give lower returns than equity which is a productive asset class. Also, when you consider the damage caused to the environment due to gold mining, it would be best to not promote mining more gold than is necessary to use in industry. Since, buying gold for investing makes it expensive and unavailable for use in industry where it is actually needed and used for producing products [eg. electronic circuits].

@ppsaha1994 5 ай бұрын

I agree on the first point but the second point does not make any sense. By that logic if you buy any equity, say Asian paints or Larsen and toubro, you are promoting pollution. Asian paints use petroleum and other harmful chemicals to produce paint in dangerous reactions. LnT is in construction which causes a lot of blasting, stone mining or sand mining causing soil erosion, not to mention air pollution with dust/concrete and car exhaust from the insane traffic the projects cause.

@RonakDhakan 5 ай бұрын

@@ppsaha1994 Organization cause harm to the environment but produce useful products. When you hold gold, the harm to the environment due to mining provides no benefit by just holding it.

@user-my9dp2ny3l 4 ай бұрын

keep creating!

@ashwinikhanna 5 ай бұрын

Okay. That's an interesting way to invest. You guys are doing a good job on educating investors the right way. I would love to see a good way to enter into stocks. Let's see what way you guys think is good.

@Zero1byZerodha 5 ай бұрын

Thanks for appreciation our work! Really means a lot 😊

@vijaybalaji7290 5 ай бұрын

nice comparison.

@nartanr15 5 ай бұрын

This series is gold!!

@Zero1byZerodha 5 ай бұрын

Thank you ❤️❤️

@nuthanmurari 5 ай бұрын

Thanks for your video but i am having a question, Most of the videos people use to say SGB is one of the best option to invest in GOLD. Please clarify me this question Ex: I buy 10 grams of SGB at price: 6000 in 2024 = 60000/- If in worst case at the time of maturity current price of Gold that day is at 5000 then = 50000/- and loss is 10000/- Only i get 2.5% interest on launching price per year and that too it's a taxable. Please tell me whether anything like this happend in SGB before?

@chaitanyagaikar007 3 ай бұрын

Wow, I was waiting for that “ 9:49 One thing” - how do we actually invest in Gold!

@faranbaig9428 5 ай бұрын

Gold and silver futures is best option do rollover on every month for long term and if prices came down average doen by dollar cost averaging method.

@vk-le2dh 4 ай бұрын

Awesome..

@gamersant7466 5 ай бұрын

Is there any way that i can invest in SGB yearly but for the same maturity period just like SIP?

@karthikkrishnamoorthy8975 5 ай бұрын

Brilliant video !

@Zero1byZerodha 5 ай бұрын

Thank you! Cheers!

@m.yasinmujooJKGastroLiver 4 ай бұрын

The whole.team rocks,,,cheers.😊

@Zero1byZerodha 4 ай бұрын

Team Zero1 thanks you :)

@vipinjain8764 5 ай бұрын

If i buy SGB from secondary market and hold it till maturity. In that case also my capital gain is tax free?

@rohitmaggon9216 5 ай бұрын

You didn't talk about gold bees after SGB's? Any advantages of investing in that ?

@veenatic 5 ай бұрын

What about gold etfs? Goldbees? are they better than SGBs?

@yashjainchd 5 ай бұрын

Tax point also to be considered when buying from secondary market

@Zero1byZerodha 5 ай бұрын

Yeah agreed 👍

@pkprprempavankumar8749 4 ай бұрын

Ji you mentioned 3 asset classes don't have any correlation with gold. In the next chart of 50% equal weightage portfolio most of the times when nifty have less or no returns gold performed well. That seems like there is negative correlation between two. Isn't it? Who ever is holding jewellary if thinking to make use of it, there is one more scene called gold monetization scheme. With this you can get good benefits.

@drvimal007 4 ай бұрын

Excellent video .. Gold ETF whats your opinion . Excellent teaching too.. excellent editing.

@R_ghosh108 5 ай бұрын

Presentation is top notch

@Zero1byZerodha 5 ай бұрын

Thank you 🙌

@pramod.merwani3244 18 күн бұрын

Love the content

@AnmolRanjeet 5 ай бұрын

Please tell me how the tax calculation works on that 2.5% interest we get from SGB.

@chandrashekarbk007 5 ай бұрын

Fantastic presentation sir 👏 👍

@Zero1byZerodha 5 ай бұрын

Thank you 🙌

@BONDAT 5 ай бұрын

If gold bond price falls due to war or something after 8 yrs, u HAVE to sell it at that rate on redemption date with compulsion right?

