15 Signs Of A Financially Educated Individual

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Күн бұрын

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In this Alux.com video we will be answering the following questions:
What are 15 Signs Of a FINANCIALLY EDUCATED Individual?
How to notice a FINANCIALLY EDUCATED Individual?
How can you tell someone is a FINANCIALLY EDUCATED Individual?
What are the main traits Of a FINANCIALLY EDUCATED Individual?
What are 15 Characteristics Of An FINANCIALLY Educated Person?
What are the main Characteristics Of An FINANCIALLY Educated Person?
What are the signs of an FINANCIALLY educated person?
How can you tell if someone is FINANCIALLY educated?
What are the qualities of FINANCIALLY educated people?
00:00 - Intro
00:53 - You Always Work With A Budget
01:59 - You Have An Emergency Funds Account
02:54 - You've Got Insurance
03:43 - You Know About Your Taxes and You Never Overpay
04:29 - You Have A Separate Savings Account
05:24 - You Pay Your Debts On Time
06:03 - You Invest Wisely
06:58 - You Set Financial Goals
07:38 - You Understand Diversification
08:16 - You Always Think Of The Future
08:47 - You Stay Up To Date With Finance News That Concerns You
09:37 - You Are Disciplined With Money
10:03 - You Have A Mental Knowledge Of Your Net Worth
11:04 - You Don't Replace Things That Aren't Broken
11:35 - You Know How To Have Fun Without Breaking The Bank
12:17 - You Know Your Credit Score
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Пікірлер: 204

@alux Жыл бұрын

WATCH NEXT: How To Invest Your TIME and MONEY Wisely kzfaq.info/get/bejne/oaxgdKqBktDFqZc.html

@darkpoetik5375 Жыл бұрын

Hello again, Miss Alux announcer....

@madiezancanellatl9205 Жыл бұрын

I'm new to crypto trading, how do I get started with the help of a professional

@brighterday6744 Жыл бұрын

@DrDre-nj9cq Жыл бұрын

1 You always work with a budget? Not always. 2 You have emergency funds account? 3 You've got insurance? 4 You know about your taxes and you never overpay 5 You have a separate savings account 6 You pay your debts on time 7 You invest wisely 8 you set financial goals 9 You understand Diversification 10 You always think of the future 11 You stay up to date with finance news that concerns you 12 You are disciplined with money 13 You have a mental knowledge of your net worth 14 You don't replace things that aren't broken 15 You know how to have fun without breaking the bank Did any of these reflect your stance towards your finance? Yes. You know your credit score

@chinascorner7801 Жыл бұрын

Financial Literacy is one of the most important subjects that are not taught in school. That being said , if you stop learning after you leave the classroom, we have more things to worry about. Keep learning. Keeping growing. Keep going. I believe in you.

@frankcardano4142 Жыл бұрын

In 2020 I first audited my spending for the year before. I completely turned around my overspending and I now do it monthly. A great way to start seeing what you’re wasting your money on.

@churchill19708 Жыл бұрын

Wow, how did you do it? Just put spending into categories or real get details on each purchase?

@frankcardano4142 Жыл бұрын

@@churchill19708 I realised I use contactless for almost everything so I simply went through my statement of a particularly expensive month. Bills, food and Pub were the most common and I realised just how much I was spending in bars every month. Then the bars shut over covid and that of course helped turn the whole thing around. 👍

@IceColdProfessional Жыл бұрын

Financial literacy is the hallmark of a civilized man. Impulse control, math, and opportunity recognition are all signs of a man worth his spit.

@stoundingresults Жыл бұрын

People Beware of the Scams in comments. These repeated messages. KZfaq doesn't investigate and close these Spambots. Scams about cryptos and con artists investors. Scams with wassap numbers.

@churchill19708 Жыл бұрын

Love it! Hooray for a civilized man! We need more of those!!

