How To Manage Many Different Credit Cards!!!
Рет қаралды 28,481
Күн бұрынWelcome to my MissBeHelpful channel!
In this video I share some ways to make your credit card tracking easier and more manageable!
Sign up for the card I use to make almost all my purchases, the Capital One Venture Rewards Credit Card: capital.one/2NUPqgp
The spreadsheet that I mentioned is linked here: docs.google.com/spreadsheets/...
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@HonestFinance 6 жыл бұрын
Thank you. I still prefer just two cards because that’s about all my brain can handle with all the other stuff I’ve got to be on top of too. That’s just me. Anything over two and they stress me out
@jalabi99 6 жыл бұрын
And that's good. Credit cards are a financial tool, so as long as you use them properly you should be fine. If you feel you can't handle more than two cards, great. If you feel you can handle more, also great. Do what's comfortable for you!
@johntadeo10 6 жыл бұрын
Same here. That's why my limit is two girlfriends at a time. Anything more than two stresses me out
@missbehelpful 6 жыл бұрын
Agreed!
@missbehelpful 6 жыл бұрын
Yup - I could definitely understand that! It does take a bit of time to manage!
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from himb
@mgons 6 жыл бұрын
I always learn a lot from you. Congrats!
@missbehelpful 6 жыл бұрын
Thanks - I appreciate that!
@nebralester1368 5 жыл бұрын
I applied for my 3rd card today. I got approved in 60 seconds. I always wanted a Discover card.
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@amonsmith3096 6 жыл бұрын
I simply use my calendar app on android to remind me due dates and reporting dates.
@journey2credit84 5 жыл бұрын
I have 8 credit cards and i set all on same due date and auto pay. No problems
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@Renzo.Fortini Жыл бұрын
I didnt know you could do that , im doing that now
@TraderDT 4 жыл бұрын
Very useful content. Thanks for the spreadsheet. Very helpful. :)
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@hajs8273 Жыл бұрын
Brilliant!
@stevenpaul5540 4 жыл бұрын
Dear Missbehelpful, I recommend using the Apple calendar for tracking credit cards. You can set the closing date and balance due date and so much other stuff. I also track all my bills with it. Mortgage, auto loan, utilities etc...
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@ahmadeshrati9912 2 жыл бұрын
Awesome video's
@rayfunns 5 жыл бұрын
Vgood video thanks!
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@CoachAnthonyMiller 5 жыл бұрын
THANKS so much for recommending the Mint and TPG apps. I'm going to use one or the other since I have more than 6 credit cards.
@WeComingToGetYouBarbara 5 жыл бұрын
Hey Anthony, did you ever fine that TPG app? I cant seem yo find it on Google play store.
@CoachAnthonyMiller 5 жыл бұрын
@@WeComingToGetYouBarbara I found the app. They are updating it so it is currently unavailable. So, I signed up to receive the newsletter.
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@jessicablakes3131 3 жыл бұрын
CadeCrash BrowieOreo The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@sovannt8392 6 жыл бұрын
Very helpful vid 😁
@missbehelpful 6 жыл бұрын
Glad you think so! Thanks for the comment!
@xlilxtrukita703 5 жыл бұрын
Your my new favorite youtuber
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@junaidabdulaziz5721 6 жыл бұрын
Nice and informative
@missbehelpful 6 жыл бұрын
Thanks! Appreciate the comment!
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him.
@missveescandles 2 жыл бұрын
Good Stuff
@jamesthacoolcat9926 6 жыл бұрын
I use excel spreadsheets. Easy for me and no errors on adding up categories. I usually rotate between two cards every month for spending. Then i have a couple cards i use only for certain categories.
@missbehelpful 6 жыл бұрын
Makes sense! Whatever works, right!? Thanks for the comment!
@michaell8957 6 жыл бұрын
Jamesthacoolcat99 what's spreadsheet?
@LaMaRaGe0622 6 жыл бұрын
I have 6 credit cards this was very helpful.
@missbehelpful 6 жыл бұрын
Glad to hear it!
@madinadia2663 4 жыл бұрын
@@missbehelpful can I buy something with these credit cards or free trails?
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@jessicablakes3131 3 жыл бұрын
Madina Dia The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@ruebenshaw 4 жыл бұрын
On the other hand it's not a good idea to set up automatic payments because some banks don't allow you to make a second payment within a certain period of time.
@jhenefagin7396 5 жыл бұрын
Thank you so much
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@Alarmond007 5 жыл бұрын
Your eyebrow game is on fleek
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him.
@marksantucci4230 6 жыл бұрын
I use my brain on which credit card to use at the merchant place. sometimes I also use cash..
