10 Things No One Tells You About Buying A House (UK First Time Buyer)

Рет қаралды 11,600

Күн бұрын

Hey, fam! so good to see you here. In this video, I share the things no one tells you about buying a house as a first-time buyer in the UK. I hope this video hels, please leave a COMMENT and LIKE. Thank you♥️
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Пікірлер: 47

@iamprideless77 5 ай бұрын

Hey Chidera, I'm first here 🤞🤞

@ChideraPeters 5 ай бұрын

Hiiiiii!!! Welcome and thanks for showing up 👏🏽👏🏽👏🏽

@freespirit3972 5 ай бұрын

My husband and I are house hunting at the minute and your videos have helped us a lot. Thanks very much. 🥰

@ChideraPeters 5 ай бұрын

I’m glad to hear that, all the best!

@RoszyPeterz 3 ай бұрын

This was so helpful Chi. A good teacher you are girl. Thank you!

@sarakiala9431 4 ай бұрын

Me and my husband are in the process of buying a house and your videos have helped a lot. Thanks Chidera !!! all the best

@serahrinaa 3 ай бұрын

Thanks for sharing and congratulations on your home 🎉

@jumokebabatope 5 ай бұрын

Thank you for sharing valuable content always❤

@pescmworldwide5630 4 ай бұрын

Great video and content. Thank you.

@gbemisayoadebiyi1260 5 ай бұрын

Thanks so much for this. I bought a new house about 8 months ago and never remembered to congratulate myself... 😅 I got carried away with the snags, decorating etc.

@TravelWithJHudson 4 ай бұрын

Good advice!

@emilysem 5 ай бұрын

Good content as always ❤

@ChideraPeters 5 ай бұрын

Glad you think so!

@bigsamkay 3 ай бұрын

Everything here is on point. Especially being a Landord and not settling in immediately. It might take you months before it starts to feel like home

@tokeskitchen3830 4 ай бұрын

Your points are valid

@o_tega 5 ай бұрын

Congratulations on the house! I think one point to even add if i may is that as immigrants we sometimes feel like we're doing something wrong when we struggle with understanding the entire process of buying a house but it's actually not an immigrant thing, it's a general UK think. I've had white British colleagues pull their hair out with the stress and confusion. On another note, if you want to leave, leave oh. The fear of not sure you're being permanent was one of the reasons lots of older Nigerian immigrants I know never bought houses when they could have easily afforded to. Barring Russia laying siege to the UK, buying a house is a really good investment and the process to sell or rent or even Air BnB is not as difficult. Obviously lots of paperwork, but not difficult at all. Anywho, all the best in your new home! I hope you both make lots of lovely memories there!

@ChideraPeters 5 ай бұрын

Thanks for sharing in detail 🙏🏽

@speedymarvcrx1953 2 ай бұрын

If you wanna pop that champagne, pop it love it 🎉😅 Buying our second property and it is a long process and quite stressful but like you said have to sit back and it is a big achievement. Thank you for the heads up. I am just subscribed and liked your video.

@RahinatuJesiwuni-gj8vl 4 ай бұрын

Really love your content. You give in-depth information. Out of topic but can you show us how to go into content creation 😢

@Jaay2022 5 ай бұрын

❤ nice points

@ChideraPeters 5 ай бұрын

Thank youuuu

@Clara_immigration 5 ай бұрын

You looking good girl ❤

@Preenal25 5 ай бұрын

Hi Chidera, congratulations on your new home! I recognise the developer for your property as my husband and I are due to complete in Mar for our property with the same developer. What was your experience with them like? We've already had an issue where we can see the work carried out is not what we paid for so we've had to ask them to rectify it.

@abisolaolabinri7450 5 ай бұрын

Hi Chidera, congratulations on your home. Please what were the challenges you encountered as a tier 2 holder when trying to buy a home. Was told it’s tougher for immigrants than citizens. Please reply

@vannyakp6617 5 ай бұрын

Thank you so much

@kimberlyosse 5 ай бұрын

You are the best ❤thanks

@ChideraPeters 5 ай бұрын

You're welcome 😊

@FraccyKonadu2030 5 ай бұрын

Mmmmmmmuah thank you, those unforeseen expenses ehhh uhmmm ❤❤❤❤❤❤

@preciousozemoya 4 ай бұрын

Thank you for the video. Which credit card company would you recommend? Thanks.

@chinenyemetu 5 ай бұрын

Educational video as always. Commenting on the point where you said you cant really "go anywhere" because you now have a house ,like you are tied down in quote, or you have to wait for at least 5years so it will appreciate in value before you sell it , i mean you can rent it😅, you don't have to necessarily stay if you don't want to, rent it and when the time reach, you sell it 😂(i dont even know if i am making sense 😂

@ChideraPeters 5 ай бұрын

Yeah but when you buy a house as your own residential property and choose to rent it out, it can be a hassle. As the banks would have to be involved, you’ll need to get permission from them before you rent it. And the process in the U.K. is stressful 😅

@chinenyemetu 5 ай бұрын

@@ChideraPeters yes you are correct my sister

@patienceajiboye8748 5 ай бұрын

Hey Chidera congratulations 🎉to you and yours! Can one sublet a mortgaged house ?

@ChideraPeters 5 ай бұрын

Yes you can but it involves a lot of paperwork with the mortgage lender e.g. the bank

@godswilluche2956 18 күн бұрын

I really don't understand the 30% ceiling thing. Am sure that depends on the deposit you've and the interest rate. The location also matters.

@SH-qt9rd 4 ай бұрын

Hi new subscriber here, do you have any recommendations on.how to find a reputable morgage advisor/ broker, hoping to start my journey soon😊

@OmaTV821 Ай бұрын

Banks borrow you based on the mortgage amount,

@virginiamakore80 5 ай бұрын

I have discovered that most new builts are far from schools.

@GrandPlato 5 ай бұрын

Fair points there. Just a bit of grammatical correction, the bank “lends” you money. You “borrow” from the bank. Cheers.

@frankincense3518 2 ай бұрын

The content was really good overall, but hearing "borrow" instead of "lend" at the start did irk me a bit tbh, but hey, we use "borrow" for both in Nigeria 😀

@CathysArtArc 4 ай бұрын

Hello ❤ It's been 3weeks ma, hope all is well?

@DoremaTV-gp9kv 4 ай бұрын

🎉🎉🎉💐🫶

@eseoghenenwaedozi1145 5 ай бұрын

Can you use part of the money from bank to furnish the house

@ChideraPeters 5 ай бұрын

No you can’t. You don’t even have access to the money as it is paid directly to the solicitor and they pay it directly to the developers

@michellejoia 4 ай бұрын

They offer only the money u need and as chideea said it’s a transition from bank to solito to developer that’s why I always personally advice to save more money for that purpose and for in case something happens in the house especially if it’s not new a building… ( I needed to replace my boiler few months after buying my property)

@jtho3970 4 ай бұрын

@chidera peters, This comment is a slightly separate comment, I have sent you an email with a business inquiry. It may have gone into spam so thought to take a chance and message you here!

@jtho3970 4 ай бұрын

Totally unrelated comment @chidera, however I have sent you a business email inquiry and wonder if you would be willing to help. Hope it hasn't gone into spam! I look forward to hearing from you.