Related Videos: Capital Gains Tax Explained: kzfaq.info/get/bejne/b7mpa9h6s9CtY3k.html Understanding Share Market: kzfaq.info/get/bejne/bsWldNqkr9jTcmQ.html Investment Priorities for Maximum Tax Savings (USA): kzfaq.info/get/bejne/pK-Fq8mEvavIeIU.html Index Fund Investing: kzfaq.info/get/bejne/iNRyo7Ne0a6yl6s.html Early Retirement Path: kzfaq.info/get/bejne/h62miZCQtbiveaM.html
@readme6073 жыл бұрын
Sir, your channel is becoming my destination for certain financial questions that I can’t get answer from even google. Thanks as always.
@karthickr52343 жыл бұрын
Good Morning Sir😊 Nice explaination👌👌 about Tax on Investments. We don’t need multi-baggers to be financially independent. A decent job, aggressive savings, prudent investing and twenty years of time will make it happen.
@mangalamr89893 жыл бұрын
Agreed👍
@vetri_vel2 жыл бұрын
நிறைய மக்கள் வாழ்க்கையில் ஒளி ஏற்றிக்கொண்டிருக்கிறீர்கள். ஜெர்மனியிலிருந்து நன்றி.
@mrvasu2304852 жыл бұрын
Hi Vijay Mohan Sir, Thanks for this analysis. Highly underrated channel. My 2 cents - Suggest to split the video's for India and US markets so as to gather more traffic. US related videos could be in English so that Pan-Indian NRI/Global audience can be benefited & adds more subscribers. Indian video could be in Tamil to start with, to relish the nativity & subtle humor :) law of deferred tax compounding is amazing. wish we had such financial teachers rt from our early college days ! Pls do give a thought on penning a book!
@sridharvenkatavarathan59733 жыл бұрын
தெளிவான மாறுபட்ட கோணம் வாரம் ஒரு பாடம் மிக்க மகிழ்ச்சி நன்றி வணக்கம்
@manimuthu39663 жыл бұрын
நன்றி. சகோதரன். உங்கள் தகவல் எனக்கு மதிப்புமிக்கது. பங்குச் சந்தை மற்றும் நிதி நிர்வாகத்தில் நீங்கள் எனக்கு நிறைய வழிகாட்டுகிறீர்கள். கடவுள் எப்போதும் உங்களை ஆதரிப்பார்.
@saptharishi38693 жыл бұрын
Even a person with 0 financial knowledge will be awakened after seeing ur videos.. simple , neat n clean .. thank you sir ..
@saravanakumarshanmuganatha44393 жыл бұрын
Sir Another intresting information about power of tax deferred compounding ( Earn interest on your Interest 😊) Thank you for your efforts!
@ganpathji3 жыл бұрын
Romba Arumaiyana Vilakam sir. Long term Investers ku oru nambikai kudukudhu
@mohanaprasadpushpanathan20143 жыл бұрын
I love the way you are explaining things, it is really easy to understand. Please tell us how to invest in index fund in both US and India.
@srinivasanbaskar15183 жыл бұрын
One of the best Video I have seen recently. Thanks a lot for your knowledge sharing...
@ashwinachu86083 жыл бұрын
Love from Kerala ❤️ All videos are Very informative, Your teaching style is simple & clear So it very helpful to understand. I will give all my support to you & your channel, Thank you 😍
@jai1234803 жыл бұрын
Invest and rest is better than invest and reinvest. Thanks for your explanation and efforts.
@aravindhantamilarasan35273 жыл бұрын
காலை வணக்கம் from திருநெல்வேலி 🙏🏻
@sivaramakrishna6773 жыл бұрын
Great Video as always sir. Keep up the great work! Getting neutral and unbiased financial advice is very rare in this internet age where everyone recommends different financial products for their own commissions. So your videos are extremely helpful. Any video showcasing the savings gained by capitalising on the 1Lakh exemption on LTCG and then reinvesting this amount would be very helpful sir (preferably with any spreadsheets).
