How to invest in bonds being abroad (non Australian)?

are the distributions not franked?

Any hedging costs money so where does it come from?

chis ur freaking me out man, you stare into my soul

June 2024. 1.6k views 34 likes. Aussies generally have a clue. Not holding the underlining asset in this case is really just lazy and adding additional foreign risk. Also not holding that much (example DigitalX holds 114 btc but twice as much alts!). Time will tell how VanEck ETF vbtc turns out on ASX🤔

Thanks Chris. Are there any implications on your ATO tax form for unhedged gains?

Had been pretty disappointing so far. I’ll keep hope

Nice video 🍿🍿🍿🥡🥡🥡🍰🍰🍰☕☕

Is there more concentration risk with IOO compared to VGS? As in the top ten holdings of IOO is a bigger percentage than VGS? How is the IOO index contructed i.e. how do they pick the 100 companies?

Thanks for the summary I was very confused about GXLD as it's from the same provider as GOLD but lower fees and seems essentially the same. Would the drawbacks like bid/ask spread disappear once they grow in popularity and AUM? Would you favour GXLD in future once it grows over NUGG (0.25%pa fees) and PMGOLD (also 0.15% fees)?

Both good. I also use PMGOLD. Local gold in the Pert Mint. And a small amount in BITX - double leveraged US Bitcoin ETF. Great asymmetry! Thanks, Chris.

Money in Offset Account vs Investment Property?

I would like more allocation to IOO in my topaz portfolio

Would your advice differ depending on whether an investor already holds IOO or is just starting out? It seems to me there are good reasons, such as transaction costs and capital gains tax, for sticking with one's existing EFTs, even as newer, lower-cost, more-diversified ETFs grow their AUMs and prove their index tracking. But, someone who is just starting out may be better off investing in the newer ETFs?

Question, this has probably been answered so plz link me to the relevant video; as a young person 19-22, working full-time with a steady income, what do you think is the best investment? For me my end goal is to have my finances sorted by 30-35 (which I have been told is possible with being consistent w investing) or at least on track to a very strong position. I have been told buying property, doing it up for 2 yrs with my dad who's a tradie (I am not), then selling it for a capital growth and rinsing and repeating is a good strategy. I've also been told that buying your first investment property and trying to get it neutrally or positively geared, and buying a whole bunch of investment properties is also a good idea. My thoughts are in the short term (1-2yrs) whilst saving up for a deposit, put my money into ETFs and consistently deposit $600 a week into that, wait a few years for it to grow and save, and then deploy one of the property investment strategies. Not sure if this would be better than just putting it all into the stock market but what's your suggestion?

Effectively you are talking about margin loan. And I am reminded of the dangerous of this the story of Rick Guerin and how he had to sell BKK.A shared for just $40 during the 73 and 74 downturn. Though he did well after that the lesson is there is no guarantee of success and we never hear of hundreds that have had to shut down

It's the Australian government's way of getting out of having to pay for the old age pension.

That was a nice, concise video thanks Chris. I know that any advice is informal and general in nature, but as I take long breaks between contacts and am not currently getting PAYG pay, would I be paying concessional or non-concessional if I make extra payments into my super before my next contract starts?

Congratulations!!

Thanks Chris.

Love you product. With the Super Product, will customers be able to buy individual ETFs. More specifically, Bitcoin ETFs? This will be a game changer.

Well done Chris, a great accomplishment.

I have been most impressed with Stockspot looking forward to the Super options.

Thanks, Chris for summarising the two options. On top of what you mentioned Pros for Investing in Property Vs Share • It allows manufacturing capital growth and rental income growth. • Security leverage of borrowing more from lenders with lower interest rate through the equity to build up a portfolio. • Asset depreciation & tax deductions for high incomers Cons are • Long-Term Commitment -Stress of holding the asset over long time • Surprised costs for emergency repairs or bad tenants etc that can end up to 10k p/y • Interest rate fluctuation that impact cashflow over time • Higher initial funds required to get started. • It is harder to invest in the right property. • Risk of total loss in case of any health issues or lifestyle changes.

hi I really want to start investing and I'm 13 do you. think you could help me

Hi Chris, if I already hold VTI, would you say I'm over exposed if I also hold QQQ? Cheers

Thanks Chris, Good Information

3:17 breaking the 4th wall. Hopium. Learn a new word.

Bro Make video on BGBL VS VGS THANKS

Bang on point. Also, stock picking mindset is not too different from creating a Fantasy XI sports team. You tend to believe you see patterns others don't.