@watsonkashala99 Жыл бұрын

00:00 - Intro 00:53 - You Always Work With A Budget 01:59 - You Have An Emergency Funds Account 02:54 - You've Got Insurance 03:43 - You Know About Your Taxes and You Never Overpay 04:29 - You Have A Separate Savings Account 05:24 - You Pay Your Debts On Time 06:03 - You Invest Wisely 06:58 - You Set Financial Goals 07:38 - You Understand Diversification 08:16 - You Always Think Of The Future 08:47 - You Stay Up To Date With Finance News That Concerns You 09:37 - You Are Disciplined With Money 10:03 - You Have A Mental Knowledge Of Your Net Worth 11:04 - You Don't Replace Things That Aren't Broken 11:35 - You Know How To Have Fun Without Breaking The Bank 12:17 - You Know Your Credit Score

@mariavictoriasalita5273 Жыл бұрын

What will happen if one overpays his/her taxes?

@isaiahtheanimeostcollector6682 Жыл бұрын

You the GOAT thanks

@user-fc2xk3uv8y 6 ай бұрын

@@mariavictoriasalita5273you get a refund..?

@tycooperaow Жыл бұрын

Day 13: Inputs Over Outcome I bounced off the freaking floor today! I was being hurdled with so many issues this past week. Today I'm holding myself strong and knocking problems out the box daily! The more I put in, even tho I don't see changes yet, I can have you know, I'll become the most powerful version of myself by next year 😎! Are you becoming a stronger version of yourself??

@churchill19708 Жыл бұрын

Yes!! Always!

@ramirenriquez6795 Жыл бұрын

Everyone has their own level of discipline, some listen to it 100% of the time, some don't. For me, I monitor my bills and what's left I save or use for the things I want (I'm in my early 30s) but naturally getting more interested to take better care of my finances. Some of the things mentioned in the video made me feel uncomfortable but it's a good reflection and feeling that way means something needs to be improved. Like always, great video!

@ElaineLoyd Жыл бұрын

Many people didn't learn about finances until they were on college. When impulse control is at its lowest.. I am thankful for my dad showing me Dave Ramsey when I was young and I have always been a saver and recently paid my house in cash. I have an emergency fund but I use YNAB so I am two months ahead in my bills.

@carojames6776 Жыл бұрын

Some people don't understand the power of money and what it can do for you when you use it well.

@goaldealersentertainment Жыл бұрын

#15 was my best, being serious with your finances doesn't mean you should live a boring life with no fun involved

@user-nz8mr9hi4q Жыл бұрын

let me teach you how to invest bitcoin and make profit without sending money to anyone,or been scam, message me immediately on via telegram.

@Giozlz Жыл бұрын

1)Budget 2)Emergency fund 3)Insurance 4)Don’t overpay taxes 5)separate savings accounts 6) pay debts on time 7)invest 8)financial goals 9)diversification 10)think of the future 11)updated with finance news 12)disciplined with money 13)mental knowledge of net worth 14) don’t replace things that aren’t broken 15)have fun free/cheap

@Crimsongz Жыл бұрын

💯

@kirklugg82 Жыл бұрын

This was an amazing video, the voice behind the camera sound so clear , I am so motivated by this video ,thanks a million.

@timothyyoung980 Жыл бұрын

1.You always work with a budget 2.You have an emergency fund account 3.You've Got Insurance 4.You know about your taxes and you never overpay 5.You've got a separate savings account 6.You pay your debts on time 7.You Invest Wisely 8.You Set Financial Goals 9.You Understand Diversification 10.You always think of the future 11.You stay up to date with finance news that concerns you 12.You are disciplined with money 13.You have a mental knowledge of net worth 14.You don't replace things that aren't broken 15.You know how to have fun without breaking the bank

@timothyyoung980 Жыл бұрын

16. you know your credit score

@andreipopleaca1608 Жыл бұрын

Diversity is the key thing. I own stocks, few rental place and couple of rolex watch. You would think that the stocks or the rentals are the best invesments but no, my rolex watches are even with this times i am up 60-70% up with them in few years. So yea, buy assets in all the area you can and keep them for at least 10-15 years.

