I became debt free this month!!! I'm so excited & grateful to God for this goal being accomplished 🙏

I SAVE WATER AND MONEY BY NOT RUNNING WATER CONSTANTLY WHEN SHOWERING.I SHUT WATER OFF BETWEEN SHAMPOOING AND RINSING.

I live alone and on a fixed income. One thing I do and love is cook something I love and make enough to eat all week. I do this with soup, a casserole, a roast used different ways all week. I bought a beef roast this week and cut it into 3 Chunks and froze it I will crock pot one with carrots and potatoes, next day hash, third day it will go into veg beef soup. These roasts are expensive but really worth it when you plan

Yes I'm a big advocate for cost per wear! I refuse to support fast fashion so I buy high quality thrift items, I brought a brand new thrifted pair of leather boots many years ago for $60, new they were $199, there cost of wear is well under 20cents now per wear! I haven't needed to re heel then yet but I polish them very regularly. Being frugal means caring for what you already have well😊

When during the first few months of the Pandemic, I stocked up on a lot of non-perishable food not knowing what the lock down would entail. I go to the food pantry monthly as I'm retired. Now I have challenged myself to not buy anything for 3 months. I can make it and I know it. Christmas presents will be made from my supplies in my home. I'm going for it.

I've heard the tip about putting one thing back before, but never tried it. Because - we always stick to the list. But I was struck by the thought; what if we considered out of everything in the cart - what would we least miss? I think I will pose that question to my husband the next time we get groceries. And put something back. Wouldn't it be a hoot, if when you got to the check-out they had a big cart with a big sign that said "PUT ONE THING BACK, RIGHT HERE IN THIS CART". Something else that struck me from the article was something I was thinking about the other day. He talked about staying home, being active and being fit while saving money. My thought was what if I viewed cleaning, de-cluttering and organizing as a form of entertainment. As in, I'm blessed to have a home to live in, how about I enjoy keeping it clean and tidy. What if I chose to see house-cleaning as entertainment and fun. I'm at home and I'm not spending money and I'm having fun and feeling a sense of pride knowing I'm making my environment more peaceful and enjoyable.

I replace my jeans every 2-3years. Last night I spent $30 on 5 pairs of jeans at Goodwill. In and out of the store in 20 minutes. I hate clothes shopping.

The 3 major credit reporting agencies have a FREE credit report each year. Instead of checking all of them at once, spread them out and get one every 4th month. Example: January, TransUnion; May, Equifax; September, Experian. Next year, start over. Yep, I sure do know about checking the cost per wearing!! In the high school I went to, one year of Consumer Math was REQUIRED for graduation, and we did have to do the cost per wearing for several pieces of clothing. Same for cost per mile of gas and maintenance on the car, etc. etc. Did tax returns, "bought" a house. Additionally, one year for Home Ec for the girls and one year of shop for the boys. Awww....back in the mid-fifties. Best education ever!! Only thing I'd change now is one year of Home Ec and one year of shop for both girls and boys.

Everyone, Kate is so great in teaching frugal living. Let’s blow up that like button and double her audience.

CPW. As an Accountant this speaks my language. I rarely buy an item of clothing that doesn't get worn a lot. Like Kate, I don't spend much on clothing. I think mine would end up as pennies per wear :-).

I host anywhere from 8-30 people in our home every two weeks and I have stopped using disposable plates/utensils/cups. I use the dishes/cups/silverware I have and love both the cost savings AND the lower impact on trash. It really opened my eyes to just how many plates and cups people use at these dinners…one person might use 2-4 cups and 2-4 plates!!! It’s ridiculous!

Hi KSquad - I don't know about everyone else, but I DEFINITELY need this No Spend January challenge!!! I set a goal to save up $20,000 this year but have fell short. I saved ~$12,800, but have to pull out $2,400 to have a very dangerous, large tree removed that is growing over a third of my house. I am pretty bummed out about this, but I try to keep reminding myself that I "reached for the moon and landed among the stars"... meaning that I probably would have saved $0.00 if I hadn't made an effort. I strive to regain that momentum that I had last year in January toward saving!