Admire your true and honest opinion

Like the look of your new 'ETF' super fund, but unfortunately you don't put a cap on the admin fees for high ($1M+) account balance (i.e. like all major Industry Funds do!), so unfortunately, I'll have to pass :(

I agree to everything you have said. To also add other reasons in addition to just traditional active funds 1, Tons of youtube young/old fin-influencers flogging their get rich stock tips, pump & dump schemes. Not to mention crypto bros with their s$*t coins 2. ETFs by design is a lot term get rich slow scheme, in era of instant gratification & yolo, many are willing to take unnecessary risks to take active approach you pointed out which doesn't last too long 3. Dilution/breakaway from traditional ETFs - Unfortunately, the providers too have become too greedy and instead of promoting low cost index funds with pays them too little, they are churning out tons of actively managed thematic funds that can vary from a sector such as AI to geared funds with higher fees encouraging trading/whats hot to invest behaviour 4,. Wrap Platforms - While the level of education is high amongst young investors, most older australians are tied / locked into wrap platforms which financial advisors promote and also not only get paid commissions for putting them into these high fees products, they also benefit to make another 1-2% over lifetime of portfolio from fees. These are too complicated and hard to pull out to make switch for them

I’ll give my 2 cents, firstly there’s very little published research if any about managed funds (sans fees) compared with low cost index funds. It would be interesting to see and would guess that the majority of managed funds actually out perform the index over a set period BEFORE FEES. Secondly, the choice is very dependent on your age and time horizon. Index ETFs haven’t been around that long, maybe roughly 10 yrs in the public eye, which means a lot of retirees who started investing in the 1980s-90s are still holding onto individual shares which have probably done well over those decades, hence you have a large number of investors holding a greater number of individual shares or managed funds, while the younger groups who started in the 2010s would probably be more in index ETFs purely as a function of their age and time in market. Things will change in another 20 years when these young investors become the majority holders and there will be a flip to majority index etf holders. There will be intrinsic wider issues when that happens but nobody knows the significance till it happens.

Nice info. Thanks

I think a company's ability to innovate has less to do with their dividend payout, and more to do with the industry they are in. How much 'innovation' can you realistically expect from big Australian dividend payers which are mostly banks and miners, regardless of the amount of cash they retain on their balance sheet?

All I know is I want mine now.

How do we get rid of the subtitles?

I'm so happy I made productive decisions about my finances that changed my life forever,hoping to retire next year.. Investment should always be on any creative man's heart for success in life

Almost every KZfaq post is about this... So I finally tried to some weeks back, came out with way less... would have been better off saving or even lavishing my money...Do people actually make real money from this or is this some sort of ponzi scheme?

IMO, Australians should not be owning Chinese shares. And limiting the number of Chinese made goods to a minimum. The CCP is belligerent to Australia. We need to remember what the CCP is all about.

Please how do I go about it, am still a newbie in this investment trading and how can I profit ?

If the sharemarket is great why wouldn’t you recommend a margin loan? I have a 4 investment properties and I have no concern about borrowing more money for more homes. I would have great concerns borrowing on shares. Shares have and will again drop by 50%, i have never seen property in major hubs of Australia Ie - global economic crisis shares dropped 50%, houses your were unlucky to drop 5% Hahaha sorry here’s a little bias from the other side

Remember men live a lot shorter life due to more dangerous work and harder physical work and longer hours and has a lot to do with super balances too

I'm very happy with my Stockspot investments. But obviously I'll be taxed on these returns. Would it not be better at some stage to transfer these into my super fund?

Hay bro Make video on BGBL vs VGS

We are weighing up investment property vs continuing to invest into ETFs. The big plus with property is ease of leverage and lack of risk in doing so.

Super helpful explanation!!

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Here is a UK perspective. Bought a House, paid stamp duty on purchase, spent x on modernising it, Grew value by 35%, left with 9% profit after changes (could have done it a bit cheaper but it's my main home) Looking at selling now +9% profit needs to pay for estate agent fees and solicitor fees. I have an account where I get 25% returns guaranteed on max £4k Per year. Theres other accounts where you get 25% on deposits guaranteed again. Better to max these outs first as your returns are tax free. It all depends on the start up position you are in, don't have much money? Get a cheap house do it up and sell it / rent it, do that a few times. (plus if first property you can use that 25% return account to use as deposit so basically the government pay 25% of your deposit) It takes a lot of money in stocks inc dividend portfolios (I'd say 500k) to make it worth it. When you build up your wealth through property, then go in to stocks. Someone going in at 4-500k beats 20 years of £100pm dollar averaging. Depends where you are starting as best strategy.