Enjoyed this insightful and equally stressful topic. The more I listen to these podcasts, the more I feel it’s getting harder for common folks to buy property- especially the M40 folks- not only there’s economic issue (stagnate wages vs inflation) but now it requires discipline to withstand lifestyle traps in order to save up a housing fund. Maybe that’s why fancy cafes are thriving nowadays; if it takes me years of discipline to save up for a house AND still might not be able to afford it, I might as well go enjoy my 20 bucks coffee this weekend 😅

There is pro and cons All my property is markup one. But there is extra cost needed to bear. For extra SnP n Lawyer fee..near 10k extra payment then average 90% loan (4 property).. and extra insurance but at the end Im owning 4 property by pay 10% of Selling price. 3 house and 1 shoplot. Need to pay 131k for 1.3mil of property after markup loan. If purchase normally I need to pay 231k. If markup loan I need to pay 131k but 10k more charges in lawyer+setem+rgpt seller

Great question and a great answer from iherng as well. With the scheme of borrowing against a higher amount and indicating a discount in the SPA on a reduced price, the downside is the interest rate which determines the monthly installments will always reference against the higher amount. ($280k Vs $245k). At the end of a loan tenure or in the event of a sale, the bank will ask to repay the outstanding balance against the higher amount. So you will have to sell the property at more than the higher price ($280k) in order to make money.

great info👍

some genuine and realistic questions to answer by Sean at the end the video

CAn you do a Review on Dorsett Water Front Condo Subang Jaya

For bank-auctioned houses, the loan one could get would be 90% of the auction price, as opposed to 90% of any bank valuation before the auction?

Sean minta review KL hotest project Pudu Skyline. TQ bossku.

😍😊

pm vacuum cleaner 🤣🤣🤣

This call mark up right ?