Your channel is so good. You've encouraged me to invest. Thank you
@SashaYanshin3 жыл бұрын
@@user-es5gx2di7h Thank you! Really flattering!
@adalat70192 жыл бұрын
Hi, would you please tell me what the equivalents of VOO and VTI in the UK are?
@SashaYanshin2 жыл бұрын
@@adalat7019 VOO is VUSA and VTI actually exists as a ticker in the UK but you can also get alternative Total Market Index funds as well 👍 Remember to double check yourself - I am a random guy on the internet. 😉
@catalincaprioara19173 жыл бұрын
I've seen a lot of other videos and read through many many pages about ETFs, but this was the best 20 mins explanation of ETFs that I stumbled over. Great job!
@SashaYanshin3 жыл бұрын
Thank you Catalin! Really appreciate it!
@joemacdougall92053 жыл бұрын
This is the best video I've ever seen for UK investing. Thank you 👍🏻
@SashaYanshin3 жыл бұрын
Thanks Joe!
@andrewhealy78212 жыл бұрын
Buying half in USD and half in GBP doesn't hedge against currency risk, the underlying assets are all still priced in dollars, and you are ultimately using pounds to buy a dollar stock. A currency hedged etf tries to negate this effect.
@Andrew-dp5kf3 жыл бұрын
Wow the whole bid and spread thing was an eye opener! Thanks for that info, I hadn’t understood that part having only dealt with funds before.
@SashaYanshin3 жыл бұрын
The newer video I have about S&P500 ETFs goes into even more detail 😁
@ImOutaTime3 жыл бұрын
I have learned so much from your videos. Fantastic work!
@SashaYanshin3 жыл бұрын
Thank you!
@Riaan3108 Жыл бұрын
Old but absolute GOLD video this, personally I’m all for the accumulating ETFs as I’m hoping to invest for at least 10 years.
@Danzo1212 Жыл бұрын
doesnt matter if its acc or dist they both will do similar over long term dist gives you the option to get cash on the side though
@musicsounds79493 жыл бұрын
best video ive seen in a while, really helped me out, was in a pickle about this, thanks
@SashaYanshin3 жыл бұрын
Thank you!
@reecie20003 жыл бұрын
Very informative Sasha, thank you. Just needed to add, your out-tro music reminds me of Theme Hospital and I actually love it lol
@SashaYanshin3 жыл бұрын
I loved that game!!!!!
@pandabossanna3 жыл бұрын
Your point about USD vs GDP is so well articulated! It's why I own two of the same S&P500 ETF just one in GDP and one in USD but I've never been able to articulate it that well!
@SashaYanshin3 жыл бұрын
Thanks Anna! That’s what I do as well! 👍
@willp43013 жыл бұрын
Superb mate. The first time I’ve heard someone actually explain it properly.
@SashaYanshin3 жыл бұрын
Thanks Will! Appreciate it!
@bigdawg13532 жыл бұрын
For a second there, I was caught out by the 'LIKE' terminology in an ETF - and then brain engaged... smashed that with a 👊 !!
@fimimi14422 жыл бұрын
Thank you so much for clearing and narrowing it down. Its a minefield out there on s&p 500 etf. I find you are providing good information helpful to newbies like me and am sure experts out there.
@Daniela-iy3js2 жыл бұрын
I like your videos, but I also like your table 😁
@SashaYanshin2 жыл бұрын
Made that one myself! 😄
@Daniela-iy3js2 жыл бұрын
@@SashaYanshin Once I make enough money by investing following your advice, I will order one table like that from you! 😁
@thicclumber57903 жыл бұрын
Thank you very much for this video, I had just withdrawn my CTF and was very confused by the many stocks and shares ISAs I could fund, but I have a much better idea now.
@SashaYanshin3 жыл бұрын
I remember being mighty confused myself back when I was starting out!!
@reybigcena3 жыл бұрын
A lot of value in this video, congrats on the great video!
@SashaYanshin3 жыл бұрын
Thank you Simon! :)
@logins3 жыл бұрын
Very well explained, thank you!
@SashaYanshin3 жыл бұрын
Thank you!
@martinkandrac76793 жыл бұрын
I am just starting with investing and all of your videos are very helpful. Thank you!
@hajnalkagyarmati10282 жыл бұрын
Ahh finally, I've been so confused. :D Amazing video, thank you. I'm getting some VUSA tomorrow :P Thanks Sasha, keep going, you're smashing it. Sending love and support.