@stoundingresults Жыл бұрын

People Beware of the Scams in comments. These repeated messages. KZfaq doesn't investigate and close these Spambots. Scams about cryptos and con artists investors. Scams with wassap numbers.

@ElaineLoyd Жыл бұрын

I just got into real estate, and bought parking spaces lol, 🤣 but here they are good money weekly.

@andreipopleaca1608 Жыл бұрын

@@ElaineLoyd I have 3 parking spots and i get better % on my investments vs my rentals

@hugh009 Жыл бұрын

I'm debt free at 76 years young and finding a new potentially lucrative hobby - becoming a FAA certified drone pilot! This opportunity is very close to the Tipping Point and an excellent time to consider FAA training and certification.

@LyricalGoats Жыл бұрын

Heavenly Father I pray that you keep the person reading this alive, safe healthy and financially blessed Amen ✌🏾✌🏾... And you will never lose a loved one🖤

@prernability Жыл бұрын

Same to you

@lovejesus2295 Жыл бұрын

Amen 🙏

@kondamervynrobinson4738 Жыл бұрын

Amen...may God bless you in all aspects ❤🙏

@m3technologies236 Жыл бұрын

The Father is currently busy reading similar comments on Facebook. He will be back on KZfaq soon, though. Stay tuned and keep praying on your knees. Now, today's sponsor is the Church.

@MsBlousey Жыл бұрын

Amen ❤

@realcabuyaban6155 Жыл бұрын

Thank you so much for this video..it's an eye opening

@derachukwujekwu4574 Жыл бұрын

Alux videos are always inspiring.....never miss a day of it...something seems to be off with the script reading or editing these recently.....still doesn't make it any less inspiring

@user-nz8mr9hi4q Жыл бұрын

let me teach you how to invest bitcoin and make profit without sending money to anyone,or been scam, message me immediately on via telegram.

@churchill19708 Жыл бұрын

Yeah, the editor was asleep today.

@finsensetv Жыл бұрын

Thank you Alux. This was very helpful

@auro1986 Жыл бұрын

narrator could have said watch 15 videos in alux channel daily for financial education

@churchill19708 Жыл бұрын

Yes, yes she could have! 😄

@joshuaa.kennedy8837 Жыл бұрын

You can get a life insurance policy and take currency out with no interest. You just have to pay it back in time. Solve a few of them.

@CodingExpress Жыл бұрын

I love Alux, I've been a fan for like 3 years mow

@LightSpeaker2k Жыл бұрын

Thank you Alux for being Alux! #thatisall

@LetsGoPaddling Жыл бұрын

Knowledge about taxes, yes. No debts and sticking to the rule "A good trend is to not borrow or lend". Very strong financial discipline and an ability to have fun on low budget. Kayak trips are this low budget fun - all it costs me is to get to my launching spot. I only invested in equipment this year after several years of not buying anything so it was spare money waiting to be used. 👍 Having this financial discipline is really something on a different level, especially when I hear from some friends they need to burn over 1000£ on a new phone just because it's new.

@luisdetomaso867 Жыл бұрын

The richest people in the world use debt to generate wealth. Why would you buy one rental property with cash, when you can buy four using bank loans and generate three times more income?

@ttmoore8750 Жыл бұрын

I need to start from scratch and just build myself up again this year and beyond. I'm glad that as a student I follow Alux.

@LIBqueen Жыл бұрын

Youth is on your side 😊

@nacreousazure1941 Жыл бұрын

Perhaps you could do a video on how to break down and record tax deductions on your own? Such as utilities and land usage for business. That would be a wealth of practical info to many.

@mariavictoriasalita5273 Жыл бұрын

What will happen if taxes get overpaid?