@raghuramachandranvijayaram46163 жыл бұрын
Happy weekend Vijay! As an early subscriber friend, I could feel that you are making an impact on many people's financial journey. 😊 Kudos to you 🥳👍
@keerthivasan12453 жыл бұрын
Thank you Sir. You have enlightened my investment knowledge. Happy Teachers Day Sir🙏
@prabakaranramaraj37753 жыл бұрын
I was explaining same topic to a colleague yesterday. But haven’t succeeded clearly. And today morning I just forwarded this video link :-) Last week I was asking auditor on wash sale kind of talk. Now I decided to wait till weekend for any clarification or keep the financial talks for Mondays instead of Fridays :-) Thank you and All the best for future videos:-) Looking forward
@sarath78653 жыл бұрын
Hi Sir, The contents provided by you is very exclusive and easily interpretable. Thanks for enlightening us with your knowledge and experience. Expecting similar videos in the future ❤️ I need your thoughts on how to manage Employee Stock purchase plan
@srenga493 жыл бұрын
Very useful information Mr Vijaya Mohan. I follow your videos regularly. Thanks
@prabagaran.s12853 жыл бұрын
Always new learning , power of tax deferred compounding 👌👌👌👌👌👌, This channel is financial mine🏞️💛💥🔥 👏👏👏👏, Your way of Giving back to society is awesome, it's more than money
@InvestmentInsightsTamil3 жыл бұрын
Thank you for those kind words Prabagaran.
@prabagaran.s12853 жыл бұрын
@@InvestmentInsightsTamil spending your time, and adding value to others life , neenga vera level,👏👏👏👌👌🤝 I still strongly believe this is not the place You can stick should reconsider soon or later and add some brand value again doing some course in Harvard or Stanford, for the next push , You need to go more places and more platforms for your thoughts proceess and maturity.
@sksanthosh1112 жыл бұрын
Hi Sir, Each and every video of you are correcting my mistakes in my investment path. you are a gem for us. Thanks much much for your time and videos sir.
@InvestmentInsightsTamil2 жыл бұрын
Glad to hear that.
@thapes61673 жыл бұрын
நன்றி மோகன் jii. As a usual useful information .
@natrajathangarasu3293 жыл бұрын
Good morning sir from Singapore. Very useful information. Thank you.
@karthickumar51663 жыл бұрын
Happy teacher's day sir. Like this looking more educational content from you .
@mehrankhan37673 жыл бұрын
Thank you for your content Vijay! Could you please do a video on "Tax loss harvesting" with scenarios? There may be many who have already bought in the "highs/Peak" and have incurred/realized losses on their positions this financial year, courtesy: Bitcoin crash, so your strategy to help in the situation will be valuable for many. Thanks Again!
@osanthomas2 жыл бұрын
I am very happy with your explanations which are in Tamil specially. As you said no one teach us financial tools but I thank you from bottom of my heart to explain everything in Tamil. I do not see videos in KZfaq explained in details in Tamil. Hats off sir. I also trade stocks but mostly in forex. If you have time please explain in brief about strategies used in forex market. I will suggest a book called “ Technical analysis of financial market” author of John Morphy. Be well. Take care
@chithambaramr70563 жыл бұрын
Another excellent video.kind request to make a video about closing out assets in India and ways to bring that to US.
@ShrinareshSubramanian3 жыл бұрын
Thanks! This video helped me understand how much I underestimated Trad 401k. Can you please share your thoughts on managing employer provided stocks for an index investment mindset?
@karthikeyenramasamy17102 жыл бұрын
Awesome explaination sir
@srinivasr68253 жыл бұрын
Hi Sir , Very nice insights you have a very good analysis and telling how to take care of the Tax component. I really enjoy ur video and the way to explain .. Really good..