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@EVTD79 6 жыл бұрын
MissBeHelpful can you please add the link to the google spreadsheet you were talking about? Great video, very informative!!!
@missbehelpful 6 жыл бұрын
Added it! Also linked here: docs.google.com/spreadsheets/d/1hI9mxgPMNbISfsB7xbyWJbr-ObmLsUIb7Rual-pzpvA/edit?usp=sharing
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@mellewis4295 5 жыл бұрын
Thank you
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@jimmydeneus9681 2 жыл бұрын
Need to take a easy to credit cards
@gregorydunn2716 5 жыл бұрын
Whaat? only 30K subscribers? Alotta youtubers are missing out on this great ladies channel
@crxracer805 5 жыл бұрын
Dude, there are dudes with over 100k subscribers providing the same info
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@jessicablakes3131 3 жыл бұрын
CastrejonHDTV The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@stephanc2359 4 жыл бұрын
If you don’t know how to manage your card even if you pay you still could mess up your credit utilization exemple:one report on February 24 and one report early March 10 if you go and pay in full on the 25 the credit bureau will not see it and on the 10 of April the second report another balance the credit bureau will add up and put your utilization high while you pay and don’t owe no money.
@extralonely7742 6 жыл бұрын
Your so beautiful, that hair looks so great on you chiquita 💜 I hope you have good weekend !
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@luxchannelx6039 2 жыл бұрын
Is it possible to combine reward points from different Bank credit cards ? Like capital and citi
@rodrigogar 6 жыл бұрын
thanks for the TPG app recommendation. Downloaded it and seems the same as the Wallaby app, searche dand found that wallaby and tpg partenered to launch the tpg app. Funny enough the tpg app seems more responsive as pulling the account info and recent transactions. Will check YNAB
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@jwalkproduction2375 5 жыл бұрын
Couple things here GREAT INFORMATION! You’ve been really helpful I’m enjoying your videos and you’ve got a new sub! People saying that you audio is low have cheap phones! Lastly, you are so beautiful it’s distracting lol sheesh I’m trying to learn here!
@shannonmcwilliams26 6 жыл бұрын
I have 5 and I handle them very good it’s not hard to me to manage had all due dates and statement cut dates all set the same time.
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him.
@sdj5283 6 жыл бұрын
Are these apps safe to use and won't be hacked?
@Forextrader19 4 жыл бұрын
What does the points guy app look like? I can't seem to find it on the play store.
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him.
@beyoutifullyunique03 5 жыл бұрын
Hi, can you tell me what the best utilization would be for two cards? One is $500 and the other card is $200. Do you keep each card under 10% or do you add the cards together and stay under 10% from the total of both cards? This is so confusing to me having two cards. Thanks!
@alow2323 4 жыл бұрын
A* • add both together then divide by ten that would be 10% .... she also says subtract a couple $$ so you can be at 9% and it would report as excellent
@ruebenshaw 4 жыл бұрын
Its not 10% or less, it's under 10% if you charge 10% then is gonna put you at a higher level of not getting the highest credit score. .
@zanzavales 6 жыл бұрын
I can't find the Google doc link??
@missbehelpful 6 жыл бұрын
Added it and linking it here: docs.google.com/spreadsheets/d/1hI9mxgPMNbISfsB7xbyWJbr-ObmLsUIb7Rual-pzpvA/edit?usp=sharing
@pretty_brownnn5855 3 жыл бұрын
Can you please put the names of the apps in the description or on the actual video spelled out. I couldnt really understand
@missbehelpful 3 жыл бұрын
Mint App, TPG App, YNAB App!
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@eveliah88 5 жыл бұрын
Me encanta tu maquillaje, natural and fresh Now a days most girls on KZfaq are using like 8 layers of makeup and fake eyelashes
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@jannelyd7157 6 жыл бұрын
I can’t figure out my cycle. I know when the statement end and when it’s due that’s it and on my credit statement doesn’t say when it starts
@jalabi99 6 жыл бұрын
Have you tried calling up your credit card issuer and asking them exactly when your cycle starts and ends?
@missbehelpful 6 жыл бұрын
It should be a date range at the top next to the due date somewhere like 1/28-2/27. Look for that or just call up the card issuer and ask!
@jannelyd7157 6 жыл бұрын
MissBeHelpful yeah it doesn’t say I’m going to have to call
@rvjason 4 жыл бұрын
If you know what date it ends, it starts the next day. If closing date is the 5 th, your cycle is the 6 th to the 5 th.
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him.
@155sparkle 6 жыл бұрын
That’s funny I do the note reminder on each card too lol
@missbehelpful 6 жыл бұрын
It works!