Being flexible with my budget like you are. My mom is going to be moving in with me so I needed to buy some dishes (I only have 2 plates & two bowls since my husband died). I found a set of 4 salad plates and 4 "dinner" plates on sale but did not have the money in my budget. I realized that I really didn't need anything from the grocery store this week except bananas, peppers, and baby carrots, so I moved the money I needed from groceries to "gifts" and paid for it that way. I no longer feel guilty when I have to make changes like this to my budget.

I've used cost per wear and cost per use for a long time to evaluate purchases. Something expensive can be great value while something that seems cheap can actually be more expensive than you realise

It is amazing how stepping back a moment and putting things back from shopping carts can make a difference. Great tips!

Aside from the easy "save on groceries""... Clothes are my big focus and the topic "Cost per wear" is my mantra!!! ❤️❤️❤️... I always check the quality of the item, regardless of the store. I refuse to buy clothes from Target because of the poor quality and I don't shop online because I can't evaluate the item. I have still have clothes that I bought years ago and I never buy "fast fashion". My clothes can be interchangeable because they are the timeless colors of styles.

I love your cats! I have a sidekick named Dinah. She was living in a shed and I adopted her nine years ago. She is my precious fur baby. 🐱💙

Putting 1 item back really spoke to me. Count me in for the no spend January.

Love the active comment. Yes. outdoor walks and activity is fantastic (I hate shopping anyway). I cannot imagine online grocery shopping, the endless scrolling would drive me nuts. That said, I do grocery shop alone and stick to my list.

Finally a u tuber that is real! Keep it up, Kate! I stopped buying paper towels and cut up ild bath towels into little squares for gross cleaning( pets, around toilet) & also thrifted cotton napkins for meals and stopped paper napkins. Everyone adjusted with one time of complaining, lol

Love it!! I have a Walmart pickup order later today and went in and removed two things not really needed!! And I love the last tip that if we are spending more time on our health we won’t have time to blow money!! It’s so true!!

Yay for frugal buddies :)

Tip for disposeble sponges and disposeble cleaning cloths I cut them up so I have 2 to 3 more out of 1 sponge and 4 times more towels out of a single. I use cheap toiletpaper as papercloths for cleaning up spilled items on the floor or fatty bits on a plate or in pans etc. But I use washable ones for normal use. I did yoga at home today and only buy items on list (25% cheaper groceries bill). Be happy to join you in no spent January, for me having frugal buddies around and short-term goals is the best way to succes. Great weekend everyone! ❤️

My frugal tips 1.buy quality items.does not have to be name brand,luxury'etc.but pay a little more for some items. 2.use sparingly 3.save bills,invoices,etc. 4.TRACK YOUR SPENDING. 5.know your triggers.if it's social media,time to delete. Online shopping.delete. Ask yourself:why do i want to.shop. Is this a need. Do i already have this Can i use something else Did i budget for this. Can i wait.

Calculate cost per serving for food, especially meat, veggies and fruit. I set my grocery budget by deciding what I'm willing to spend per meal and then shop and meal plan accordingly. If one meal isn't as costly, that money can be spent on a meal later in the day.

Reusable products I use are Reusable sponges Bamboo dish brush Silicone bottle cleaners Swedish Fish cloths(great replacements for paper towels) Reusable silicone sandwich bags Reusable period cups Reusable period pads Use wash cloths instead of baby wipes Cloth diapers Reuse glass jars after you have used up all the contents. Also you can make home made flax seed gel, which is great for hair and skin. I'm sure I'm leaving stuff out... Lol

Lol I have sweatshirts older than my older boy who’s now 20. If it’s not broken or have too many holes don’t fix or replace it! Hard to say no sometimes but I’m focusing on my kid’s education. Loving this!!

I've done the cost per wear for years, but I've never really thought of how long I'd have to work to pay for a certain item. That really helped.