@PoojaSingh-ts9te Жыл бұрын

Thanks for great content ☺️ Alux, I m a student and know that my parents has not same number of years as me to enjoy their life however I want to give them all happiness, comforts, luxuries of Life that they deserves . In order to become highly successful and rich ,I need to learn skill of real world that tradition school will never teach. Please make more details video specially for" students".

@masculinewisdom- Жыл бұрын

Thanks for viewing⬆️ and contributing ♥, Tell Max To share some beneficial knowledge/profitable investment.♥..🤳above digit

@blackdynamite4174 Жыл бұрын

Yes!!, ALUX on point!, 14 out of the 15 points I do!!.

@economicdevelopmentplannin8715 Жыл бұрын

Can we tell the kids to double up on full-time jobs at 16 Marriage to someone similar, have first baby, and buy a small house together in cash by 22 Then spend the rest of life teaching kids and grandkids how to replicate this model. Simple 3 step life plan

@churchill19708 Жыл бұрын

Is that a FAMU shirt? Whaaaaatttsss up!

@alassanetine6057 Жыл бұрын

Thanks Alux for everything ❤️

@jackdavid5828 Жыл бұрын

Thanks for this amazing information !! If you don't find a means of multiplying money, you will wake up one day to realise that the money you thought you had, has finished. Investment is key, I pray that anyone who reads this will be successful in life

@steveashley8260 Жыл бұрын

@Scott Nicole Exactly ! That's my major concern and what kind of profitable business or investment can someone do with the current rise in economic downturn

@ryancynthia3422 Жыл бұрын

Yeah you're right, that's why I had to start Forex trading two months ago and now i'm making benefits from it now.

@gabrielsmith9781 Жыл бұрын

talking about successful, I know I am blessed if not I wouldn't have met someone who is as spectacular as Mrs Debra Barton

@gabrielsmith9781 Жыл бұрын

I have been surviving through my investment with her am so glad I inves..ted when I did . cause I've earned up to 78k USD in crypto trading

@aliciathomas3271 Жыл бұрын

@@alexstephanie8051 Hello I have been hearing a lot about her,

@peterbradshaw8018 Жыл бұрын

Competence in arithmetic is key.

@value_up Жыл бұрын

Excellent. Setting financial goals in some cultures, mistake it for greed. However, the true mark of your financial maturity is knowing what to do with your earnings when you feel you have more than enough. That's the TEST. knowing what to do. Thanks for sharing.😃

@johnkafwembe8748 11 ай бұрын

That's true ALUX, thanks for your help .

@javaidak4204 Жыл бұрын

Useful, appreciate the content

@brandonblahnik6002 Жыл бұрын

I think they meant "sinking fund" instead of "savings account." You would probably use a savings account for a sinking fund but the terms are not exactly the same thing.

@mariavictoriasalita5273 Жыл бұрын

What is a sinking fund and is it true that saving money in the bank is the safest way to secure finances at all costs apart from investing and having more income streams? Thanks.

@brandonblahnik6002 Жыл бұрын

@@mariavictoriasalita5273 A sinking fund is an account you contribute to regularly (every paycheck, monthly, etc.) to save up for a financial goal such as a down payment on a house or a vacation. It can also be used to cover irregular expenses (meaning things you have to pay for every so often) such as home or vehicle repairs and maintenance. A person can have several sinking funds at once for different purposes (one for their home maintenance/repairs, one for their vehicle maintenance/repairs, one for a big trip they are planning, one for a down payment on a new home, etc.). They are a useful and flexible tool for budgeting and can be used in conjunction with an emergency fund. I am confused by the second part of your question but I hope I've answered the first part.

@juansebonillas Жыл бұрын

I am in love with Alux voice haha

@666imagination Жыл бұрын

Diversification! saves me from losing all of my money; the story of how it had happened is awful but I choose to forget. Nevertheless, I still have a chance to keep growing my money.