@krantmin60953 жыл бұрын
Once again.. very informative, precise and to the point. Great Video, Mohan!
@bhalajee5 ай бұрын
Please talk in detail about college financials, with tips on how kids can save. English subtitles would be great plz
@InvestmentInsightsTamil5 ай бұрын
USA College Savings plan - 529: kzfaq.info/get/bejne/gth7ZM2GlZeqlaM.html USA College expenses: kzfaq.info/get/bejne/p7ORhc9i3bbdiYE.html
@dhanaa15563 жыл бұрын
good day, good explanation, diference between invest and trasing
@nagak1233 жыл бұрын
Makes lot of sense. Thanks for the video!
@cfcpuni3 жыл бұрын
Goood insight on Investment vs Trading, thank you. Patience pays more.Thank you.
@mohammedelaheeth92873 жыл бұрын
Sir konjam "CRYPTO CLOUD MINING WEBSITE'S" Pathi video podunga.
@karthikeyanravichandran91833 жыл бұрын
Super sir please post more videos on tax exemption
@subvisub24573 жыл бұрын
Thank you very much for your videos. I have been following your channel for the past four months and you have given great insights into many complicated topics and that too in a simple and easy to understand language with really nice examples. Thanks again. I am sure you have many topics lined up. Jusy like many, I do have one for you to consider. "What are the advantages or disadvantages of moving to California at the age of 40 with family from a relatively cheaper state like Raleigh or Charlotte assuming we have a good career opportunity?"
@kandyreddiar9833 жыл бұрын
Genius. Easy to understand and follow.
@Vijaybabu34563 жыл бұрын
Excellent one Vijay !
@thirumurugank3 жыл бұрын
Vanakkam Anna, This is a MILLION DOLLAR Video. Actually, It's PRICELESS. Can you kindly clarify on how the Funds invested in Index Funds will be compounding?
@InvestmentInsightsTamil3 жыл бұрын
The compounding comes from the growth. Nasdaq 100's ETF QQQ was at $54 10 years back. Now the price is $382. That means, it has grown at a rate of 21.6% every year.
@ramesh04073 жыл бұрын
Super sir. As usual the best
@krishtamil80463 жыл бұрын
Sir, நீங்கள் இந்தியாவில் உள்ள பயனுள்ள சேமிப்புத் திட்டங்கள் எவை எவைகள் உள்ளன என்பதை பற்றி ஒரு வீடியோ பதிவு செய்தால் அனைவருக்கும் மிக பயனுள்ள பதிவாக இருக்கும். நன்றி!!!
@srihariraman36903 жыл бұрын
Excellent video Sir. Thank you
@terrormapu3 жыл бұрын
Close and buy index funds...seems best idea..
@a.r.c.ramprathipprathip64953 жыл бұрын
Very Good Explanation sir....
@sundarcit3 жыл бұрын
If the share is sold just after 366 days, the capital gains will be taxed as a long term capital gain. The gains will be different in this case. I think you meant trading to be holding less than 366 days. Thanks for the video!
@InvestmentInsightsTamil3 жыл бұрын
I thought I was clear in the video. "Ean na, trading pannum pothu, kandippa oru varusathukullaye, vaangi vithu iruppom. Appadina antha gainsku, naama varusam, 15% tax kattanum. "
@sundarcit3 жыл бұрын
Got it. Thanks! Keep up the good work.
@arjunshankar28603 жыл бұрын
Thank you sir. Very useful info.
@visvanathan54043 жыл бұрын
Kaalai vanakkam sir... 🙏🙏🙏🇲🇾🇲🇾🇲🇾
@itzdevaraj3 жыл бұрын
I never thought tax deferred will make such difference. Can you please so make a video on Tax Loss Harvesting ...
@purushothamana41643 жыл бұрын
Please speak about Investment Trust and it's pros and cons
@ramphoenix95023 жыл бұрын
Awesome explanation ❤️
@lingasamy1233 жыл бұрын
Good One Vijay !