@marcustinley28013 жыл бұрын
This was fantastic, great job.
@SashaYanshin3 жыл бұрын
Thanks Marcus!
@mkdrone853 Жыл бұрын
Thanks a lot, your explanation was really clear!!! Know where to step in right now!!!!🎉
@HappyFeetSalsa3 жыл бұрын
Dude, thank you. This was perfect 👌🏼
@SashaYanshin3 жыл бұрын
Thank you! :)
@arashriasatian68363 жыл бұрын
Educative as always, I've never paid attention to the different currencies. I've recently read about positions investors may take towards a specific stock based on its performance in comparison to S&P 500, it may be great idea for a future video.
@SashaYanshin3 жыл бұрын
gonna be some interesting more general topics coming at the beginning of February! Keep your eyes peeled! 😎
@mithunkinarullathil6432 жыл бұрын
This is the first video I am watching for understanding how to invest. Thank you. Liked and subbed :)
@SashaYanshin2 жыл бұрын
Glad it was useful! I am going to be making a few more but there should be plenty to get you started already!
@mithunkinarullathil6432 жыл бұрын
@@SashaYanshin Thank you very much ☺️
@stansheppard89292 жыл бұрын
Superb, thanks very much for the time and effort Sasha
@SashaYanshin2 жыл бұрын
👍
@Donwun3 жыл бұрын
Thanks for the explaination - i smacked the LIKE button for ya!
@SashaYanshin3 жыл бұрын
Thank you!
@Natz12972 жыл бұрын
Thanks for the video. Super informative!! How do you find info on the spread of ETFs? Also, in distribution EFTs if your going to be taxed on dividends, why won't you just go accumulation - assuming you'd like to invest long term.
@kfs98043 жыл бұрын
You deserve a Standing Ovation for this explanation!
@SashaYanshin3 жыл бұрын
Check out a newer video where I talk about the cheapest S&P 500 ETFs - even more detail in there!
@pim47983 жыл бұрын
Thank you Sasha for producing such an excellent video which served to confirm my equal investments in both VUAG and VUAA as the route to go, me being an novice investor. Also, based on your recent video re: AMD, I can confirm making an investment there too, Thank you very much Sasha for sharing your comprehensive knowledge in such a logical manner.
@chuckyonesti3 жыл бұрын
Now I finally understand.... Thanks dude
@SashaYanshin3 жыл бұрын
😂👍
@maxwellboulton95543 жыл бұрын
Fantastic video, thank you very much!
@SashaYanshin3 жыл бұрын
Thanks!!
@Graeme1813 жыл бұрын
Sasha is the Martin Lewis of selecting low cost broad range investments! Thank you!
@Alban.Bytyqi3 ай бұрын
Thank you a million for the detailed vid. Forgive me if the question is stupid and undue. Why should I invest in the S&P 500 and not invest in the top Nasdaq 100. Thank you.
@LilMissSimii2 жыл бұрын
Amazing video Sasha - very well presented. I have a couple questions. So everything you spoke about made complete sense, but where does an ETF fund like VOO stand within the things you spoke about? How comes it wasn’t included in the table? Thanks :)
@mandicnikola10 ай бұрын
VOO is for US residents, not for people from EU.
@Poetrap12 ай бұрын
Hey Sasha, great video! What about Legal & General US Index in HL it seems to be cheaper then vanguard and ishare or is it not as good? Thanks in advance.
@kevinguetens84862 жыл бұрын
Thank you for your explanation, Sasha
@george69772 жыл бұрын
👍Very useful. I hadn’t realised spreads were higher on Accumulating ETFs.
@SashaYanshin2 жыл бұрын
To be fair it really is splitting hairs - the difference is pretty much negligible when you're comparing at that level!
@VictorKirilovVisuals3 жыл бұрын
Great video, thanks for all the basics explained :)
@SashaYanshin3 жыл бұрын
No problem! Glad it was useful Victor!
@nagyferenc9692 жыл бұрын
Very informative video. Subscribed.
@SashaYanshin2 жыл бұрын
Thanks!
@Marcus-ec1kx2 жыл бұрын
This was useful thank you!
@pokeathought3 жыл бұрын
Amazing video, really helpful! I’m wondering why did you choose to invest in index etfs instead of passive index funds? Eg: on vanguard you are given both options. What’s the biggest differences?
@SashaYanshin3 жыл бұрын
Because index funds are very passive too and tend to significantly outperform the others over time?
