Bank rewards: debit card “spend” hack

Рет қаралды 7,627

Күн бұрын

There are a growing number of offers that require you to spend with your debit card to earn the reward. That's fine if you are using your current account card for everyday spending, but not if you'd rather use a cashback card instead.
Fortunately there's a trick where you can do this without any actual spending. Here's how to do it.
W A T C H N E X T
The BEST reward current accounts 2024: Earn free cinema tickets, Disney+, cash and more
• The BEST reward curren...
READ THE ARTICLE
becleverwithyourcash.com/debi...
#debitcard #rewards #banking
TIMESTAMPS
00:00 How to hack rewards that require spending
01:57 Debit cards that require spending to unlock rewards
05:18 How the hack works
06:00 Things to be careful of
06:50 Use the debit card to pay off the credit card
07:15 Paying in to a current account
07:33 Adding to Monzo
08:35 Adding to Revolut
09:18 Adding to Starling
09:40 Adding to pre-paid account Zing
09:55 Use the debit account to add to a savings account
10:33 Savings accounts to try
MORE
S U B S C R I B E / @becleverwithyourcash
N E W S L E T T E R - becleverwithyourcash.com/news...
(You'll also get a free Quidco bonus for signing up)
T W I T T E R - / beclevercash
I N S T A G R A M - / becleverwithyourcash
F A C E B O O K C O M M U N I T Y - / 2661970707423383
W E B S I T E - becleverwithyourcash.com
A B O U T A N D Y
Andy Webb is a money blogger and journalist. He runs the award-winning website Be Clever With Your Cash, hosts the Cash Chats podcast, presented Channel 5’s Shop Smart Save Money and writes every month for Reader's Digest. Andy also founded the community ukmoneybloggers.com.
DISCLAIMER
Content in these videos does not constitute regulated financial advice. Any offers mentioned were correct at the time of filming.

Пікірлер: 18

@richardgatenby7560 Ай бұрын

Great video, whenever I refuel my car I put whatever fuel I want in and then go £0.01 over the next pound, so if it came to £18.63 I'll take it to £19.01 for example and get £1.98 added to my savings account. You could also pay say £500.01 into a SIPP adding £1.98 to your savings account aswell as getting 20 or 40% tax relief.

@Kazbo2372 Ай бұрын

Hi Andy, great video as ever! I was wondering if the Halifax £5 monthly reward is included as part of your yearly tax free savings allowance? Thanks for your great work!

@mesarq Ай бұрын

Thanks Andy I was literally planning to purchase 20 cans of sardines one at a time at Aldi hahaha

@mariotandioy Ай бұрын

Thank you Andy! Fantastic! This is the video I was waiting for using my Halifax debit card with my Monzo account 👍🏼

@ashishjain181 Ай бұрын

Does it work. I dont think it works on halifax

@reabo Ай бұрын

Nice!

@abhinavrai6759 Ай бұрын

Great video!! Can you please share direct debit hacks too. Plum and moneybox video is 2 years old. Weekly direct debit is amazing idea!! Any other app doing weekly deposit??

@epmorris Ай бұрын

I think you can also add money to PayPal balance using a debit card

@katscotty Ай бұрын

Yes I did this yesterday!

@NickIrvineFortescue Ай бұрын

I know you can via direct debit. Didn't know you could do it as a card payment

@kloppsippingvarsenaltears2789 7 күн бұрын

You can't, you can only add money by linking a bank account not debit card.

@jasminechoudhury9041 Ай бұрын

Can you not pay one item at time in a grocery store

@NickIrvineFortescue Ай бұрын

You can. I've been doing this for a few months. About 10 times each month. No issues

@MissSmile82 Ай бұрын

I live by a Lidl and they currently have a free fruit deal per day when you spend only 1p. So I've gone in each day after work, bought 1 cheap item we need for the house and got a free fruit item. Repeated 5 times to fulfill my 5 transactions for the switch deal, and I've also received free strawberries, easy peelers, lemons, peppers and a mango ☺

@painfulorwhat8872 Ай бұрын

I do it all the time at self check outs and at the petrol pump.