@nanban20003 жыл бұрын
Thank you Vijay 🙏
@margaretsonia23702 жыл бұрын
Anna I love all your videos, its a great eye opener, your Maaathi yosi ideas are jus great, Anna I am planning to invest in stocks and bonds as per your advice, but I don't know how to start that, whether to use a financing related apps or banking app or direct buying, jus give me a demo pls na, will be very helpful, I am in India
@InvestmentInsightsTamil2 жыл бұрын
I will do an episode on that in the future. For now, work directly with a fund house to open an account and buy the index fund. For example, you can open an account with UTI and invest in their Nifty Index fund Direct. www.utimf.com/mutual-fund-products/equity-funds/uti-nifty-index-fund/
@margaretsonia23702 жыл бұрын
@@InvestmentInsightsTamil Thank you so much Anna, for your prompt reply, All de best for this great effort na
@A2Z-YouTube Жыл бұрын
Dear Sir, Thanks for you precise, concise, concrete and simple and easy to understand videos. At 3:21 could you please explain (or link) on how do use 1L tax benefit whenever gains exceeds 1L each yearly? Thanks, Kind regards Rajesh
@InvestmentInsightsTamil Жыл бұрын
Capital Gain Tax Explained: kzfaq.info/get/bejne/b7mpa9h6s9CtY3k.html
@datawce9233 жыл бұрын
Bro ur a Genius
@vignesh53453 жыл бұрын
To beat index invest in index fund and pledge for Margin and Trade with that.
@vignesh53453 жыл бұрын
Make sure not to loose in trades 😂😂😂
@nithishkumarganesan97273 жыл бұрын
Best stock broker for long term
@harisr59443 жыл бұрын
Sir could you make a video on Investment priorities for maximum tax saving, in India? Already you did a similar video for USA.
@soundarajansk16403 жыл бұрын
As always very useful information.! Thanks sir.! Keep up the good work.! 👍🏻 Can you explain about investing in ULIP vs Mutual funds in India.?
@InvestmentInsightsTamil3 жыл бұрын
Did you watch "Buying Life Insurance" episode? If not, watch it. You will know why ULIPs are terrible.
@soundarajansk16403 жыл бұрын
Thanks for the reply sir 👍🏻 will watch that episode.!
@sherwoodkiruba83303 жыл бұрын
Hi Vijay , Would suggest you do a video on insights about InvITs & REITs
@முனைவர்.சிசெ3 жыл бұрын
நன்றி
@muthukumarramasamy15523 жыл бұрын
Your Videos are really helpful and Genuine in accepting that this is just a theory and it could vary in realtime.. Its the fact people should understand.. I have a very basic question on the returns you have stated above Let's say I have invested Rs.10000 ( ex: Bought 100 share ( Rs.100/share) and got a return of 10% in the first year.. The next year ,you have calculated that investment would be 11000... But that can happen only if I sell and re-invest the money again right? ( Should we do that in longterm every year?) To be clear, Can you explain this in number of shares and its cost perspective?( because I assume If we are not going to sell and re-invest, the number of shares remains same in next 25 years)
@InvestmentInsightsTamil3 жыл бұрын
No. The units remain the same. The growth is in the price of the units. For example, Nasdaq 100 ETF QQQ was $54 10 years ago and now it is at $382. This means it has grown at a rate of 21.6% in the last 10 years. If I have bought 1 unit of this ETF 10 yrs ago, I would have paid $54. Not its price is $382. Makes sense?
@muthukumarramasamy15523 жыл бұрын
@@InvestmentInsightsTamil ah got it.. So in my case, assuming the stock has avg return of 12% every year which means the stock price will be ~Rs.400 after 25 years?
@InvestmentInsightsTamil3 жыл бұрын
@@muthukumarramasamy1552 Yes. That is correct.
