Hope there will be a version for cashback too please.. :) the tables are so useful
@springriver565124 күн бұрын
May I know which card gives the best value when purchases are made online to overseas merchants? DBS Altitude or DBS Woman’s World?
@izzabinteismail15662 ай бұрын
can you also explain 8:45 what you mean by pull together the points ?
@ajuabrahamsaju4 ай бұрын
Thanks Demi for all the info. If we use mulitple banks cards, do you know how redemption works for redeeming for airline tickets ? Is it like we buy krishflyer miles using all the cards and eventually use total krishflyer miles redeemed using multiple cards to redeem the ticket ? Lastly, if there are enough points, can one person redeem miles for the entire family ? Thanks in advance.
@dwh64554 ай бұрын
Hi Demi, thanks for this sharing! I'm curious, you're holding different miles cards from different banks, when you have to convert them to miles, wouldn't the conversion fee be a concern?
@DemiZhuang4 ай бұрын
HSBC, Citibank and UOB are the main ones I hold for now. Hmm I didn't think about this as a concern though.
@nickfeliciano9211Ай бұрын
Hi Demi, i sometimes use shopee and lazada instalment plan. would you know if that would affect the online spending earn rate for miles? thanks!
@DemiZhuangАй бұрын
instalment plan doesn't earn you miles if i'm not wrong.
@sjk95044 ай бұрын
If im starting my miles journey, $500-$600 spending monthly. Mainly on food, which miles card should I apply? does hsbc rev cover food? n for overseas spending (dining, shopping etc) which miles card would be good?
@DemiZhuang4 ай бұрын
uob preferred platinum visa for mobile contactless payment. HSBC covers dining at restaurants, bakeries etc but not fast food. selected only. Overseas - Citi Rewards + Instarem Amaze can see this video I used it overseas - kzfaq.info/get/bejne/g898mcpz0qirlGw.html
@parleyking4 ай бұрын
Can I check does HSBC Revolution and Citi Reward (Pair with Amaze) they serve the same purpose? Is there any differences for this 2 cards? Just that you can toggle once it max out the $1k per month?
@DemiZhuang4 ай бұрын
Hsbc has a whitelisted MCC of what u can earn 4mpd on. Citi rewards is based on a blacklist, you get to earn 4mpd pairing w instarem amaze more easily for in person txn as the card rewards 4mpd for online.
@parleyking4 ай бұрын
@@DemiZhuang Thanks Demi, you think should I apply HSBC REV card and hold this 2 card at the same times? Can I check because Im iphone. Instarem does not support apple pay. Therefore I only can use physical card to make payment. But does that count as contactless payment. As Im confused with all the different type of payment.
@DemiZhuang4 ай бұрын
I think no point holding the hsbc revo anymore if you don’t have it. You can consider uob preferred platinum visa! Citi rewards with amaze will change your in person txn to online thats all that matters!
@p11wong4 ай бұрын
Hi Demi, which card is good for groceries since HSBC Revolution is removing it from the list in May 2024?
@DemiZhuang4 ай бұрын
Cashback or Miles?
@p11wong4 ай бұрын
@@DemiZhuang Cashback. Thanks.
@tasmanlim4 ай бұрын
Most 4mpd card comes with an annual fee. Have you experienced any banks penalising on the miles accumulated when an annual fee waiver request is approved?
@DemiZhuang4 ай бұрын
Not in my experience so far! I’ve been reading around it seems likely that annual fees can be waived. And if you do pay, they’ll give miles for payment
@tasmanlim4 ай бұрын
That's good to know. I've yet to come across a 4mpd card that gives bonus miles upon annual fee payment. So there is no use case for a cardholder to pay annual fees for these cards. If ever banks do penalise on the miles accumulated when an annual fee is waived. I am sure this would shake the miles accumulation strategy in the community 😅
@stylerho62784 ай бұрын
Will HSBC Revolution card still earn miles for Fairprice groceries online? Btw, what’s the best card to earn most possible miles for buying SIA tickets?
@cplicensingkevin31604 ай бұрын
Groceries and Fast Food purchases will be excluded from earning Bonus pts on HSBC Revolution from 1-May-2024.
@DemiZhuang4 ай бұрын
Yea from 01 May 2024 onwards, no. Can look at Citi Rewards paired w Instarem Amaze or UOB Preferred Platinum mobile contactless. I think depends on the amount of SIA tickets. 4mpd on dbs womans world cap at $1.5K. Then UOB KF for 3mpd.
@stylerho62784 ай бұрын
@@DemiZhuangI spend more than SGD20K a year on SIA air tickets. So what will be the best card to capture highest possible miles?
@edwinlee68834 ай бұрын
If my mum knows how much trouble I had to go through to collect miles just to buy her a business class ticket because I can’t afford buying cash, she will refuse to accept the ticket. In fact she will scold me for being so dumb.
@DemiZhuang4 ай бұрын
To each their own haha
@djiksuker49474 ай бұрын
which card is best for insurance? does the amex tcb gives cashback for insurance?