5 Retirement Lies Keeping You From Retiring

Рет қаралды 13,760

21 күн бұрын

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066A{TN}NE 5 Retirement Lies Keeping You From Retiring

Пікірлер: 60

@tatianastarcic 19 күн бұрын

I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.

@berniceburgos- 19 күн бұрын

Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.

@nicolasbenson009 19 күн бұрын

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

@BridgetMiller- 19 күн бұрын

Mind if I ask you to recommend this particular coach you using their service?

@nicolasbenson009 19 күн бұрын

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Terri Swayne for the last five years or so, and her returns have been pretty much amazing.

@Michaelparker12 19 күн бұрын

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

@Yooyangs 20 күн бұрын

I retired at 58, house paid off, no debt, money in the 401k with company pension, however…. early this year it was discovered I had prostate cancer and had a radical prostatectomy. I eat healthy, excercise etc and it just goes to show that some things can come up and kick ya. I’m on the road to recovery and I urge all the guys who read this to get their annual PSA done. I was lucky, they caught it in time before any spread, some aren’t as lucky.

@LadyCatherine538 19 күн бұрын

My husband is on this same road. If you need further treatment consider proton radiation therapy if appropriate. Not an easy road to navigate but it can be years and years long. The forefront of developing treatments and medicines is promising. My husband gets bloodwork every three months to detect the smallest changes. Other than that retirement is going swimmingly.

@LucaZaniolo 19 күн бұрын

planning for retirement is an intricate process that requires strategic foresight and expert guidance. It’s paramount to align ourselves with seasoned advisors who can steer our investments toward optimal growth.

@mitchellerashica 19 күн бұрын

You can definitely say that, it does worry me a bit because I’m a 61 year old Retiree and I’m yet to get my investments in order. I’m yet to find a reliable platform to guide my finances.

@LucaZaniolo 19 күн бұрын

@@mitchellerashicaI understand your plight

@LucaZaniolo 19 күн бұрын

I was in a similar situation before I got in contact with my Financial Advisor. he has streamlined my investment based on my personal future goals and the uniqueness of my financial situation, such that both my current and future financial goals have been put in view and adequately provisioned for.

@RitaMeyers-oc4le 19 күн бұрын

The insight behind employing the services of a Financial Advisor is so clear. They prioritize transparency and tailored solutions, ensuring clients receive the guidance they need for a secure future.

@DerrickMansard 19 күн бұрын

Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm a Retiree, I've heard their services could be helpful.

@spacecoastsurffishing1726 20 күн бұрын

My wife and I retired in 2016 she was 54, and I was 56. We retired with 2.8 million. We spent loads of money these first 8 years to include a DVC membership. We managed to save money. Now, at ages 63 and 65, we banked another 500k. Azul, our secret, We receive 2 pensions and SS with interest on low risk investments. We make more in retirement than when we worked! Now we wish we'd retired a few years earlier!

@ttown918 20 күн бұрын

That's great. But very few people today will have a pension so it's not very instructional.

@johannesswillery7855 19 күн бұрын

Cut out vegetables oils, preservatives and processed foods.

@glennet9613 20 күн бұрын

The people watching this video are likely to be far healthier than the average Americans and will have far more “go go” years than the average American. In any case your health is something that you have a lot of control over, if you eat and exercise right you can stay healthier for longer than if you are sedentary and eat a lot of junk. I am 79, been retired twenty years and am spending the week in Andermatt, Switzerland cycling some of the mountain passes. I am no natural athlete, short and stout, never won a medal in my life and always the last pick for any team but I do enjoy cycling, skiing and hiking and cooking and that keeps me fit. Retirement lasts twenty years or more and you can do and achieve a great deal in twenty years if you put your mind to it.

@AzulWells 20 күн бұрын

Thanks for sharing your story. Congrats on 20 years of go-go retirement time. Enjoy your cycling trip in Switzerland! Next year you’ll be cycling as an 80 year old which is my goal as well. 🚴‍♂️Azul

@donniesmith8779 20 күн бұрын

Luckily, I am 66 and 10 months still in pretty good health. I am retiring from my current job in August. However, I think I have found another full time job that I will like. Less hours and no weekends..

@chadthistle6425 13 күн бұрын

Great video! I have run models on my retirement, even paying for one, and puzzled it out logistically. I have spoken with lots of retired people about what it is like to be retired. The models say 67 percent chance of success. What is holding me back is a good paying job I probably couldn't replace, my wife, and fear of making a major life change

@nfaoussoukouyate1963 20 күн бұрын

Sir I don't deserve that I'm not thinking about no more thank you All your people

@MKF1205 20 күн бұрын

It is much easier to have more $ to deal with whatever unexpected happens.

@JKinLVN 13 күн бұрын

8:38 - We underestimate that we might be in a higher tax bracket. This is very interesting. Azul - Hopefully you will make a video on the common things that push us into a higher tax bracket one of these days. I just don't see it, but I'm sure it happens and I need to be aware of it. I would think....perhaps inheritance would be one thing. Not sure of the rest. Thanks! - 10% -12% -24% -32% 37%

@nfaoussoukouyate1963 20 күн бұрын

I have my 2019 statement from some bank I want give name all documents

@kauntroap6339 19 күн бұрын

Hi there, I'll be getting social security and a pension. what is the rule for social security about working part time and does that only apply to your social security income?

@rriqueno 19 күн бұрын

Im 52 with 1.5 million i want to retire. I think i can but i would like to see the Montecarlo simulation

@calvinreichelderfer7989 19 күн бұрын

Im more of a stay home kind of a guy. So go go is gone before I retire.

@deelehey2827 20 күн бұрын

Husband is still working at age 74. He loves his job. He will never retire.

@tonyhibler7331 20 күн бұрын

Just curious. What does he do for a living?

@HALWG51 20 күн бұрын

I'm 73 and doing the same.

@MW-bz1qe 19 күн бұрын

Very depressing that he has nothing else in life to do besides trade minutes for money. 😊

@vitusmaximus2260 19 күн бұрын

@@MW-bz1qe you don't understand that if you love doing the work you're doing, it's not a job, it's pleasure that happens to generate income. I have work that I love (I own my own business) and have tremendous flexibility. It's the best of both worlds.

@miketheyunggod2534 20 күн бұрын

Number one lie is “Hi, I’m a financial advisor and I’m here to help you.”

$@fractalelf7760$

@fractalelf7760 20 күн бұрын

Bruh…

@bannedfromthetavernbannedf3603 20 күн бұрын

Don’t watch

@slocumb1270 20 күн бұрын

...increase my income stream." Then it would be true.

@slocumb1270 20 күн бұрын

@@bannedfromthetavernbannedf3603 think he meant generally

@willkent4759 20 күн бұрын

My biggest gripe is most financial advisors are looking for at least a yearly 1% of your investable assets. Why not charge $1500-2000 for a plan/updates per year? If you have a $1M balance, that’s $10K that’s not being compounded. There are NOT a lot of good reasonable (fee only) advisors.