What is the limit on the Personal Line of Credit?

good info. are you able to cover the tax bracket in quebec? im am planning to move from BC to quebec. what are things do i need to consider before moving to a new province. thank you

Assets- Liabilities= owner's equity.😂

How do i find out how much debt i have? Ive brushed my finances under the rug for so long i no longer know what i owe exactly (some have gone to collection etc how do i chase it down to pay it)

You are gorgeous. Great videos. 💗

Peace of mind & retire.

Get a 0% interest card and pay all of your expenses with it. Pay off any debt with high interest with your income. Keep doing that until all your debt is paid off. It's the interest that is killing you. No balance transfer fees or interest. Get a gig job if you have to. Put any bonuses towards the debt with interest.

I rent. Always debt. Utilities. Car insurance. Maintenance groceries taxes. $2000-$3000 month at least for life

Hey Gabrielle, Thank you for the amazing content. Your videos are really helpful. I would be grateful if you could help me understand a bit about sole proprietor tax. I am working full-time and planning to day trade while making videos on KZfaq as a side hustle. Am I eligible for sole proprietor filing? If so, can I write off expenses for both day trading and content creation?

Hello, well done video! Thanks for sharing

Debt doesn't bother me. There is good debt and bad debt. Federal student loans are interest free (not the provincial one), so pay the minimum!

Wasn't able to download the excel spreadsheet, some error message came up 🥲

Good grief, some people's children are just going to nitpick no matter what. I could hear and see you perfectly fine. And I am very glad I came across your content. Looking forward to checking out more.

Thanks Gabrielle. I think debt costs. Missed opportunities bc we are busy paying debt and working like crazy to pay for a mortgage, car, or expensive clothes that does not move you closer to financial freedom

Time to go into debt putting a microphone on your credit card.

You need a mic

I have 6 figure student debt and some credit card debt. Looking forward to this video.

I like your content!

Getting a credit card that offers Balance Transfer @ 0% (with 1-3% fee) seems like a great option to keep all debts in one basket. It also forces you to not to use the card so it slots you perfectly for aggressive debt payments.

your video sound is way too low... please fix it!

Can you do a video on what type of canadian investments to hold in a non registered account?

What would you do for a vehicle that you plan to keep forever? I’m wanting to purchase a 4Runner (at some point) and I’m not worried about reselling it or anything because I’d be planning to keep it for life. It’s also around $50k and I’m exploring ways to pay for it. Willing to save a few years for it but exploring if there is a “better” way.

Thank you for explaining this so clearly. It's so refreshing to find accounting/tax that's relevant to Canadians, and especially for small business and content creators! Love your videos and thank you for your hard work 😊

I think the only debt that is acceptable is a mortgage. Maybe a small student loan for a profession that pays well. Not for liberal arts. The reason why these debt are okay is because they will be worth more. If you sell your house ten years later it will be worth more. A car or something else not. I have made a mistake long ago and hath debt. Never again. I have zero debt.

the audio is too low

Your video is very practical. Not just talk. Well done.

One tip, the lighting is a little dim in this video. And the thumbnail would benefit from some graphics besides you so people know to click of not by knowing the topic without reading the title. I know it sounds odd, but check garry vee. Thumbnails are 90% of a channel success

Your biggest competitors in this space are Minority mindset Humphrey yang Ofc they are US creators ur CDN But tbh i am not a fan of humphrey persona, and his videos are too long and full of layman fluff Minority mindset is good, but for the masses, the general public. And he releases too many videos its like spam Wish you more success❤

Even though not all your content is for me. I truly respect and appreciate your great content. Keep it up❤

Get your FREE Conquer Debt & Budgeting Template → www.gabrielletalksmoney.com/resources

Can you please make this excel file available for download?

Thank you so much for this receive. I have made them twice and each time perfect. 🇨🇦

So I traded to a different one it’s literally worth $2

Great

you can put the value for a home that you love and live in - you have to do all these calculations when you going to buy your second home as Investment property . Everyone should own a property to live in peace of mind

FTN FNN 24% annual return

You can invest 50k and make more interest than the one you pay in finance. Also save on 3-4 years old cars. Average market sp500 at 10% minus the 1.99 you are still making 8% instead of paying cash.

After watching ur videos I decided not to buy car😢 , it’s headaches

Hi Gabrielle, do you file personal and corporate income tax return, please leave me your contact number, thx

Bought california cabin house this month newly renovated for 340k , 3 bedroom . Im nervous but i think i got this.

Pay cash, self insure and buy minimum legally required liability insurance only. No car/interest payment ever.

Im getting my masters of accounting starting this fall. would i be able to land a US Tax position in canada after getting my (USA) CPA license? Ive always wanted to relocate from the states to either BC or Alberta. Are US tax cpas in demand for canada big 4?

Hey Gabrielle, thanks for the informative video ! I'm going to be majoring in accounting and had a question. When I work in public accounting fur 2-3 years and get my CPA, would I be able to work seasonally for 4 months as a contractor then take time off ? I've read that some accountants work for the Big 4 or other firms using contractors during the busy season. How common is this and is it always busy every year where one can find a 4-5 month contract ? Thanks.

Something you left out is cost of turning in a lease. I have leased several cars and when it is time to turn them in they go over the car and neither of the cars we turned in had any damage but both times it was around $1000 to $1500 at end of lease.

So basically I can only afford a car that is under 15k with already 100k-200k in mileage and is over 10 years old. I am so sad.

Do you do this at the beginning or the end of each month?