I actually have an example of point 1 and 4. I was in Hobby Lobby 2 days ago. I wanted to buy 4 items. I left the store with nothing. I had to laugh at point 4. I was shopping years ago for a black tie event and found the perfect thing. The first thing my mom said was how expensive it would be since she didn't think I would wear it again. I actually got more than a dozen wears and retired it to my niece to use for costume in school play. I hope to be able to do a no spend January and at least a low spend February. March is always an expensive month for me. Great video. Enjoy being a part of the squad.

I rarely find anything that we aren't already doing...it is so hard to save more.

I can get on board with most of these. My elderly mother lives with me, though, and she says she cannot live without paper towels. Putting something back in the grocery store is the most helpful. I have started shopping online to avoid those tantalizing displays designed to coax you to pick something up and put it in the cart.

Thinking "what do I NOT need", as opposed to "what do I need", before the chek-out seems a great way to create a good shopping habit.

Spoke to me most: k cups. I drink 1-2 cups of coffee daily.

I have gotten into the habit of carefully examining my cart before checking out

The very first tip is ME!! Lol. I do it all the time. I stare down at the items in my cart and decide which one will not come home with me. Sometimes two items will not come home with me. It's like a little game I play with myself to save money 💰. Great video! 👌

Happy Frugal Friday!! All great tips. I can't wait for No Spend January, so ready!!!

Number 10 - absolutely 💯 yes. During the pandemic when I utilized the pickup service from the store, making and sticking to a shopping list was the best. It cut down all impulse buying and trolling the aisles of the grocery.

Hi, I have a pepper pantry, this has been a brilliant addition to my house. One of my main saving with this it time!!! I work full time and have a daily 2.5 - 3 hour commute. It has given me time and stopped a lot of impulse buying.

I actually find CPW is better when you spend more and buy quality items that you really love and suit your lifestyle.

I only take and use a coupon for items that I know I will use, and I am always putting stuff back before the check out, but having a frugal buddy system is the best and the most fun.

#8 (eliminate most disposable products from your life) speaks to me the most because it’s been something I’ve been trying to improve on over the last year. The other’s I’ve already mastered and implemented into my life. Reusable items I’m loving are: Kitchen: Dish sponges (washable or throw in the dishwasher) Scrubby (I use the plastic baggies you get with garlic, shallots, ginger and stuff them inside each other and rubber band it) works beautifully. Cloth napkins (have sets for all seasons and holidays; really fun and I think my best purchase of all) Cloth paper towels (still struggling; have a cat; but I use old socks when available to clean up after him) Sandwich and snack bags (also rinse and reuse bread bags for storage) Dish covers (no need for plastic wrap) Silicone mats for baking (still use foil to line my oven and bake potatoes but that’s it. No parchment paper either. Reusable straws and bamboo utensils (for lunch boxes) Water bottles/containers Trash can liner(washable)(we are vegetarians so no nasty meat germs to deal with🤮) French press coffee maker (no need for coffee liners) Shopping: Grocery bags (my store gives a .05 discount/bag brought in) Gift giving: Reusable cloth bags Reusable gift wrapping (yes I do get all these back to reuse again) Some gift wrapping squares I’ve pick up at fabric stores, Lush, and Marley’s Monsters Bandannas work great too Also reuse bags I’ve gotten from retailers Bathroom: Washable Q-tips (make-up one too) Washable facial rounds (no cotton balls or squares) Washable menstrual pads (also use a wet bag to put used pads in before washing)(I only use cloth pads at home not confident enough when out and about) Wash rags (no throw out shower sponges) Shower flosser/water pick (only floss I have is what my dentist gives me 🤣) Washable pail liner Cleaning supplies: Washable feather duster Washable floor duster (no need for swifter sheets) Laundry Room: Wool dryer balls (no dry sheets/fabric softener needed) found mine at TJMaxx for cheap! Little money saved and good for the environment too. Most of these items I purchased from Marley’sMonsters.com

Hi Kate! Thank you for more great tips. I've never commented before but I have been watching your videos for a long time and I wanted to tell you how much I appreciate them! I look forward to your videos every week. X

Cost per wear is something I’ve done for a long time. Since I hang onto items for years, I think I’m in negative numbers these days Lol! By the way, it is a good way to determine how much you’ll use a given item, small appliance or whatever to consider the cost per use!

