👉🏽 My Intentional Spending Tracker (free) - nischa.me/intentionalspendingtracker If you can go back to the start of 2022 and give yourself one piece of advice, what would it be? Quick update: I am absolutely LOVING the comments section on this video, I have seen people helping out others with their questions and supporting one another - thank you for creating this community, I am so grateful!

I've had a very eventful 2022: 1) I achieved 40% higher profit that my assigned target in my previous workplace. 2) I moved to another bank, with larger corporations as customers, and at a higher position. 3) I started a side hustle as a group fitness instructor. My advice to my January 2022 self would be: Don't be scared or anxious about the future. There is higher regret from not trying, than failing ☺️

Nischa, I just discovered you, and I am taking soooo many notes. You are clear, concise, knowledgeable and personable. I really want to achieve this level! Thank you so much for sharing! You have a designated "note" in my "notes app" whereby I add all these pearls of wisdom!

You are a credit to your generation. Fantastic job, keep going.

“Don’t Box yourself in” is something I’ve come to realize so strongly. How important it is to know your worth and believe in yourself no matter who you’re around and how far in life they maybe than you. It’s important to trust yourself, know your worth and know what you bring to them table as well. You’re right that type of understanding can only come from within yourself!

Your message is so clear and well articulated and I would have valued having a mentor like you when I was younger. I have been recommending your channel to my younger clients to follow so they don’t make the same mistakes I did with my finances and career all those years ago! Thank you for your content.

I discovered you quite accidentally & must say found your video to be not just informative but also quite engaging! Wishing you the very best in 2023!

Just came across your channel I’m 58 but you seem so munch wiser than me already😂👍 Your a great speaker and so easy to listen too.Looking forward to learning and watching more. Best Regards and continued success from Ada ,Michigan!🙏🏻🙏🏻

So true about what we do uniquely, one should never halt their visions and inspiration just because its been done before, because it’s never been done the way only you can.

Thank you and I will look at these for my 2023!

This particular video has helped me de-clutter my brain from random thoughts that were holding me back. Thanks!!

"There are 8 billion people on this earth and no 2 people could substitute each other". Thank you for saying this. It means so much to me to keep creating even though thousands of people have done the same before. It really is the messenger that can make a difference.

Dont become less of who you are to make someone feel more of themselves ~ Jay Shetty

you inspire me ! thanks for sharing your wisdom. I am from Uruguay living in London looking for ways to progress here and your videos are what help me the most :) Gracias

You’re great. Love your channel and content.

The idea is presented in a really good and an organised manner. The way you talk is also clear and to the point. Keep it up. And learned a lot as well.

I have been enjoying your content so far. Learning and unlearning here.. I'm happy I discovered you here🥰

I love the ambiance of your videos. It's very detailed and creative, but also minimalist. The 80/20 rule is called the pareto principal and it works in almost anything such as dating, business, and gardening. The history of it is fascinating.

Thank you. ❤️

Hi Nischa, thank you showing me it is all possible ❤

Good luck to you in 2023. Hope you achieve your goals.

Loved Manson’s book , one quote I am going to keep telling myself this year is to don’t think and just do hopefully this can help me become more productive

Thank you 😊 I have been looking for a channel run by a young british woman for so long! All the other channels are either american or old men. I either can't relate or the things they talk about to a certain extent don't align with the british financial systems. I am finding your content so helpful and so inspirational. I am from a working class family, and it feels like certain levels of success are either not acheivable or wrong to apsire to.

0:50 For majority of my life, I've lived knowing I do more with tight deadlines. So much so, it's what I measured my payment on with freelance gigs (quick turnaround requested, more money charged). Recently I was given a long project timeline for the first time in my career. I don't think I accomplished as much, aside from tinkering in 3D software longer and exporting iterations that never made the cut. I used to think my "gift" of working amazingly under pressure was a curse, but really it just needs some management with more personal deadlines. Another gem tip here!

Dear Nischa, thank you for this video! all of us appreciate it. Im from the US and I´ve watched your videos thoroughout the holiday season and related to so many of the ups and downs in my early professional and business career. I can say for sure you´re a gem to this community for your insight on the growth of the younger generation. I can relate as well to your point about the experience with criticism/feedback for what you believe in from others. Criticism is constant even when we´re doing something good for ourselves and others, as long as our emotions remain constant we don't need to fluctuate our feelings towards opinions. Wishing you a happy new year, we´re looking forward to more content!