@navd14883 жыл бұрын
Thanks Sasha. Excellent explanation. Just clarifying, what was mentioned about VUSA vs VAUG. So even if I am looking to keep the investment for 15-20 years without needing these funds, it is still better to have a VUSA and reinvest dividends rather than the accumulating VAUG? I guess one should check the dividend reinvestment charge, but beyond that VUSA would be better ?
@SashaYanshin3 жыл бұрын
The two are almost identical. VUAG is relatively new and smaller and the accumulation is not quite the same as reinvesting (growing price vs buying more shares) but the effect should be pretty much identical - VUAG might have slightly worse natural spreads because of being smaller but means you don't have to go in to manually reinvest the dividends when they turn up.
@navd14883 жыл бұрын
@@SashaYanshin thanks for the explanation 👍
@dan15d202 жыл бұрын
Compound interest?
@MeMe-wz5hv3 жыл бұрын
Great work. Very well explained. Subscribed and liked.
@SashaYanshin3 жыл бұрын
Thanks!
@snakeslash882 жыл бұрын
Hi Sasha! Great video as always! One question: considering you can only buy full shares of the VUSA and not fractional, how should I invest the same amount each month? Is there a better strategy you would recommend? Thx for your reply 🙏
@SashaYanshin2 жыл бұрын
Good question - this is an issue only with some brokers - I am guessing you might be talking about Freetrade who don't let you buy fractional ETF shares. I am not sure what a good way to answer this is - can you flex the amount you deposit to round it to a share? Can you invest in something else that does allow fractional shares? Also - IUSA is the Ishares equivalent that does the exact same thing but is about half the price per share - might be a good alternative. 👍
@snakeslash882 жыл бұрын
@@SashaYanshin that's correct, I'm using Freetrade through your link. Would it be better to set a number of shares to buy every month, even though the price will vary, and flex the amount I deposit? Or consider the yearly budget I'm planning to invest and and invest all at once? I'm more for a monthly approach but not being able fo buy fractional shares makes it a bit tricky. Also, should I buy at the same day every month? It's something that makes sense? Many thanks for your reply! Really appreciate it ❤️
@matteogagliano8660 Жыл бұрын
Hi Sasha, thanks for this useful video! Which brokerage would you suggest for long-term investing (20+ years) on ETF like iShares CSP1 or CSPX? In EU two options worth considering are Interactive Brokers or DEGIRO. Would you suggest one over the other one? Thank you!
@ElliHoy3 жыл бұрын
beautiful video thank you
@SashaYanshin3 жыл бұрын
Thank you Elliott!
@Paddlehappy Жыл бұрын
Thank you for this great video! I bought VUAA and as this is accumulating ETF i assume I will see the “bought dividends” as add positions to my portfolio. But how often should I see this ? Is it also once a Quarter?
@valentindanielbara548 Жыл бұрын
Great video! It would be nice to do one also on different indexes such as Nasdaq
@MESHQuality2 жыл бұрын
Finally I understood it, thanks!
@JohnTaylorDev2 жыл бұрын
This was very useful, thanks :)
@MaxMax-qy2em Жыл бұрын
thanks for the great effort.
@SashaYanshin Жыл бұрын
👍
@vs91083 жыл бұрын
Such detailed info in 20 mins ..first time heard UCITS meaning ...thanks will look more into Ishares
@deciofreitas34703 жыл бұрын
Keep up the good work 🤙
@SashaYanshin3 жыл бұрын
Thank you!
@suttyotolvajfideszbanda5983 Жыл бұрын
Really helpful Sir thank you very much
@tomhunt79242 жыл бұрын
you my friend are a gem to society.
@chrisburr20962 жыл бұрын
Question: Does the VUAG pay dividends in exactly the same way as the distributing? It just doesn't tell you and that money just appears there? I guess what I mean is, does it grow in the same way that reinvesting a dividend yourself after a payout does?
@vykintasjocys64013 жыл бұрын
Amazing Alex !
@SashaYanshin3 жыл бұрын
Who’s this Alex guy? 😁
@vykintasjocys64013 жыл бұрын
@@SashaYanshin Sasha is alex in russina right
@SashaYanshin3 жыл бұрын
@@vykintasjocys6401 Alexander, yep!