The tip that spoke to me the most: have a three month budget audit. PS sorry for all the comments but I was making my comments as I was listening throughout the video…

Thanks for the video😁

Hi Kate! The cost per wear concept is new to me too! Enjoyed this article very much! Thanks for sharing. Have a super Friday!

I compare the price of some thing with how much gas that same amount would be to fill my tank. That really helps me stay on track, especially during this time where it’s over $50 where I live to fill up my gas tank.

Just found your channel after seeing the recommendation from The Daily Connoisseur....so glad! Love your humor when it comes to finances. Looking forward to your next video.

All great points. I do most of them. I’ve been a bit spends lately when I’m normally not! Feel bad, but enjoying the items lol. So it was a good reminder to get firm with myself

Always enjoy your videos Kate!❤️

The cpw idea is new to me. Thank you for the eye opener.

Great tips, Kate! Have a great weekend to you and Kaden! :)

Awesome tips... Love from Greece

Love #8 for the wallet and the world! I look forward to the no spend January

Hey everyone. I got my friend to participate with NO Spend November with me. I have a goal of saving 20,000 emergency fund. I'm so close. We've saved 18,000. 🙌. I will definitely do the no spend January. We want to save for a house over the next couple of years.

hi Kate, great tips, I have found putting something back from my cart, helps alot I do online shopping for groceries mostly now . I leave some things I want In my cart for a while it helps me not be impulsive..Buns is adorable , so.glad to be part of the squad

Hi Kate, I am loving your videos still. Hugs to you and Kaden. I did no spend months for half of July and August each, also in September and now November. I will definitely be on board for January. 2023 is going to be a great saving year I hope.

Yes, I will join in January!!

You are my frugal Buddy. THANKS

Love watching you Kate.

Hi Kate! The ‘cost per wear’ was eye opening. I will keep that in mind with future purchases. Also, I can’t wait for No Spend January with you and the Ksquad. I want to see how much we all can save. 💰🙂

Happy frugal friday

Love going back to a little older one of your videos… all relevant and very good tips!

Great information! I am looking forward to no spend January, willing to give it a try. I have never thought about CPW - interesting. Have a wonderful day! Thanks

I'm planning to do no spend January only except my cat Jaguar has his annual vet checkup. Last week I had ordered items on Amazon but actually cancelled the orders before they shipped and it felt great getting that money back! Now I save it.

I just happened to tune in to your channel. I agree with the idea about coupons. When I go out to eat and we are going to a certain restaurant I check the coupons first. Sometimes I use them sometimes not because I may want something else than what the coupons says.

Good information 👍🏽

New subscriber here! I absolutely love your excitement over budgeting. Honestly, it's my favorite time of day sipping tea and going over my transactions for the day. I also have a budget that changes every month. I'm deeeeep in it.

Good morning, Kate and K squad! The one I probably do or modify is .5.. but, I’ll evaluate my budget monthly, for instance this month my propane bill was about $100-$150 higher than most years! So, I had to re-manage my budget from other areas! And, I practice .6. Because, the whole buddy system on this channel! As well as my older sister which a recommended this channel 2 earlier this week! Everybody have a happy frugal Friday and an awesome weekend! Stay frugal my friends!

Thank you Kate.

I like the thought of cost per wear.

I was inspired by you to have some days when i do not spend anything as you do on Sundays. I agreed with my husband to spend only 3 days / week . The benefit is that you take time to think about your spendings and you scheadule the spendings throughout the month.

Love the reusable k cup idea!

great tipsxx

Just 2 random videos in, and I already like you a lot!

I've never thought about cost per wear before, but I definitely will now!