@shivrajrana7427 5 ай бұрын

What an outstanding piece of work! 10 on 10 for research and wisdom. 20 on 10 for presentation !

@Zero1byZerodha 5 ай бұрын

Thank you ❤ It's all worth it for your love.

@SudarsanVirtualPro 5 ай бұрын

Guys what do you think about the comodity gold

@nanubrightarian 3 ай бұрын

One point. SGBs are not backed by real gold. They are backed the promise of Government of India

@arjunps6776 5 ай бұрын

Any idea on how long it takes for SGBs to list in the market? I invested in the tranche of 18 - 22 December 2023 but it's still not listed. My investment doesn't show under my holdings in Zerodha.

@hitesh.1609 3 ай бұрын

Hats off to the editing and research team! Loved the way it was presented, mainly the transparent charts.

@MazziniFan Ай бұрын

Now imagine if people disregard gold as a normal metal. Imagine the panic in market.

@Simplepencildrawings 5 ай бұрын

I liked this one 😊

@Zero1byZerodha 5 ай бұрын

Thanks for this ❤

@ankithtulshan2708 18 күн бұрын

Hi All Can someone clarify if the 2.5% interest will be on the launch price only throughout the tenure, or will it be paid as per the prevailing price of the gold in that year. For example if the gold prices go up, will the interest be paid on the higher gold price?. Thank you in advance!

@sriharsha1478 5 ай бұрын

Really good info

@Zero1byZerodha 5 ай бұрын

Appreciate it :)

@rajthakkar3646 5 ай бұрын

The liquidity in SGBs is very less,moreover the interest rate is just 2.5%p.a. ,i know that these can be traded in the market before maturity but that would need the holder to compromise the price and at the same time its hard to find a taker for it

@Zero1byZerodha 5 ай бұрын

Thanks for sharing insights on secondary market trading of SGBs :)

@santoshugale474 5 ай бұрын

Novel idea to show the charts Kudos to production team

@Zero1byZerodha 5 ай бұрын

Hey thank you!

@vilesh8543 Ай бұрын

Compare Titan against gold chart with nifty

@harikishangullapalli 5 ай бұрын

Interesting. Only one concern with SGBs. I bought a few in the secondary market, I didn't receive the 2.5% simple interest. Does rhat work when we buy from secondary market?

@Zero1byZerodha 5 ай бұрын

Yeah, ideally you are eligible for the interest. 🙂

@ankitchopra7092 5 ай бұрын

AWESOME VIDEO🔥 Few ques regarding sgb’s 1. If we hold sgb for 5 year will it be tax exempt 2. How much % of portfolio should be in gold if someone is high risk taker Suggestion for video:- showing ideal portfolio allocation for low and high risk appetite individuals in detail ✨

@tmg1219 5 ай бұрын

1. No. But you can buy the ones issued 3 years ago from secondary market and hold till maturity.

@divya11114 5 ай бұрын

NRI's are not eligible to buy SGB. Moreover, it's not easy to sell SGB in the secondary market as there are very few takers. It's only good option if you're willing to buy it once and forget it until it's maturity period.

@Zero1byZerodha 5 ай бұрын

Thanks for sharing your practical experience :) However for retail investors who wish to buy very few quantities, aren't the liquidity enough in the market?

@ariestourstravels5053 5 ай бұрын

Next topic - Real Estate Investment Options and how to go about it for better resturns

@Zero1byZerodha 5 ай бұрын

Have you seen our video on REITs?

@vikasteggi1369 4 ай бұрын

Make a video on how to buy gold in secondary market

@moshelerulkar7021 5 ай бұрын

Any reason why gold etfs are not covered in the comparison? Do they move based on price of gold or is there some other calculation?

@Zero1byZerodha 5 ай бұрын

Our focus was to cover SGBs as an investment option. Also gold ETFs prices moves based on the prices of gold. Hope it helps 🙌

@user-gw8zk5ox2d 3 ай бұрын

What about Gold etfs. Is this also a good option to invest

@sreekarthiksr 5 ай бұрын

Good one! I have few queries though.. Does GOLDBEES have physical gold backing? How is it calculated? Is GOLDBEES better or worse than physical gold? Are the price of goldbees and physical gold exactly proportional?