@joesoloman9963 жыл бұрын
Really great vid! Liked and subscribed. Keep up the good work and your channel will have 10x subscribers in no time ;)
@SashaYanshin3 жыл бұрын
Thank you Monsieur Joe! 😃👍
@PROTON8383 жыл бұрын
Useful video. Thanks! Would you be able to explain the difference between these ETFs and mutual funds that track the index? What are the pros and cons of each strategy (ETF vs mutual funds that track an index)?
@SashaYanshin3 жыл бұрын
To be fair there is not a lot of difference. The main differences are that ETFs tend to be very passive with low fees and mutual funds will be more active with higher fees. Mutual funds would usually try to beat indeces and are less liquid hence why I much prefer the ETF route.
@PROTON8383 жыл бұрын
@@SashaYanshin cheers!
@dejankrstevski1065 Жыл бұрын
Hello Sasha, I am currently investing through Vanguard UK. My portfolio is the following: 55 % VUSA ETF DIV (S&P 500), 20% VWRP ACU (FTSE All World UCITS ETF), 15 % VHYL DIV ( FTSE All World High Divident Yield UCITS) & 10% only Apple Stock). I am investing each month, once a month ( small amounts, total 200 eur/month divided through %). My goal is 30 years (long term) What can I change in my portfolio? Or am I on a good path? What can I add/remove and is the ratio okay? My goal is 10-15% YTD and to also have some diversification to market outside USA. Is VUSA a better option than VUAA? I am in EU, but I could only find the VUSA & VUAA and not VUSD or VUAG. I am 28 years old I would apreciate your help and advice. Thanks a lot!
@mcneelynorman12 жыл бұрын
Fantastic video. How does one know if an ETF is tracking the complete index (Full) or a segment of the index?
@davidefilippi44043 жыл бұрын
Great explanation Sasha! would be nice to see a similar video for MSCI WORLD & MSCI Asian ETFs
@SashaYanshin3 жыл бұрын
Will see! S&P 500 is obviously the one most look at so will see what other similar topics may be of interest!
@Michael-jh1it3 жыл бұрын
Brilliant! Thank you very much for this video, exactly what I hoped for :) I have one follow up question - what about security of Vanguard and IShare, is there any difference there? Which one is less likely to ever go under?
@SashaYanshin3 жыл бұрын
No problem Michal! Both are huge funds but if you’re looking for historical evidence, Vanguard have that in copious amounts :)
@iamciprian01 Жыл бұрын
Great job man , some would charge a bit for this info. :) keep up
@petraisabel19872 жыл бұрын
Thank you for this video it was super helpful! What is your for buying Vanguard S&P 500 UCITS ETF (EUR) VUAA? It's a slightly new ETF in trading212. As a student and having euros in a bank account, I would like to invest a small amount every month in euros so would that be better rather than buying in pounds or dollars?🤔
@georgerichardson98753 жыл бұрын
Really helpful video
@SashaYanshin3 жыл бұрын
Thanks George!
@parminderdhawan Жыл бұрын
@Sacha Yanshin - Awesome video.. As I am in Germany, would prefer to invest in Euros.. Can you please suggest Vanguard and iShares S&P and NASDAQ ETFs?
@gringorecifence3 жыл бұрын
Thanks for the info! You said there really wasn't much difference between iShares ETF and vanguard ETF, but if you were to point out a difference, would it just be the higher spread iShares have? Cheers
@SashaYanshin3 жыл бұрын
Some difference in trading volume but both are huge - there is virtually no difference at all. Both have 0.07% fees and there may be slight differences in internal rules on replication but I am not entirely sure on exact impacts of those. Not advice - just random opinion of a random guy on the internet of course. Do your own research 😁👍
@CharlEs-of8sk3 жыл бұрын
Amazing content. You covered it all. The most comprehensive video on the topic I found so far. But, do I understand correctly that the eft expense ration will be incorporated in the spread, and no extra charge will be due for investing in it on a platform like trading 212? And will I still have to pay the USA withholding tax if I invest in the IUSA on trading 212 in the UK?
@SashaYanshin3 жыл бұрын
Spread is separate and not part of the expense ratio - that’s just the actual costs of the fund operating although with huge ETFs like those tracking the S&P 500 have negligible spreads. All US dividends to foreign shareholders incur withholding tax so yes - it will apply to the S&P 500 ETF as well. //Just the opinion of a random guy on the internet (me) and of course not financial advice
@henrik443810 ай бұрын
Good morning, which etf exactly follows the S&P500? I am not looking to beat the index. Neither am I looking to underperform. Just follow the S&P500. Nothing more. Nothing less 📈
@danilocampolo44982 жыл бұрын
Hi Sasha, can you explain to me why the percentage increase/decrease for VUSA that tracks the S&P and the S&P itself is not the same when compared at the same timeframe (1d, 5d, 1m, 6m, ytd..)?