This is amazing, thank you Kate.

I really appreciate the suggestion of having a unique budget every month. You are the first one I have heard who really seems to suggest this. Since each month and season have different events and expenses, why not plan and budget for that? Sometimes, I think the simplest suggestions are the best 👍

We during a family vacation in January to Pigeon Forge for Christmas. So I already paid for that. Glad I got your video this morning

I’m doing a non spend month and I bought two chocolate bars last night! Argh reset! Loving the K team support. X

Great job! All helpful!

The k cups, ordered mine now- ty

About the cost per wear, yes, I tend to apply that,especially with dressier clothes by keeping in mind that I won't wear them a lot at all so It shouldn't cost me a lot (even if I want to feel fancy ). In the same idea, I'm ok to spend way more on items I will wear on an everyday basis and make great use of them, which is finally a question of CPW.

Hi Kate !!! I agree a lot of people I know don’t care about my budgeting etc but thank goodness you are here to get my fix haha 😆 I disagree with the article about buying something with a coupon- if I can get a new product for free or next to nothing that is one cheap thrill that doesn’t cost a lot and fun to try something new in a frugal way - take care 🙃 💜

THIS video is my fave! So many fun and helpful tips + Kate's fun personality AND Buns!

Love the one about cost of clothing per wear. I used to buy only second hand clothes, until I realized my new clothes get worn more and I’m opt to take better care of them. So despite the lower price tag of thrifted clothes, I anticipate my new clothes are lower in cost per wear. I also buy less if I’m buying new vs used. Very interesting.

I make a yearly calculation on saving and spending based on my monthly budgets and tracking. I find it fun to see how things add up

Hi Kate! I’m definitely going to start putting back some stuff before paying for my groceries and clothes. Never thought about it. I do have experience with CPW, special when I buy jackets or winter clothes, I calculated how many winters will I be able to wear them. Thanks for the tips!! :)

Your a great blessing and guide ✨ 🙏

Thanks Kate for some really helpful tips. I’m going to try to put back an item idea as I don’t always shop with a list. And I like your no spend month idea. I realized some of my Amazon shopping is impulse shopping. So this should help!

Cost per wear or use is a huge because if you purchase trendy clothes rather than stylish clothes or shoes they will generally have a greater cost wear. I do the same with tools as this process keeps me focused on what I need, not just what I want. Keep up the good work.

We often as a family talk about cost per unit. And sometimes we take it into other areas other than food. Think about maybe the deck that we built a few years ago, how many times have you used it and what is the cost per used down to now… It’s kind of fun to do and it helps you realize what you really need and what you might not need

This is my first comment I have only been watching for 2 days but Kate l have learn’t so much thanks Bev👏👏👏🥰

Always good to reinforce these tidbits of knowledge on our brains for positive results. Thanks much Kate.😊😊😊

Yes. I have thought about cost per wear. It's why I do not buy shoes from Target (Walmart, etc). I only buy Birkenstocks (summer/spring wear) and Blundstones (autumn/winter wear). Well under 25 cents per wear.

I have just brought myself a new winter coat, my old one was 15yrs old and getting a bit worn 🤣

The best advise I heard clothes, food, household, wait ,30 mins 3 hours or 3 days. Before you buy

I budget monthly and then by week. I do an overall budget for the month and adjust as needed weekly. I also review several times a week. Lol.

My sweatpants' cost per wear is in negative:))

My daughter and I do #1 when we shop together at the dollar stores :) It's amazing how much $$ we save doing this each time. I think the cost per wear thing is one people have thought of it just didn't have a name. For example, If you are out to buy a new dressy outfit for special occasions, many will ask themselves "how many times will I really wear this?" This is why I choose to keep this kind of clothing simple ( aka the little black dress!) and change the accessories to fit the occasion. tfs 🥰🍂🍃🍁🦃🌬️🌛🧡💗✝️🥰🍂🍃🍁🦃🌬️🌛🧡💗✝️ The K cups are a six pack... I'll have them forever! :)