@nishantpratapsingh6628 5 ай бұрын

GoldBees are backed by physical gold. Mostly all of the digital gold investments are backed by physical gold. The only difference between the physical gold and digital gold is security related and ease of transaction. Digital gold can be easily sold at market price whereas physical gold depends on jwellers, sometimes they deduct a very small amount but not any major impact and another is security concern of physical gold. You have to take care of your physical gold.. but physical gold gives you satisfaction.

@nishantpratapsingh6628 5 ай бұрын

And yes price of GoldBees are proportional to physical gold. But there are slight fluctuations. ETF owner tries to manage price around gold price but he cannot do so every minute. So there are fluctuations in GoldBees price against gold. But that is very minor fluctuations. And not like 4-5% up or down..

@cationsperspective1707 7 күн бұрын

I have a general question... Investing in foreign stocks from India, why it's a bad idea for small/retail investors...

@DragonStoneCreations 5 ай бұрын

If we buy the SGB from secondary market, do we still get the 0% capital gains tax benefit?

@tmg1219 5 ай бұрын

Yes if you hold till maturity

@DragonStoneCreations 5 ай бұрын

@@tmg1219 thanks

@Techie.Athlete 5 ай бұрын

I invest 5% of my portfolio in gold. I will increase the allocation to 10%

@uncommansense 5 ай бұрын

Central banks Purchase gold - if currency devalued gold will help (physical). So when you invest in gold you want to be safe if your Country's currency have no value in future, but u have gold (physical). You can get your wealth in another currency with physical gold. Also try to think why governments penalized the physical gold purchase and reward the SGB. The reason is simple they don't want to loose the physical gold.

@rajdoshi6781 4 ай бұрын

not really majority of inr is backed by usd and usd isn't backed by gold anymore this video wasn't researched properly

@user-tc9kq6xn1d 5 ай бұрын

Pls make videos related to NPS pros and cons

@Zero1byZerodha 5 ай бұрын

Thanks for the topic suggestion :)

@snottmonkey 5 ай бұрын

Can you share some platforms on/through which we can invest in SGBs?

@NiHaoIndia 5 ай бұрын

Zerodha

@divyas005 2 ай бұрын

No mention of Gold mutual fund?

@ravindrvirsing 5 ай бұрын

How could I learn editing like yours ?

@yuvarajuv8837 5 ай бұрын

How to invest (platform) in SGB...

@Zero1byZerodha 5 ай бұрын

You can invest via your broker.

@awesomewolf07 5 ай бұрын

why not SSB?

@sanjivini234 15 күн бұрын

What about etfs

@jayanthpb7422 5 ай бұрын

How about gold ETF ?? ... Why it was not part of your last segment ways to invest in gold???

@Zero1byZerodha 5 ай бұрын

Hey sorry for missing that! But actually our main focus was to cover about SGBs. We will take a note of it next time 😊

@someyoutube 5 ай бұрын

❤

@praveensheshadri 5 ай бұрын

NRI can invest in SB bond and put contents for NRI investment

@sudhirkumar-dx6df 5 ай бұрын

Sir make it in Hindi also to benefits for all Hindi persons

@nidhin916 4 ай бұрын

Yeah Zero1 rocks

@Zero1byZerodha 4 ай бұрын

❤️❤️

@nandakumarrao5667 5 ай бұрын

Make a video on real estate and REITS

@Zero1byZerodha 5 ай бұрын

Hey, we have already made a de-influencing video on REITs! Do check that out 😊

@SHAMIKII 5 ай бұрын

Bonds vs. FD

@Zero1byZerodha 5 ай бұрын

Hmm......interesting topic for de-influencing! ☺

@rajatsethia1694 5 ай бұрын

I guess you could have added Gold ETF also

@Zero1byZerodha 5 ай бұрын

Actually our main focus was to cover SGBs. But yeah noted your feedback. 😊

@OPTIONandSWINGTRADER 5 ай бұрын

Chemically inert not "uninteresting "😄 Nice video though!

@biplabmahato6085 3 ай бұрын

Got 18.5% return with gold MF in 9 months, even with bull run in dalal street. 🤘🏻

@TauroChuck 5 ай бұрын

SGB - A bird in the hand is better than two in the bush

@ChetanPatil-tp9on 5 ай бұрын

"SGB's are not backed by any physical gold " SGB's are just like artificial supply of gold. you can always feel good about you helping your government but i don't know if the government also has the same consarn for you.