@endoplasmicreticulim4 ай бұрын
thank you!
@damedench3 жыл бұрын
Hi Sasha! Thanks for making this video - your explanation is easy to follow and quite articulate. Since I'm going for the long term, (7-10 years), will the 50:50 split between VUSA and VUSD have that much of a difference currency exchange-wise? If so, is it marginal enough to just pick one? Or in this scenario, would you still do the split? Thank you!
@SashaYanshin3 жыл бұрын
It can do - the exchange rate is about 1.37. Imagine you invest in USD and it goes up to 1.85 in that time (which it was not a crazy long time ago!) You’d lose a hefty chunk of that much on the exchange rate. Now you would lose some of it anyway EVEN IF you invest in GBP because the companies in question trade and are valued in Dollars at the end of the day but it does mitigate some of the risk. I have those exact 2 in my portfolio.
@damedench3 жыл бұрын
@@SashaYanshin that makes perfect sense! Thanks for being so transparent :)
@ciakmovies19143 жыл бұрын
D-LIKE was really a new terminology mate 😜 ... Thank you so much for your video seriously 👌👍
@SashaYanshin3 жыл бұрын
Thanks! I'm not sure what that first bit relates to but glad it was useful! 👍
@goul822 жыл бұрын
I live in Greece and I use etoro and trading 212. I think of getting exposure to the S&P50. What would you recommend? Buying VOO from etoro or VUSA from trading 212?
@kevinhughes98013 жыл бұрын
Great vid thanks
@SashaYanshin3 жыл бұрын
Thanks Kevin!!!
@SeanOCallaghan01062 жыл бұрын
In 10,20 years from, when I'll be ready to sell the ETFs I've been holding all this time, where will I see what's the gain? I'm using degiro
@britannicace1258 Жыл бұрын
Hi Sasha, so, if I invested into vanguard ISA one option is either lump sum or a sum then monthly paid in amounts - if choosing the latter, I assume the distributing would be better as monthly you are paying in ?
@yosmuc2 жыл бұрын
Thank you ! :)
@relaxingsounds99012 жыл бұрын
Thank you!
@SashaYanshin2 жыл бұрын
👍
@vojtechblahut65182 жыл бұрын
Hello. Great vids! Can i ask you for an opinion on CSPX, iShares Core S&P 500 UCITS ETF USD Accumulating. Own this one a iam curious, what do you think about this etf. Ty:)
@agracian13 жыл бұрын
Like your detail. Most people don't realise US ETF's don't provide KID's for UK investor platforms
@SashaYanshin3 жыл бұрын
Good for us that there's plenty of decent equivalents over here :)
@myminipda3 жыл бұрын
WoW. Great video
@SashaYanshin3 жыл бұрын
Thank you! I appreciate it :)
@dyin2live833 жыл бұрын
Just what I needed right now. I will probably expose my ignorance in asking this question, but where does VOO come into the equation?
@SashaYanshin3 жыл бұрын
VOO is generally not available in the UK unless you go through a platform that is not regulated in the same way. So if you hear US people talk about it, they will mention VOO, but VOO is basically pretty much identical to VUSA for those of us who are not US-based.
@Danzo1212 Жыл бұрын
Thing to note is if your from the UK and you invest in the dollar version alot of brokers and app brokers will charge you a currency conversion fee
@UriSala3 жыл бұрын
Great video! What would be best for someone based in Norway? Eur-based versions of those ETF? Like iShares SXR8?
@SashaYanshin3 жыл бұрын
I’d guess so, yes - never looked into them properly being based in the UK!
@roughlygalaxy2 жыл бұрын
It seems the spread is pretty low for CSP1 when compared to VUAG. If you check Bid/Ask at market close last Friday, spread is 0.14% for VUAG and 0.02% for CSP1. 0.02% seems to be the spread level for Dist S&P 500 ETFs. So CSP1 looks to be a good option spread-wise.
@aramrasuli57493 жыл бұрын
Firstly thank you very much for that great video . I have a question, I have ISA account with trading 212 when ever I search for S&P 500 it shows only one with ishares , can you please tell if that one the right one to invest, I’m looking to invest for a long term , and would it be possible if invest £200 a month in to it ? Thank you again
@GadgetHark9 ай бұрын
what is the difference in taxation between a UK reporting ETF and an ETF, that isn’t UK reporting?