@muthukumarramasamy15523 жыл бұрын
@@InvestmentInsightsTamil Sounds good.. this works for a lump sum one time investment and watch it growing every year.. How do you compare this with regular investment.. What would be the ideal return for the same.. Let's say, I have Rs.1000 and I bought 10 shares ( 100/share) today.. After a year the share price increase to 120.. I bought another 10 shares ( 120/share).. So now my profit % split it into half..[ I invested 2200 with avg cost of share 110/share - So now the profile would be ~ 9%) .. Assuming that repeats every year, what would be ideal % of return one should expect after 25 years.
@krishnakumarchinnusamy3 жыл бұрын
good one bro 👍🏼
@Just_Do_It_x3 жыл бұрын
Enaku few facts venum.. I want to make decision on Direct growth or Regular growth funds. I know both will have same stocks components and regular fund has intermediary and their charges. I want to know about risk among them. I want to go for long term 20+ years investment. Please update on that.. Facts to chose direct or regular fund.
@kamalashgovindaraj52453 жыл бұрын
Thank you sir.
@vigneshwaranr36083 жыл бұрын
Hi Sir, please talk about portfolio rebalancing.
@movieblasters42683 жыл бұрын
Sir fund of fund means what? And what is liquid fund? And how to select liquid fund? Is it liquid fund is better than bank f.d and recurring deposit? Which is right investment for beginners?
@cpothirajan13 жыл бұрын
Hello sir, Became a fan of yours. The way you are talking and showing the light towards financial insights are fantastic. Just need a suggestion from you. I have been doing a long term investment of on HDFC Bank stock which has given XIRR of 17% till date. Would you suggest me to invest this in index fund, going forward, or let it be there. Can you please suggest
@InvestmentInsightsTamil3 жыл бұрын
Totally personally choice. If you are feeling confident about HDFC bank and if you can constantly monitor its business, you can continue to hold it. But if you do not have time to monitor it, better to switch to index fund.
@cpothirajan13 жыл бұрын
@@InvestmentInsightsTamil Thanks a lot, for taking your time to reply this.
@tamilan98883 жыл бұрын
Index fund return vs Guaranteed Term insurance return podunga sir
@sarjagad3 жыл бұрын
As usual tharu maar video sir. For Roth 401K favorors, their side is that the tax rate may change in long term future and the tax rate what we have now is.one of the lowest in US history, so pay tax now... I am confused on this possibility and rationale. If possible pls clarify.
@InvestmentInsightsTamil3 жыл бұрын
Well, there is no chance for cancelling no tax on ROTH? The risk is on both. We are actually nit picking here. In the grand scheme of things, we are totally OK with either. Go with the one you like or even split between two.🙂
@dyaneshods2 жыл бұрын
Please explain about siba inu coin
@cybrainx723 жыл бұрын
Great video.. it clearly shows why trading is foolish :) Did you miss 3.8 net investment tax ?
@InvestmentInsightsTamil3 жыл бұрын
Good point. Technically I did not miss as the example income I used was 120K. But yeah, for MAGI over 250K, 3.8% net investment tax is additional.
@cybrainx723 жыл бұрын
@@InvestmentInsightsTamil Partially you were correct. When it came to California Couple you did not account it :)
@InvestmentInsightsTamil3 жыл бұрын
You got me there.🙂
@shahedprvz3 жыл бұрын
Hello - Can you please explain power of compounding for Mutual Funds vs Index Fund investing in USA
@anandeeswaranit3 жыл бұрын
Sir, please explain us difference between nifty index and ETF.. someone said index fund will change 2 times(Jan & July only) in a year.. if some stocks like yes bank default in Feb month, then index will keep buy further investment till July? Please show some light on it..
@InvestmentInsightsTamil3 жыл бұрын
Fund reflects the underlying Index. There are rules that define which stocks make up to the index. If a stock is in financial trouble, the index would have removed it and so the fund that is tracking the index as well. I do not really see any reason to get concerned about this scenario at all.
