7 things that can solve 80% of money problems

7 things that can solve 80% of money problems | SAVING MONEY TIPS

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Күн бұрын

Here's a look at several things that can solve about 80% of money problems. Money problems can range from too much debt to not enough money in savings. Whether you're new to personal finance or you've managed your money for years, these strategies can whip your finances into shape.
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Education, ❌NOT❌ Advice
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Пікірлер: 39

@nanettemorton4054 10 ай бұрын

After my last phone conked out, I decided to set aside $50 a month for an "electronics fund." I'm preparing, not for the "if" but for the "when".

@cherylT321 Ай бұрын

That’s a good idea!

@imma_cat 10 ай бұрын

I’m not able to work more, so I spend less to increase my income.

@FIRE_DrNinjaTurtle 10 ай бұрын

I am now a millionaire thanks to following your advice.

@basketballfan5763 10 ай бұрын

well done Darrell!!!!

@carolinekofahl8867 10 ай бұрын

Eat out - that hit! Where I work the cantine is closed for the summer, and just go for a salad at 7eleven is easy but cost about twice as much. Better make a lunchbox from home 😊

@fatimamanneh9432 8 ай бұрын

iPhone can last for 5 years don’t know why people keep upgrading I had my iPhone 12 Pro Max since 2019 my husband bought it as a birthday gift for me it is still working

@thebrokenwallet 8 ай бұрын

So true, I just upgraded my iPhone 12 last week, and I'll probably have this phone until iphone 18 or 19.

@kayleemcelveen5821 3 күн бұрын

That "realistic" budget is a BIG DEAL ❤ thank you for noting how expensive needs can be 👍

@saraibucciarelli1821 10 ай бұрын

50 30 20 never worked for me. I like the 0 based budget. Really good video.

@stellaisu-egwu7949 8 ай бұрын

Emergency fund always comes in handy in rainy days

@TammeraFenn-bg6ph 10 ай бұрын

Since our budgeting perspectives develop as children, through the observation of the adults around us, have you considered creating a version of your program that is geared toward helping children develop healthy financial viewpoints and behaviors that support their efforts to grow into self-responsible adults?

@thebrokenwallet 10 ай бұрын

I'm looking to create a few digital products over the next six months (hopefully before the end of the year), and one idea is a lesson/guidebook for kids. I do have a video with advice on how parents can start talking to kids about money: kzfaq.info/get/bejne/obmWobud3NK2Y2g.html

@dyoung2739 10 ай бұрын

Excellent advice❤️. I already do many of these things,stopped using credit cards about 5 or 6 years before I retired but if I’d followed all of these tips before I retired,I’d definitely have more money in my savings & 401k.

@TammeraFenn-bg6ph 10 ай бұрын

Hi Vee, Have you suggestions for those of us who have made ourselves the 'go-,to,' for financially struggling friends and family? Ideas as to perspectives, formulas or steps to consider? As always, appreciate your honesty, insights and easy to understand presentations. :)

@thebrokenwallet 10 ай бұрын

I'll look into some ideas and perhaps do a video. In the meantime, it might help to think about non-financial ways to help (without giving money) and set boundaries. For example, offer to assist with their job search, resume writing, help them create a budget, give them extra gift cards or coupons, etc.

@Stephanie-rf9xs 10 ай бұрын

@@thebrokenwallet, I would like advice on communicating no more money to my 33 year old niece. I have laid out boundaries with her numerous times, I always stick to my boundaries, yet she continues to torture me with hundreds of demands for money! Her parents are deceased and I am her only living relative. Both my niece and her husband work so I don’t know where their money goes, but it isn’t on life’s necessities such as food for their children or their basic needs! Thank you for any advice offered!

@basketballfan5763 10 ай бұрын

@@thebrokenwallet my brother gifted me with a 60Euro year membership to enter a stately house and gardens near me after I broke up with a guy after 4years dating and it is a wonderful gift.....I already put my CV into the farm shop up there......and there are 2 other jobs I found up there that I am qualified for....by accident......

@M_SC 7 ай бұрын

If you’re sticking to you boundaries you’ve done as much as you can do. You can’t control the other person- it may help to think of them as emotionally disturbed, disabled, compromised in some way. I think your need for them to stop asking is what makes them keep asking, they know it’s wearing you down and hope that eventually you’ll have a weak day

@M_SC 7 ай бұрын

“That’s really tough, but I have faith in you. You’ll find a solution.” Visualize a difference or wall between who you were and who you are now and picture that when they ask. They’re on the wrong side of the wall. Very unfortunate for them but far away from you, nothing you can do.

@rachelchandler7094 10 ай бұрын

I love your videos!

@thebrokenwallet 10 ай бұрын

Thank you!

@FIRE_DrNinjaTurtle 10 ай бұрын

This one was so good I had to listen twice.

@thebrokenwallet 10 ай бұрын

I'm glad you liked it! Thank you!

@annaleewhite6753 7 ай бұрын

Thanks so much!

@thebrokenwallet 7 ай бұрын

You're welcome!

@allisonmodaff5635 10 ай бұрын

I love your look! Very classy. Thanks for another great video!

@thebrokenwallet 10 ай бұрын

Thank you so much!

@mpersard 9 ай бұрын

Thanks for the helpful advice. I have subscribed. Enjoy your videos. Best wishes from the Uk 🇬🇧

@thebrokenwallet 9 ай бұрын

Thanks and welcome

@basketballfan5763 10 ай бұрын

I decided months ago that my only option was to go back age over 40 and do 1year in a college that is right next to me that on my disability I can get the course for free.....it is a legal secretary course that is a pre law course....apparently it will yield me a fast definite very hi paid job....I actually went to a college open day and entered the wrong info talk and just was fascinated......and when the tutor said they hired older staff and that law firms in my area are all desperate for trained staff and that it was one of the highest paid jobs....I literally said 'Thank you Jesus for sending me into the WRONG?? room'.....I start in Sept......

@M_SC 7 ай бұрын

Fantastic

@cherylT321 Ай бұрын

Awesome!

@arthurmantzouris4413 10 ай бұрын

This is so True... and being debt free is Key which I've been able to be ever since 2009 when I did a bankruptcy which taught me to hanle my money wisely.. By having a budget and while grocery shopping going in with a grocery list which solves me from impulsive buying for at least 25 to 35 percent. But I also save on another bill by not using my AC Or heating during the winter time which has cut down my bill drastically which I can do bc yr body gets use to not having AC Or heat... I also save on another bill by not flushing when I pee. It goes like this: When it is yellow let it mellow and when it is brown let it drown. And I also dont use the light when I'm in the bathroom since I live alone I just keep the door open which brings in fhe light already... And I save on food by using a vacuum sealer which helps in keeping my food from getting freezer burned. And by me having a small freezer I got from Amazon I'm stocked up for just about anything that comes my way. It also keeps me out of the store so I'm not buying endlessly...