@altearahuggins5903 6 жыл бұрын
Hey there miss, miss you visiting my school
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@xlil_juicy_vertx 3 жыл бұрын
I wish I could leave my credit cards at home but Apple Pay is just so convenient 😝
@respectssigmarules8993 4 жыл бұрын
I have 7 credit cards tell me how to manage Billing cycles?
@missbehelpful 3 жыл бұрын
Easiest thing to do is call them and ask them to change your billing cycle dates so that they all match. Then you only have one billing cycle LOL
@Nyufly 3 жыл бұрын
You only get a late payment if its 30 days late.
@missbehelpful 3 жыл бұрын
True!
@Nyufly 3 жыл бұрын
I want an app that I can put all my cards on which will show active balance, due dates and minimum payments do and are updated automatically without human input. I have like 9 cards and it's a pain going into each app to get the information.
@missbehelpful 3 жыл бұрын
Have you tried Tally App? I have not heard from ppl using it but saw ads for it a few times.
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him b
@mace422004 3 жыл бұрын
I use 2 cards, cash back and gas, the other 54 cards, I use at the first of the month, either a dollar of gas or a dollar on an Amazon gift card with a dollar. Set up the payment for 20 days after the charge, since grace period is 21 days. Sleep like a baby and leave spreadsheets for nerds that have no life. Dormant cards without 45 days usage don't help your score.
@realracer44 5 жыл бұрын
You fine
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him.
@littlepiggydogonig1415 6 жыл бұрын
issa wifey
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@fernandov2838 6 жыл бұрын
Great Video but the audio is low.
@clevesland8753 3 жыл бұрын
Lol this girl just be talking knowing she cute as heck...
@912alldaylong 5 жыл бұрын
What such a pretty and smart lady....
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him
@LukeTeel 4 жыл бұрын
Guau, chica, te ves linda! tu piel perfecta y tu acento, me gusta todo 😍
@madinadia2663 4 жыл бұрын
I just want a free Netflix trail😅
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from himb
@Vi3t1997TMBY 6 жыл бұрын
I’ve watched many of your videos and love the content. However, I have to say that unless I’m in a dead-quiet room, your audio makes it extremely difficult to hear even at max volume.
@missbehelpful 6 жыл бұрын
Strange! Are you listening on the computer or on a phone?
@Vi3t1997TMBY 6 жыл бұрын
I use both my computer and phone. I binge-watched through your channel in the last week or so.
@ArlisaSThomas 4 жыл бұрын
Same here, I heard her say that she uses a mic but if she boost the audio levels in her software, that would be awesome for us
@gameANDchange 4 жыл бұрын
@@missbehelpful I think you sound perfect.
@killersentra 6 жыл бұрын
Got damn girl I love your voice I would not mind hearing that everyday to nag about taking out the trash lol.
@LaMaRaGe0622 6 жыл бұрын
Killersentra right? Thought it was just me.
@killersentra 6 жыл бұрын
Marvelous0622 Don't mind me I'm a freak.
@LaMaRaGe0622 6 жыл бұрын
Killersentra haha
@ah2552 6 жыл бұрын
I thought it was just me. I can listen to her all day.
@7777fbey 5 жыл бұрын
Your talking way to fast. Thanks for the information.
@missbehelpful 5 жыл бұрын
Fatima Bey Oh you’re welcome! Sorry I know I do talk quickly! You can hit 0.5x in the speed settings and hear it more slowly :)
@THELASTMEDICALNINJA1995 3 жыл бұрын
MissBeHelpful lmfao 🤣
@7777fbey 3 жыл бұрын
😊I didn’t know...Thanks
@CharlieChaplinVideos 6 жыл бұрын
Looking like an emoji
@jessicablakes3131 3 жыл бұрын
The only real vendor I found on here is *mikeskyler* on telegram, that man is good for real 😳 I got my credit card from him.
@1Four3 3 жыл бұрын
☺ I love it when a woman talks credit to me
@ruebenshaw 4 жыл бұрын
Why would you use a credit card for something based on 5% back that particular credit card is only $500 and charge is a $100 When in fact you have another credit line that's $10000 and provide you a lower credit utilization???
@Alarmond007 5 жыл бұрын
Please marry me. Your face is a symphony of beauty and your voice is a cadence fit for God's own ears.
@rick7976 6 жыл бұрын
Great video but honestly it's too long work on making shorter videos max 10 min
@lamarjenkins4503 4 жыл бұрын
You are gorgeous!!! Are you married???
@hyperboleworcestershire1596 6 жыл бұрын
Sorry babe five credit is nothing. Step up your game and get an Amex Platinum Card. Get 25 cards then you’ll be on your way