@pierrescherlievalcius4173 Жыл бұрын

Thank you for sharing.

@mariavictoriasalita5273 Жыл бұрын

Please guide me more. I desperately need to be disciplined and corrected when it comes to finances.

@ifcinvestor569 Жыл бұрын

#8 should be in 1st place!

@patrickgoodman4576 Жыл бұрын

2:44 I didn’t think you made speaking mistakes Alux lady😅

@Aya_ussen Жыл бұрын

Thank you, super useful

@statrunner Жыл бұрын

2:41 Rare bloopers from Alux 😁

@jasonlakeram2182 Жыл бұрын

Thanks!

@thomasford7749 Жыл бұрын

Great info as always!!

@peterbradshaw8018 Жыл бұрын

A basic knowledge of bookkeeping not to mention accounting would help. Look up the scandal with the Ladies of Beards Town.

@williams2319 Жыл бұрын

Agreed

@JoeDoe1 Жыл бұрын

Thank you.

@vidainvestor Жыл бұрын

I'm all of them even the 16th with a credit score of 865 and I invest 20% of my paycheck

@homergo169 Жыл бұрын

Glad to know i have almost all of these knowledge thats why i'm a ......?

@cspaliwal_ Жыл бұрын

Also get a furniture insurance.... Yes that's a thing

@DarinDmarkovic1 Жыл бұрын

I'm selling furniture insurance. only Starting at 24.99

@zaeempathan8356 Жыл бұрын

This is really helpful!

@John-ee8wm Жыл бұрын

Had an emergency fund... Then the bank went bankrupt... Took 3 years to get it back...

@slchance8839 Жыл бұрын

Starting after the 1920s depression, the US government enacted FDIC regulations to keep this from happening. The law mandates that the FDIC backs up deposits, so if your bank fails, the FDIC will pay back your money. Was this in America? Unlike in other countries, US bank customers are protected against this kind of financial calamity. I'm hoping you can get your money back, free of charge.

@6lemans10 Жыл бұрын

Lebanon???

@linasimmons6787 Жыл бұрын

😢thats had to be hard. What a nightmare. Wish country was that.

@ScottNetwork67 Жыл бұрын

Great video as always 🤝

@skylahrose8099 Жыл бұрын

❤

@bunnyvibez4864 Жыл бұрын

Nice video! But my mentor would always say; Desire + Motivation + Action = Success

@CarringtonKelleys Жыл бұрын

Thank you

@heatherfulmore3412 Жыл бұрын

I don't go out too often. I try to save money somehow.

@carojames6776 Жыл бұрын

The possibilities are endless, just got to keep looking, stay keen.

@colinchandler6516 Жыл бұрын

thank you

@skndrshahyn Жыл бұрын

I really like your voice

@investingplays Жыл бұрын

Thanks Alux

@pierrescherlievalcius4173 Жыл бұрын

Thanks.

@leechocolate1 Жыл бұрын

Thanks for this video. It’s proven that I am financially educated.

@hannahschultz9074 Жыл бұрын

Successful people don't become that way overnight. What most people see at a glance- wealth, a great career, purpose-is the result of hard work and hustle over time. I pray that anyone who reads this will be successful in life..

@davidvogel3921 Жыл бұрын

investment is that tiny line that separates the rich from poor.

@sunshunesunshine1547 Жыл бұрын

@Juneau Kaltumah Thanks for the amazing recommendation it will help a lot

@adasohas4557 Жыл бұрын

A friend that I referred to her just received €61,050 profit after 6days of investing.... I became jealous.. Lol

@aliciabennett9216 Жыл бұрын

She's not like other brokers that will start telling you stories and excuses why the trade didn't go well after collecting your money

@aliciabennett9216 Жыл бұрын

Mrs Serenay mathieu is a woman of integrity, with $6,000 she makes profit of $44,000 she great

@mxobhungane143 Жыл бұрын

Correct so awesome

@Funforlife2024 Жыл бұрын

Car is the Asset ???

