5 TYPES OF CREDIT YOU SHOULD HAVE

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Пікірлер: 74

@watching4410 4 жыл бұрын

1. Revolving 2. installment 3. service 4. secured 5. unsecured write examples later....

@stephanies3246 3 жыл бұрын

1. 0:20 Revolving credit (credit cards) 2. 1:09 Installment credit (student loans, personal loans) 3. 1:55 Service credit (utility bills) 4. 2:42 Secured credit (Home and auto loans, basically anything that can be repossessed) 5. 5:03 Unsecured credit

@erikramos4342 2 жыл бұрын

You a real one

@duanetv1925 5 жыл бұрын

Awesome video! Insanely informative! What camera do you use for your videos? I love the background...so simple, crisp, clean yet effective! Love your channel!

@bigsky445 4 жыл бұрын

Another great video, packed with info, quick & to the point! Love your channel!❤❤❤

@TheTyson35 5 жыл бұрын

Super great info 👍🏾👍🏾...great vid as always

@missbehelpful 5 жыл бұрын

Glad it was helpful :D

@TheTECShow 5 жыл бұрын

Great info!

@albertogarza1647 5 жыл бұрын

Always great information 👍🏻 thanks Yaneli

@missbehelpful 5 жыл бұрын

You’re welcome! Thanks for watching!

@richycancun8372 5 жыл бұрын

Awesome Information as usual thank you so much for providing this information!!

@richycancun8372 5 жыл бұрын

I also have all these types credit too..

@missbehelpful 5 жыл бұрын

Nice! You beat me to it!

@user-sh6sn4gf4l 7 ай бұрын

Super helpful, thank you

@marlonhosten4693 5 жыл бұрын

Beautiful Background !

@michaeldonley7741 4 жыл бұрын

Thanks for the video 💯

@japtegsingh2772 2 жыл бұрын

Really thank you It really made my homework easier Thanks a ton!

@daiquank 2 жыл бұрын

Thanks you so much! This video was so helpful. My goal for next year is to get a 800 but I only have credit cards so now I know to get other forms of credit.

@benedicttorre3401 4 жыл бұрын

I actually have a personal line of credit. It's a revolving, unsecured account but it can be cash. It's different from a credit card because it's not a cash advance. It's an account I have as safety net. Interest is simple 15%.

@connormccarthy2729 3 жыл бұрын

That was really helpful

@AdrianMoseley 4 жыл бұрын

Great vid!

@demtruismcghee4374 5 жыл бұрын

Which is a better way to buy a car? Financing or loan?

@mouse879 5 жыл бұрын

I have one installment and 3 revolving my mom have a house loan auto loan and credit card and she max at 850

@KamauBlack 5 жыл бұрын

I have an excellent credit score (btw 750 and 800) but with only credit cards, student loans, and service credit. My report is mostly spotless though with no missed payments 7% utilization, but a single hard inquiry and only 5 years age of credit.

@celtpro 4 жыл бұрын

Have 1 credit card that is paid off each month when I use it. Utility and A Bank Account, that is ROI after 12 months. Car Insurance is paid in full without installments. 1 Paid-Up before you can use it Credit Card. At the moment I am looking at updating my Finance Qualification in Accountancy, so may look at paying through installments, though it could be paid in full. Web Hosting is a small amount each month that is paid via Credit Card so I and utilise it for payment. Though that site does need content put on it as it has been sitting there for a year.

@journeymusic 3 жыл бұрын

I don’t know why a consolation loan or an unsecured loan would be better than not having one at all. I have all but the last one. Also I’ve read that paying off an auto loan early would close the account therefore dropping ones credit score temporarily.

@peacebeteal 3 жыл бұрын

How doe rent and utility bills show up on credit? What steps need to be taken?

@marcuszarafonetis6544 4 жыл бұрын

You forgot to mention open credit; ie amex charge cards

@almay9962 3 жыл бұрын

I have a credit card that has late payments on it should I pay that card off and then close it or should I keep it open to keep the age of account would a closed account with late payments hurt me less than an open account with late payments

@MajorRezian 5 жыл бұрын

Keep um coming

@wreckdproject 4 жыл бұрын

Would be cool if you could expand more on service credit. Other ways of fulfilling this besides having gas or electric bill? I got netflix

@parkforest434 3 жыл бұрын

Look up the perch app for iOS App Store 💯

@MrNachoman21 3 жыл бұрын

Great Content

@jescagvil 5 жыл бұрын

How do you feel about Dave Ramsey's thoughts on this subject? Some of his rules are to not have credit cards and make sure that you pay off all of you loans and to never borrow money again. He says you can build your credit just fine without credit cards and loans

@Sexy40baby1 4 жыл бұрын

You can not build credit without borrowing money. Dave says your score will not exist if you stop borrowing money.

@michaelleerossman1864 5 жыл бұрын

How do you get the service bills to show on your credit?

@sethlogan9724 4 жыл бұрын

Go default then they'll show up

@nixoledenise3421 3 жыл бұрын

Very helpful

@MrGhostBoxer 3 жыл бұрын

How can I get my rent payment to advance my credit? I would need a huge amount of initial credit for that to fall within 9%.

@yaizacuevas6901 3 жыл бұрын

What credit card should I get at 18? I'm planning on going to college next school year and have a baby boy

@torchtaula9251 5 жыл бұрын

You should start a podcast

@Ashutoshsharma-xz4bt 3 жыл бұрын

What is CLEAN CREDIT ?

@gsukjdakid 5 жыл бұрын

Beauty and brains.

@pphalder 3 жыл бұрын

Hi it is available in India

@denese3164 5 жыл бұрын

Does a cell phone count as a utility??

@sethlogan9724 4 жыл бұрын

Not sure, but they only report if someone goes default.

@Josue-tr3eo 5 жыл бұрын

Would an auto loan be installment credit that’s secured?

@missbehelpful 3 жыл бұрын

Yep, that’s correct!

@MrKingKameleon 5 жыл бұрын

All these lame thirsty guys hitting on you on your KZfaq channel. Smh. Get out and get a girlfriend..lol

@MrGhostBoxer 3 жыл бұрын

Jel much?

@TheButlcl001 3 жыл бұрын

Jelly shelly

@rickycampos4770 5 жыл бұрын

Hi thank you

@babarkhan-lu3bv 5 жыл бұрын

Thanks yanile Good infarmichen⚘⚘⚘⚘⚘⚘⚘⚘⚘⚘⚘⚘👍👍👍👍👍

@missbehelpful 5 жыл бұрын

You’re welcome! Thanks for watching!

@mouse879 5 жыл бұрын

Light bills company dont report to credit bureau

@AquaLew 5 жыл бұрын

I saw something called Boost or credit boost on one of the big 3 credit bureau sites, can't remember which one but it does allow you to include utilities. Since it said boost, I figured it was only to temporarily boost your score like if you're seeking a loan or something. Might be worth checking out. Credit rules are always changing.

@mouse879 5 жыл бұрын

@@AquaLew Experian that the only credit bureau that does that

@mouse879 5 жыл бұрын

@@AquaLew i want all my credit reports to match