I would put Assateague as #1.

Biggest lesson i learnt in 2023 in the stock market is that nobody knows what is going to happen next, so practice some humility and low a strategy with a long term edge.

Thank you so much for this video. Super helpful and well-presented. Your time and effort is most appreciated!

Bro, you missed the number one event that has affected Maryland more than any other, especially since the Civil War. The cessation of land for the National Capitol !!!!

Why he sound like he is speaking from his nose?

I bought my house in 99 on a 30 year and 03 I refinanced and saved 3 % in rate and took a 20 year mortgage instead of a 30 year it was the best decision ever made by me and paid off the mortgage early in 2019 it worked out good for me the less amount of money you owe the less amount of years you should take so on my little house I saved on interest and years

Springfield is in Sykesville not Skyville

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family

love your channel

Malcolm, That's Sykesville .Sykes ville , just thought you should know that especially if you're a you know Realtor

This was very good! Thank you

You ain't from Maryland if you think it's spelled "Hun," Hon. "Hun" is what the Maryland Blue and Gray Division went to France to fight in WWI.

The grind is very real and the wheels of ups and downs can make you or break you and although money come and go, what you don't have is time. With that being said, i decided to cook my own meals at home, keep my old car, buy from thrift stores for shits or pants and pay the principal along with my mortgage. Took me 15 years to pay off my home. Every time i got paid, i paid my mortgage and i had no credit cards period. After i made the last payment, nothing topped this personal financial achievement. Thats been 7 years ago, and the economy has been in flux but i have a roof over my head. Today, I still own my home in California debt free, and recently purchased a resort condominium in Bangkok. Pay off the house... move on with life already...

Where is Chevy's?

I put old bay in my chicken noodle soup

Harriet Tubman Underground Railroad Catoctin Mountain Assateague Island Fort Washington Glen Echo Greenbelt Piscataway Harper's Ferry Hampton House Appalachian Trail

If rates fall after 5 years, does that lower my house payments?

DO NOT GO TO TOME, TRUST

I’m bad at riding a bike but I can pick the hell out of a crab 😂

Thank you this is the best strategies I watched yet.

How did you move into base housing while having a property? I am an E-5 with a dependent so I receive BAH and therefore am not eligible for base housing if I'm correct

How do you live in 3 homes???🤷🏽‍♂️

Hi Malcolm, do you have a 2024 update on these -10 tricks to get your offer accepted (buying a home in 2024)

aren't we all tired of this jewish system of usury?

Wrong, that’s the equivalent of one extra payment per year.

What are your thoughts on recasting a mortgage after making lots of additional principle payments? Our lender doesn't charge a recasting fee, so long as you meet a certain criteria of additional principle payments of $20k in the last 12mo. In my mind, it makes sense, because you can reduce the over all monthly mortgage, but the difference between the existing monthly mortgage and new monthly mortgage could be used to pay down more on principle.

Howard County

thank you

Sky-ville? Haha it's Sykes-ville. Springfield is crazy. It has it's own graveyard with numbered stones. No names. Most of it is abandoned but they've been trying to upcycle some buildings. There's in patient rehab. They built a police training facility of some sort. And there's maybe two other things that are on the grounds but I forget. They recently built some sort of small military building there. But I'm not sure if it's tech7on the grounds.

distracting hand

That extra $100/month towards principle is the equivalent of making one extra mortgage payment a year.

There are no more low interest rates. It's a disaster now.

Nothing about western Maryland

We are quickly on our way to becoming a renters society. All home will be owned by large corporations, boomers, Gen xers, or early Gen yers. But if you can't afford a home now you might want to think about purchasing at least 2 acres of land and building the house you want on it.

The simple answer to if you should move to Maryland is DON'T. It has turned mostly into a loony left wing cesspool.

So the simple answer to moving to Maryland is "DON'T". Maryland has turned into a rancid leftist loony bin.

As someone grew up in Maryland you left out the main one, Maryland has turned into a Marxist anti freedom dumpster fire. I watched it's decline growing up. A beautiful state but totally controlled by Marxist now. Like a rotting cancer Maryland is a lost cause. Glad I moved.

Unless you sell for cash the home inflation return doesn't mean anything. You try to trade your trading for another inflationary return.

DO NOT WRITE A LETTER

Maryland was the 13th state in the union because they wouldn’t sign without access to what is now Western Maryland, this gave Maryland access to the Apps minerals as well as the Mississippi River via the C&O Canal.

I’m from Maryland and I hate crabs and old bay

Thanks for the insight

Good stuff!

Hey Good evening

I learned a lot of the loan terms.

The best investment one can do right now is investing on real estate though stocks are good but ever since I swapped to real estate, I've seen so much difference.

The best investment one can do right now is investing on real estate though stocks are good but ever since I swapped to real estate, I've seen so much difference.

very well explained

I cant follow what he said. I like ro make thing easy. If my mortgage is 1200 per month. I cant pay bi weekly. Then i pay 2400 per month?

Use interest savings to increase amortization and reduce risk of rate increases