Just discovered your channel and I absolutely love it! Thank you for sharing all your knowledge. I'm looking forward to binge watching all your videos now!

All the best for 2023, .......... till the universe survive. Me want to forgot completely, yesterday situation and looking forward a positive tomorrow forever.

Nischa, thank you so much for the inspiration! can't wait for your next videos

Please keep going and keep teaching all of us the things that mater.

Love your content so much! Thank you for posting this video. I thought you would not post this week and then seeing your video today made me smile! I am taking notes in my journal while watching each of your videos. Thank you for sharing your knowledge. Xx

You speak well including with precision and conciseness.

So glad I found your channel this year. Happy New Year and here’s to many more great videos and learnings I’m 2023. X

I’m looking forward so much while your talking a dropped my phone

this is truly the most beneficial video I have ever seen. it's not about what you say its how you say it =]

I seriously love the way you present these amazing tips. Love your authenticity and confidence.

I just wanted to say that I love your videos, Nischa!

I find your Chanel so inspirational and applicable to my 2023 goals. You’re 💯 right. There’s a connection viewers have with you- as a woman hearing the knowledge and application from an experienced woman in finance makes it more interesting. I look forward to reading the books you suggested and watching more of your videos in 2023!

Nischa, thank you for your entertaining observations. I'm a little disappointed though that you did not mention inflation at all. Perhaps because I suffered through this in the 1960s- 1990s, it is something you need to be very aware of and take the proper course of actions: **** LEARN to USE inflation to make you rich! (as opposed to letting it make you poorer)*** If there aren't any current books, you may have to go back to the oil embargo days to get guidance. Good luck, Nischa, you're great!

Thank you so much ❤ for your videos, I’m in awe of your incredible talent

You and your channel are such a credit to many and I cant help but tell you you are absolutely beautiful as well! Thank you so much

I'm so inspired and impressed by your wisdom!! Keep doing it!

Hello Nischa - I discovered your channel recently may be 3 to4 weeks ago - may be one of my sons in his early 20 is following you!. Well never mind - I am in my late 50s - initially you looked like 23 to me - but I am sure you are older judging by the subjects you are exploring. I find your videos and content very much inspiring, educational and feel like you have all the values I would admire. I learn a lot from your videos especially pushing for planning things to get them done etc and also yout progression using this technology - just noted your Subscription has jumped to nearly 68,000.This is a fantastic achievement in just 12 months. Well done//;:,. Even at my age you are inspiring me to make You TubeVideos of my own! Lots of people I know always asks me to goon the You Tube with my views and start a channel. Okay waffle over - you are great - keep it going.

We notice and wait for more insight. You are great !!!

Consistency and discipline is key, Thank you

All the way from south africa 🇿🇦 I enjoy your content I was subscribed to a lady who made financial content before and I did not enjoy it yours are so easy to digest and I don't feel inadequate when I listen to your advise I'm in the call centre industry as an analyst and I aspire to build wealth and have financial freedom to reach my goals and live a quality of life that I'm happy with so I'll keep watching and following the advise and adjust it to fit my lifestyle and space thank you for the videos happy holidays to you too.

Thanks Nischa for your wonderful insights. Admire your work and authenticity.

Really like your videos they are inspiring .keep it up .

Merry Christmas. I hope you are having a joyful, happy, positive Christmas 🎅 🎄 2023 will be better than 2022, filled with more positive energy, joy, and happiness love. And fast amounts of abundance and wealth

Thank you so much for this video 😊

Great content Nischa!!! The concept of unique pairing is something that got me thinking. Looking fwd to more great videos in 2023

Absolutely brilliant, keep up the great and inspiring work

Yes..Unique Pairing is key💕..Thank you so much girl..These tips are unique and new.!

Nice background music... and for sure very nice content. :) Greetings from Germany

Brilliant

Thank you for taking the time to make this video, it does matter! :)

Great plan, sounds like you're on route right path to success. Hopefully the balance with life and happiness will be fruitful as it's not all about money however not having to worry about it is a great way to live your best. Great style & clarity, haven't really come across similar in recent times, valuable info 👏🏽

Very impressive Nischa! Accidentally found your vids when i was exploring value of creating a YT channel. From the thumbnail, I thought it was a young Padma Lakshmi (I'm sure you get that a lot 😀). Some background...I have a similar history/profile, and have similar goals and passions as you. However, I'm a guy in my 40s and a bit further along in my goals, and thus I honestly didn't expect to learn anything new (esp give your age and stage of life)...but I found myself watching all of them with rapt attention and taking notes!! Very very impressed with what you have done here. 1) Love the ~8 min or less format, brevity is key, and you get to the point fast, 2) Well researched, you have actual books/authors to back up your points (and not just 'cause you think it's cool) 3) It's an organized flow of thoughts with an outline. I do have some other comments, thoughts and questions, but I'll have to figure another format to get those to you. this comment is too long as it is. But again fabulous! Happy 2023!

