If anything, it'll get worse. Very soon, affordable housing will no longer be affordable. So anything anyone want to do, I will advise they do it now because the prices today will look like dips tomorrow. Until the Fed clamps down even further, I think we're going to see hysteria due to rampant inflation. You can't halfway rip the band-aid off.

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

Amazing! I hope it's okay to inquire if you're still collaborating with the same fiduciary and how I can get in touch with them?

The decision on when to pick an Adviser is a very personal one. I take guidance from Marisa Breton Dollard to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

wow this awesome 👏 I'm 37 and have been looking for ways to be successful, please how do I make such weekly??

@@babytruca02Maria Angelina Alexander I really appreciate her efforts and transparency.

I remember giving her my first savings $20000 and she opened a brokerage account for me it turned out to be the best thing that ever happened to me.

My outlook on money changed when I realized someone making $200K can retire broke & someone making $80K can retire a millionaire. With the current market movement.

You're correct!! I make a lot of money without relying on the government. Investing in stocks and digital currencies is beneficial at this moment.

This is a huge reason I left the US. I pay $127/mo for private insurance in Latin America.

You would probably do far better in the Affordable Care pool with the same coverage.

Having a mentor is my personal recommendation. It seems like a good bet if you have limited market knowledge, but I'm not sure where you'll find an experienced one.

I concur. In light of individual experience working with a financial adviser, I presently have $1m in a very much enhanced portfolio that has encountered dramatic development. It's not just a matter of having money to invest in stocks. you also need to be knowledgeable, persistent, and have strong hands to support your investment

Please who's this advisor that guides you?

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've been stuck with *KAREN* *MARIE* *GENDRON* for about five years now, and her performance has been consistently impressive.

Thanks for this. I just googled her name and found her webpage. I'm really impressed with her credentials and I reached out to her since I need all the assistance I can get.

If you're considering managing your finances independently to retire comfortably, it's crucial to be well-prepared and knowledgeable. Here's a guide to help you take control of your financial future and achieve early retirement: ### Steps to Manage Your Own Finances for Early Retirement 1. **Educate Yourself**: - Read books on personal finance and investing, such as "The Simple Path to Wealth" by JL Collins and "Your Money or Your Life" by Vicki Robin. - Follow reputable financial blogs, podcasts, and KZfaq channels. 2. **Set Clear Goals**: - Define what retirement looks like for you: the age you want to retire, the lifestyle you wish to maintain, and the income you'll need. - Use retirement calculators to estimate how much you need to save. 3. **Create a Budget**: - Track your income and expenses to understand your financial situation. - Identify areas where you can cut costs and increase savings. 4. **Build an Emergency Fund**: - Save 3-6 months' worth of living expenses in a high-yield savings account for emergencies. 5. **Invest Wisely**: - Diversify your investments across different asset classes: stocks, bonds, real estate, etc. - Consider low-cost index funds and ETFs, which offer broad market exposure and lower fees. 6. **Maximize Retirement Accounts**: - Contribute to retirement accounts like 401(k)s and IRAs. Take advantage of employer matches if available. - Understand the tax implications and benefits of each type of account. 7. **Monitor and Adjust**: - Regularly review your investments and financial plan. - Rebalance your portfolio as needed to maintain your desired asset allocation. 8. **Reduce Debt**: - Pay off high-interest debt as quickly as possible. - Consider strategies like the debt avalanche or debt snowball method. 9. **Generate Passive Income**: - Invest in real estate to create rental income. - Explore dividend-paying stocks and other passive income opportunities. 10. **Plan for Healthcare**: - Understand your healthcare options and costs in retirement. - Consider health savings accounts (HSAs) for tax-advantaged medical savings. ### Resources to Help You - **Financial Independence (FI) Blogs**: Sites like Mr. Money Mustache and The Mad Fientist offer advice and stories from people on the path to FI. - **Online Courses**: Platforms like Coursera, Udemy, and Khan Academy offer courses on personal finance and investing. - **Community Support**: Join forums and communities such as the FIRE (Financial Independence, Retire Early) subreddit to connect with others on the same journey. ### Final Thoughts While managing your own finances can save you from advisor fees, it's essential to be diligent, disciplined, and informed. If you ever feel uncertain, consider consulting with a fee-only financial planner who can offer advice without conflicts of interest. By taking control of your financial future, you can work towards retiring early and comfortably, enjoying the fruits of your careful planning and investment. --- I emphasized key actions and resources to help you manage your finances independently. Let me know if you'd like more details on any specific aspect or further guidance on your journey to early retirement.

Please be aware that Health Care costs are not trivial. The wife and I spend a little over $1100 for this coverage.

this is inspiring . and your gains are impressive . who is this planner you speak of , and how I reach out?

I am glad my story inspires you. My CFA ’monica Mary strigle ’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

appreciate the share , I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.

thanks for the recommendation, I set up a call. I am keen on getting to talk to her particularly. Ldy looks really great though even with the exams and other stuff.