@agracian13 жыл бұрын
Hi Sasha, I think you may have misunderstood the point about currency. It's irrelevant what currency you buy it in £ or $, you will have the same cable (GBPUSD) fx risk on both as a £ investor!. What counts is hedged vs unhedged. eg CSP1 vs IGUS are the unhedged vs hedged iShares accumulation line. ie the provider, in this case BlackRock hedges out the $ exposure, so you get something closer to local currency returns. :-) Best Alex
@SashaYanshin3 жыл бұрын
I think my use of the word "hedge" was clumsy - I did make the point in the video and in answers to quite a few of the comments on here that there really isn't a real life difference and any discrepancy will get lost in noise. There will be some discrepancy though because of the mechanisms of how and when money is distributed/redistributed and the fluctuations in exchange rate between those points but I agree with you - not really anything noticeable. I am sitting all in on VUSA now that you can't avoid FX fees :)
@videohooligan3 жыл бұрын
Thanks Sasha great video. Also wanted to add that if you’re investing direct in a US ETF you will be taxed on inheritance tax
@SashaYanshin3 жыл бұрын
Not with these. These are domiciled in Ireland (and some in Luxembourg). This is why in Europe you invest in VUSA instead of VOO - these will not have IRS coming for inheritance tax.
@videohooligan3 жыл бұрын
@@SashaYanshin yes that’s right I meant to say if you invest in non-UCIT then your Estate Tax tax is 40% 😬
@pumpkinspice61182 жыл бұрын
really good video! Where do we see the spread price? I can't seem to find it and im using HL. I did my first investment of 700 and they took 70 pounds in fees. Does this seem right? Its a Vanguard VUAGS&P500 ETF USD ACC
@Matty08Tar2 жыл бұрын
S&P 500 = 45% Ftse 100 = 10% Ftse developed = 8% MSCI World = 10% UK property = 6% US real estate = 7% S&P Health Care = 2% NASDAQ 100 = 6% Glencore Commodities = 6% Does this sound good to you?
@beardlong82352 жыл бұрын
I am in Greece, not the UK. Do you think I should go with Vanguard VOO ETF? Thank you
@sodori3 жыл бұрын
Thanks - as a newbie to investing, imagine my horror when all the VOO, IVV that I learned didn't exist! It would be really nice if there was a reference for UK/EU equivalent of popular US ETFs. Keep up the good work!
@SashaYanshin3 жыл бұрын
There is definitely a massive gap in the information available which is exactly why I thought I'd make this video :)
@marcobormann67 Жыл бұрын
Interesting strategy to hedge the currency effects. I decided to open an account in USD at my broker and buy them directly in USD. So I can sell without currency effects. What do you think about that? Ok, I still would have to wait for the right moment to sell my USD. But since most investments are in USD anyway, I am OK with keeping them.
@mohammedbhimani66762 жыл бұрын
Should you invest directly into the s&p 500 thats on free trade or use the vanguard one?
@danielmillar76283 жыл бұрын
i have a vanguard isa with lifestrategy 100 and have some extra cash that I want to invest. is there any point in also putting some money into VUSA S&P 500 ETF
@c3cio Жыл бұрын
Thanks Sasha. In terms of taxation is there a difference between Accumulating and Distributing, I have read that the earning in the accumulating are not taxed because they are reinvested, instead the earning in distributing are taxed then you loose money in reinvesting compared to accumulating?
@silversurfer6758 Жыл бұрын
I would also like to know the answer to this question. No tax on automatically accumulated dividends would make a difference over time
@antoniof.casariu58323 жыл бұрын
Great video! Very informative. I am 21 and I am planning to invest in an etf for 10 - 15 years without trading / buying and selling. Do you think putting money in VUSA and VHYL would be a good strategy?
@SashaYanshin3 жыл бұрын
Getting started with investing is a great idea - good on you for looking into it so young! Everyone has their own preferences - I personally am really not a fan of dividend funds - investing in growth stocks always yields stronger returns in the long run and I don’t fancy putting my money into something yielding less than 3% when the S&P 500 returned over 17% last year. I have a mixed portfolio but when it comes to ETFs, I keep it straight-forward and plunge it into a VUSA-VUSD combo. You need to decide where your balance sits :)