Great video, as ever! Happy Holidays and see you in the new year

Happy New Year in advance!

Bless you!

My advise for me would be: don't loose sight of who you are. Everything will turn out just perfect... just wait and see 😉. And for you Nischa: Thank you so so much for starting this channel! Please never stop postning 🥰

Thanks Nischa, amazing lessons learned thank you for sharing and being you!

Excellent presentation

You have good phonetics

Parkinson's law-work expand to fill time, give yourself shorter deadline to create urgency. Focus on important goals. Compounding. Consistency combined with improvements. Don't box yourself in. Expressing views in front of more experienced people-protect boundaries. Engaging in conversations where shouldn't have. 80% of your results come from 20% of actions. Not having original ideas. 19/10/23

I think each and every video of you motivating me to do something beyond my limit and honestly I just love to listen while you are talking. I can co relate myself with similar thoughts like you which actually given me confidence that I am and was not wrong of doing it. Thanks and have wonderful upcoming New Year.

So on the money! beautifully articulated Nischa. Merry Christmas, Tony

Phew, I didn't think this weeks video will come, I really needed to hear this. 🙏

I throughly like your channel.

Keep it up. You’re right. I’ve seen Stephan Graham videos on he’s all about financial advice. He has a lot of followers but something about yours I prefer. All the best to you.

Amazing!! thanks!

Subscribed! You are growing so fast! it's amazing to see. Keep it up!

Merry Christmas Nischa 😘😘👏🏻👏🏻👏🏻👏🏻🫂🎉🎊🎉🎊🙌🏼🙌🏼🙌🏼

Good luck for everything!

Great content as usual.

Boxed up the learnings beautifully @Nischa . Respect. Good way to start the New Year

Gratulation!!!!

3:07 BINGO! I been trying to tell em.

thank you for sharing and well done on your channel !

Awesome Nischa!! Keep up your amazing work!

Love the vibe.

Love your work - keep it going!!!!’

Thank you

Mark Manson-The subtle art of not giving a f*ck, book19/10/23 Taking action even when you don't feel like it, protecting your boundaries.

I am new to this channel, I don't know if my opinion matter, however i will try. On Good: _huge knowledge -perfect presentation -lovely voice Bad: - constant cuts Overall I am a subscriber so I respect Your work You are young, focused and great person. I wish to be like that in your age. I am poor, lazy and I made countless mistakes iun my life, but I will try to change myself thanks to your advices. Thank You.

I resonated with your third point about boxing yourself in. Having boundaries is so important and I haven't been the best steward of this, even to myself. However, it is a journey, and I'm glad we're both growing in this area! I'm grateful KZfaq recommended me your channel, and as always, I really enjoy your content! I cannot wait for your 2023 videos and beyond, keep shining and sharing!

Great review. Thank you!

Great videos, you will be great success on youtube! 2023 will be yours! :)

Suprised this valuable information is free.

You add value with your videos, keep up the good work

love your content. i could relate very much to you.

Quality content, cheers.

Hi Nischa, how old are you? Can you do a intro video about yourself personally? You’re amazing!

😍😍😍

Watched all your videos several times, finally subscribed😅, true case of Girl Power you are🙌🏼 gr from Amsterdam😊

Your Subscriber Growth is Epic!!!!! wow😀

thanks, good video

I’m retired from the Financial Services world and recently stumbled across your channel. I like your honesty, integrity and the simplicity you bring to delivering ideas. It’s a mysoginistic sector that’s for sure but it’s so gratifying to see that you are standing up for your own values and value. You have a great attitude and I have no doubt you will reach your stated goal. I’m enjoying your content and hope subscribers close to your age listen and action to your message about creating a better future for themselves. Congratulations on the success of your channel.

great content. Currently working on my 2022 reflection video

New subscriber, enjoying your videos !! What editing software do you use?