@bhupinder_kaur696 Жыл бұрын

Oh yeahhhh

@yogasounds1 Жыл бұрын

Hey where is the Ukro flag and when are you putting up the Taiwan flag on your videos?

@exposingproxystalkingorgan4164 Жыл бұрын

Some people are to lazy too do any research about things. They are doomed if they do not do some self education. Most people waste their money on depreciating liabilities instead of buying money earning assets.

@ganesanls8723 Жыл бұрын

Awesome

@autodidactech1066 11 ай бұрын

2:44 "To keep you aflo..."

@colinchandler6516 Жыл бұрын

great video

@essentialadvantages6790 Жыл бұрын

got em all!!!!! yay!

@ericmoore9444 Жыл бұрын

Not getting married will help

@stoundingresults Жыл бұрын

Marring a rich lady will help

@boikobombasa8008 Жыл бұрын

Completely opposite from what I’ve read from rich dad books. But it’s good information though

@mariavictoriasalita5273 Жыл бұрын

What were written in Rich Dad Poor Dad which were the exact opposite of those mentioned in this video? I need to learn these.

@mallieterry5748 Жыл бұрын

I wish I were one of those so blessed.

@carojames6776 Жыл бұрын

Make YOUSELF blessed, don't wait to be chosen.

@Tiberiusdinu1031 Жыл бұрын

Only a very few of them stances with me.

@sowhaat1829 Жыл бұрын

Subtitle pls🥺

@King_jacky Жыл бұрын

This is quite an interesting information, But success depends on the effort and work you put in achieving greatness. Show me someone without investment or depend on one source of income and I’ll tell you how long it’s gonna take to go bankrupt. Investing creates a safe haven for the future. With the right investment choice that has at least 2% minimum risk with the advice of an expert, profits and interest are 100% guaranteed.

@jessica386m Жыл бұрын

Me 🙌🏽

@masculinewisdom- Жыл бұрын

ᴛʜᴀɴᴋs ғᴏʀ🔝 ᴡᴀᴛᴄʜɪɴɢ ғᴏʀ ᴍᴏʀᴇ ᴄᴏɴᴛᴇɴᴛ ᴍᴇɴᴛᴏʀsʜɪᴘ ᴀɴᴅ ɪɴғᴏʀᴍᴀᴛɪᴏɴ ᴀɴᴅ sᴏᴍᴇᴛʜɪɴɢ ᴘʀᴏғɪᴛᴀʙʟᴇ ɴᴇᴡ ʜɪᴛ ᴍᴀx. .🔝

@kocerarif Жыл бұрын

Saving money as currency is the stupidist idea to give to anyone in this age of inflation. Never ever do that.

@stoundingresults Жыл бұрын

People Beware of the Scams in comments. These repeated messages. KZfaq doesn't investigate and close these Spambots. Scams about cryptos and con artists investors. Scams with wassap numbers.

@emmanuellebediat1653 Жыл бұрын

All of them. I don't have dept.

@wizardkib8479 Жыл бұрын

How could alux be when have not post any video about Christian Dior

@drazensalopek2677 Жыл бұрын

Where are new videos?

@mikes.7952 Жыл бұрын

All pretty much common sense. Sad so many are so uneducated.

@ElaineLoyd Жыл бұрын

People are out here without bank accounts

@djdinexofficial3623 Жыл бұрын

I'm the first here today!

@latoyaramnarine9961 Жыл бұрын

Because of this learning how buy a phone and not paying a lot of money

@yarboroughbrad3082 Жыл бұрын

Every single bear (U.S.) market eventually recovered and hit new ATHs, and every stock investor wished they bought more during the sell-off. Buffett bought $600 million more $AAPL during a 3 day sell-off in Q1 2022. The wealthy get this and it's 1 reason they keep getting richer