@kamarajkm23 жыл бұрын
Hello Sir, could you please explain how compounding applies if we have individual shares or baset of shares.?
@dilipz882 жыл бұрын
@Investment Insights Hi Vijay. For Index fund investing with VG which is preferred to buy ETFs or Admiral shares by investing $3K for growth account and long term investing
@InvestmentInsightsTamil2 жыл бұрын
Go with that is convenient for you. Either is fine.
@dilipz882 жыл бұрын
@@InvestmentInsightsTamil I am planning to open IRA account with VG and start investing in admiral shares. ETFs are newly introduced so I am trusting on the former based on historical data evidence.
@mohammedrizwan10602 жыл бұрын
sir day to day and intraday trading tutorial series venum
@InvestmentInsightsTamil2 жыл бұрын
Sorry. I don't do trading and I cannot teach you trading.
@Just_Do_It_x3 жыл бұрын
Why I'm not getting the notifications I have bell enabled for all
@donotknowediting97953 жыл бұрын
missing part is ETF brokage and management fee.
@sarathsk1412-handle2 жыл бұрын
Sir.. "long term" means.. how much year sir? 1 year?
@harinim39763 жыл бұрын
Can you explain how dividend yield for each stock is calculated USA?
@pktsam20003 жыл бұрын
Agree on taxes on short term gains. But did you consider the fact that the same one lac can be traded again and again. Say you rotate the same lac 10 times a year..even if you win 3-4 times, you will easily make a decent earning more than 12% (exclusive of taxes)..please share your view on this..
@InvestmentInsightsTamil3 жыл бұрын
Thats what Nithin Kamath has commented about. Only 1 in 100 earns an annual return more than FD rate by trading. It is your choice if you want to take those odds.
@jamie103332 жыл бұрын
Hello Sir, can you please make an explanation video on gold investments? Like Digital gold using apps vs physical gold from stores
@InvestmentInsightsTamil2 жыл бұрын
My take on gold investment: kzfaq.info/get/bejne/g7lnm697urfNh4k.html
@jamie103332 жыл бұрын
@@InvestmentInsightsTamil Thanks for the reply sir 👍🏻
@UdayKumar-my9ve3 жыл бұрын
Sir, Can you please pick a topic on “Can NRI (specially from USA) invest in Indian mutual funds or via DEMAT account in India?”. Please share your link if you have already covered this topic. Appreciate your feedback
@InvestmentInsightsTamil3 жыл бұрын
Check this out: www.fincash.com/l/mutual-fund-houses-that-allow-usa-canada-nris-to-invest-in-india
@aravindansubramanian9903 жыл бұрын
Hi, if I want to get $3000 per month, how much Do I need to invest and how to invest?
@rajalakshmianand80473 жыл бұрын
Sir please tell me about the future retail case vs amazon
@Adventurousshadow3 жыл бұрын
Hello sir, how to buy index funds using on-line platforms and also by offline.
@dyaneshods3 жыл бұрын
Please do episode for how to start trading, which bank helps to open account etc in USA
@InvestmentInsightsTamil3 жыл бұрын
Just in case if you did not notice, I do not encourage trading.
@dyaneshods3 жыл бұрын
@@InvestmentInsightsTamil yep..how to start investing in index funds .. any bank accout to open?
@InvestmentInsightsTamil3 жыл бұрын
@@dyaneshods No. You need to open an account with a brokerage like Vanguard, Fidelity, Robinhood etc.
@chaipizza67562 жыл бұрын
Can you withdraw from brokerage account 80,000 per year without paying tax if you have no other income?
@InvestmentInsightsTamil2 жыл бұрын
Sure.
@muthuraman39743 жыл бұрын
Please explain about govt employee can invest mutual if so explain rules
@InvestmentInsightsTamil3 жыл бұрын
Sure they can.
@jai1234803 жыл бұрын
Sir is it better to invest in ELSS or other tax benifit fund which provides better returns over long time, when compared to PPF? Currently PPF provides ~8% ELSS funds provided around ~12-16%
@bvinodmca3 жыл бұрын
Hello Sir, as you suggest for beginners better avoid trading due to risk. My doubt is, if we invest in a good stock like TCS,Relaxo which has proven history and keep it hold for long term (15-20yrs) what risk it is going to associate with? since the share price of such companies were always keep increasing despite of the entry price in long term. Pl advise
@InvestmentInsightsTamil3 жыл бұрын
You can definitely buy individual stocks if you believe in their future growth. But if you look back at the history, you will notice that top companies keep changing every decade and it is very hard to identify the top companies. Saying that, if you feel confident about a business, go ahead and buy it.
@bvinodmca3 жыл бұрын
@@InvestmentInsightsTamil thanks you sir.
@JoJo-ey9bz3 жыл бұрын
I have very basic question on how compounding works. It will be great if you elaborate more. For ex: I am investing $20000 each year in an ETF VTI through any brokerage ex tdameritrade. If I invest for next 10 years then my total investment will be 10*20000=200000. Suppose if I receive 10% increase at the end of 10th year then will I get only 220200? Once I invest what steps should I do each year to make sure my money gets compounding? Belated teachers day wishes!
@InvestmentInsightsTamil3 жыл бұрын
If you are investing 20K every year and if the investment is growing at a rate of 10% every year, you will have $402K by the end of 10 years. Use this calculator to see your growth: www.moneychimp.com/calculator/compound_interest_calculator.htm You do not have to do anything else after investing. Just let it grow.
@JoJo-ey9bz3 жыл бұрын
Thanks much Sir. I am still confused on how will I get 10 % every year?. In such case I should see my etf price will be doubled by end of 10 th year? I have taken VTI ETF as an example.
@venkatasmb3 жыл бұрын
Namaskaram sir, Thanks for these details, my go-to videos are your videos. Assume we put 19.5K per year 401k and when I withdraw from India, doesn't go 30% flat alien capital gain tax ?. In the example, 105000$ per year, so does it come 70xxx$ after-tax if I withdraw from India, am I correct on this ?. ( Assumption is that if I don't do 401k -> IRA -> RothIRA Strategy )
@InvestmentInsightsTamil3 жыл бұрын
401K withdrawal is considered as income, not capital gains. So we need to follow the standard income tax rate for that. Another thing is, though they charge the 30% when you withdraw as alien, you will be able to pay only the appropriate tax amount depending on your tax bracket when filing the tax as Non-resident. Also note, there is no standardized deduction available for Non-resident. Saying that, it is better to consult a tax advisor to understand the exact implications.
@bskeerthi73903 жыл бұрын
@@InvestmentInsightsTamil Does this apply for withdrawal from Roth IRA as well from India?
@josephpradeepraj76383 жыл бұрын
Sir, I have a question regarding withdrawal of upto ₹1 lakh every year and buying back the fund again on LTCG. The NAV at the time of buying might be more in comparison to the ones we are selling. Which one is best based on the scenario you have given, i) Liquidating once for all at the end of 25 yrs or ii) Reinvesting in index after selling gain amount =< ₹1 lakh
@josephpradeepraj76383 жыл бұрын
Excuse me for the question but I'm just catching up with investment ideas
@InvestmentInsightsTamil3 жыл бұрын
Totally personal choice. It depends on the amount. If the portfolio is huge, it might not be worth the time. But if the portfolio is small, may be it is worth doing it. And yes, the price could be potentially higher in 2 days. We have to make a call on whether to do it for saving the tax or not. There is no "best" way for that.
@baskarsiva57443 жыл бұрын
Could you please tell me about lumpsum investment in funds can do again and again on the same fund. Not like one time investment? Ex : 50,000 investment on fund X today. Next year 50,000 can do investment on the same fund X on top of it ?